Personal Finance Terms

  1. Unemployment Income

  2. Unemployment Insurance

  3. Unemployment Rate

  4. Unencumbered

  5. Unfair Claims Practice

  6. Unfair Trade Practice

  7. Unfunded Pension Plan

  8. Unified Tax Credit

  9. Uniform Consumer Credit Code - UCCC

  10. Uniform Gifts to Minors Act - UGMA

  11. Uniform Individual Accident And Sickness Policy Provisions Act

  12. Uniform Partnership Act - UPA

  13. Uniform Policy Provisions, Health Insurance

  14. Uniform Simultaneous Death Act

  15. Uniform Transfer Tax

  16. Uniform Transfers To Minors Act - UTMA

  17. Uninsurable Peril

  18. Uninsurable Property

  19. Uninsurable Risk

  20. Uninsured Certificate Of Deposit

  21. Uninsured Motorist Coverage - UM

  22. Unintentional Tort

  23. Unisex Legislation

  24. Unit Benefit Formula

  25. Unit Benefit Plan

  26. Unit Linked Insurance Plan - ULIP

  27. Unit Trust - UT

  28. United States Aircraft Insurance Group - USAIG

  29. United States Government Life Insurance - USGLI

  30. United States Longshore And Harbor Workers' Compensation Act Of 1927- LHWCA

  31. Unitranche Debt

  32. Units Per Transaction - UPT

  33. Universal Health Care Coverage

  34. Universal Life Insurance

  35. Unlevered Free Cash Flow - UFCF

  36. Unlimited Liability

  37. Unlimited Marital Deduction

  38. Unofficial Strike

  39. Unrealized Gain

  40. Unrealized Loss

  41. Unrecaptured Section 1250 Gain

  42. Unrecorded Deed

  43. Unrelated Business Taxable Income - UBTI

  44. Unscheduled Property Floater

  45. Unscheduled Recast

  46. Unsecured

  47. Unsecured Debt

  48. Unsecured Loan

  49. Unskilled Labor

  50. Unsolicited Application

  51. Unsolicited Bid

  52. Unstated Interest Paid

  53. Unsubordinated Debt

  54. Unusual Item

  55. Up-Front Mortgage Insurance - UFMI

  56. Upgrade

  57. Upper Class

  58. Upper Management

  59. Upstairs Deal

  60. Upstart

  61. USDA

  62. USDA Non-Streamlined Refinancing

  63. USDA Rural Refinance Pilot Program

  64. USDA Streamlined Refinancing

  65. Use And Occupancy - U&O

  66. Use and Occupancy Insurance – U&O

  67. Use Tax

  68. Usury

  69. Usury Rate

  70. Utilization Fee

  71. VA Loan

  72. Vacancy Rate

  73. Vacation Home

  74. Validation Period

  75. Valuable Papers Insurance

  76. Valuation Clause

  77. Valuation Mortality Table

  78. Valuation Period

  79. Valuation Premium

  80. Valuation Reserve

  81. Value Deflation

  82. Value Network

  83. Value Network Analysis

  84. Value Proposition

  85. Value Reporting Form

  86. Value-Added Reseller

  87. Value-Added Tax - VAT

  88. Value-Based Pricing

  89. Valued Marine Policy

  90. Valued Policy Law - VPL

  91. Values

  92. Vancouver Stock Exchange (VAN) .V

  93. Vandalism And Malicious Mischief Insurance

  94. Vandalism Endorsement

  95. Vanishing Premium

  96. Vanishing Premium Policy

  97. VantageScore

  98. Variable Annuity

  99. Variable Benefit Plan

  100. Variable Death Benefit

Hot Definitions
  1. Market Capitalization

    The total dollar market value of all of a company's outstanding shares. Market capitalization is calculated by multiplying a company's shares outstanding by the current market price of one share. The investment community uses this figure to determine a company's size, as opposed to sales or total asset figures.
  2. Oil Reserves

    An estimate of the amount of crude oil located in a particular economic region. Oil reserves must have the potential of being extracted under current technological constraints. For example, if oil pools are located at unattainable depths, they would not be considered part of the nation's reserves.
  3. Joint Venture - JV

    A business arrangement in which two or more parties agree to pool their resources for the purpose of accomplishing a specific task. This task can be a new project or any other business activity. In a joint venture (JV), each of the participants is responsible for profits, losses and costs associated with it.
  4. Aggregate Risk

    The exposure of a bank, financial institution, or any type of major investor to foreign exchange contracts - both spot and forward - from a single counterparty or client. Aggregate risk in forex may also be defined as the total exposure of an entity to changes or fluctuations in currency rates.
  5. Organic Growth

    The growth rate that a company can achieve by increasing output and enhancing sales. This excludes any profits or growth acquired from takeovers, acquisitions or mergers. Takeovers, acquisitions and mergers do not bring about profits generated within the company, and are therefore not considered organic.
  6. Family Limited Partnership - FLP

    A type of partnership designed to centralize family business or investment accounts. FLPs pool together a family's assets into one single family-owned business partnership that family members own shares of. FLPs are frequently used as an estate tax minimization strategy, as shares in the FLP can be transferred between generations, at lower taxation rates than would be applied to the partnership's holdings.
Trading Center