Gina Roberts-Grey

Gina Roberts-Grey

Gina Roberts-Grey is an award-winning writer for numerous print publications and websites, including Family Circle, Essence, Woman’s Day, Glamour, MSN, Fox Business, Entrepreneuer.com, CreditSesame.com, NextAvenue.org, InvestingAnswers.com, and many others. For more than 13 years she’s covered credit, debt, personal finance, credit cards and home, auto, life and health insurance, helping readers save money on their premiums, dig out of debt and learn how to put their credit cards to work for them. She resides in upstate New York with her husband, son and three Bichon Frises. Connect with Gina via Twitter at @GinaRobertsGrey or her website www.GinaRoberts-Grey.com.

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  1. An article explaining the reader when it makes sense to buy home with cash vs taking a mortgage loan. Most time people would think that having the money to purchase the house is better than a mortgage loan but is it always the case?
    Credit & Loans

    Buying A Home: Cash Vs. Mortgage

    If you have the funds, should you buy your home with all cash? Here's how to decide which option – cash or mortgage – makes the most sense for you.
  2. Basic steps for a buyer to purchase a home
    Home & Auto

    Steps To Buy A Home

    When you're ready to purchase a home, take these steps to make sure you get a good deal at a price you can afford.
  3. Top things to do if you are a fist time home buyer.
    Home & Auto

    10 Steps For First-Time Home Buyers

    It's probably the biggest purchase you've ever made. Here's exactly what to do to prepare yourself and get the best possible deal.
  4. Credits and breaks government offers to firstime home buyers
    Home & Auto

    Credits For First-Time Home Buyers

    To encourage Americans to buy their first homes, the government offers credits and tax breaks. Even better, you may not need to be an actual first-timer.
  5. what are the main type of loans provided by the government. Brief explanation of each one, the reasons behind the existance of each one of them and how citizens obtain these type of loans
    Credit & Loans

    Getting Government Loans

    Would a government loan provide a more cost-effective way to finance your business? See whether your company qualifies for the loan types below.
  6. Things to consider and steps to take before rolling a retirement account into a gold IRA.
    Retirement

    Gold IRA Rollover

    Does it make sense to roll over some of the money in your 401(k), IRA or Roth retirement accounts into a gold IRA? Consider these points before switching.
  7. A full explanation of what a Gold IRA is and which investors usually prefer this strategy in IRAs.
    Retirement

    Analysis: Should You Get A Gold IRA?

    Yes, you can invest in actual gold or other precious metals for your IRA. See the special rules for gold IRAs and what gold could add to your portfolio.
  8. Wondering how to fund an expansion of your small business? Consider a Small Business Administration (SBA) loan.
    Budgeting

    Expanding Your Small Business With An SBA Loan

    Should you look to the Small Business Administration for a loan for your company? The pros and cons of going the SBA route, plus details on how to apply.
  9. Insurance

    Recognizing Good Homeowners Insurance Companies

    Check out these 7 issues before you choose the company that will provide your homeowners insurance policy.
  10. An overview of the people who should never be without a life insurance policy.
    Insurance

    Who Needs Life Insurance, Who Doesn't

    How to tell when it's time to get life insurance – or decide that you don't have to have it yet or no longer need it.
  11. Home insurance is just as unique as the property it protects. And comparison shopping is one of the best ways to find affordable home insurance.
    Insurance

    How To Compare Home Insurance Companies

    There's a ton of information out there. Here's how to organize it and find the best company and best rates when you insure your home.
  12. Learn how to choose the right life insurance company for your lifestyle and needs.
    Insurance

    Choosing The Best Life Insurance Company For You

    What to consider before you choose the life insurance company that can give you the policy you need now – and meet your needs as your life evolves.
  13. Consolidating your debt into one debt consolidation loan and payment may ease some stress and provide a little relief to your wallet.
    Credit & Loans

    Strategies For Debt Consolidation Loans

    A debt consolidation loan may help if your income doesn't quite cover your credit card and loan payments. Here's how to avoid scams and stay afloat.
  14. Consumers with poor credit scores were once locked out of the credit card game. But lenders are beginning to court those with low scores that were once deemed too risky to be offered a credit card.
    Credit & Loans

    Credit Cards For People With Bad Credit

    Yes, you can get a credit card and start repairing your credit history. But brace yourself for low credit limits, sky-high interest and staggering fees.
  15. The Fair Isaac Corporation (FICO), creator of the FICO score, is rolling out a new scoring model that offers hope to consumers whose credit reports contain certain types of negative information.
    Credit & Loans

    FICO Credit Score Changes – Will Yours Go Up?

    Your FICO score could rise due to a new way of scoring some debts – which could make you eligible for a lower interest rate on credit cards or loans.
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