Investopedia Staff

Investopedia Staff

Investopedia believes that individuals can excel at managing their financial affairs. As such, we strive to provide free educational content and tools to empower individual investors, including thousands of original and objective articles and tutorials on a wide variety of financial topics.

  1. Taxes

    Marginal Tax Rate

    The amount of tax paid on an additional dollar of income. The marginal tax rate for an individual will increase as income ...
  2. Real Estate

    Real Estate

    Land plus anything on it, including buildings and natural resources.
  3. Retirement Savings

    Explaining Types of Fixed Annuities

    Learn about this popular retirement tool, its pros and cons and how annuities work to create a guaranteed regular stream ...
  4. Stocks

    Case Study: The Collapse of Lehman Brothers

    Lehman Brothers survived many financial crises in its long history. Find out what finally drove it to bankruptcy.
  5. Credit, Loans & Mortgages

    Loan-To-Value Ratio - LTV Ratio

    A lending risk assessment ratio that financial institutions and others lenders examine before approving a mortgage.
  6. Small Business

    Term Loan

    A loan from a bank for a specific amount that has a specified repayment schedule and a floating interest rate. Term loans ...
  7. Taxes

    Taxable Income

    Taxable income is described as gross income or adjusted gross income minus any deductions, exemptions or other adjustments ...
  8. Financial Analysis

    Lien

    The legal right of a creditor to sell the collateral property of a debtor who fails to meet the obligations of a loan contract. ...
  9. FA Relevant

    An Overview of Annuities

    These contracts provide a guaranteed income stream. Learn how they work and their benefits.
  10. Financial Analysis

    Escrow

    A financial instrument held by a third party on behalf of the other two parties in a transaction. The funds are held by the ...
  11. Credit, Loans & Mortgages

    Collateral

    Property or other assets that a borrower offers a lender to secure a loan. If the borrower stops making the promised loan ...
  12. Retirement Savings

    Social Security

    A United States federal program of social insurance and benefits developed in 1935. The Social Security program's benefits ...
  13. Financial Analysis

    SWOT Analysis

    A tool that identifies the strengths, weaknesses, opportunities and threats of an organization. Specifically, SWOT is a basic, ...
  14. Politics & Money

    Demonetization

    India's demonetization means that it is stripping a currency unit of its status as legal tender, necessary whenever there ...
  15. Income Tax

    Credit for Qualified Retirement Savings Contribution

    Also known as IRS Form 8880, the Credit for Qualified Retirement Savings Contribution form is a one-page tax form used to ...