Brent Radcliffe

Brent Radcliffe

Brent Radcliffe is a digital analyst with a software company based in the Washington, DC area. He is a graduate of the University of Florida with a degree in International Economics, with minors in both French and International Relations. Radcliffe is a freelance writer covering topics related to economics, trade and investing.

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  1. Term

    Risk Financing

    The determination of how an organization will pay for loss events in the most effective and least costly way possible.
  2. Term

    Special Employer

    An employer who receives an employee on loan from another business, and who is not the employee’s original employer.
  3. Term

    General Employer

    An employer who loans an employee to another business, and who is the employee’s original employer.
  4. Term

    Coordination Of Coverage

    A review or modification of an individual's or business’ insurance policies designed to reduce gaps in insurance coverage.
  5. Term


    A commercial insurance policy which insures employees and affiliated personnel under one policy rather than requiring them to each have their own policy.
  6. Term

    Catastrophe Equity Put (CatEPut)

    Catastrophe equity puts are used to ensure that insurance companies remain solvent if a catastrophe drastically increases the number of claims that it must cover.
  7. Term

    Equitable Subrogation

    A legal doctrine that allows a party that has made payments on behalf of another party to lay claim to the recovery of damages or funds from a third-party.
  8. Term

    Crisis Management Coverage

    Insurance coverage designed to help a business limit the negative impact of events on the business’ reputation.
  9. Term

    Associate In Personal Insurance (API)

    A designation earned by professionals looking for training in personal lines insurance, and conferred by The Institutes.
  10. Term

    Fronting Policy

    A risk management technique in which an insurer underwrites a policy to cover a specific risk, but then cedes to a reinsurer.
  11. Term

    Commutation Agreement

    A reinsurance agreement in which the reinsurer and ceding company agree on the conditions under which all obligations for both parties in the agreement are discharged.
  12. Term

    Care, Custody, Or Control (CCC)

    An exclusion found in liability insurance policies that removes indemnification for the insured when a property is placed in the care of the insured.
  13. Term

    Experience Rating Insurance

    The amount of loss that an insured party experiences compared to the amount of loss that similar insureds experience.
  14. Term

    Carryover Provision

    An insurance policy clause that allows the policyholder to shift losses from the end of the policy year to the next policy year or the previous policy year.
  15. Term

    Capital At Risk (CaR)

    The amount of capital that is set aside to cover risks.
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