Ryan C. Fuhrmann

  1. CAGR is a basic and accurate gauge of measuring returns.
    Fundamental Analysis

    The Most Accurate Way To Gauge Returns: The Compound Annual ...

    The compound annual growth rate, or CAGR for short, represents one of the most accurate ways to calculate and determine returns for individual assets, investment portfolios and anything that can rise or ...
  2. 2014 Retirement Benefit Changes
    Retirement

    Retirement Tax Changes For 2014

    To save efficiently for retirement, it pays to keep abreast of tax law changes. Limits on contributions for some plans have changed while those already receiving social security will see a pay boost.
  3. Do you need a new money manager?
    Investing

    Signs You Need a Money Manager Now

    Do you know if you will have enough money in retirement? And is your current portfolio performing up to expectations?
  4. Analyzing Standard & Poor’s Depositary Receipts, or SPDRs serves as one of the best proxies to see what the best performing areas of the economy are.
    Mutual Funds & ETFs

    The Best-Performing Sectors Of 2013

    A sector represents a high-level way in which analysts and investors group similar companies together. Analyzing Standard & Poor’s Depositary Receipts, or SPDRs, serves as one of the best proxies to determine ...
  5. The best investments for 2014
    Investing

    The Best Investments This Year: The Boom of "Boring"

    Investopedia explains: U.S.-based stocks did well and beat more aggressive strategies pursued by hedge funds and other investors that try to time the markets, play commodities, or invest in ETFs.
  6. When analyzing a company's cash flow statement, it is important to consider each of the various sections that contribute to the overall change in cash position.
    Fundamental Analysis

    Cash Flow Statement: Analyzing Cash Flow From Financing ...

    The financing activity in the cash flow statement measures the flow of cash between a firm and its owners and creditors.
  7. The investing section of the cash flow statement needs to be analyzed along with a firm’s other financial statements.
    Fundamental Analysis

    Cash Flow Statement: Analyzing Cash Flow From Investing ...

    Reviewing investment activity is one of the most important exercises an individual can do to see how efficiently a company's management is using shareholder capital to run is operations.
  8. Whether you live in the U.S. or any other country. ADRs and GDRs provide access to foreign stocks.
    Investing Basics

    Investing in Foreign Stocks: ADRs and GDRs

    Depositary Receipts are easy ways to invest in foreign stocks, regardless of what part of the world you live in.
  9. The Common Size Analysis helps analysts compare the results and performance of various related firms on a percentage basis.
    Fundamental Analysis

    The Common-Size Analysis Of Financial Statements

    Using common-size financial statements helps investors spot trends that a raw financial statement may not uncover.
  10. Using assets on the balance sheet, investors can analyze a company for liquidity and solvency.
    Fundamental Analysis

    Reviewing Assets On The Balance Sheet

    A firm uses its assets to generate sales and bottom-line profits for shareholders. A healthy company will continually grow its assets, which stems from leftover profits that are reinvested back into the ...
  11. The transportation industry as a percentage of U.S. GDP was 3% as of 2012.
    Fundamental Analysis

    How To Analyze The Transportation Industry

    By gaining an awareness of the transportation firms and trends that affect these players, investors can gain an edge by analyzing the sector and looking to profit from understanding it.
  12. Fundamental Analysis

    How To Value An Insurance Company

    In the insurance space, accurate predictions of metrics such as ROE are important, and paying a low P/B can help put the odds in investors' favor.
  13. Fundamental Analysis

    Equity Valuation: The Comparables Approach

    The main purpose of equity valuation is to estimate a value for a firm or security. There are three primary equity valuation models: the discounted cash flow (DCF), cost and comparable approaches. The ...
  14. thinkstock|istock
    Investing Basics

    The Road To Creating An IPO

    Through an Initial Public Offering, or IPO, a company raises capital by issuing shares of stock, or equity in a public market. Generally, this refers to when a company issues stock for the first time. ...
  15. Retirement

    How Much Should You Have In Your 401(k) To Retire?

    Here are some tips for retirement goals, general investing rules and what to focus on while saving.
  16. Mutual Funds & ETFs

    When To Buy A Mutual Fund

    There is money to be made in mutual funds, but investors fall into several pitfalls that keep them from maximizing their profits. Read these tips to take the uncertainty out of investing in mutual funds ...
  17. Investing Basics

    What Determines Your Cost Basis?

    In any transaction between a buyer and seller, the initial price paid in an exchange for a product or service will qualify as the cost basis. When it comes to securities and related financial assets, determining ...
  18. Professionals

    Popular Technology For RIAs

    Registered Investment Advisors can reap benefits from a gamut of technological products available on the market today.
  19. Professionals

    Designations For The Buy Side

    For those interested in picking securities and financial planning, these certifications could be just what your buy-side financial career needs.
  20. Professionals

    Decline Of The Independent Broker-Dealer

    Since the financial crisis of 2008-2009 the numbers of independent broker-dealers have been steadily declining. Find out why, and if the trend will continue.
  21. Fundamental Analysis

    Financial Statement: Extraordinary Vs. Nonrecurring Items

    When it comes to analyzing a company, successful analysts spend considerable time differentiating between accounting items that are likely to recur going forward from those that most likely will not. A ...
  22. Mutual Funds & ETFs

    Mutual Fund Ratings: Crucial or Insignificant?

