Amy Fontinelle

Amy Fontinelle

Amy Fontinelle is a financial journalist and editor for a variety of websites, public policy organizations, and book publishers. She has written hundreds of published articles and blog posts on topics including budgeting, credit management, real estate and investing. Her articles have been featured on the homepage of Yahoo! and on Yahoo! Finance,, and numerous local news websites.Amy has also written definitions of several hundred financial terms for Investopedia's online dictionary as well as in-depth tutorials on budgeting, banking and home buying. In addition, Amy has extensive experience editing corporate documents, public policy papers and articles, scholarly books and finance articles.You can read more of Amy's personal finance articles at Two Pennies Earned, her own personal finance website, and learn more about Amy at

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  1. Savings

    How Safe Are Discounted Gift Card Websites?

    Could you buy a gift card online and find out it's worthless? Here's how to protect yourself (and whether you need to).
  2. Savings

    Top Websites For Discounted Gift Cards

    Gift cards can cost less when you buy them through a discount website. Just do the math before you cough up the cash.
  3. Credit & Loans

    Pay Student Loans With A Credit Card & Get Rewards

    Could you get bonuses or lush cash back rewards by using your credit card to pay your student loan debt? Here's how it works and whether it's worth it.
  4. Term

    Private Finance Initiative - PFI

    A method of providing funds for major capital investments where private firms are contracted to complete and manage the projects. These contracts are typically given to construction firms and last a long ...
  5. Credit & Loans

    Maximize Your Chase Ultimate Rewards Points

    With more than one Chase card that gives Ultimate Rewards points, you can sometimes use the system to stretch your awards to be worth extra. Here's how.
  6. Term

    American Association Of Insurance Services (AAIS)

    An advisory organization founded in 1975 that develops insurance policy forms and loss experience rating information that property and casualty insurance companies use.
  7. Term

    Contingent Annuitant

    Someone designated by an annuitant to receive the annuitant’s payments when the annuitant passes away.
  8. Term

    Carbon-Paper Packets

    Multilayered slips that merchants used to manually process credit cards before dial-up card readers became widespread.
  9. Term


    A slang term for a credit card user who pays off his or her balance in full and on time every month.
  10. Term

    Comprehensive Personal Liability

    Comprehensive personal liability coverage will pay for covered losses if a third party claims bodily injury or property damage that the policyholder is found responsible for.
  11. Term

    Split Limits

    A provision of an insurance policy that states different maximum dollar amounts the insurer will pay for different components of a claim.
  12. Term

    Combined Single Limits

    A provision of an insurance policy that limits the coverage for all components of a claim to one dollar amount.
  13. Term

    All Risks Coverage

    Insurance coverage for any incident that an insurance policy doesn’t specifically exclude.
  14. Term

    Aggregate Limit Of Liability

    The most an insurer can be obligated to pay to an insured party during a specified period.
  15. Credit & Loans

    Review: Discover it Miles Card

    This rewards card could be one of the most generous yet. See if it makes sense for you.
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