Joao is a Bachelor of Commerce (B.Com) graduate from MacEwan University, and has experience working for HSBC Finance, where he excelled in both business development and credit analysis roles. Currently, Joao works with Investopedia's Content Team as a Financial Reviewer. He is also the Founder of, a user-generated content (UGC) site targeted towards helping teens and young adults stay healthy, build up wealth, and form positive relationships.