Yolander Prinzel

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  1. A municipal bond, often called munis, is a debt instrument used by a city, state, county or other local government authority to raise money for a project.
    Bonds & Fixed Income

    What Is A Municipal Bond?

    A municipal bond is a debt instrument used by a city, state, county or other local government authority to raise money for a project. Municipal bonds, often called munis, are considered a debt instrument ...
  2. Investing Basics

    If I want to have some cash in a liquid account for unexpected ...

    It's always a good idea to keep some money set aside in a liquid form, but it's a double-edged sword, because the more liquid your money, the less it's earning. If you never have an emergency, then you ...
  3. Bonds & Fixed Income

    What is a triple tax-free municipal bond?

    At its core, a triple tax-free municipal bond is just like any corporate bond: it is a debt instrument, a loan given to a government authority or municipality in order to help it meet certain financial ...
  4. Investing Basics

    What is the difference between redemption of shares and ...

    Sometimes, shares of stock offered by a company are not regular, market-driven common shares. Instead, they may be preferred shares, which are considered fixed income securities and are issued with a par ...
  5. Insurance

    What is pay-as-you-drive auto insurance?

    To an extent, auto insurance rates are specifically developed based on individual user information. The criteria traditionally considered when determining auto insurance rates include the driver's accident ...
  6. Investing

    If a LEAP option is purchased and held for more than 12 ...

    A LEAP (long-term equity anticipation security) is a call or put option that allows the buyer a long-term expiration on the option to buy or sell shares of stock at a set price, called the strike price. ...
  7. Markets

    What is a monopoly?

    Monopoly is a fun family game, but in real life, a monopoly can be dangerous to a country's economy. A monopoly occurs when an industry or sector has only one producer of goods or retailer for certain ...
  8. Credit & Loans

    What is the difference between a credit report and a credit ...

    Your credit report is almost like a report card for your debt history. It shows your personal information, including name and address. It also lists all your creditors with current balances, those with ...
  9. Investing Basics

    What is the difference between a stock buyback and management ...

    Each share of stock sold in the market represents partial ownership in the issuing company. If an individual or entity buys enough of these shares, they can take what's called a controlling interest in ...
  10. Insurance

    Can my insurance company refuse me coverage?

    Insurance isn't always as straightforward as other products. Insurers can deny coverage in many different instances:Non-Renewal An insurance company is not obligated to renew an insurance policy for one ...
  11. Personal Finance

    How To Pick Valuable Online Classes

    Gurus all over the place are setting up online classes and seminars. How do you know which online classes are worth paying for?
  12. Mutual Funds & ETFs

    Is it a good idea to buy mutual funds from banks?

    Mutual funds offer consumers a great way to access a professionally-managed group of assets at a relatively low cost, with reasonable annual expenses. Mutual funds can be purchased in any investment account, ...
  13. Home & Auto

    The High Price Of Speeding

    Speeding can come at a cost that goes well beyond one driver and one ticket.
  14. Retirement

    What are the differences between a 401K and an IRA?

    When employers want to give employees a way to save for retirement, they may offer participation in a 401(k), a retirement plan outlined in IRS tax code section 401(k). They may also offer employees a ...
  15. Savings

    How Taxpayers Can Do A Legal Wash Sale

    The wash sale rule can result in the disallowance of a much-needed deduction. Here you can learn what constitutes a wash sale and how to avoid it.
  16. Budgeting

    Protect Yourself From Cell Phone Cramming

    When your cell phone bill is higher that it should be or contains unauthorized charges, it's called cramming. Here's how to stop it.
  17. Investing Basics

    What is a dividend?

    When a company makes a profit and decides not to reinvest the profit in the business, it can pay out a portion to each of its shareholders. This is called a dividend. When a company decides to pay out ...
  18. Retirement

    How do I retire?

