• Showing 1-50 of 92 items
  • 1
  • 2
  • >>
  1. Insurance

    Credit Scams To Watch Out For

    More than 30 million people were victims of fraud in 2007. Will you be next?
  2. Investing

    How can average investors get involved in an IPO?

    An initial public offering, or IPO, is the first sale of stock by a new company, usually a private company trying to go public. An IPO often serves as a way for companies to raise capital for funding current ...
  3. Investing

    What is an echo bubble?

    To understand the term "echo bubble", you have to understand what a bubble is. A financial or economic bubble occurs when stocks trade at prices that exceed their intrinsic or true values. A stock trading ...
  4. thinkstock|istock
    Investing Basics

    Ostrich Effect And Passive Investing

    Learn how to take a hands-off approach to your portfolio without sticking your head in the sand.
  5. Credit & Loans

    Should You Close Your Credit Card?

    Find out the consequences before deciding to end your credit agreement.
  6. Since patents are assets to companies, it is important for investors to know how to calculate a patent's value and account for it.
    Investing Basics

    Patents Are Assets, So Learn How To Value Them

    Innovation is the key to staying on top. Find out how companies protect their ideas and how to figure out how much they're worth.
  7. Options & Futures

    Build Your Small Business During Downswings

    Here we offer some cost-saving measures to strengthen your business even when the market is weak.
  8. Budgeting

    Evaluating Your Personal Financial Statement

    Determine your net worth by making your own cash flow statement and balance sheet.
  9. Taxes

    Small Business Tax Obligations: Payroll Taxes

    Don't leave it up to your accountant - owners are ultimately responsible for fulfilling tax obligations.
  10. Taxes

    How To Claim A Dependent On Your Tax Return

    If you are a caregiver, get to know the rules for claiming a dependent before filing your taxes.
  11. Active Trading Fundamentals

    What is the hard-to-borrow list?

    A hard-to-borrow list has to do with securities that are available for a short sale. The list is used by brokerages to indicate securities that are not available for borrowing in short sale transactions. ...
  12. Investing

    What is evergreen funding?

    Evergreen funding is a term used to describe the incremental addition of money into a business. Before a business is started or a new product is introduced to market, the business owner or the investment ...
  13. Investing

    What is a cross hedge?

    Cross hedging is when you hedge a position by investing in two positively correlated securities or securities that have similar price movements. The investor takes opposing positions in each investment ...
  14. Investing

    What's the difference between weighted average accounting ...

    The main difference between weighted average cost accounting, LIFO, and FIFO methods of accounting is the difference in which each method calculates inventory and cost of goods sold. The weighted average ...
  15. Retirement

    How do 401(k) loans work?

    When individuals are in a tight spot financially, they usually turn to 401(k) loans. The interest rate for the 401(k) loans are usually a point or two higher than the prime rate, but they can vary. By ...
  16. Personal Finance

    The "New" Valentine's Day

    Consumer spending habits around this holiday are changing. Find out where romantic-minded shoppers are putting their money now.
  17. Active Trading Fundamentals

    Is short selling allowed in India?

    In March, 2001, the Securities and Exchange Board of India (SEBI) banned short selling in the Indian stock market. The ban was instituted partly because of a crash in stock prices and allegations that ...
  18. Options & Futures

    What is the difference between the bond market and the stock ...

    The bond market is where investors go to trade (buy and sell) debt securities, prominently bonds. The stock market is a place where investors go to trade (buy and sell) equity securities like common stocks ...
  19. Investing

    Why are most bonds traded on the secondary market "over ...

    Like stocks, after issuance in the primary market, bonds are traded between investors in the secondary market. However, unlike stocks, most bonds are not traded in the secondary market via exchanges. Rather, ...
  20. Credit & Loans

    Why is debt issued in both temporary and permanent forms?

    Debt is separated into two categories: 1) Temporary or short-term 2) Permanent or long-term. Temporary or short-term debt refers to debt with a maturity of less than one year. This means that the debt ...
  21. Credit & Loans

    Are U.S. banks authorized to issue bank guarantees or medium ...

    Bank guarantees and medium term notes (MTNs) are different types of instruments that serve different purposes for corporations. Bank guarantees are instruments issued by a bank or other lending institutions ...
  22. Investing

    Does a shareholder lose all of their equity once a Chapter ...

    When a company files for Chapter 11 bankruptcy, the management of the company is still in charge of the daily operations. That said, significant business decisions, especially those pertaining to debt ...
  23. Retirement

    I have a profit-sharing plan with my former employer. I ...

    Profit-sharing plans are retirement plans with companies that give employees a percentage of the company's earnings. A profit-sharing plan is similar to a 401(k) because it is considered a defined-contribution ...
  24. Investing

    Why do you need an emergency fund?

    An emergency fund is very handy when unplanned and unexpected expenses arise. It is always advisable to have some money tucked away for a rainy day, as an emergency fund can supplement any temporarily ...
  25. Options & Futures

    After exercising a put option, can I still hold my option ...

    Once a put option contract has been exercised, that contract does not exist anymore. A put option grants you the right to sell a stock at a specified price at a specific time. The holder of a put option ...
  26. Retirement

    How does an employer benefit from a 401(k) matching plan? ...

    A 401(k) is a type of qualified retirement plan created by employers, where an employee deposits money into a retirement fund and the employer matches a certain percentage of the employee's contributions. ...
  27. Investing

    Where do I look for fees that I am charged on investments? ...

