Lita Epstein

Lita Epstein, MBA, earned her Master’s degree at Emory University’s Goizueta Business School, where she ran the accounting lab for MBAs and Executive MBAs. After completing her MBA, she worked as the associate director of development for The Carter Center and then as assistant manager of facilities management for the Emory clinics. She is the author of more than 35 books, including The Business Owner’s Guide to Reading and Understanding Financial Reports, Bookkeeping for Dummies, and Reading Financial Reports for Dummies.  Prior to earning her Master’s degree, Lita worked as a newspaper reporter, magazine editor and press secretary for a U.S. Congressman. Lita earned her undergraduate degree in Community Development at Rutgers University. She continues to work as a volunteer for community development entities in the community in which she lives.

  1. Retirement Savings

    How Much Are Taxes on an IRA Withdrawal?

    How much taxes you'll pay on IRA withdrawals depends on a variety of factors. Use this guide to plan ahead.
  2. Credit, Loans & Mortgages

    A Quick Guide to How FAFSA Loans Work

    If you’re headed to college and want to know how to apply for financial aid, this is where you need to start.
  3. Retirement Savings

    Top 10 Mistakes to Avoid on Your 401(k)

    Funding and managing your 401(k) is critical to a financially healthy retirement. Avoid these top 10 mistakes.
  4. Retirement Savings

    How Are Dividends On IRAs Taxed?

    Reinvesting dividends in an IRA is a great way to grow your retirement funds faster, but be sure you understand the potential ...
  5. Credit, Loans & Mortgages

    10 Tips for Managing Your Student Loan Debt

    How to manage those burdensome payments as you embark on adult life.
  6. High Net Worth Strategy

    Should a Family Trust Account Be Part of Retirement Planning?

    Many people think family trusts are only for the very wealthy, but if your retirement assets exceed $500,000, you may want ...
  7. High Net Worth Strategy

    Boomers: Top 4 Safest Investments for Your Portfolio

    Once you get to retirement age, preserving your portfolio becomes a critical issue. The important thing is to balance growth ...
  8. Credit, Loans & Mortgages

    Best Ways to Repair Your Credit Score

    Follow these 6 steps and you'll be on your way to a better credit score.
  9. Credit, Loans & Mortgages

    Biometrics: Could Your Credit Card Use Fingerprint Scanners?

    Apple Pay already uses fingerprints; cards will come. Incorporating biometrics in the credit card payment process is the ...
  10. Retirement Savings

    Parent Loans for College: Surprising Hidden Dangers

    Private parent loans can help families pay for college. But the repayment timeline associated with the loans can hurt parents’ ...
  11. High Net Worth Living

    What’s a Yuccie - and Are You One?

    If you're not a “yuccie” (“young urban creative”) yourself, it's time you learned who they are. Think artisanal - but not ...
  12. Retirement Savings

    Retirement Portfolio Management: ETFs or Mutual Funds

    Choosing between ETFs and mutual funds depends on your knowledge of the stock and bond markets – and on how hands-on you ...
  13. Retirement Living

    4 Steps to Not Outlive Your Retirement Portfolio

    Many retirees put too much money into safety and don’t allow their portfolio to continue to grow. Here’s how to avoid outliving ...
  14. High Net Worth Living

    Best Places for Luxury Shopping

    You often have choices on where to buy clothes from your favorite designers. What are the pros and cons of each, and where ...
  15. Insurance

    Why a Higher BMI Shouldn't Raise Insurance Rates

    Extra weight on your frame may tack extra dollars onto your health insurance premiums. But are obese policyholders necessarily ...