Brent Radcliffe

Brent Radcliffe

Brent Radcliffe is a digital analyst with a software company based in the Washington, DC area. He is a graduate of the University of Florida with a degree in International Economics, with minors in both French and International Relations. Radcliffe is a freelance writer covering topics related to economics, trade and investing.

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  1. Term

    Commercial Package Policy (CPP)

    An insurance policy that combines coverage for multiple perils, such as liability and property risk.
  2. Term

    Buffer Layer

    The difference between the primary limit of insurance and any excess layer of insurance.
  3. Term

    Anti-Stacking Provisions

    An insurance policy provision which prevents more than one limit or deductible from applying to a single insured event.
  4. Term

    As Their Interests May Appear (ATIMA)

    Text in an insurance policy that allows other parties to be added to the coverage.
  5. Term

    Back Pay

    The amount of salary and other benefits that an employee claims that he or she is owed after a wrongful termination.
  6. Term

    General Account

    The account where an insurer deposits premiums from the policies that it underwrites, and from which it funds the day-to-day operations of the business.
  7. Term

    Commercial Output Policy (COP)

    An insurance policy that provides both commercial property and inland marine coverage.
  8. Term

    Converted Losses

    The total amount of claims incurred multiplied by a loss conversion factor.
  9. Term

    Hammer Clause

    An insurance policy clause that allows an insurer to compel the insured to settle a claim.
  10. Term

    Nonadmitted Balance

    An item on an insurer’s balance sheet that represents reinsured liabilities for which the reinsurer has not provided collateral.
  11. Term

    Cyber And Privacy Insurance

    An insurance policy that provides coverage from losses resulting from a data breach or loss of electronically-stored confidential information.
  12. Term

    Back-To-Back Deductible

    An insurance policy deductible that is the same as the coverage limits.
  13. Term

    Cross Liability Coverage

    An endorsement that provides coverage for insurance policies that cover multiple parties, and in which one of the parties is held liable for a claim made by another party on the same contract.
  14. Term

    Contractual Liability Insurance

    An insurance policy that protects against liabilities that the policyholder has assumed from entering into a contract.
  15. Term

    Contingent Commission

    A commission with a value dependent on an event occurring, and that is paid to an intermediary by an insurance company or reinsurance company.
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