    The fees and expenses charged for investments vary. The fees usually depend on the type of investment and the investment company with which you are investing. Typical fees and expenses charged by investments ...
  28. Investing

    Which transactions affect the retained earnings statement?

    Retained earnings are the portion of a company's income that management retains for internal operations instead of paying it to owners in form of dividends. The statement of retained earnings, a basic ...
  29. Investing

    What are some common hand signals on the trading floor?

    "Hand signal" is the sign language used by traders to transmit basic information on the trading floor. The use of hand signals on the trading floor is said to have originated for many reasons. Two major ...
  30. Investing

    Why are traders on the floor of the exchange?

    Before the advent of electronic trading platforms, the floor of the stock exchange was the location for market transactions in stock exchanges. The floor of the stock exchange is the physical location ...
  31. Economics

    What is the difference between LIBID and LIBOR?

    Both LIBID and LIBOR are rates primarily used by banks in the London interbank market. The London interbank market is a wholesale money market in London where banks exchange currencies either directly ...
  32. Investing

    How are oil reserves accounted for on an oil company's balance ...

    Oil reserves are estimated quantities of crude oil that have a high degree of certainty, usually 90%, of existence and exploitability. In other words, they are estimated quantities of crude oil that oil ...
  33. Investing

    What is a call rule?

    A call rule is a rule used in the futures exchange market. It is a rule that requires the formal bidding amount of a cash commodity to be set at the end of each trading day. A cash commodity is the physical ...
  34. Professionals

    Should computer software be classified as an intangible ...

    In accounting terms, an intangible asset is something of value that is not of physical nature. On the other hand, property, plant and equipment (PPE) are just as the name suggests. PPE refers to physical ...
  35. Credit & Loans

    In a corporate liquidation, why are unpaid taxes and wages ...

    The Bankruptcy Code, section 507, states that when a corporation is liquidated, creditors are paid in a particular order: Secured creditors, like secured bondholders. Unsecured creditors - These are generally ...
  36. Home & Auto

    What happens to insurance policies and variable annuities ...

    The idea of an insurance failing or going bankrupt is one that can be very frightening. However, when an insurance company is in financial peril, there are state guaranty associations and state-run funds ...
  37. Professionals

    What certification series does one need to be a bond broker?

    One major requirement before one can become a bond broker is to pass the General Securities Representative Exam, commonly called the Series 7 exam. Series 7 is an exam that allows brokers to engage in ...
  38. Savings

    What is the difference between nonconvertible debentures ...

    Debentures and fixed deposits are two different ways of investing money. A debenture is an unsecured bond. Essentially, it is a bond that is not backed by a physical asset or collateral. Sometimes, debentures ...
  39. Investing

    What are the GAAP standards for digital document storage?

    According to Sarbanes Oxley Act (SOX), companies are required to keep all documents that contain information about a company's policy or performance. Any document relevant to the auditing process that ...
  40. Taxes

    Will jointly filing taxes have the effect of joining a couple's ...

    The only thing that "joins" the credit of a married couple is the ownership of joint accounts. In other words, if there is a credit card, line of credit, mortgage or loan in both names or one party is ...
  41. Investing

    What's the difference between consumer confidence and consumer ...

    There isn't a difference between consumer confidence and consumer sentiment. Both terms are used to refer to the degree of confidence consumers feel about the overall economy and their personal financial ...
  42. Investing

    Do stocks that trade with a large daily volume generally ...

    Stock volatility refers to a drastic decrease or increase in value experienced by a given stock within a given period. There is a relationship between the volume of a traded stock and its volatility. When ...
  43. Options & Futures

    Why would you want a monthly benefit versus a daily benefit?

    An insurance benefit is the amount of money paid to or on behalf of the policyholder. Depending on what kind of insurance policy the policyholder signs up for, the payments are made directly to the insured ...
  44. Markets

    When did earnings conference calls become open to the public?

    Earnings conference calls are periodic teleconference events held by publicly traded companies. These conference calls are held so that the company can discuss the financial results of the period (quarterly, ...
  45. Investing

    How do companies calculate revenue?

    Revenue is the amount of money a company receives in exchange for its goods and services. The revenue received by a company is usually listed on the first line of the income statement as revenue, sales, ...
  46. Investing

    How much of a company's stock can a mutual fund own?

    There is no written rule that stipulates how much of a company a mutual fund can own. Instead, there are two major factors that determine the amount of a company a mutual fund can own: the rules of a mutual ...
  47. Options & Futures

    When holding an option through expiration date, are you ...

    Holding an option through the expiration date without selling does not automatically guarantee you profits, but it might limit your loss. For example, if you buy a call option for stock A, which currently ...
  48. Home & Auto

    What is disability-income insurance?

    Disability-income insurance is insurance that provides financial benefits to a policyholder in the event of sickness or injury that inhibits the ability to work. Disability-income insurance is meant as ...
  49. Investing

    How does accrual accounting differ from cash basis accounting?

    The main difference between accrual and cash basis accounting is the timing of when revenue and expenses are recognized. The cash method is most used by small businesses and for personal finances. The ...
  50. Home & Auto

    What is an elimination period?

    Elimination period is a term used in insurance to refer to the time period between an injury and the receipt of benefit payments. In other words, it is the length of time between the beginning of an injury ...
  • Showing 1-50 of 92 items
  • 1
  • 2
  • >>