Chad Langager

Chad Langager is the co-founder of Second Summit Ventures. He is passionate about the internet, startups and cycling. You can find out more about him on his website www.clangager.com.

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  1. Credit, Loans & Mortgages

    What is an assumable mortgage?

    The purchase of a home is a very expensive undertaking and usually requires some form of financing to make the purchase possible. ...
  2. Taxes

    I am a non-U.S. citizen living outside the U.S. and trading stocks through a U.S. internet broker. Do I have to pay taxes on the money I earn?

    The tax implications for a foreign investor will depend on whether that person is classified as a resident alien or a non-resident ...
  3. Credit, Loans & Mortgages

    How is my credit score calculated?

    The credit score, commonly referred to as a FICO score, is a proprietary tool created by the Fair Isaac Corporation. This ...
  4. Markets & Economy

    What is the Difference Between an Industry and a Sector?

    The terms industry and sector are often used interchangeably, but they have slightly different meanings.
  5. Bonds / Fixed Income

    What is a basis point (BPS)?

    A basis point is a unit of measure used in finance to describe the percentage change in the value or rate of a financial ...
  6. Investing Strategy

    Start Investing With Only $1,000

    You can get started as an investor with as little as $1000. Here's how.
  7. Financial Analysis

    Why do you need a margin account to short sell stocks?

    The reason that margin accounts and only margin accounts can be used to short sell stocks has to do with Regulation T, a ...
  8. Where do investors tend to put their money in a bear market?

    A bearish market is traditionally defined as a period of negative returns in the broader market to the magnitude of between ...
  9. Markets & Economy

    What does it mean when financial news reports say that more issues were sold than bought?

    This simply means that in a market, more stocks (issues) traded down for the day compared to the number of companies that ...
  10. Investing Strategy

    Why would a company make drastic cuts to its dividend payments?

    A dividend cut occurs when a dividend paying company either completely stops paying out dividends (a worst-case scenario) ...
  11. ETFs

    Having A Plan: The Basis Of Success

    It ensures that you have a realistic outlook, and a solid strategy. We show you why and how.
  12. Financial Analysis

    When is earnings season?

    Earnings season is the period of time during which a large number of publicly traded companies release their quarterly earning ...
  13. Real Estate

    How does a credit crunch occur?

    A credit crunch occurs when there is a lack of funds available in the credit market, making it difficult for borrowers to ...
  14. Investing Strategy

    Why does a crisis in emerging markets cause U.S. Treasury yields to decrease?

    The reason that you will often see the yields on Treasuries fall when you see a financial crisis in an emerging or foreign ...
  15. Investing Strategy

    Who or what are the turtles?

    The "turtles" was a nickname given to a group of traders who were a part of an experiment run by two famous commodity traders. ...
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