Amy Fontinelle

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  1. Retirement

    Should You Buy Property On Leased Land?

    Find out what to consider before investing in a leased-land property.
  2. Credit & Loans

    FICO Or FAKO? The Limitations of Free Credit Scores

    There's something you should know about the scores you get from free credit scoring services: They usually are not the same FICO scores lenders pull.
  3. Credit & Loans

    Top Websites For Checking Your Credit Scores

    You've probably seen spammy ads offering the opportunity to check your credit score for "free." Well, not all credit score services are created equal!
  4. Budgeting

    6 Ways To Fund A College Education

    You can go to college without going broke, but it may take an unconventional approach.
  5. Home & Auto

    Purchasing A Short-Sale Property

    If you are looking for a good deal and have time to wait, a short-sale house may be for you.
  6. Personal Finance

    How To Start Your Own Private Foundation

    Private foundations can be time consuming and expensive to set up and operate.
  7. Home & Auto

    Understanding Mortgage Impound Accounts

    Home buyers with low down payments may get stuck with higher mortgage payments. Find out what you get for the extra money.
  8. Home & Auto

    Do You Need A Home Inspection?

    This step is important when purchasing a property because it may save you thousands.
  9. Budgeting

    5 Ways To Control Emotional Spending

    Follow these five simple steps to keep your spending under control.
  10. How well does your condo's master insurance policy protect you?
    Insurance

    Have The Right Condo Insurance?

    How well does your condo's master-insurance policy protect you? Here's why you'll probably need separate insurance for your own unit and possessions.
  11. Home & Auto

    12 Steps To Closing A Real Estate Deal

    A long list of things needs to happen before a home becomes yours. Find out what to expect.
  12. Home & Auto

    9 Things You Need To Know About Homeowners' Associations

    Restrictive rules and high fees are just some of the things to watch out for before joining an HOA.
  13. Home & Auto

    Understanding Lender-Required Flood Insurance

    Having to buy flood insurance shouldn't be a surprise. Find out what you need to know when purchasing or refinancing a house.
  14. Do you really need identity theft protection?
    Personal Finance

    Identity Theft Protection Services: Worth Having?

    A detailed review of what you get from American's leading identity theft protection agencies. Start here before deciding whether you need this coverage.
  15. Investing Basics

    How the Acid Test Helps You

    The acid test measures a company’s short-term liquidity.
  16. Home & Auto

    It's Raining Lawsuits: Do You Need An Umbrella Policy?

    This type of insurance protects your assets and future wages against lawsuits. Find out if it might benefit you.
  17. Home & Auto

    Top Tips For First-Time Home Buyers

    Follow this step-by-step guide to make your homeownership dreams a reality.
  18. Home & Auto

    Top 8 House-Hunting Mistakes

    These common mistakes occur when you allow your emotions to take over.
  19. Home & Auto

    Playing Hardball When Selling Your Home

    Using these strategies will help you get more cash when selling your house.
  20. Home & Auto

    The Unique Advantages Of VA Mortgages

    Find out how being a veteran can save you money on your mortgage.
  21. Credit & Loans

    Home Loans For Disaster Recovery

    There are numerous government programs available for people who need financial help recovering from a household disaster.
  22. Home & Auto

    Top 8 House-Hunting Mistakes

    Searching for a house is a pressure filled task filled with quick decisions which could affect your financial future. Here are 8 common mistakes made by house-hunters.
  23. A summary of demographics, places and the type of people most common for identity theft.
    Personal Finance

    Identity Theft: How Much Should You Worry?

    Identity fraud cost $18 billion last year. But are enough Americans victimized – with big enough losses – that it's worth buying protection?
  24. A step-by-step guide to filling out the W-9 tax form.
    Taxes

    Filling Out The W-9 Form

    Freelancers and independent contractors have to give a W-9 to their clients – and you might need to provide one for other transactions. Here's what to do.
  25. Why do you need to fill out a W-9 form and what does the IRS do with it?
    Taxes

    The Purpose Of The W-9 Form

    The W-9 form provides key data your clients need if you're an independent contractor. Just be sure you're not really an employee who should fill out a W-4.
  26. Entrepreneurship

    Are You An Entrepreneur?

