Tim Parker

Tim Parker has a Bachelors and Masters in Education and is the owner of ECS, a company specializing in financial and small business content for print and online media. His work is published on many of the best known media outlets as well as magazines, industry publications, and newspapers. He also runs breakingfinancenews.com and bibledollar.com. He loves all things creative and is passionate about volunteering in the nonprofit sector. Tim lives in Florida where he often sets up a mobile office on the Gulf of Mexico beaches.

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  1. Credit & Loans

    Top Credit Cards For The Ultra Rich

    Only a few people qualify for these elite cards. The question is, are the lush perks big bucks can buy you worth the cost?
  2. Credit & Loans

    How To Combine Two Mortgages Into One?

    If you have a second mortgage as well as a primary, does it make sense to consolidate into a single loan? Here's how to figure it out.
  3. Retirement

    Beware Of Taking Out A Pension Advance Loan

    Avoid taking out an advance against your pension. Interest on these loans is high and you could end up taking a huge tax hit – and even lose your pension!
  4. Credit & Loans

    Should I Consolidate My Two Mortgages?

    Consolidating your loans or mortgage may make sense for you, especially when interest rates are low. Here's what you should know.
  5. Savings

    How Much Cash Should You Keep In The Bank?

    With its barely-there interest rates, which portion of your money belongs in a bank, not somewhere else?
  6. Credit & Loans

    Is It Worth Paying To Check Your Credit Score?

    Generally, a free credit report is all you need. If you've had some credit issues, it may be worth buying your credit score to get a finer level of detail.
  7. Credit & Loans

    Where To Get A Loan For A Boat Or Yacht

    If having a boat has always been your dream, here are the steps to take to finance it.
  8. Savings

    Where To Change Money in San Francisco

    The San Francisco airport and your hotel are convenient, but to save money use an ATM or your credit card.
  9. Credit & Loans

    Top 10 Common Mortgage Scams To Avoid

    How do you know which companies to avoid? Look for these telltale signs.
  10. Credit & Loans

    Can You Get A Mortgage On A Mobile Home?

    You can get a loan for a mobile home, but it may not be a mortgage. These are the choices for funding manufactured housing.
  11. Savings

    5 Secrets You Didn't Know About A 529 Plan

    Start saving for college as soon as possible after your kids are born – and keep these details in mind.
  12. Retirement

    5 Secrets You Didn't Know About 401(k)s

    If your employer offers a 401(k), that should be your first stop for retirement savings – especially if your contributions are matched.
  13. Options & Futures

    5 Secrets You Didn't Know About Roth IRAs

    Between its generous tax benefits at retirement and no required minimum distributions, a Roth IRA is well worth considering if you're eligible to have one.
  14. Retirement

    5 Secrets You Didn't Know About Traditional IRAs

    A traditional IRA gives you a current-year tax benefit and future years of tax savings – minus the income restrictions that limit who can have a Roth IRA.
  15. Savings

    Why Do Credit Cards Expire?

    Credit cards expire for more reasons than you could imagine – including, so you don't forget you have the card.
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