Amy Fontinelle

Amy Fontinelle

Amy Fontinelle is a writer, editor, and personal finance expert. Her clients include personal finance websites, financial institutions, public policy organizations, academic journals and professional economists. She has written hundreds of articles on budgeting, credit cards, mortgages, real estate, investing and other topics. In addition to Investopedia, her articles have been featured on the homepage of Yahoo! and on Yahoo! Finance, Forbes.com, SFGate.com, Bankrate and other websites. 

In addition to her personal finance articles, Amy writes business-to-business copy and composes ghostwritten and content marketing pieces. She polishes articles and papers written by economists, consultants and other professionals who need to communicate clearly and compellingly through their writing. She has also defined hundreds of financial terms for Investopedia's online dictionary and written in-depth tutorials on budgeting, banking, investing and home buying. Learn more about Amy at www.AmyFontinelle.com.

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  1. Budgeting & Savings

    Why You Absolutely Need an Emergency Fund

    What is an emergency fund, and why is it often the first component of sound financial planning?
  2. Exam Prep

    What To Do If You Failed Your CFA Exam

    Follow these steps to increase your odds of passing your next CFA exam.
  3. Investing Strategy

    Balanced Investing: Strategic Asset Allocation

    It involves setting allocations for various asset classes, then periodically rebalancing the portfolio when it deviates from the initial settings.
  4. Financial Analysis

    Why do some companies pay a dividend, while other companies ...

    There are several reasons why a corporation might pass some of its earnings on as dividends or reinvest all of its earnings back into the company.
  5. High Net Worth Living

    5 Assets Only The Ultra Rich Can Afford

    Yacht? Private jet? Not that unusual. If you’re rolling in the big bucks, you can buy something much more interesting.
  6. Retirement

    myRA

    A new tax-advantaged retirement account that President Barack Obama introduced in January 2014 as a way for lower-income workers to save for retirement.
  7. Bonds / Fixed Income

    Term To Maturity

    The remaining life of a financial instrument. In bonds, it is the time between when the bond is issued and when it matures (its maturity date), at which time the issuer must redeem the bond by paying the ...
  8. Financial Analysis

    Takeover

    A corporate action where an acquiring company makes a bid for an acquiree. If the target company is publicly traded, the acquiring company will make an offer for the outstanding shares.
  9. Financial Analysis

    Shareholder

    Any person, company or other institution that owns at least one share in a company. A shareholder may also be referred to as a "stockholder".
  10. Financial Analysis

    Reconciliation

    An accounting process used to compare two sets of records to ensure the figures are in agreement and are accurate. Reconciliation is the key process used to determine whether the money leaving an account ...
  11. Mutual Funds

    Money Market Fund

    An investment fund that holds the objective to earn interest for shareholders while maintaining a net asset value (NAV) of $1 per share. Mutual funds, brokerage firms and banks offer these funds. Portfolios ...
  12. Asset Allocation

    Market Exposure

    The amount of funds invested in a particular type of security and/or market sector or industry and usually expressed as a percentage of total portfolio holdings. Thus, it is the amount an investor has ...
  13. Credit, Loans & Mortgages

    Amortization Schedule

    A complete schedule of periodic blended loan payments, showing the amount of principal and the amount of interest that comprise each payment so that the loan will be paid off at the end of its term. Early ...
  14. Financial Analysis

    Amortization

    1. The paying off of debt in regular installments over a period of time. 2. The deduction of capital expenses over a specific period of time (usually over the asset's life). More specifically, this method ...
  15. Markets & Economy

    Law Of Diminishing Marginal Productivity

    An economic principle that states that while increasing one input and keeping other inputs at the same level may initially increase output, further increases in that input will have a limited effect, and ...
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