Real Estate Terms

  1. Escrow Agent

  2. Eviction

  3. Exclusive Listing

  4. Existing Home Sales

  5. Exoneration

  6. Exotic Mortgage

  7. Extender Clause

  8. Extension Risk

  9. Fallout Risk

  10. Fannie Mae - Federal National Mortgage Association - FNMA

  11. Farmer Mac - Federal Agricultural Mortgage Corporation - FAMC

  12. Federal Home Loan Bank Act

  13. Federal Home Loan Bank System - FHLB

  14. Federal Housing Administration - FHA

  15. Federal Housing Finance Agency - FHFA

  16. Federal Subsidy Recapture

  17. FHA 203(k) Loan

  18. FHA Loan

  19. FHA Streamline Refinance

  20. Finance Charge

  21. Financial Management Rate Of Return - FMRR

  22. Financial Obligation Ratio - FOR

  23. Financial Stability Plan (FSP)

  24. Financing Statement

  25. Finite-Life REIT - FREIT

  26. First Mortgage

  27. First-Time Home Buyer

  28. First-Time Homebuyer Tax Credit

  29. Fixed Charge

  30. Fixed Debenture

  31. Fixed Interest Rate

  32. Fixed Price Purchase Option

  33. Fixed-Period ARM

  34. Fixed-Rate Mortgage

  35. Flexible Payment ARM

  36. Flipper

  37. Flipping

  38. Floating Charge

  39. Floor Area Ratio - FAR

  40. Floor Loan

  41. For Sale By Owner - FSBO

  42. Forbearance

  43. Foreclosure - FCL

  44. Foreclosure Action

  45. Foreclosure Buyout

  46. Foreclosure Crisis

  47. Foreclosure Filing

  48. Foreclosure Prevention Act of 2008

  49. Form 2439: Notice to Shareholder of Undistributed Long-Term Capital Gains

  50. Form 4952: Investment Interest Expense Deduction

  51. Form 5405: First-Time Homebuyer Credit And Repayment Of The Credit

  52. Form 8396: Mortgage Interest Credit

  53. Fractional Ownership

  54. Fraternal Organization

  55. Freddie Mac - Federal Home Loan Mortgage Corp - FHLMC

  56. Free and Clear

  57. Front-End Debt-to-Income Ratio - DTI

  58. Front-End Ratio

  59. Full Recourse Debt

  60. Fully Indexed Interest Rate

  61. Funds Available For Distribution - FAD

  62. Funds From Operations - FFO

  63. Funds From Operations Per Share - FFOPS

  64. Future Advance

  65. Garbage Fees

  66. Gazump

  67. Gazunder

  68. Ghetto

  69. Ginnie Mae - Government National Mortgage Association - GNMA

  70. Good Faith Estimate

  71. Graduated Lease

  72. Graduated Payment Mortgage

  73. Graduation Period

  74. Graduation Rate

  75. Gross Acres

  76. Gross Debt Service Ratio - GDS

  77. Gross Income Multiplier

  78. Gross Lease

  79. Ground Lease

  80. Ground Rent Arrangement

  81. Growing-Equity Mortgage

  82. Guaranteed Mortgage Certificate - GMC

  83. Habendum Clause

  84. Half-Life

  85. Hard Money Loan

  86. Heatmap

  87. High Ratio Loan

  88. Holdover Tenant

  89. Home Affordable Modification Program - HAMP

  90. Home Affordable Refinance Program (HARP)

  91. Home Buyers' Plan - HBP

  92. Home Debtor

  93. Home Equity

  94. Home Equity Conversion Mortgage - HECM

  95. Home Equity Line Of Credit - HELOC

  96. Home Lien

  97. Home Mortgage

  98. Home Mortgage Disclosure Act - HMDA

  99. Home Office

  100. Home Office Expense

Hot Definitions
  1. 80-10-10 Mortgage

    A mortgage transaction in which a first and second mortgage are simultaneously originated. The first position lien has an 80% loan-to-value ratio, the second position lien has a 10% loan-to-value ratio and the borrower makes a 10% down payment. 80-10-10 mortgage transactions are piggy-back mortgage transactions, and are frequently used by borrowers to avoid paying private mortgage insurance.
  2. Passive ETF

    One of two types of exchange-traded funds (ETFs) available for investors. Passive ETFs are index funds that track a specific benchmark, such as a SPDR. Unlike actively managed ETFs, passive ETFs are not managed by a fund manager on a daily basis.
  3. Walras' Law

    An economics law that suggests that the existence of excess supply in one market must be matched by excess demand in another market so that it balances out. So when examining a specific market, if all other markets are in equilibrium, Walras' Law asserts that the examined market is also in equilibrium.
  4. Market Segmentation

    A marketing term referring to the aggregating of prospective buyers into groups (segments) that have common needs and will respond similarly to a marketing action. Market segmentation enables companies to target different categories of consumers who perceive the full value of certain products and services differently from one another.
  5. Effective Annual Interest Rate

    An investment's annual rate of interest when compounding occurs more often than once a year. Calculated as the following:
  6. Debit Spread

    Two options with different market prices that an investor trades on the same underlying security. The higher priced option is purchased and the lower premium option is sold - both at the same time. The higher the debit spread, the greater the initial cash outflow the investor will incur on the transaction.
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