Amy Fontinelle

Amy Fontinelle

Amy Fontinelle is a financial journalist and editor for a variety of websites, public policy organizations, and book publishers. She has written hundreds of published articles and blog posts on topics including budgeting, credit management, real estate and investing. Her articles have been featured on the homepage of Yahoo! and on Yahoo! Finance, Forbes.com, SFGate.com and numerous local news websites. Amy has also written definitions of several hundred financial terms for Investopedia's online dictionary as well as in-depth tutorials on budgeting, banking and home buying. Amy has extensive experience editing corporate documents, public policy papers and articles, scholarly books and finance articles.You can read more of Amy's personal finance articles at Two Pennies Earned, her own personal finance website, and learn more about Amy at amyfontinelle.com.

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  1. Term

    Proprietary Reverse Mortgage

    A loan that lets senior homeowners retrieve the equity in their homes through a private company. Also called a jumbo reverse mortgage.
  2. Term

    Single-Purpose Reverse Mortgage

    A financial tool that lets senior homeowners retrieve some of the equity from their homes for a specific, lender-approved reason.
  3. Trading Strategies

    IPO Flippers And The Companies Who Hate Them

    Learn how flipping activity affects an initial public offering.
  4. Credit & Loans

    Reverse Mortgage: Could Your Widow(er) Lose the House?

    A guide to determine if you're at risk that you or your surviving spouse could be evicted from your home.
  5. Budgeting

    Is Level Money the Perfect Budgeting Tool?

    Here’s a detailed review of how Level Money works and whether it could be the perfect tool to help you budget.
  6. Term

    Turnkey Asset Management Program (TAMP)

    A fee-account technology platform that financial professionals can use to oversee their clients’ investment accounts.
  7. Term

    Maximum Foreseeable Loss

    The largest financial hit a policyholder could experience when insured property is harmed or destroyed by an adverse event such as a fire.
  8. Term

    Dynamic Updating

    A method of determining how much to withdraw from retirement savings each year based on changes in inflation, life expectancy and portfolio values.
  9. Term

    Nuclear Hazards Clause

    Property insurance policy language that excludes from coverage any damage caused by nuclear reactions, nuclear radiation or radioactive contamination.
  10. Term

    Manifestation Trigger

    An event that causes a policyholder’s personal injury or property insurance coverage to kick in based on the date when harm first became known.
  11. Term

    Possibility Of Failure (POF) Rates

    The likelihood that a retiree will run out of money prematurely through the use of a particular retirement portfolio withdrawal strategy.
  12. Term

    Safe Withdrawal Rate (SWR) Method

    A method to determine how much retirees can withdraw from their accounts each year without running out of money before reaching the end of their lives.
  13. Term

    Good Student Discount

    An auto insurance policy discount available to young drivers who earn good grades in school.
  14. Term

    Jewelry Floater

    An optional addition to a homeowners insurance policy that protects against financial loss from the damage or theft of valuable jewelry.
  15. Term

    Hole-In-One Insurance

    A product that offers financial protection to golf tournament sponsors offering expensive prizes to contest winners.
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