Amy Fontinelle

Amy Fontinelle

Amy Fontinelle is a writer, editor, and personal finance expert. Her clients include personal finance websites, financial institutions, public policy organizations, academic journals and professional economists. She has written hundreds of articles on budgeting, credit cards, mortgages, real estate, investing and other topics. In addition to Investopedia, her articles have been featured on the homepage of Yahoo! and on Yahoo! Finance, Forbes.com, SFGate.com, Bankrate and other websites. 

In addition to her personal finance articles, Amy writes business-to-business copy and composes ghostwritten and content marketing pieces. She polishes articles and papers written by economists, consultants and other professionals who need to communicate clearly and compellingly through their writing. She has also defined hundreds of financial terms for Investopedia's online dictionary and written in-depth tutorials on budgeting, banking, investing and home buying. Learn more about Amy at www.AmyFontinelle.com.

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  1. Credit, Loans & Mortgages

    Understanding Mortgage Impound Accounts

    Home buyers with low down payments may get stuck with higher mortgage payments. Find out what you get for the extra money. ...
  2. Credit, Loans & Mortgages

    What's a better way to borrow money: overdraft or credit cards?

    Overdraft and credit cards will allow you to spend more money than you have, but whichever option you choose, be sure to ...
  3. Budgeting & Savings

    9 Reasons To Say "No" To Credit

    Instead of rationalizing, learn to talk yourself out of buying things you can't afford.
  4. Credit, Loans & Mortgages

    6 Benefits of Increasing Your Credit Limit

    If you can resist the urge to overspend, then raising your credit limit could benefit you in various ways.
  5. Credit, Loans & Mortgages

    Will having several credit cards hurt my credit score?

    The manner in which you use your credit cards may affect your credit score more than the number of credit cards you own will.
  6. Company Insights

    Key Differences Between Uber and Lyft

    As Uber and Lyft battle it out for market share, here's a breakdown of the key differences.
  7. Budgeting & Savings

    What are the pros and cons of overdraft protection?

    If you sign up for overdraft protection and link your checking account to your savings account, a credit card or an overdraft ...
  8. Real Estate

    The FHA's Minimum Property Standards

    If you're thinking of purchasing a home with an FHA loan, here are some standards that must be met.
  9. Entrepreneurship

    Best Credit Card Processing Solutions for Small Businesses

    Seeking credit card processing options that don't force you to grapple with interchange fees or discount rates? These four ...
  10. Exam Prep

    What To Do If You Failed Your CFA Exam

    Follow these steps to increase your odds of passing your next CFA exam.
  11. Credit, Loans & Mortgages

    How the Debt Collection Agency Business Works

    Understanding how the debt collection business works will give you a better chance of coming out ahead if you ever have to ...
  12. Investing

    Why do some companies pay a dividend, while other companies do not?

    There are several reasons why a corporation might pass some of its earnings on as dividends or reinvest all of its earnings ...
  13. Budgeting & Savings

    How to Make Money with Airbnb: Risks & Rewards

    Airbnb lets you turn your home or spare room into extra cash. Here's how to make money and protect yourself from the risks.
  14. Taxes

    How Becoming an LLC Could Save Taxes Under Trump

    If President Trump gets the tax reform bill he wants, LLCs may be able to reduce their taxes – but not in the way you might ...
  15. Credit, Loans & Mortgages

    Should I pay my mortgage with my credit card to earn credit card rewards?

    Paying a large, recurring bill with a credit card certainly sounds like a smart way to maximize the points, cash back or ...
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