Amy Fontinelle

Amy Fontinelle

Amy Fontinelle is a financial journalist and editor for a variety of websites, public policy organizations, and book publishers. She has written hundreds of published articles and blog posts on topics including budgeting, credit management, real estate and investing. Her articles have been featured on the homepage of Yahoo! and on Yahoo! Finance, Forbes.com, SFGate.com and numerous local news websites.Amy has also written definitions of several hundred financial terms for Investopedia's online dictionary as well as in-depth tutorials on budgeting, banking and home buying. In addition, Amy has extensive experience editing corporate documents, public policy papers and articles, scholarly books and finance articles.You can read more of Amy's personal finance articles at Two Pennies Earned, her own personal finance website, and learn more about Amy at amyfontinelle.com.

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  1. Don't Pick The Wrong Type Of Retirement Community
    Retirement

    Don't Pick The Wrong Type Of Retirement Community

    The names sound similar – continuing care, assisted living – but retirement communities differ widely. How to tell them apart and what you'll need to pay.
  2. Work For The Government? Top Retirement Strategies
    Retirement

    Work For The Government? Top Retirement Strategies

    Government employees don't receive Social Security and 401(k)s for their government work. Learn about these other tools to plan for a good retirement.
  3. Noncancellable Insurance Policy
    Term

    Noncancellable Insurance Policy

    A life or disability insurance policy that an insurance company can’t cancel, increase the premiums on or reduce the benefits of as long as the customer pays the premiums.
  4. Best Credit Cards For Making Balance Transfers
    Credit & Loans

    Best Credit Cards For Making Balance Transfers

    Handled correctly – and very carefully – a promotional credit card balance transfer offer can save you money. Here are some of the best deals around now.
  5. Personal Injury Protection - PIP
    Term

    Personal Injury Protection - PIP

    A feature of automobile insurance that covers the health care expenses associated with treating the injuries sustained in a car accident.
  6. Policy Or Sales Illustration
    Term

    Policy Or Sales Illustration

    An educational tool that shows a prospective or new insurance policyholder how a life or disability insurance policy works.
  7. Point-of-Service Plan (POS)
    Term

    Point-of-Service Plan (POS)

    A type of managed-care health insurance plan that provides different benefits depending on whether the policyholder uses in-network or out-of-network health care providers.
  8. Future Purchase Option
    Term

    Future Purchase Option

    A feature of long-term disability insurance that allows policyholders to increase their insurance coverage annually as their income increases, without medical underwriting, in exchange for paying a higher ...
  9. Paid-Up Additional Insurance
    Term

    Paid-Up Additional Insurance

    Additional whole life insurance that a policyholder purchases using the policy’s dividends.
  10. Independent Insurance Agents & Brokers Of America
    Term

    Independent Insurance Agents & Brokers Of America

    Independent agents who shop around at different insurance companies to find the best products for their clients.
  11. Disease Management Program
    Term

    Disease Management Program

    Disease management programs can help control health care expenses for insurance companies and employers who offer health insurance.
  12. Debt Avalanche
    Term

    Debt Avalanche

    A method that involves making the minimum payment on each debt, then devoting any remaining money to paying off the debt with the highest interest rate.
  13. Debt Snowball
    Term

    Debt Snowball

    A method of debt repayment in which debtors pay off their smallest debt first while making only minimum monthly payments on their other debts.
  14. Hazardous Activity
    Term

    Hazardous Activity

    If one of your hobbies falls under an insurance company’s definition of a hazardous activity, you may not be able to get life or disability insurance.
  15. Out-of-Pocket Limit
    Term

    Out-of-Pocket Limit

    Out of Pocket Limit
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