Amy Fontinelle

Amy Fontinelle

Amy Fontinelle is a writer, editor, and personal finance expert. Her clients include personal finance websites, financial institutions, public policy organizations, academic journals and professional economists. She has written hundreds of articles on budgeting, credit cards, mortgages, real estate, investing and other topics. In addition to Investopedia, her articles have been featured on the homepage of Yahoo! and on Yahoo! Finance, Forbes.com, SFGate.com, Bankrate and other websites. 

In addition to her personal finance articles, Amy writes business-to-business copy and composes ghostwritten and content marketing pieces. She polishes articles and papers written by economists, consultants and other professionals who need to communicate clearly and compellingly through their writing. She has also defined hundreds of financial terms for Investopedia's online dictionary and written in-depth tutorials on budgeting, banking, investing and home buying. Learn more about Amy at www.AmyFontinelle.com.

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  1. Retirement

    Is Vanguard Right for Your Retirement?

    If you’re thinking about placing your retirement assets with Vanguard, here’s what you need to know.
  2. Savings

    Employee Wellness Perk: For Your Financial Health

    A growing number of employers offer free financial wellness programs that supply tools to help employees handle money issues and build a strong future.
  3. Credit & Loans

    Would You Save with an Interest-Only Mortgage?

    Sophisticated borrowers might want to consider one of these loans to keep their initial payments low, but they need to fully understand the risks.
  4. Credit & Loans

    Now You Can Trade P2P Loans with Folio Investing

    A drawback of investing in peer-to-peer (P2P) loans was that you were stuck with them for the entire term. Now you can trade them with Folio Investing.
  5. Taxes

    How to Use Your Roth IRA as an Emergency Fund

    Do you feel like you don’t have enough money to save for emergencies and also save for retirement? An often-overlooked feature of the Roth IRA could solve your problem.
  6. Retirement

    Do Advisors Give Worse Advice to Women?

    If you think your portfolio is under-performing and you are not being heard, whether there’s gender bias or not, you have other options.
  7. Home & Auto

    Real Estate Flipping: 8 Disclosures You Must Make

    If you don't tell potential buyers about these situations and possible hazards, you could find yourself in court. Here's how to profit – and stay out of trouble.
  8. Insurance

    Do You Need Short-Term Health Insurance?

    Yes, if you've no other coverage options. Here’s what you need to know about how it works and how it differs from employer-provided and marketplace plans.
  9. Credit & Loans

    Are Low-Down-Payment Mortgages Better than Paying PMI?

    When you can’t put down at least 20% on a mortgage, you usually have to have private mortgage insurance (PMI). But what about low-down-payment mortgages?
  10. Insurance

    Medicare’s New Payment Rules: Should You Worry?

    Medicare is moving from a fee-per-service model for hip and knee replacements to one that involves bundled payments. How to protect your rights.
  11. Term

    Long-Term Care Ombudsman

    A government official who oversees nursing homes and assisted living facilities, and is an expert in the laws and regulations that apply to them.
  12. Term

    Catastrophic Health Insurance

    Affordable Care Act-compliant medical coverage open to people under 30 and adults of any age who have a government-approved general hardship exemption.
  13. Investing Basics

    Besides a savings account, where is the safest place to ...

    Savings accounts are safe because investors' deposits are guaranteed by the Federal Deposit Insurance Corporation (FDIC) for bank accounts or the National Credit Union Administration (NCUA) for credit ...
  14. Executive Compensation

    Retired Execs: How Much Do Corporate Boards Pay?

    If you have the right skill set, getting a seat on a company board can be a lucrative and stimulating way to spend some of your new free time.
  15. Mutual Funds & ETFs

    REITs vs. ETFs: Which Are Better for Retirees?

    Real estate investment trusts (REITs) and exchange-traded funds (ETFs) both offer the potential to earn passive income in retirement. But which is best?
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