Amy Fontinelle

Amy Fontinelle

Amy Fontinelle is a writer, editor, and personal finance expert. Her clients include personal finance websites, financial institutions, public policy organizations, academic journals and professional economists. She has written hundreds of articles on budgeting, credit cards, mortgages, real estate, investing and other topics. In addition to Investopedia, her articles have been featured on the homepage of Yahoo! and on Yahoo! Finance, Forbes.com, SFGate.com, Bankrate and other websites. 

In addition to her personal finance articles, Amy writes business-to-business copy and composes ghostwritten and content marketing pieces. She polishes articles and papers written by economists, consultants and other professionals who need to communicate clearly and compellingly through their writing. She has also defined hundreds of financial terms for Investopedia's online dictionary and written in-depth tutorials on budgeting, banking, investing and home buying. Learn more about Amy at www.AmyFontinelle.com.

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  1. Retirement Planning

    Active vs. Passive Investing for Retirees

    For most investors, sticking with a passive strategy for retirement investing will probably result in the best long-term returns. But not always.
  2. Retirement Living

    401(k) Lawsuits: How Employers Are Protecting Themselves

    Some companies are making it harder for employees to sue over retirement fund problems. Here is what you need to know about the trend.
  3. Professionals

    4 Essential Questions to Ask at the End of a Job Interview

    Ask these questions if you want to leave a great final impression on hiring managers and establish yourself as a top candidate.
  4. Taxes

    Can moving to a higher tax bracket cause me to have a lower ...

    Many people think that when their income increases by enough to push them into a higher tax bracket, their overall take-home pay, or net pay, will decrease. This assumption is incorrect. Because the United ...
  5. Investing Strategy

    Picking Retirement Stocks: Dividends vs. Free Cash Flow

    Instead of focusing on dividend payments, a better metric for choosing stocks for your retirement portfolio could be a company’s free cash flow (FCF).
  6. Retirement Planning

    Could Your Portfolio Withstand the Next Financial Crisis?

    Does the fear of another financial crisis keep you awake at 3 a.m.? Here’s how to find out if your retirement portfolio is structured soundly.
  7. Fixed Income

    Besides a savings account, where is the safest place to ...

    Savings accounts are safe because investors' deposits are guaranteed by the Federal Deposit Insurance Corporation (FDIC) for bank accounts or the National Credit Union Administration (NCUA) for credit ...
  8. Retirement Planning

    Should Retirees Buy More (Not Fewer) Stocks?

    Conventional wisdom says your retirement portfolio should be 60% stocks/40% bonds at retirement age, with ever fewer stocks as you age. How wise is that?
  9. Retirement Planning

    Is Scottrade Right for Your Retirement?

    Scottrade, founded in 1980, offers a wide range of financial services and investment possibilities for retirement assets. Here’s what you need to know.
  10. High Net Worth Living

    The 5 Hottest Luxury Real Estate Markets

    What makes these international cities the most active markets for multi-million dollar homes? Read on.
  11. Retirement Planning

    Penny-Pinching: Your Best Weapon vs. Retirement Uncertainty

    Enjoying a comfortable retirement, now or later, may depend more than you realize on getting your spending habits under control. Here’s how to do it.
  12. Retirement Planning

    Diversification: Your Best Retirement Planning Tool

    Holding a mix of investments in your portfolio can help you avoid selling at a loss. This list of asset classes with specific options is a good start.
  13. Retirement Planning

    Is TD Ameritrade Right for Your Retirement?

    TD Ameritrade has a solid reputation for retirement services. If you are thinking of putting your assets there, here’s what you need to know.
  14. Budgeting & Savings

    4 Alternatives to a Traditional Mortgage

    If you can't qualify for or don't want a traditional mortgage, one of these options might be right for you.
  15. Taxes

    Understanding Mortgage Impound Accounts

    Home buyers with low down payments may get stuck with higher mortgage payments. Find out what you get for the extra money.
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