Personal Finance Terms

  1. No Income / No Asset Mortgage - NINA

  2. No-Cost Mortgage

  3. No-Ratio Mortgage

  4. Non-Qualifying Investment

  5. Nonconforming Mortgage

  6. Nondischargeable Debt

  7. Notice To Creditors

  8. Nuncupative Will

  9. Offset Mortgage

  10. One-Year Constant Maturity Treasury - 1-Year CMT

  11. Open-End Credit

  12. Option Adjustable-Rate Mortgage - Option ARM

  13. Oral Will

  14. Origination Points

  15. Outplacement

  16. Overlay

  17. Patronage Dividend

  18. Pay Yourself First

  19. Paycheck-To-Paycheck

  20. Payday Loan

  21. Paydown

  22. Payment Option ARM

  23. Payment Option ARM Minimum Payment

  24. Payment Shock

  25. Payroll Deduction Plan

  26. Pell Grant

  27. Per Diem Interest

  28. Periodic Interest Rate Cap

  29. Perkins Loan

  30. Personal Equity Plan - PEP

  31. Personal Finance

  32. Personal Financial Statement

  33. Personal Trust

  34. Phishing

  35. Piggyback Mortgage

  36. Postnuptial Agreement

  37. Poverty

  38. Precision Score

  39. Predatory Lending

  40. Prenuptial Agreement

  41. Prepaid Finance Charge

  42. Prepaid Tuition Program

  43. Prepayment Penalty

  44. Price Protection

  45. Primary Beneficiary

  46. Primary Mortgage Market

  47. Prime

  48. Prime Conforming

  49. Principal Place Of Business

  50. Private Annuity

  51. Problem Loan

  52. Problem Loan Ratio

  53. Promissory Estoppel

  54. Purchase Mortgage Market

  55. Purchase-Money Mortgage

  56. Qualification Ratio

  57. Qualified Domestic Relations Order - QDRO

  58. Qualified Terminable Interest Property (QTIP) Trust

  59. Qualifying Ratios

  60. Quality Of Life

  61. Questioned Document Investigation

  62. Rabbi Trust

  63. Rain Check

  64. Rate And Term Refinance

  65. Rate-Improvement Mortgage

  66. Real Asset

  67. Rebalancing

  68. Recast Trigger

  69. Recessionista

  70. Recurring Debt

  71. Registered Education Savings Plan - RESP

  72. Registered Retirement Savings Plan Deduction - RRSP Deduction

  73. Relationship Management

  74. Relocation Mortgage - Relo

  75. Rent To Own

  76. Repayment

  77. Required Cash

  78. Residual Income

  79. Retail Lender

  80. Retirement Planning

  81. Retirement Readiness

  82. Retroactive Interest Rate Increase

  83. Return On Retained Earnings - RORE

  84. Return Protection

  85. Revocable Trust

  86. Revolving Account

  87. RHS Loan

  88. Right Of Rescission

  89. Risk Discount

  90. Risk-Based Mortgage Pricing

  91. Roll In

  92. Rule Of 72

  93. Rule Of 78

  94. Safe Asset

  95. Safekeeping

  96. Savings Account

  97. Scheduled Recast

  98. Second Chance Loan

  99. Second Mortgage

  100. Secondary Beneficiary

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