Amy Fontinelle

Amy Fontinelle

Amy Fontinelle is a writer, editor, and personal finance expert. Her clients include personal finance websites, financial institutions, public policy organizations, academic journals and professional economists. She has written hundreds of articles on budgeting, credit cards, mortgages, real estate, investing and other topics. In addition to Investopedia, her articles have been featured on the homepage of Yahoo! and on Yahoo! Finance, Forbes.com, SFGate.com, Bankrate and other websites. 

In addition to her personal finance articles, Amy writes business-to-business copy and composes ghostwritten and content marketing pieces. She polishes articles and papers written by economists, consultants and other professionals who need to communicate clearly and compellingly through their writing. She has also defined hundreds of financial terms for Investopedia's online dictionary and written in-depth tutorials on budgeting, banking, investing and home buying. Learn more about Amy at www.AmyFontinelle.com.

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  1. Career / Compensation

    The Dangers of Getting a Paycheck on a Prepaid Debit Card

    Receiving your paycheck on a prepaid debit card may seem like a boon until you discover all the fees that can come with it.
  2. Health Insurance

    6 Things Obamacare Plans Won’t Cover

    It handles a lot of medical conditions – but there are gaps. Here are some common things Obamacare Plans won't cover.
  3. Real Estate

    The Ins And Outs Of Seller-Financed Real Estate Deals

    There's more than one way to buy or sell a house. Seller financing presents yet another unique option.
  4. Retirement Savings

    Can I contribute to a Roth IRA and still participate in ...

    Find out the rules and limits on contributing to both a Roth IRA and employer-sponsored retirement plan.
  5. Retirement Living

    Budgeting for the 4 Phases of Retirement

    Retirement consists of four stages, each with different expenses and different budgeting needs. Here's how to manage your money through them all.
  6. Markets & Economy

    Why Are Prescription Drug Prices So High?

    Expensive drugs that don’t have affordable alternatives or generic equivalents are a serious concern today. So why are prescription drug prices so high?
  7. Markets & Economy

    Economic Value

    The worth of a good or service as determined by people's preferences and the tradeoffs they choose to make given their scarce resources, or the value the market places on an item. Economic value is represented ...
  8. Markets & Economy

    Barter

    The act of trading goods and services between two or more parties without the use of money. Bartering benefits companies and countries that see a mutual benefit in exchanging goods and services rather ...
  9. International / Global

    Absolute Advantage

    The ability of a country, individual, company or region to produce a good or service at a lower cost per unit than the cost at which any other entity produces that good or service.
  10. Career / Compensation

    ‘Retired’ Too Soon? How to Reenter the Workforce After 5 ...

    Here's what you need to know to survive financially and reenter the workforce when you're over 50 and a layoff has forced you to "retire" too soon.
  11. Budgeting & Savings

    Why You Absolutely Need an Emergency Fund

    What is an emergency fund, and why is it often the first component of sound financial planning?
  12. Exam Prep

    What To Do If You Failed Your CFA Exam

    Follow these steps to increase your odds of passing your next CFA exam.
  13. Investing Strategy

    Balanced Investing: Strategic Asset Allocation

    It involves setting allocations for various asset classes, then periodically rebalancing the portfolio when it deviates from the initial settings.
  14. Financial Analysis

    Why do some companies pay a dividend, while other companies ...

    There are several reasons why a corporation might pass some of its earnings on as dividends or reinvest all of its earnings back into the company.
  15. High Net Worth Living

    5 Assets Only The Ultra Rich Can Afford

    Yacht? Private jet? Not that unusual. If you’re rolling in the big bucks, you can buy something much more interesting.
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