Amy Fontinelle

Amy Fontinelle

Amy Fontinelle is a writer, editor, and personal finance expert. Her clients include personal finance websites, financial institutions, public policy organizations, academic journals and professional economists. She has written hundreds of articles on budgeting, credit cards, mortgages, real estate, investing and other topics. In addition to Investopedia, her articles have been featured on the homepage of Yahoo! and on Yahoo! Finance,,, Bankrate and other websites. 

In addition to her personal finance articles, Amy writes business-to-business copy and composes ghostwritten and content marketing pieces. She polishes articles and papers written by economists, consultants and other professionals who need to communicate clearly and compellingly through their writing. She has also defined hundreds of financial terms for Investopedia's online dictionary and written in-depth tutorials on budgeting, banking, investing and home buying. Learn more about Amy at

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  1. Real Estate

    The Ins And Outs Of Seller-Financed Real Estate Deals

    There's more than one way to buy or sell a house. Seller financing presents yet another unique option.
  2. Markets & Economy

    What is the difference between positive and normative economics?

    Positive economics is objective and fact based, while normative economics is subjective and value based. Positive economic statements do not have to be correct, but they must be able to be tested and proved ...
  3. Credit, Loans & Mortgages

    Self Employed? 5 Steps to Scoring a Mortgage

    Convince lenders that you're a good bet despite your lack of a steady income.
  4. Retirement Living

    Work for the Government? Top Retirement Strategies

    Government employees don't receive Social Security and 401(k)s for their government work. Learn about other tools to plan for a good retirement.
  5. Retirement Savings

    The Purpose of Having a Social Security Number

    When (and why) it is necessary to use the nine-digit number the United States government issues to individuals and when you should avoid it.
  6. Real Estate

    Do You Need A Home Warranty?

    A home warranty may sound like a great form of protection against expensive, unforeseen home repairs. But is it worth it?
  7. Financial Planning

    The Path to Setting Financial Goals for Your Future

    To live comfortably now and in retirement, setting financial goals for the short-, mid- and long-term is crucial. Here are the key steps to take.
  8. Real Estate

    Selling Your House? Avoid These Mistakes

    Don't put the sale of your home at risk by committing one of these dirty deeds.
  9. Retirement Living

    Teachers: Get Schooled on Your Retirement Strategies

    If you're a teacher, you have unique circumstances when it comes to planning for a successful retirement. It's important to start informing yourself now.
  10. Health Insurance

    Why Employer Healthcare Costs Are Rising for Employees

    It's no illusion that health insurance is getting more expensive, and employer healthcare costs that are passed on to employees are about to go up again.
  11. Career / Compensation

    The Dangers of Getting a Paycheck on a Prepaid Debit Card

    Receiving your paycheck on a prepaid debit card may seem like a boon until you discover all the fees that can come with it.
  12. Health Insurance

    6 Things Obamacare Plans Won’t Cover

    It handles a lot of medical conditions – but there are gaps. Here are some common things Obamacare Plans won't cover.
  13. Retirement Savings

    Can I contribute to a Roth IRA and still participate in ...

    Find out the rules and limits on contributing to both a Roth IRA and employer-sponsored retirement plan.
  14. Retirement Living

    Budgeting for the 4 Phases of Retirement

    Retirement consists of four stages, each with different expenses and different budgeting needs. Here's how to manage your money through them all.
  15. Markets & Economy

    Why Are Prescription Drug Prices So High?

    Expensive drugs that don’t have affordable alternatives or generic equivalents are a serious concern today. So why are prescription drug prices so high?
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