Claire Boyte-White

Claire Boyte-White

Claire has been writing about retirement planning, tax policy, investing and corporate finance for over a year. After leaving her career in the insurance industry working for high-profile clients, Claire decided to pursue a career in writing. Her keen attention to detail and head for numbers has made her a perfect fit for Investopedia.

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  1. Retirement Savings

    Can Your 401(k) Impact Your Social Security Benefits?

    Find out why income from a 401(k) does not affect the amount of your Social Security benefits, but how it can impact your ...
  2. Retirement Savings

    How do I calculate the future value of an annuity?

    Find out how to calculate the future value of an ordinary annuity or an annuity due, including how the power of compounding ...
  3. Retirement Savings

    What are the best ways to use your 401(k) without a penalty?

    Learn how to avoid incurring additional tax penalties when using your 401(k) before retirement with hardship distributions ...
  4. Retirement

    Can dividends be paid out monthly?

    Find out if stocks can pay dividends monthly, and learn about the types of companies most likely to do so and how monthly ...
  5. Retirement Living

    Do retirement account withdrawals affect tax brackets?

    Find out how and when withdrawals from your traditional or Roth retirement accounts can impact your tax bracket, and how ...
  6. Financial Analysis

    What is a good gearing ratio?

    The optimal gearing ratio is largely determined by the individual company relative to others in its sector.
  7. Retirement

    What are the IRS guidelines on the 401(a)?

    Find out what IRS regulations exist regarding 401(a) retirement savings plans, including which aspects of these plans are ...
  8. Credit, Loans & Mortgages

    What is the difference between "closed end credit" and a "line of credit?"

    Find out about the difference between closed-end credit and lines of credit, and how both closed- and open-end credit is ...
  9. Retirement Savings

    How is Social Security tax calculated?

    Find out how Social Security tax withholding is calculated, including the impact of the Medicare tax and the maximum taxable ...
  10. Financial Analysis

    How can you calculate volatility in Excel?

    Because it allows for a more long-term assessment of risk, historical volatility is widely used by analysts and traders in ...
  11. Retirement Savings

    What is the difference between the present value of an annuity and the future value of an annuity?

    Find out about the difference between the future value and present value of a fixed annuity, including how to use these calculations ...
  12. Retirement Savings

    How do you calculate penalties on an IRA or Roth IRA early withdrawal?

    Find out how to calculate the tax penalty on early IRA distributions, including why distributions from Roth accounts can ...
  13. Retirement Savings

    How 401(k) Matching Works

    Find out how employer matching of your 401(k) contributions works, including how employer contributions are calculated and ...
  14. Financial Analysis

    What is the formula for calculating net present value (NPV) in Excel?

    Understand how net present value is used to estimate the anticipated profitability of projects or investments, and how to ...
  15. Social Security

    What are the maximum Social Security disability benefits?

    The average Social Security disability benefit amount for a recipient of Social Security Disability Insurance (SSDI) in 2 ...
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