    When considering how to plan for retirement, firstly think about the age at which you want to retire and the lifestyle you want to enjoy. The older you are when you retire, the longer you have to save ...
  19. Home & Auto

    The True Value Of A Staycation

    A staycation can not only save you and your family money, but it can save time, benefit the economy, help you learn and much more.
  20. Budgeting

    Rethinking Summer Vacation

    Summer vacation doesn't have to be expensive in order to be fun.
  21. Insurance

    Ways To Make Insurance Exciting

    If you have no interest in insurance, these practices might make you care.
  22. Taxes

    A 1099 Crash Course For 2012

    Learn about the new 1099 requirements and how these changes will affect your online transactions.
  23. Budgeting

    Hidden Cost Of Weddings

    Gratuities and state taxes are just some of the hidden costs that could spoil the budget of your special day.
  24. Personal Finance

    Managing Post-Move Budget Adjustments

    You often have to re-evaluate your budget after you move. Here are some tips to help you out.
  25. Budgeting

    Adjusting Your Life Insurance Policy After A Move

    Your life insurance policy needs to be updated numerous times during your life. After you move is one such time.
  26. Insurance

    What PPACA Means For The Uninsured

    What will happen to the millions of uninsured Americans if the Supreme Court decides against the mandate that requires people to buy health insurance?
  27. Credit & Loans

    Rewards Credit Cards That Give Back The Most

    There are many different types of rewards offered by credit card companies. Here are some examples, and the best ways to take advantage of them.
  28. Home & Auto

    Redefining The American Dream

    Here is a realistic look at the "American Dream," based on your potential instead of an impossible ideal.
  29. Personal Finance

    How Does Industry-Run Education Work?

    Choosing between educational institutions can be difficult. Discover some of the options and their costs.
  30. Home & Auto

    Understanding Contents Coverage

    This type of insurance deals with personal belongings. Find out what it covers, and if you need to cover more expensive items.
  31. Entrepreneurship

    How Small Businesses Can Best Use Social Media

    As a small business owner, how much time should you spend social networking? We give you some pointers.
  32. Professionals

    4 Things To Consider Before Switching Jobs

    Before switching jobs in a rough economy, there are some considerations to make. Back-up plans are important, if the opportunity is worth the risk.
  33. Budgeting

    Most Expensive Halloween Costumes

    Though expensive, these costumes may be worth your money if you're a fan and willing to make an investment.
  34. Active Trading

    Who's To Blame For Rogue Traders?

    Is it the rogue trader's boss or the regulators that are to blame?
  35. Budgeting

    Top 3 Budgeting Tips For Lazy People

    Automate your budgeting with these simple technologies.
  36. Home & Auto

    What To Do When The Government Wants Your Land

    Find out how the government evaluates your land, what your options are and how to get the most from it.
  37. Personal Finance

    How To Take A Corporate Approach To Personal Finance

    These tips and tricks are used by large companies and can be applied to your own personal finances.
  38. Insurance

    5 Things You Didn't Know About Life Insurance

    Life insurance policies can be simple or complex; make sure you know as much as you can before setting up yours.
  39. Professionals

    3 Ways To Attract Job Opportunities

    Are you looking for a job or unhappy in your current job? Here are some surefire ways to increase your prospects.
  40. Personal Finance

    4 Financial Liabilities Young Adults Should Avoid

    If you are starting out, and trying to save money, consider these liabilities that might hinder your saving and budgeting potential.
  41. Entrepreneurship

    6 Branding Tips For Small Business Owners

    One of the most important areas for all businesses to utilize is branding.
  42. Entrepreneurship

    Streamlining Tips For Small Business Owners

    Templates for accounting, proposals and correspondence; email templates and auto-responders; proposal request forms, questionnaires, grouping tasks and other tips for streamlining your business.
  43. Personal Finance

    Amazing Yard Sale Finds

    Most people go yard saling in the hopes of saving money, but some have ended up making thousands of dollars in the process.
  44. Professionals

    6 Ways To Learn To Love Your Job

    If you can't quit, these tips will help you make the most of your work situation.
  45. Personal Finance

    6 Sneaky Ways Online Purchases Are Hurting Your Budget

    Watch out for these money-traps when shopping online.
  46. Personal Finance

    Crazy Research The U.S. Government Is Funding

    From FarmVille to shrimp on a treadmill, find out what research the government is funding, and its possible benefits.
  47. Budgeting

    Celebrate July 4th On A Budget

    Don't let overspending ruin your Fourth of July party this year.
  48. Entrepreneurship

    7 Ways To Expand Your Home-Based Business

    These tips can help you take your small business to the next level.
  49. Budgeting

    Budgeting For The Zombie Apocalypse

    Following the CDC's lead, these "zombie survival tips" will help you survive a financial disaster.
  50. Entrepreneurship

    6 Ways Social Media Helps Home-Based Businesses

    The opportunities given to home-based businesses by the easy accessibility of social media are almost limitless.
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