Chad Langager

Chad Langager is the co-founder of Second Summit Ventures. He is passionate about the internet, startups and cycling. You can find out more about him on his website www.clangager.com.

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  1. Credit, Loans & Mortgages

    What is an assumable mortgage?

    The purchase of a home is a very expensive undertaking and usually requires some form of financing to make the purchase possible. ...
  2. Taxes

    I am a non-U.S. citizen living outside the U.S. and trading stocks through a U.S. internet broker. Do I have to pay taxes on the money I earn?

    The tax implications for a foreign investor will depend on whether that person is classified as a resident alien or a non-resident ...
  3. Credit, Loans & Mortgages

    How is my credit score calculated?

    The credit score, commonly referred to as a FICO score, is a proprietary tool created by the Fair Isaac Corporation. This ...
  4. Markets & Economy

    What is the Difference Between an Industry and a Sector?

    The terms industry and sector are often used interchangeably, but they have slightly different meanings.
  5. Bonds / Fixed Income

    What is a basis point (BPS)?

    A basis point is a unit of measure used in finance to describe the percentage change in the value or rate of a financial ...
  6. Investing Strategy

    Start Investing With Only $1,000

    You can get started as an investor with as little as $1000. Here's how.
  7. Financial Analysis

    Why do you need a margin account to short sell stocks?

    The reason that margin accounts and only margin accounts can be used to short sell stocks has to do with Regulation T, a ...
  8. Where do investors tend to put their money in a bear market?

    A bearish market is traditionally defined as a period of negative returns in the broader market to the magnitude of between ...
  9. Markets & Economy

    What does it mean when financial news reports say that more issues were sold than bought?

    This simply means that in a market, more stocks (issues) traded down for the day compared to the number of companies that ...
  10. Investing Strategy

    Why would a company make drastic cuts to its dividend payments?

    A dividend cut occurs when a dividend paying company either completely stops paying out dividends (a worst-case scenario) ...
  11. ETFs

    Having A Plan: The Basis Of Success

    It ensures that you have a realistic outlook, and a solid strategy. We show you why and how.
  12. Trading Strategy

    How do stock splits affect short sellers?

    The simple answer to this question is that stock splits do not affect short sellers in a material way. There are some changes ...
  13. Trading Strategy

    How can you lose more money than you invest shorting a stock? If you have no money left in your account, how do you pay it back?

    The simple answer to this question is that there is no limit to the amount of money you can lose in a short sale. This means ...
  14. Trading Strategy

    If I short sell $5,000 worth of stock and the stock becomes worthless, I have made $5,000 with a very small investment. Isn't the return here much greater than 100%?

    The simple answer is that the maximum return of any short sale investment is in fact 100%. However, the concepts underlying ...
  15. Trading Strategy

    What happens when the lender of the borrowed shares in a short sale transaction wants to sell his/her shares?

    In a short sale transaction, shares are borrowed from the lender by the short seller and sold in the market. The lender of ...
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