Brent Radcliffe

Brent Radcliffe

Brent Radcliffe is a digital analyst with a software company based in the Washington, DC area. He is a graduate of the University of Florida with a degree in International Economics, and minors in both French and International Relations. Radcliffe is a freelance writer covering topics related to economics, trade and investing.

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  1. Term

    Reinsurance Assisted Placement

    Insurance business that is developed with the help of a reinsurance company.
  2. Term

    Franchise Cover

    A type of reinsurance plan in which the claims from a number of policies are aggregated together to form a reinsurance claim.
  3. Term

    Mass Merchandising

    A method of selling insurance policies in which an employer or organization agrees to assist in the sale of insurance policies to its employees or members.
  4. Term

    Reinsurance Ticket

    A notification made by an insurer which discloses the different reinsurance contracts that have been affected by claims, as well as other information affecting the terms of a reinsurance contract.
  5. Term

    Shortfall Cover

    A reinsurance agreement used to temporarily reduce gaps in an insurer’s treaty reinsurance coverage.
  6. Term

    Gross Net Written Premium Income

    The amount of an insurance company’s premiums used to determine the amount of premiums owed to a reinsurer.
  7. Term

    Extra-Contractual Obligations (ECO) Clause

    A clause in a reinsurance contract requiring a reinsurer to pay for expenses imposed upon the ceding insurer by regulatory or judicial organizations.
  8. Term

    Obligatory Reinsurance

    A reinsurance treaty in which the ceding insurer agrees to send a reinsurer all policies which fit within the guidelines of the reinsurance agreement.
  9. Term

    Furriers’ Block Policy

    An inland marine insurance policy that provides coverage against loss or damage to the inventory of a fur dealer.
  10. Term

    Furriers’ Customers Policy

    An inland marine insurance policy that provides coverage against loss or damage to furs that are being stored by a business on behalf of a third party.
  11. Term

    Runoff Insurance

    An insurance policy provision that provides liability coverage against claims made against companies that have been acquired, merged, or have ceased operations.
  12. Term

    Experience Refund

    The portion of an insurance company’s premiums or profits that is returned to the policyholder if the insurer’s loss experience is better than expected.
  13. Term

    Excess Judgment Loss

    The amount of additional loss that an insurer is required to pay above the policy limit.
  14. Term

    Ex Gratia Payment

    A payment made to an individual by an organization, government, or insurer for damages or claims, but which does not involve the admittance of liability by the party making the payment.
  15. Term

    Cumulative Exposure

    Exposure to a hazard over an extended period of time.
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