Amy Fontinelle

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  1. Transferring Credit Card Balances To A New Card
    Credit & Loans

    Transferring Credit Card Balances To A New Card

    Before you take advantage of that new credit card's 0% interest balance transfer offer, read our step-by-step guide.
  2. Plant Patent
    Term

    Plant Patent

    An intellectual property right that protects a new and unique plant’s key characteristics from being copied, reproduced, sold or used by others.
  3. Understanding Intellectual Property
    Investing

    Understanding Intellectual Property

    Intellectual property rights - patents, trademarks, trade secrets and copyrights - protect creators of everything from new products to new pop songs.
  4. Patent Agent
    Term

    Patent Agent

    A professional licensed by the United States Patent and Trademark Office to give patentability opinions and assist inventors with patent applications.
  5. Are You A Target For Identity Thieves?
    Credit & Loans

    Are You A Target For Identity Thieves?

    The Americans at highest risk for identity theft and identity fraud aren't the ones you most expect. See if you're on the high-risk list.
  6. Avoid Becoming An Identity Thief's Next Victim
    Credit & Loans

    Avoid Becoming An Identity Thief's Next Victim

    Use these 7 techniques to keep yourself under the radar and out of the way of identity thieves.
  7. How to Use the Gearing Ratio
    Investing Basics

    How to Use the Gearing Ratio

    The gearing ratio is a figure that compares a company’s owners’ equity to the amount of money the company has borrowed.
  8. What's a P&L Statement?
    Investing Basics

    What's a P&L Statement?

    A profit and loss statement, also called the income statement, is a financial statement that companies use to report their income and expenses for a quarter or a year.
  9. Asset Management and Disposition Agreement (AMDA)
    Term

    Asset Management and Disposition Agreement (AMDA)

    A type of contract between the Federal Deposit Insurance Corporation (FDIC) and an independent contractor that oversaw and sold the assets of failed savings and loan (S&L) institutions during the S&L crisis.
  10. Policyholder Surplus
    Term

    Policyholder Surplus

    The assets of a mutual insurance company minus its liabilities. Policyholder surplus is one indicator of an insurance company’s financial health.
  11. Common Carrier
    Term

    Common Carrier

    A commercial entity that gets paid to transport goods or people.
  12. Insurance Coverage Area
    Term

    Insurance Coverage Area

    The geographic region in which an insurance policy’s benefits apply.
  13. Commercial Insurance Lines
    Term

    Commercial Insurance Lines

    Commercial insurance lines help keep the economy running smoothly by protecting businesses from potential losses they couldn’t afford to cover on their own.
  14. Employer's Liability Insurance
    Term

    Employer's Liability Insurance

    A product for employers that protects them from major financial loss if a worker experiences a job-related injury or illness that workers compensation doesn’t cover.
  15. Automobile Liability Insurance
    Term

    Automobile Liability Insurance

    Financial protection for a driver who, while operating a vehicle, harms someone else or their property.
  16. Comprehensive Insurance
    Term

    Comprehensive Insurance

    A type of automobile insurance that covers damage to your car from causes other than a collision.
  17. Convertible Insurance
    Term

    Convertible Insurance

    A type of life insurance that allows the policyholder to change a term policy into a whole or universal policy without going through the health qualification process again.
  18. Patent Attorney
    Term

    Patent Attorney

    A lawyer with expertise in intellectual property law as it pertains to securing and protecting an inventor’s property rights to an invention.
  19. Patent Pending
    Term

    Patent Pending

    Wording inventors use to let the public know they've filed a patent application for an invention with the United States Patent and Trademark Office.
  20. Hurricane Deductible
    Term

    Hurricane Deductible

    An amount a homeowner must pay before insurance will cover the damage caused by a hurricane.
  21. Pharmacology
    Term

    Pharmacology

    The study of how drugs affect people. More formally, pharmacology is the study of both the helpful and detrimental effects of natural and synthetic chemicals on biological systems. Pharmacology helps us ...
  22. Debt Ratio
    Investing

    Debt Ratio

    The debt ratio divides a company’s total debt by its total assets to tell us how highly leveraged a company is—in other words, how much of its assets are financed by debt. The debt component of the ratio ...
  23. The Best Retirement Plans For Millennials
    Retirement

    The Best Retirement Plans For Millennials

    Retirement is decades away, but if you make yourself start saving even a little now, all that time can make your money grow big time. Two smart options.
  24. Intellectual Property Rights (Biotechnology)
    Term

    Intellectual Property Rights (Biotechnology)

    In health care, intellectual property rights give their owners exclusive use of pharmaceuticals, brand names and more.
  25. Investing In Luxury Real Estate
    Home & Auto

    Investing In Luxury Real Estate

    You might not have the money for a luxury home of your dreams, but that doesnt mean there aren't still plenty of ways to invest in luxury properties.
  26. Abbreviated New Drug Application (ANDA)
    Term

    Abbreviated New Drug Application (ANDA)

    A written request to the U.S. Food and Drug Administration to manufacture and market a generic drug in the United States.
  27. Abbreviated New Drug Submission (ANDS)
    Term

    Abbreviated New Drug Submission (ANDS)

    A written request to Health Canada to obtain marketing approval for a generic drug. An ANDS must be approved by Health Canada, the country’s federal department in charge of national health care, ...
  28. What Drives Summer Blockbuster Movie Profits?
    Investing News

    What Drives Summer Blockbuster Movie Profits?

