Mochi and Macarons

Mochi and Macarons

I got out of $60,000 of debt in 18 months by budgeting and tracking my expenses. Financial independence is possible for everyone, but it takes discipline, hard work, and learning a new way of looking at your money. No one should have more interest in your money than you do. You can find me blogging casually about money at: The Budgeting and Expense Tracking Tool. www.thebudgetingtool.com

  1. Retirement

    How The Cost Of Debt Affects Retirement

    If you are someone who is closer to the end of your working career, such a large amount may be almost unmanageable.
  2. Retirement

    What Could The End Of Retirement Mean?

    Most Americans are saving only about 4% for retirement, which could mean that many U.S. citizens will never retire.
  3. Budgeting

    What You Can Expect To Spend In 2013

    This is a great time to examine your anticipated expenditures and assess how your spending impacts your financial situation.
  4. Personal Finance

    Social Faux Pas Made By Frugal People

    There is a fine line between being frugal and being cheap. Here's a look at some social faux pas cheap people make.
  5. Personal Finance

    Students: Don't Be Afraid Of Your Net Worth

    Even if you are a student and aren't earning income, you still need to be aware of your net worth.
  6. Savings

    Why You Should Know Your Net Worth In Your 20s

    Even if you are just entering the workforce and haven't had time to save or invest, you still need to be aware how much you're worth.
  7. Savings

    Money Saving Tips From Your Grandparents

    You can learn a lot from your elders, including how to save money.