Amy Fontinelle

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  1. You may owe money, but you still have rights. There's a long list of things debt collectors are banned from doing to you. Know what's illegal.
    Credit & Loans

    5 Things Debt Collectors Can't Do To You

    You may owe money, but you still have rights. There's a long list of things debt collectors are banned from doing to you. Know what's illegal.
  2. Sounds like a bad horror movie, but it really could happen to you. Here's how to identify zombie debt and send collectors back to the dead-debt graveyard.
    Credit & Loans

    How To Beat Off A Zombie Debt Collector

    Sounds like a bad horror movie, but it really could happen to you. Here's how to identify zombie debt and send collectors back to the dead-debt graveyard.
  3. Understanding how the debt collection business works will give you a better chance of coming out ahead if you ever have to tangle with a collection agent.
    Credit & Loans

    Inside Secrets Of The Debt Collection Business

    Understanding how the debt collection business works will give you a better chance of coming out ahead if you ever have to tangle with a collection agent.
  4. Debt collectors can be professional or nasty beyond belief. Here's how to fight back – and what your rights and obligations are if one contacts you.
    Credit & Loans

    How To Push Back Against A Debt Collector

    Debt collectors can be professional or nasty beyond belief. Here's how to fight back – and what your rights and obligations are if one contacts you.
  5. Compared to other options, does it ever make sense to include cash-value life insurance in your investment portfolio?
    Trading Strategies

    How Good An Investment Is Life Insurance?

    Compared to other options, does it ever make sense to include cash-value life insurance in your investment portfolio? A look at the pros and cons.
  6. Retiring successfully if you're a small business owner requires both an exit strategy and a good retirement plan. Here's how to get started.
    Retirement

    Retire? Me? Smart Strategies For Business Owners

    Retiring successfully if you're a small business owner requires both an exit strategy and a good retirement plan. Here's how to get started.
  7. Investing Basics

    Online Portfolio Management, DIY or Fee-Based Financial ...

    Should you use an online financial planning service, or do professional, fee-based financial planners justify their higher costs?
  8. Retirement

    Freelancers Don't Have To Retire Broke

    Many freelancers worry, with good reason, that their retirement prospects are financially insecure. Plan early and you can minimize your fretting.
  9. Retirement

    Teachers: Get Schooled On Your Retirement Strategies

    If you're a teacher, you have unique circumstances when it comes to planning for a successful retirement. It's important to start informing yourself now.
  10. Follow these 5 strategies and set yourself up for a sane and comfortable retirement. Starting early is best, but it's never too late to help your future.
    Retirement

    The 5 Top Rules Of Thumb For Retirement Savings

    Follow these 5 strategies and set yourself up for a sane and comfortable retirement. Starting early is best, but it's never too late to help your future.
  11. Credit card balance transfers can help pay off debts – but they can cost you. Here are some other approaches worth checking out.
    Credit & Loans

    4 Debt-Busting AlternativesTo Balance Transfers

    Credit card balance transfers can help pay off debts – but they can cost you. Here are some other approaches worth checking out.
  12. If that's always been your dream, there actually are affordable ways to retire in France. Some regions to explore and some cautions to keep in mind.
    Retirement

    Great (Affordable) Places For Retiring In France

    If that's always been your dream, there actually are affordable ways to retire in France. Some regions to explore and some cautions to keep in mind.
  13. Here's how to incorporate life insurance into a plan to ensure that you and your family have the smoothest possible transition into retirement.
    Retirement

    The Smart Way To Use Life Insurance For Retirement

    Here's how to incorporate life insurance into a plan to ensure that you and your family have the smoothest possible transition into retirement.
  14. A delightful climate, World Heritage sites and a low cost of living are just some of the reasons to retire to Ecuador. Here's more about what to expect.
    Retirement

    Why Retiree Expats Adore Ecuador

    A delightful climate, World Heritage sites and a low cost of living are just some of the reasons to retire to Ecuador. Here's more about what to expect.
  15. Government employees don't receive Social Security and 401(k)s for their government work. Learn about these other tools to plan for a good retirement.
    Retirement

    Work For The Government? Top Retirement Strategies

    Government employees don't receive Social Security and 401(k)s for their government work. Learn about these other tools to plan for a good retirement.
  16. The names sound similar – continuing care, assisted living – but retirement communities differ widely. How to tell them apart and what you'll need to pay.
    Retirement

    Don't Pick The Wrong Type Of Retirement Community

    The names sound similar – continuing care, assisted living – but retirement communities differ widely. How to tell them apart and what you'll need to pay.
  17. Handled correctly – and very carefully – a promotional credit card balance transfer offer can save you money. Here are some of the best deals around now.
    Credit & Loans

    Best Credit Cards For Making Balance Transfers

    Handled correctly – and very carefully – a promotional credit card balance transfer offer can save you money. Here are some of the best deals around now.
  18. The reason why companies offer 0% balance transfers, how they benefit from it and why should a person be careful with this.
    Credit & Loans

    0% Balance Transfers: Can You Beat the Odds?

    Before you accept that 0% balance transfer offer, understand why you got it and who will probably profit most. Only accept if you can beat the odds.
  19. The 0% introductory interest rate on balance transfers is a common perk of credit cards targeted to consumers with good to excellent credit.
    Credit & Loans

    The Credit Card Balance Transfer Trap

    Before you transfer a balance to a credit card with a lower interest rate, know how it affects new purchases and other fine-print traps that can cost you.
  20. Economics

    What The Department of Housing and Urban Development Does

    The HUD runs programs intended to support homeownership, increase safe and affordable rental housing, reduce homelessness and fight housing discrimination.
  21. A short article explaining top pros and cons for transfering credit card balanace
    Credit & Loans

    The Pros And Cons Of Balance Transfers

    Do the math before you assume that transferring your credit card balance to a lower rate card will save money. It could – or it could cost you.
  22. Economics

    How A Limited Government Affects A Country's Finances

    Countries with limited governments have fewer laws about what individuals and businesses can and can’t do. What's the net result?
  23. steps of how to file a patent and a brief summary of each step
    Investing

    Filing A Patent

    Want to patent your invention or design? Here's a complete step-by-step guide to the process.
  24. when is it a good idea to patent an idea? At what stage of the development of the idea should you patent it? Does it matter if it matters what type of idea you have?
    Investing

    Protecting Your Idea: Should You Patent It?

