Chizoba Morah

Chizoba Morah is an accomplished author and teaching assistant who specializes in accounting basics, personal finance and taxes. Currently an MBA student at Morgan State University, she is planning and looks forward to being the successful owner of her own accounting firm.

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  1. Entrepreneurship

    Business Startup Costs: It's In The Details

    Don't overlook the details when starting up a business. It's the small expenses that have the potential to make or break ...
  2. Career / Compensation

    Analyzing a Career in Credit Analysis

    If you're a number-cruncher and responsibility doesn't scare you, this could be the job for you.
  3. Retirement

    I have a profit-sharing plan with my former employer. I am now trying to buy a home. Can I use my profit-sharing money to put a down payment on a house?

    Profit-sharing plans are retirement plans with companies that give employees a percentage of the company's earnings. A profit-sharing ...
  4. Credit, Loans & Mortgages

    When is it a good idea to take out a loan to invest?

    The only time it makes sense to invest a loan is when the return on investment of the loan is high and the risk level of ...
  5. Credit, Loans & Mortgages

    What does it mean when advertisers say that "financing is available"? Should I trust them to give me a good deal?

    When an advertisement says "financing," it means that the seller is going to give you a loan on an item that you purchase. ...
  6. Trading

    How are stock warrants different from stock options?

    A stock option is a contract between two people that gives the holder the right, but not the obligation, to buy or sell outstanding ...
  7. Financial Analysis

    How does accrual accounting differ from cash basis accounting?

    The main difference between accrual and cash basis accounting is the timing of when revenue and expenses are recognized. ...
  8. Children/Family

    How To Claim A Dependent On Your Tax Return

    If you are a caregiver, get to know the rules for claiming a dependent before filing your taxes.
  9. Are all bank accounts insured by the FDIC?

    The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the U.S. government that protects you against ...
  10. How do 401(k) loans work?

    When individuals are in a tight spot financially, they usually turn to 401(k) loans. The interest rate for the 401(k) loans ...
  11. Credit, Loans & Mortgages

    Credit Scams To Watch Out For

    More than 30 million people were victims of fraud in 2007. Will you be next?
  12. Financial Analysis

    How can average investors get involved in an IPO?

    An initial public offering, or IPO, is the first sale of stock by a new company, usually a private company trying to go public. ...
  13. Markets & Economy

    What is an echo bubble?

    To understand the term "echo bubble", you have to understand what a bubble is. A financial or economic bubble occurs when ...
  14. Investing Strategy

    Ostrich Effect And Passive Investing

    Learn how to take a hands-off approach to your portfolio without sticking your head in the sand.
  15. Credit, Loans & Mortgages

    Should You Close Your Credit Card?

    Find out the consequences before deciding to end your credit agreement.
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