    Many people want to start a business, but not everyone has what it takes to succeed.
  27. Explaining the logic behind filing 1099 forms and how the IRS uses them.
    Taxes

    The Purpose Of 1099 Forms

    The need for 1099 forms and why you must track the income reported on them. If you don't, the IRS will find it anyway and go after you – a costly mistake.
  28. A breakdown of the different types of 1099 forms and their uses.
    Taxes

    Filling Out 1099 Forms

    There are many different 1099 forms for different types of non-employee compensation. We explain the differences among them, with tips on filling one out.
  29. Professionals

    An Introduction To The CMA Designation

    Learn what the Certified Management Accountant designation is, how to get it and what it can do for your accounting career.
  30. Consumer Financial Protection Bureau
    Credit & Loans

    When, Why And How To File A Complaint With The CFPB

    When the employees you interact with at your bank, credit card company, mortgage lender or other financial institution seem incapable of or unwilling to resolve your complaint, the Consumer Financial Protection ...
  31. Taxes

    Can I use IRS Form 1040EZ to file my tax return?

    IRS Form 1040EZ is the simplest form for filing your taxes, but you must meet certain qualifications to use it.
  32. Taxes

    When do I need to fill out an IRS Schedule H form?

    Learn what factors would require you to file a Schedule H Form with the IRS.
  33. Taxes

    When do I need to file an IRS Schedule F form?

    If you are a farmer, your farming business may require you to file a Schedule F with the IRS.
  34. Taxes

    What is IRS Form W-2 used for?

    Any employer who pays an employee $600 or more for the year, including noncash forms of remuneration, must file a form W-2 for each employee who was subject to income and payroll tax withholding. Employers ...
  35. Taxes

    When would I have to fill out a Schedule D IRS form?

    In general, taxpayers who have short-term capital gains, short-term capital losses, long-term capital gains or long-term capital losses must report this information on Schedule D, an IRS form that accompanies ...
  36. Taxes

    Who needs to fill out IRS Form Schedule B?

    If you have several investments, there's a good chance you'll need to fill out a IRS Form Schedule B.
  37. Taxes

    How do I determine what to pay in taxes if my employer doesn't ...

    If your employer doesn't withhold payroll taxes, you'll need to know these points to know how much to pay in income tax.
  38. Taxes

    Can filing taxes with Form 1040EZ cost me money?

    Filing your taxes with Form 1040EZ may simplify the process, but it could also reduce the refund you're eligible to receive.
  39. Taxes

    Can I deduct my Individual Retirement Account (IRA) contribution ...

    Whether you can deduct IRA contributions on your tax return depends on the type of IRA you have, your participation in an employer-sponsored retirement plan, and your income. Roth IRA contributions are ...
  40. Taxes

    What unforeseen circumstances affect what I'll pay in capital ...

    The IRS has outlined some unique circumstances that could qualify you for a reduced capital gains tax exclusion.
  41. Retirement

    Can I contribute to a Roth IRA and still participate in ...

    Find out the rules and limits on contributing to both a Roth IRA and employer-sponsored retirement plan.
  42. Credit & Loans

    Will getting a student loan deferral hurt my credit score?

    You may not be able to afford to pay your student loans, but the long-term consequence to your credit score be disastrous.
  43. Credit & Loans

    How does bouncing a check affect my credit score?

    Learn the many indirect effects on your credit score when you bounce a check.
  44. Professionals

    The Best Financial Careers For Women

    Here are four finance careers that real women say allow them to achieve success, satisfaction and work-life balance.
  45. Taxes

    Who's required to fill out a Schedule C IRS form?

    Find out if you're required to use a IRS Schedule C form when completing your tax return this year.
  46. Retirement

    Can I take money out of my Individual Retirement Account ...

    Can I take money out of my IRA plan if I'm still working? Yes, you can take money out of your IRA plan if you’re still working, but you may not want to for three main reasons. The first is the ...
  47. Credit & Loans

    Will having several credit cards hurt my credit score?

    The manner in which you use your credit cards may affect your credit score more than the number of credit cards you own will.
  48. Home & Auto

    Selling Your House? Avoid These Mistakes

    Don't put the sale of your home at risk by committing one of these dirty deeds.
  49. Home & Auto

    Do-It-Yourself Projects To Boost Home Value

    These simple projects can add value to your property without taking too much out of your wallet.
  50. Why do you need to fill out a W-4 form and what does the IRS do with it?
    Taxes

    The Purpose Of The IRS W-4 Form

    Why do you need to fill out a W-4 form and what does the IRS do with it?
  51. Your step-by-step guide to making sure your employer reports your income correctly to the IRS from your first day on the job.
    Taxes

    Filling Out Your W-4 Form

    Your step-by-step guide to making sure your employer reports your tax withholding correctly to the IRS from your first day on the job.
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