Brent Radcliffe

Brent Radcliffe

Brent Radcliffe is a digital analyst with a software company based in the Washington, DC area. He is a graduate of the University of Florida with a degree in International Economics, with minors in both French and International Relations. Radcliffe is a freelance writer covering topics related to economics, trade and investing.

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  1. Term

    Credit Card Blocks

    The reserving of a portion of a credit or debit card balance for the cost of services not yet rendered.
  2. Term

    Equivalent Flat Rate

    The rate at which a flat rate insurance guarantee scheme and a risk-based insurance guarantee scheme are considered equal.
  3. Term

    Investment Income Sharing

    Profits made through the investment activities of a mutual insurance arrangement that is distributed to plan participants.
  4. Term

    Co-Reinsurance

    A reinsurance company that is participating in a reinsurance contract along with other reinsurers.
  5. Term

    Sales Draft

    A record indicating that a cardholder has made a purchase.
  6. Term

    Trade Line

    Credit account records that are provided to credit reporting organizations.
  7. Term

    Transaction Authentication Number (TAN)

    A one-time code used in the processing of online transactions.
  8. Term

    Prepaid Cards Processor

    A company that processes transactions for prepaid payment cards.
  9. Term

    Point-To-Point Encryption (P2PE)

    Devices, applications, and processes that keep payment card information secure from the point that the card is swiped until it is decrypted and the transaction processed.
  10. Term

    Mastercard Acquirer

    A financial institution that accepts and processes transactions made with a MasterCard card.
  11. Term

    Furnisher

    A company that provides information about a consumer, including credit history, to a credit bureau.
  12. Term

    Equitable Division

    A legal theory that guides how property acquired during the course of a marriage should be distributed between the two parties in the case of a divorce.
  13. Term

    Semi-Secured Credit Card

    A type of credit card offered to individuals who carry a higher credit risk.
  14. Term

    Issuer Identification Number (IIN)

    A numbering system that allows a credit, debit, or other card to be identified as having been issued by a particular financial institution.
  15. Term

    PIN Cashing

    A type of fraud in which a stolen credit card or debit card is used to gain access to the cardholder’s bank account.
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