Yolander Prinzel

Yolander Prinzel

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  1. Investing Basics

    If I want to have some cash in a liquid account for unexpected ...

    It's always a good idea to keep some money set aside in a liquid form, but it's a double-edged sword, because the more liquid your money, the less it's earning. If you never have an emergency, then you ...
  2. Bonds & Fixed Income

    What is a triple tax-free municipal bond?

    At its core, a triple tax-free municipal bond is just like any corporate bond: it is a debt instrument, a loan given to a government authority or municipality in order to help it meet certain financial ...
  3. Investing Basics

    What is the difference between redemption of shares and ...

    Sometimes, shares of stock offered by a company are not regular, market-driven common shares. Instead, they may be preferred shares, which are considered fixed income securities and are issued with a par ...
  4. Insurance

    What is pay-as-you-drive auto insurance?

    To an extent, auto insurance rates are specifically developed based on individual user information. The criteria traditionally considered when determining auto insurance rates include the driver's accident ...
  5. Investing

    If a LEAP option is purchased and held for more than 12 ...

    A LEAP (long-term equity anticipation security) is a call or put option that allows the buyer a long-term expiration on the option to buy or sell shares of stock at a set price, called the strike price. ...
  6. Credit & Loans

    What is the difference between a credit report and a credit ...

    Your credit report is almost like a report card for your debt history. It shows your personal information, including name and address. It also lists all your creditors with current balances, those with ...
  7. Markets

    What is a monopoly?

    Monopoly is a fun family game, but in real life, a monopoly can be dangerous to a country's economy. A monopoly occurs when an industry or sector has only one producer of goods or retailer for certain ...
  8. Investing Basics

    What is the difference between a stock buyback and management ...

    Each share of stock sold in the market represents partial ownership in the issuing company. If an individual or entity buys enough of these shares, they can take what's called a controlling interest in ...
  9. Insurance

    Can my insurance company refuse me coverage?

    Insurance isn't always as straightforward as other products. Insurers can deny coverage in many different instances:Non-Renewal An insurance company is not obligated to renew an insurance policy for one ...
  10. Personal Finance

    How To Pick Valuable Online Classes

    Gurus all over the place are setting up online classes and seminars. How do you know which online classes are worth paying for?
  11. Mutual Funds & ETFs

    Is it a good idea to buy mutual funds from banks?

    Mutual funds offer consumers a great way to access a professionally-managed group of assets at a relatively low cost, with reasonable annual expenses. Mutual funds can be purchased in any investment account, ...
  12. Home & Auto

    The High Price Of Speeding

    Speeding can come at a cost that goes well beyond one driver and one ticket.
  13. Retirement

    What are the differences between a 401K and an IRA?

    When employers want to give employees a way to save for retirement, they may offer participation in a 401(k), a retirement plan outlined in IRS tax code section 401(k). They may also offer employees a ...
  14. Savings

    How Taxpayers Can Do A Legal Wash Sale

    The wash sale rule can result in the disallowance of a much-needed deduction. Here you can learn what constitutes a wash sale and how to avoid it.
  15. Budgeting

    Protect Yourself From Cell Phone Cramming

    When your cell phone bill is higher that it should be or contains unauthorized charges, it's called cramming. Here's how to stop it.
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