Retirement Plan Terms

  1. Retirement Planner

  2. Retirement Planning

  3. Retirement Readiness

  4. Returnment

  5. Reverse Morris Trust

  6. Reversionary Annuities

  7. Revocable Beneficiary

  8. Revocable Trust

  9. Revoked IRA

  10. Rollover

  11. Rollover IRA

  12. Roth 401(k)

  13. Roth IRA

  14. Roth IRA Conversion

  15. Roth Option

  16. Rule 72(t)

  17. Salary Reduction Simplified Employee Pension Plan - SARSEP

  18. Same Property Rule

  19. Saver's Tax Credit

  20. Savings Incentive Match Plan For Employees Of Small Employers - SIMPLE

  21. Savings Rate

  22. SBO-401(k)

  23. Secondary Beneficiary

  24. Securities Industry Regulatory Authority - SIRA

  25. Self-Directed IRA - SDIRA

  26. Self-Directed RRSP

  27. Separate Return

  28. Sequence Risk


  30. Simplified Employee Pension - SEP (Simplified Employee Pension IRA)

  31. Social Security

  32. Social Security Act

  33. Social Security Administration - SSA

  34. Social Security Benefits

  35. Social Security Number - SSN

  36. Social Security Tax

  37. Social Security Trust Fund

  38. Special Needs Trust

  39. Spending Phase

  40. Spousal Beneficiary Rollover

  41. Spousal IRA

  42. State Medicaid Program

  43. Statement Of Changes In Net Assets Available For Pension Benefits

  44. Statement Stuffer

  45. Stretch IRA

  46. Substantial Gainful Activity - SGA

  47. Substantially Equal Periodic Payment - SEPP

  48. Succession

  49. Superannuation

  50. Supplemental Executive Retirement Plan - SERP

  51. Supplemental Security Income - SSI

  52. Systematic Investment Plan - SIP

  53. Target-Benefit Plan

  54. Target-Date Fund

  55. Tax Shelter

  56. Tax-Deferred Savings Plan

  57. Tax-Free Savings Account - TFSA

  58. Tax-Sheltered Annuity

  59. Taxable Estate

  60. Taxable Wage Base

  61. Taxes

  62. Taxpayer

  63. Teacher Retirement System - TRS

  64. Term Certain Method

  65. Terminal Year

  66. Terminally Ill

  67. Testamentary Trust

  68. Testamentary Will

  69. The Government Pension Investment Fund (Japan)

  70. Three-Year Rule

  71. Thrift Savings Plan - TSP

  72. Through Fund

  73. To Fund

  74. Top Hat Plan

  75. Traditional IRA

  76. Transfer On Death - TOD

  77. Transfer Tax

  78. Triggering Event

  79. Trust

  80. Trust Company

  81. Trust Fund

  82. Trust Property

  83. Trust-Owned Life Insurance - TOLI

  84. Trustee

  85. Trustor

  86. Ultimogeniture

  87. Unconditional Vesting

  88. Underfunded Pension Plan

  89. Unemployment Compensation Amendment Of 1992

  90. Unfunded Pension Plan

  91. Uniform Gifts to Minors Act - UGMA

  92. Uniform Transfer Tax

  93. Uniform Transfers To Minors Act - UTMA

  94. Unit Benefit Formula

  95. Unit Benefit Plan

  96. Unit Trust - UT

  97. Variable Benefit Plan

  98. Vested Benefit Obligation - VBO

  99. Vested Interest

  100. Volume Weighted Average Price - VWAP

Hot Definitions
  1. 80-10-10 Mortgage

    A mortgage transaction in which a first and second mortgage are simultaneously originated. The first position lien has an 80% loan-to-value ratio, the second position lien has a 10% loan-to-value ratio and the borrower makes a 10% down payment. 80-10-10 mortgage transactions are piggy-back mortgage transactions, and are frequently used by borrowers to avoid paying private mortgage insurance.
  2. Passive ETF

    One of two types of exchange-traded funds (ETFs) available for investors. Passive ETFs are index funds that track a specific benchmark, such as a SPDR. Unlike actively managed ETFs, passive ETFs are not managed by a fund manager on a daily basis.
  3. Walras' Law

    An economics law that suggests that the existence of excess supply in one market must be matched by excess demand in another market so that it balances out. So when examining a specific market, if all other markets are in equilibrium, Walras' Law asserts that the examined market is also in equilibrium.
  4. Market Segmentation

    A marketing term referring to the aggregating of prospective buyers into groups (segments) that have common needs and will respond similarly to a marketing action. Market segmentation enables companies to target different categories of consumers who perceive the full value of certain products and services differently from one another.
  5. Effective Annual Interest Rate

    An investment's annual rate of interest when compounding occurs more often than once a year. Calculated as the following:
  6. Debit Spread

    Two options with different market prices that an investor trades on the same underlying security. The higher priced option is purchased and the lower premium option is sold - both at the same time. The higher the debit spread, the greater the initial cash outflow the investor will incur on the transaction.
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