    Moviegoers spent about $1 billion each of the months of May, June, July and August 2014. What is it that makes a summer blockbuster so profitable?
  29. The Economics of Hulu, Netflix, Redbox and Blockbuster
    Investing News

    The Economics of Hulu, Netflix, Redbox and Blockbuster

    These on-demand entertainment giants have already changed the way we consume entertainment. Who is poised to win this race for eyeballs?
  30. Pharmacovigilance
    Term

    Pharmacovigilance

    The process of detecting, evaluating and preventing negative side effects from medications. Pharmacovigilance aims to improve patient safety and quality of care.
  31. Top Homebuyer Tradeoffs
    Home & Auto

    Top Homebuyer Tradeoffs

    What are you willing to sacrifice when you buy a new home?
  32. European Medicines Agency (EMA)
    Term

    European Medicines Agency (EMA)

    A centralized government body whose goal is to promote and protect human and animal health through overseeing the use of medications in European countries.
  33. Orange Book
    Term

    Orange Book

    A list of drugs that the U.S. Food and Drug Administration has approved as both safe and effective. Formally called Approved Drug Products with Therapeutic Equivalence Evaluations, the Orange Book does ...
  34. Drug
    Term

    Drug

    A substance that cures, treats, prevents or reduces the symptoms of a disease or ailment.
  35. Why You Don’t Need Mortgage Protection Life Insurance
    Insurance

    Why You Don’t Need Mortgage Protection Life Insurance

    Mortgage protection life insurance sounds great in concept - a guarantee that your mortgage will be paid off if you die unexpectedly. But take a hard look at what you get before choosing it.
  36. What You Need To Know About COBRA Health Insurance
    Insurance

    What You Need To Know About COBRA Health Insurance

    We go through everything you need to know about COBRA so that you can decide if it's right for you.
  37. Ethical Investing Tutorial
    Fundamental Analysis

    Ethical Investing Tutorial

    Learn everything there is to know about ethical investing.
  38. 18 Do-It-Yourself Projects To Boost Home Value
    Home & Auto

    18 Do-It-Yourself Projects To Boost Home Value

    These home upgrades can be achieved for surprisingly little money.
  39. 5 Risky Mortgages To Avoid
    Home & Auto

    5 Risky Mortgages To Avoid

    There are plenty of ways to end up with a bad mortgage. The risks of these five should make every homebuyer think twice before signing.
  40. 10 Sources Of Nontaxable Income
    Taxes

    10 Sources Of Nontaxable Income

    Taxes are often a deterrent from investing and saving. These financial practices will bring you no tax grief.
  41. 5 Statements Commonly Made By Amateur Investors
    Investing Basics

    5 Statements Commonly Made By Amateur Investors

    Here are five inaccurate investing statements and some tips on how to think more like a professional.
  42. Current Assets
    Investing Basics

    Current Assets

    Current assets are all of the assets a company uses to fund its daily operations. These are the assets the company could convert into cash within a year in the normal course of business.
  43. The Income Property: Your Late-In-Life Retirement Plan
    Home & Auto

    The Income Property: Your Late-In-Life Retirement Plan

    You're nearing retirement age and you don't have the nest egg you need. Here's how an income property can help you make up the shortfall.
  44. How Gen Y Can Avoid Working Forever
    Retirement

    How Gen Y Can Avoid Working Forever

    Despite tough odds, Gen Y has time to build a strong future with more control over their lives than earlier generations.
  45. Is Your Employer-Provided Life Insurance Coverage Enough?
    Insurance

    Is Your Employer-Provided Life Insurance Coverage Enough?

    Learn about the several potential problems involved with obtaining life insurance through your employer.
  46. 10 Hurdles To Closing On A New Home
    Insurance

    10 Hurdles To Closing On A New Home

    It's the biggest purchase of your life - find out what can go wrong before you even close the deal.
  47. Should You Buy Property On Leased Land?
    Retirement

    Should You Buy Property On Leased Land?

    Find out what to consider before investing in a leased-land property.
  48. Contribution Margin
    Investing Basics

    Contribution Margin

    Contribution margin is a cost accounting concept that allows a company to determine the profitability of individual products.
  49. FICO Or FAKO? The Limitations of Free Credit Scores
    Credit & Loans

    FICO Or FAKO? The Limitations of Free Credit Scores

    There's something you should know about the scores you get from free credit scoring services: They usually are not the same FICO scores lenders pull.
  50. Top Websites For Checking Your Credit Scores
    Credit & Loans

    Top Websites For Checking Your Credit Scores

    You've probably seen spammy ads offering the opportunity to check your credit score for "free." Well, not all credit score services are created equal!
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