Stan Murray

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  1. Taxes

    Avoid Capital Gains Tax on Your Home Sale

    If you have property to sell and want to avoid capital gains tax, a Section 1031 exchange may be the answer.
  2. Life Insurance

    Life Insurance: putting a Price on Peace of Mind

    Would your death leave loved ones financially stranded? Find out how to ease your mind and keep them protected.
  3. Credit, Loans & Mortgages

    Understanding Your Mortgage

    We walk through the steps needed to secure the best loan to finance the purchase of your home.
  4. Insurance

    Should I be Worried About My Insurance Company?

    Policyholders should also take a serious look at the financial stability of their current insurance company especially if ...
  5. Credit, Loans & Mortgages

    How do I know if I should refinance my mortgage?

    If you can reduce your current interest rate by 0.75-1% or higher then it might make sense to consider a refinancing move. ...
  6. Bonds / Fixed Income

    Are High-Yield Bonds Too Risky?

    Despite their reputation, the debt securities known as "junk bonds" may actually reduce risk in your portfolio.
  7. Retirement Savings

    What are the distribution options for an inherited annuity?

    Distribution options will vary depending if you are the surviving spouse or someone other than the surviving spouse. If you're ...
  8. Estate Planning

    Estate Planning: 16 Things to Do Before You Die

    The must-do list Prince and his advisors should have completed to avoid leaving his family without a will and an estate plan.
  9. Estate Planning

    Why is accidental life insurance so inexpensive?

    Accidental life insurance is an inexpensive way of obtaining life insurance coverage for yourself or someone else in your ...
  10. Mutual Funds

    What advantages do exchange-traded funds have over mutual funds?

    Exchange-Traded Funds (ETFs) are growing ever more popular, as they were created to combine the best characteristics of both ...
  11. What is a tax-free 1035 Exchange?

    A Section 1035 Exchange refers to the replacement of an annuity or life insurance policy for a new one without incurring ...
  12. How are life insurance proceeds taxed?

    Generally, life insurance death benefits that are paid out to a beneficiary in lump sum are not included as income to the ...
  13. Mutual Funds

    What are the advantages and disadvantages of mutual funds?

    Mutual funds are currently the most popular investment vehicle and provide several advantages to investors, including the ...
  14. What's the best kind of IRA for a 20-something?

    There probably is no 100% correct answer here, but let's break it down. Suppose that you are 23, you've been working for ...
  15. Insurance

    Why some insurance policies are more expensive than others?

    There are several reasons that an insurance policy can cost more or less at different agencies. Some of the more common reasons ...
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