Tim Parker

Tim Parker has a Bachelors and Masters in Education and is the owner of ECS, a company specializing in financial and small business content for print and online media. His work is published on many of the best known media outlets as well as magazines, industry publications, and newspapers. He also runs breakingfinancenews.com and bibledollar.com. He loves all things creative and is passionate about volunteering in the nonprofit sector. Tim lives in Florida where he often sets up a mobile office on the Gulf of Mexico beaches.

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  1. Credit, Loans & Mortgages

    How to Combine Two Mortgages Into One?

    If you have a second mortgage as well as a primary, does it make sense to consolidate into a single loan? Here's how to figure it out.
  2. High Net Worth Strategy

    5 Steps To Getting a Home-Equity Loan/Credit Line

    Want to use your residence as collateral for some financing? Our handy how-to guide to getting a home-equity loan or line of credit explains it all.
  3. Insurance

    Metromile Insurance Review: Is Pay-Per-Mile Worth It?

    Metromile insurance rates are based on mileage rather than a flat rate. But is it a deal or not? Check out this Metromile review.
  4. Retirement Living

    2016 Retirement Savings by Age: Where Do You Stand?

    What people in various age groups have saved at present for their retirement years — and where they should be. How does your nest egg compare?
  5. Laws & Regulations

    Should You Really Pay to Erase Your Name From the Internet?

    Should you pay to erase your name from the internet? In the case of an arrest record in the form of a posted mug shot, the answer may very well be yes.
  6. Credit, Loans & Mortgages

    BillGuard (Prosper Daily) vs. LifeLock: What's Best?

    If you’re looking for identity-theft protection, it’s been BillGuard vs. LifeLock. So which of these two apps is best for you? Let’s take a look and see.
  7. Pensions

    Watch Out for These Hidden Pension Fees

    You’re not likely to even detect pension fees unless a pension fund puts them in disclosure documents. But more recipients are beginning to ask questions.
  8. Retirement Savings

    Do You Owe Taxes on Your 401(k) When You Retire?

    The taxes you owe on your 401(k) at retirement depend on whether your funds are in a regular 401(k) or the Roth type. You may need tax help to work it out.
  9. Credit, Loans & Mortgages

    Refinancing Mortgages: Cash Out Vs. Rate/Term

    Understanding the pros and cons of each type of mortgage loan.
  10. Credit, Loans & Mortgages

    Getting a Mortgage in Your 50s

    The financial considerations are different when you take out a mortgage in your 50s. Here's what you need to review as you calculate the pros and cons.
  11. Credit, Loans & Mortgages

    Should I Consolidate My Two Mortgages?

    Consolidating your loans or mortgage may make sense for you, especially when interest rates are low. Here's what you should know.
  12. Credit, Loans & Mortgages

    Before You Pay Bills with a Medical Credit Card...

    A medical credit card can look like an easy way to pay for dental work or cosmetic surgery, but it comes with serious risks.
  13. Retirement Living

    Impact of Continuing to Work in Retirement

    What if you just kept working instead of retiring when you reach 65 or 66? Here's how to calculate how it would affect your retirement benefits – and you.
  14. Retirement Savings

    How to Set up a Trust Fund If You're Not Rich

    You don't need to be wealthy to create your own trust fund. Here's why and how to go about it.
  15. Retirement Living

    Is Your Mortgage Robbing Your Retirement?

    If you picked the mortgage with the lowest possible monthly payment, you may be blowing what could be your retirement money on mortgage interest.
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