Michele Lerner

  1. Re-Amortizing Or Refinancing Your Home
    Home & Auto

    Re-Amortizing Or Refinancing Your Home

    Re-amortization is a lesser known alternative to refinancing when it comes to dealing with your mortgage.
  2. Best Credit Cards For Travel Deals
    Credit & Loans

    Best Credit Cards For Travel Deals

    A wide range of rewards credit cards are available for consumers to use toward airfare, hotel bills, rental cars and more.
  3. Retirement Hobbies That Make Money
    Retirement

    Retirement Hobbies That Make Money

    Turning your hobby into some extra cash can be a great way to make your retirement more financially comfortable.
  4. 10 Money-Savers That Turn Into Money-Wasters
    Savings

    10 Money-Savers That Turn Into Money-Wasters

    Frugal living can be wise, but some money-saving moves can result in you spending more money.
  5. Free Tools To Help You Manage Your Money
    Budgeting

    Free Tools To Help You Manage Your Money

    Multiple websites offer money management tools for free. Here are a few recommended sites.
  6. Unique Wedding Registries
    Personal Finance

    Unique Wedding Registries

    Engaged couples who prefer non-traditional wedding gifts have a wide variety of options when it comes to creating a wedding registry.
  7. 5 Steps To Qualify For A Mortgage If You're Self-Employed
    Entrepreneurship

    5 Steps To Qualify For A Mortgage If You're Self-Employed

    Qualifying for a mortgage is a little more complicated for borrowers who are self-employed.
  8. What Are Mortgage Lenders Allowed To Ask Borrowers?
    Home & Auto

    What Are Mortgage Lenders Allowed To Ask Borrowers?

    Seemingly intrusive or irrelevant questions are actually legal for lenders to ask of mortgage applicants.
  9. Unique Places Where Personal Finance Training Is Taught
    Personal Finance

    Unique Places Where Personal Finance Training Is Taught

    Consumers can get personal finance training from schools, the government, the military and a variety of community organizations.
  10. Pros And Cons Of Volunteering In Your Career Field
    Personal Finance

    Pros And Cons Of Volunteering In Your Career Field

    Here are some positives and negatives of volunteering in the same area you work in.
  11. People Who Benefit The Most From Volunteering
    Personal Finance

    People Who Benefit The Most From Volunteering

    From parents to students to retirees, volunteering can be of great benefit to a lot of people. Here are people who volunteering benefits the most.
  12. The Best Ways To Volunteer
    Personal Finance

    The Best Ways To Volunteer

    The most beneficial type of volunteer activity depends on your goals for volunteering.
  13. 11 Hidden Costs Of Owning A Home
    Budgeting

    11 Hidden Costs Of Owning A Home

    The cost of buying a home extends beyond the down payment, closing costs and your mortgage. Watch out for these costs.
  14. How To Keep Your Debit Card Transactions Safe
    Credit & Loans

    How To Keep Your Debit Card Transactions Safe

    Debit card use has become more popular than ever, but not every consumer knows what they need to do to make sure they keep their debit card safe.
  15. 5 Hidden Fees To Watch For On Vacation
    Personal Finance

    5 Hidden Fees To Watch For On Vacation

    Fall may seem like the perfect time to take advantage of special travel deals, just be aware of extra charges like taxes and other standard fees.
  16. Buying Foreclosures At A Bargain Price
    Home & Auto

    Buying Foreclosures At A Bargain Price

    Learn how to buy a foreclosed home at a discount.
  17. How To Afford A Second Home
    Home & Auto

    How To Afford A Second Home

    Saving enough to buy a vacation home involves some unique considerations including a big down payment and more lending hurdles.
  18. How To Get A No-Down-Payment Mortgage
    Home & Auto

    How To Get A No-Down-Payment Mortgage

    It's harder to find, but you can still buy a home without any money down.
  19. 8 Must-Have Numbers For Evaluating A Real Estate Investment
    Credit & Loans

    8 Must-Have Numbers For Evaluating A Real Estate Investment

    These calculations can help you figure out if a particular property will be a valuable investment.
  20. The Lowdown On Low-Fee Real Estate Agents
    Home & Auto

    The Lowdown On Low-Fee Real Estate Agents

    Find out how the services of low-commission real estate agents comapare to full-service realtors.
  21. 5 Things You Need To Be Pre-Approved For A Mortgage
    Home & Auto

