1. Insurance

    The Government And Risk: A Love-Hate Relationship

    Though the U.S. government can help its citizens by subsidizing risky loans, the costs always come back to the taxpayers.
  2. Investing

    Are oil prices and interest rates correlated?

    Yes. No. Maybe. Definitely. There's no easy answer to this question. While many theories abound, the reality is that oil prices and interest rates have some correlation between their movements, but are ...
  3. Investing

    What is a typical day in the life of a stockbroker, from ...

    One of the great attractions for many that become stockbrokers, is that there is no such thing as a typical day. In fact, being a stockbroker is essentially the same as being a small business owner. You ...
  4. Retirement

    Conduct A Financial Intervention

    Find out what you can do to help someone who is finanically out of control.
  5. overtrading can represent a far greater risk to a portfolio than mediocre stock selection or a bad market.
    Investing Basics

    Earn More Profit With Less Trading

    Avoiding overtrading can save your money and your sanity. Find out how to slow your turnover and build your profits.
  6. Professionals

    Making It Big On Wall Street

    Read about some of the most glamorous Wall Street jobs and what it takes to land one.
  7. Credit & Loans

    A Guide To Debt Settlement

    Find out how you can negotiate your way to a lower debt load by paying up front.
  8. Credit & Loans

    Getting Your Kids Their First Credit Card

    Putting some plastic in your children's wallets may actually help them - if you do it right.
  9. 5 ways to double your hard earned money.
    Investing Basics

    5 Ways To Double Your Investment

    From risky manoeuvres to slow-and-steady strategies, we look at five methods to double your money.
  10. Taxes

    Safe Tax Planning For High-Net-Worth Filers

    Planning is essential for the affluent seeking tax breaks. Get to know the legal strategies for saving more.
  11. Active Trading

    5 Ways To Double Your Investment

    Here are five different approaches that investors can take in hopes of doubling their investment.
  12. Retirement

    What documents should I have ready in case my partner or ...

    Estate planning is one of those topics that most people avoid dealing with until they're forced to. Because of this, many people find themselves in a bind when a loved one passes away. By having an up-to-date ...
  13. Retirement

    Why should I invest in the market when I can buy and sell ...

    This is a classic investor dilemma. When the markets are roaring, with 15-20% returns, it is tough to imagine putting your money elsewhere. In fact, when the markets churn out 15-20% returns, people actually ...
  14. Investing

    What would happen to a company's external fund requirements ...

    In short, the stronger the company's internal cash flow, and in turn cash position, the less the need to draw on an external fund. If internal cash flow or the retention ratio increases, external fund ...
  15. Investing

    Why would a company do a reverse merger instead of an IPO?

    Reverse mergers are often the most expedient and cost-efficient way for private companies that hold shares that are not available to the public to begin trading on a public stock exchange. Prior to the ...
  16. Investing

    Where can I find all of the stocks in the Dow Jones Industrial ...

    The best place to find a list of all thirty stocks included in the Dow Jones Industrial Average (DJIA) is the "Historical Components List" published on the official DJIA website. This fascinating list, ...
  17. Taxes

    No Debt Forgiveness For The Tax Man

    Debt settlement sounds like a free lunch, but it has tax consequences.
  18. Options & Futures

    What is the difference between return on equity and return ...

    Return on equity (ROE) and return on capital (ROC) measure very similar concepts, but with a slight difference in the underlying formulas. Both measures are used to decipher the profitability of a company ...
  19. Investing

    How do companies like Moody's rate bonds?

    Rating the creditworthiness of a bond issuer, despite the number crunching, is as much an art form as it is a science. While companies like Moody's and A.M. Best gather and analyze mountains of data, the ...
  20. Taxes

    Personal Income Tax Guide

    If the sight of your W-4 has you in the doldrums, read on to learn how to beat the tax blues.
  21. Options & Futures

    Cut Credit Card Bills By Negotiating A Lower APR

    Reducing the rate charged on your credit card balance is the first step to getting out of debt.
  22. Entrepreneurship

    Becoming An Insurance Agent

    Few careers match the opportunity for as quick and large a paycheck as does being a life insurance agent.
  23. Investing

    What is the difference between a non-recourse loan and a ...

    The essential difference between a recourse and non-recourse loan has to do with which assets a lender can go after if a borrower fails to repay a loan. As a matter of principle, borrowers almost always ...
  24. Investing

    Will credit card inactivity affect my credit score?

    Whether your credit score will be affected by inactivity depends on how you define "inactivity". Your credit report does not include information on frequency of credit card use in any given month. However, ...
  25. Investing

    Does investing in sustainable or "green" companies provide ...

    To determine the kinds of returns that can be expected from investments in sustainable or "green" companies, the distinction must first be made between green industries and companies with green policies. ...
  26. Investing

    Can private corporations issue convertible bonds?

    The first step to answering this question requires defining the term "private corporation". Many times, the term "private corporation" refers to a privately held company that is either a sole proprietorship ...
  27. Investing

    What is foreclosure investing?

    Foreclosure investing involves the purchase of houses that are somewhere in the process of being confiscated by lenders due to the owner's failure to meet mortgage obligations. The investor buys the house ...
  28. Investing

    What is meant by "full disclosure"?

    Most likely, the "full disclosure" you're talking about refers to rules put in place by the Securities and Exchange Commission (SEC) through Regulation FD in 2000. Under this SEC rule, companies must make ...
  29. Investing

    When is a dividend payment recognized in the shareholders ...

    From an accounting point of view, shareholders' equity is decreased by the total dividend amount on the date it is declared by a company's board of directors (B of D). An offsetting "dividends payable" ...
  30. Investing

    Can a company declare a dividend that exceeds its earnings ...

    Yes, it can. In fact, many well-known Fortune 500 companies have paid dividends in years where they posted negative earnings per share! When it comes to declaring and paying dividends, current earnings ...
  31. Investing

    Where can I find a list of all of the stocks in the S&P ...

    The actual list of all 500 stocks in the S&P 500 is called the Constituent List. It can be found on the official Standard & Poor's website under the Equities Indexes section.To be added to the ...
  32. Investing

    What does negative shareholder equity on a balance sheet ...

    Negative shareholder equity could show up on a company's balance sheet for a number of reasons, all of which should serve as red flags to look much closer before investing. To understand why, you need ...
  33. Entrepreneurship

    Run Your Personal Finances Like A Business

    The principles that contribute to success in business can also help you achieve your financial goals.
  34. Investing

    What does greenwashing mean?

    The term "greenwashing" was added to the Oxford English dictionary in 1999, where it is defined as "disinformation disseminated by an organization so as to present an environmentally responsible public ...
  35. Investing

    Does the closing price have to equal the last price traded? ...

    Logically and theoretically, the last price traded should be the same as the closing price of a stock. However, the way we trade stocks and the markets we trade them on have undergone numerous innovations ...
  36. Investing

    How does a company move from an OTC market to a major exchange? ...

    The over-the-counter market is not an actual exchange like the NYSE or Nasdaq. Instead, it is a network of companies that serve as "market makers" in particular low-priced and thinly-traded stocks. Thus, ...
  37. Investing

    Where can I find all of the stocks in the Nasdaq Composite ...

    Few stock market indices are as misunderstood as the Nasdaq Composite Index. Due to the burst of the dotcom bubble in 2000 and the ensuing plummet of the Nasdaq, many investors assume that the Nasdaq focuses ...
  38. Investing

    What is the difference between asset-based lending and asset ...

    In the most common usage, the terms "asset-based lending" and "asset financing" refer to the same thing. Asset-based lending generally refers to a business using its assets as collateral for a loan. If ...