    Mutual fund ratings can help investors, but they have their drawbacks as well.
  23. Investing Basics

    The Basics Of A Financial Analysis Report

    Running financial analysis on a company or industry is a key skill every investor must learn and understand how to undertake without which an ineffective financial report and investment recommendation ...
  24. Professionals

    Careers In Buy-Side And Sell-Side Research

    The primary professions on Wall Street are made up of sell side and buy side analysts. This article is an overview of the two primary avenues for individuals interested in both fields.
  25. Stock Analysis

    The Top 5 Actively-Managed ETFs

    We got over some of the more popular actively-managed ETFs that are currently out there.
  26. Mutual Funds & ETFs

    12b-1: Understanding Mutual Fund Fees

    Many mutual funds charge investors a 12b-1 fee to pay for marketing and promotion expenses.
  27. Stock Analysis

    The Top 5 Bear-Market ETFs

    Bearish investors have the opportunity to gain from betting against a market rise, and the following ETFs can help them do it.
  28. Stock Analysis

    Top 5 Bond ETFs

    These ETF options should offer broad appeal for a number of different angles.
  29. Stock Analysis

    The Top 5 Inverse-Bond ETFs

    These inverse Bond-ETF offerings should give investors a good overview of some of the options out there.
  30. Economics

    Economic Factors That Affected The U.S. Dollar In 2012

    The factors that influence the U.S. dollar and currencies in general.
  31. Fundamental Analysis

    Writing Down Goodwill

    Goodwill represents an acquisition amount over and above what the purchased firm’s net assets are deemed to be valued at on the balance sheet.
  32. Investing News

    How To Play Dividends During The Fiscal Cliff

    Shifting to qualified investment vehicles and other viable investment strategies could help invstors defer, avoid or minimize the tax hike.
  33. Economics

    Improving Economy: Job Availability At 4-Year High

    Which industries are providing the most jobs at the beginning of 2013?
  34. Economics

    A Look Into Proposition 30

    This article examines the newly-passed Prop 30 and what it means for residents of California.
  35. Personal Finance

    Helping Parents Advise Underage Investors

    This article looks at options for teenagers to prepare for their financial futures.
  36. Investing Basics

    Investment Choices For Wealthy People

    Here is an overview of some investment vehicles that are available to wealthy investors.
  37. Stock Analysis

    5 Of The Largest Corporate Annual Losses Of All Time

    These firms were some of the biggest casualties and reported losses that easily qualify as among the largest of all time.
  38. Economics

    Rebalancing Your Portfolio For The Fiscal Cliff

    Here's a look into what you should focus on given that conditions are ripe for a possible "fiscal cliff."
  39. Professionals

    How To Advise A Couple Starting A Family

    Besides college, there are other costs to consider when having kids, that you should advise your clients about.
  40. Economics

    Okun's Law: Economic Growth And Unemployment

    Learn about Okun's Law, why it is important and how it stood the test of time since first being published.
  41. Economics

    The 5 Most Economically-Free Countries In The World

    Here are the top five from the Heritage Foundation's influential 2012 ranking of the most economically-free countries.
  42. Stock Analysis

    Why Warren Buffett Did Not Invest In The Facebook IPO

    Warren Buffett advised against buying into the stock at its IPO price and appears to have been proven right so far.
  43. Professionals

    Working For An Independent Broker-Dealer Vs. A Big Bank

    Here is an overview of what broker-dealers and big banks have to offer to employees and the different opportunities available.
  44. Professionals

    How To Recommend A Stock

    Here are the nuts and bolts of performing a thorough analysis and learning how to recommend a potentially lucrative stock.
  45. Investing Basics

    Stock Exchanges Around The World

    We tell you about five of the most popular stock exchanges from around the globe.
  46. Professionals

    5 Of The Best Schools For Accounting

    Here are some of the schools that ranked highly in The U.S. News & World Report and Bloomberg Businessweek rankings for accounting programs.
  47. Stock Analysis

    3 Famous Business-To-Business Lawsuits

    These are some of the biggest business-to-business lawsuits over the last few years.
  48. Professionals

    5 Top Ways New Advisors Can Land Clients

    Getting involved in the community and using social media are just some effective ways that advisors can meet potential clients.
  49. Economics

    The Relationship Between Japanese And Chinese Economies

    China counts on Japan for its manufacturing savvy, while Japan needs China's market to help it grow out of an economic funk.
  50. Retirement

    The Benefits Of Retiring Later

    Not only does retiring later give you more time to build your retirement nest eggs, but it may also keep you healthy.
  51. Retirement

    How To Avoid Going Broke After Retirement

    There are many things to consider when planning your retirement, including budgets, taxes and long-term care.