    5 Things You Need To Be Pre-Approved For A Mortgage

    Before you can get serious about buying a home, you need to get pre-approval for a mortgage. Learn what you need to speed up the approval process.
  22. 5 Ways To Save On Real Estate Fees
    Home & Auto

    5 Ways To Save On Real Estate Fees

    Even a 1% reduction in real estate commissions can save you thousands of dollars.
  23. Getting A Mortgage: How The Process Has Changed
    Home & Auto

    Getting A Mortgage: How The Process Has Changed

    After the banking crisis, banks have tightened their lending standards. Find out how the current mortgage-lending standards have changed in the last five years.
  24. 7 Bad Reasons To Refinance Your Mortgage
    Credit & Loans

    7 Bad Reasons To Refinance Your Mortgage

    When low mortgage rates are everywhere, it might seem like a good time to refinance. Make sure you are doing it for the right reasons.
  25. 6 Signs Of A Healthy Real Estate Market
    Home & Auto

    6 Signs Of A Healthy Real Estate Market

    When these indicators align, it is a good bet that a real estate recovery is on the way.
  26. 6 Credit Mistakes Retirees Make
    Retirement

    6 Credit Mistakes Retirees Make

    While children and adult offspring often look to their elders for wisdom, not all seniors are the best source for financial advice.
  27. 10 Tips For Getting The Lowest Car Insurance
    Insurance

    10 Tips For Getting The Lowest Car Insurance

    For many, car insurance is a costly, but necessary, expense. And while drivers can't avoid insurance payments, they can follow these tips for making their rates more reasonable.
  28. 5 Reverse Mortgage Scams
    Home & Auto

    5 Reverse Mortgage Scams

    Reverse mortgages can be a valuable financial tool, but the mortgage market is fraught with scams and schemes.
  29. 8 Lease Clauses You Need To Know
    Home & Auto

    8 Lease Clauses You Need To Know

    If you're renting an apartment this year, beware of signing contracts with these tricky clauses.
  30. Top 10 Tips For Buying Your First Home In 2011
    Home & Auto

    Top 10 Tips For Buying Your First Home In 2011

    Buying your first home can be an exhilarating experience, provided you do some research, stay within a comfortable budget and work with reputable professionals who will guide you through the process.
  31. 7 Mortgage Trends To Expect In 2011
    Home & Auto

    7 Mortgage Trends To Expect In 2011

    How will the year compare to 2010? What's likely to be different?
  32. Quiz: How Do You Pay?
    Budgeting

    Quiz: How Do You Pay?

    We look at how the average person pays for every day expenses, gifts and bills. Are you an average consumer?
  33. 9 For-Sale-By-Owner Mistakes
    Home & Auto

    9 For-Sale-By-Owner Mistakes

    Avoiding these errors will help ensure that your home sells quickly while allowing you to keep that commission fee for yourself.
  34. The 5 Biggest Mistakes Home Sellers Make
    Home & Auto

    The 5 Biggest Mistakes Home Sellers Make

    Avoiding these common missteps will help make sure that your home doesn't end up sitting on the market.
  35. 7 More Things Your Banker Doesn't Want You To Know
    Credit & Loans

    7 More Things Your Banker Doesn't Want You To Know

    Your banker is not your friend, and the more you know about their motives, the better you can protect your money.
  36. Know Your Foreclosure Rights
    Home & Auto

    Know Your Foreclosure Rights

    Find out what homeowners are entitled to under the law, and how they can ensure their rights are honored by lenders.
  37. Can You Dispute A Foreclosure?
    Home & Auto

    Can You Dispute A Foreclosure?

    The bank has foreclosed on your mortgage, but do you really have to leave? Learn how to fend off the lenders and gain the time you need to save your home.
  38. 9 Things To Know Before You Refinance Your Mortgage
    Credit & Loans

    9 Things To Know Before You Refinance Your Mortgage

    Whether or not a mortgage refinance is right for you depends more on individual circumstances than this week's mortgage interest rates.
  39. 9 Signs You Can't Afford Your Mortgage
    Home & Auto

    9 Signs You Can't Afford Your Mortgage

    These indicators show that your financial situation isn't as stable as it could be.
  40. Why Your First Home Shouldn't Be Your Dream Home
    Budgeting

    Why Your First Home Shouldn't Be Your Dream Home

    It pays to settle for less, when purchasing your first home.
  41. Everything You Need To Know About Credit Card Rates
    Credit & Loans

    Everything You Need To Know About Credit Card Rates

    Understanding credit card rates will help you choose the right credit card, and avoid any unpleasant surprises.