    At what stage of development should you patent an idea – and which ideas can you patent? Here's how to decide and what to do next.
  25. Overall tax burden by state
    Taxes

    Overall Tax Burden By State

    Start here, to research states with the heaviest tax burdens. The charts below compare them by income tax, sales tax and property tax.
  26. A brief explanation of the Steps and things to consider for finding and choosing a patent attorney - Like picking a patent attorney based on type of patent, costs, or anything the author finds relevant
    Investing

    Hiring A Patent Attorney

    Use this guide to find a well-qualified attorney to guide your application through the complex patenting process at the best possible price.
  27. Understanding State Tax Burden
    Taxes

    States With The Biggest (And Smallest) Tax Burden

    If you're considering moving, here's a list of the states with the highest - and lowest - tax burdens.
  28. Brief Article explaining the reader what steps to take before transfering the credit card balance
    Credit & Loans

    Transferring Credit Card Balances To A New Card

    Before you take advantage of that new credit card's 0% interest balance transfer offer, read our step-by-step guide.
  29. Understanding intellectual property.
    Investing

    Understanding Intellectual Property

    Intellectual property rights - patents, trademarks, trade secrets and copyrights - protect creators of everything from new products to new pop songs.
  30. 13.1 million people experienced identity fraud in 2013, according to Javelin Strategy and Research’s 2014 Identity Fraud Study.
    Credit & Loans

    Are You A Target For Identity Thieves?

    The Americans at highest risk for identity theft and identity fraud aren't the ones you most expect. See if you're on the high-risk list.
  31. Identity thieves have many ways to steal and abuse your personal and financial data.
    Credit & Loans

    Avoid Becoming An Identity Thief's Next Victim

    Use these 7 techniques to keep yourself under the radar and out of the way of identity thieves.
  32. Investing Basics

    How to Use the Gearing Ratio

    The gearing ratio is a figure that compares a company’s owners’ equity to the amount of money the company has borrowed.
  33. Investing Basics

    What's a P&L Statement?

    A profit and loss statement, also called the income statement, is a financial statement that companies use to report their income and expenses for a quarter or a year.
  34. Millennials have two particularly good retirement savings plan options.
    Retirement

    The Best Retirement Plans For Millennials

    Retirement is decades away, but if you make yourself start saving even a little now, all that time can make your money grow big time. Two smart options.
  35. Home & Auto

    Investing In Luxury Real Estate

    You might not have the money for a luxury home of your dreams, but that doesnt mean there aren't still plenty of ways to invest in luxury properties.
  36. Investing News

    What Drives Summer Blockbuster Movie Profits?

    Moviegoers spent about $1 billion each of the months of May, June, July and August 2014. What is it that makes a summer blockbuster so profitable?
  37. Investing News

    The Economics of Hulu, Netflix, Redbox and Blockbuster

    These on-demand entertainment giants have already changed the way we consume entertainment. Who is poised to win this race for eyeballs?
  38. Home & Auto

    Top Homebuyer Tradeoffs

    What are you willing to sacrifice when you buy a new home?
  39. Most people should only consider mortgage protection life insurance as a last resort.
    Insurance

    Why You Don’t Need Mortgage Protection Life Insurance

    Mortgage protection life insurance sounds great in concept - a guarantee that your mortgage will be paid off if you die unexpectedly. But take a hard look at what you get before choosing it.
  40. Insurance

    What You Need To Know About COBRA Health Insurance

    We go through everything you need to know about COBRA so that you can decide if it's right for you.
  41. Fundamental Analysis

    Ethical Investing Tutorial

    Learn everything there is to know about ethical investing.
  42. Home & Auto

    18 Do-It-Yourself Projects To Boost Home Value

    These home upgrades can be achieved for surprisingly little money.
  43. Home & Auto

    5 Risky Mortgages To Avoid

    There are plenty of ways to end up with a bad mortgage. The risks of these five should make every homebuyer think twice before signing.
  44. Taxes

    10 Sources Of Nontaxable Income

    Taxes are often a deterrent from investing and saving. These financial practices will bring you no tax grief.
  45. Investing Basics

    5 Statements Commonly Made By Amateur Investors

    Here are five inaccurate investing statements and some tips on how to think more like a professional.
  46. Home & Auto

    The Income Property: Your Late-In-Life Retirement Plan

    You're nearing retirement age and you don't have the nest egg you need. Here's how an income property can help you make up the shortfall.
  47. Statistics show the odds are stacked against the Millennial generation: they will retire later than their parents – or not at all.
    Retirement

    How Gen Y Can Avoid Working Forever

    Despite tough odds, Gen Y has time to build a strong future with more control over their lives than earlier generations.
  48. Is Your Employer-Provided Life Insurance Coverage Enough?
    Insurance

    Is Your Employer-Provided Life Insurance Coverage Enough?

    Learn about the several potential problems involved with obtaining life insurance through your employer.
  49. Insurance

    10 Hurdles To Closing On A New Home

    It's the biggest purchase of your life - find out what can go wrong before you even close the deal.
  50. Retirement

    Should You Buy Property On Leased Land?

    Find out what to consider before investing in a leased-land property.
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