Investopedia.com Privacy Statement
Revised and posted as of: May 10, 2013
Investopedia is committed to safeguarding your privacy online. Please read the following statement to understand how your personal information will be treated as you make full use of the Investopedia website. The Investopedia website is owned and operated by Investopedia, a ValueClick, Inc. company.
If you have any questions regarding our privacy statement, please first contact us by e-mail at email@example.com.
Acceptance of Terms
Please be aware that Investopedia sponsors, advertisers, and partners or affiliates who have co-branded modules or sections on Investopedia may collect personally identifiable information about you while on our website. The information practices of those parties are not covered by this privacy statement. We encourage you to be aware when you leave our site and to read the privacy statements of each and every website that collects personally identifiable information. This privacy statement applies only to information collected by this Site.
Investopedia users should also be aware that, when you voluntarily disclose personal information in chat areas or bulletin boards, that information may be collected by others and may result in unsolicited messages from others. We are not responsible for the personally identifiable information you choose to submit in these forums.
Gathering of Information
Investopedia does not collect personally identifying information about any individual Investopedia website user except when knowingly provided by such individual. For example, we may ask you for information, such as your e-mail address, title and industry when you register to become a member of Investopedia. You may also provide information to Investopedia in other contexts, including, for example, in order to register for the Stock Simulator or to enter into a sweepstakes or promotion. In the event you order something from Investopedia or one of our co-branded websites, we may request additional personal information, such as your address, telephone number and payment information, in order to complete the purchase. In order to further enhance the website user experience and target content to users’ interests, we may also supplement the data you provide to us with data from data append services (where other information may be added to the information you provide). You always have the option not to provide the information we request. If you choose not to provide the information we request, you can still visit most of the Investopedia website, but you may be unable to access certain options and services. When you register or become a member of Investopedia or provide information to Investopedia in any other manner, you agree to provide only true, accurate, current and complete information.
We also use browser plug-in cookies on our site, including Flash cookies, also known as "local shared objects," to perform similar functions as browser cookies. Like normal browser cookies, these cookies are represented as small files stored on your computer. One method of preventing Flash cookies from being placed is to adjust your preferences in the Macromedia Website Privacy Settings Panel at macromedia.com.
We use web beacons (invisible images often referred to as pixel tags or clear GIFs) on our sites in order to recognize users, assess traffic patterns, identify preferred content and measure site engagement. We also include web beacons in our e-mail messages, including newsletters, in order to count how many e-mail messages have been opened.
Investopedia also uses a reputable third party to collect information, including through the use of web beacons, browser cookies and other tracking technologies. Traffic or Clickstream Data ("Clickstream Data"). Clickstream Data consists of traffic and usage data that is not personally identifiable. We do not supplement or combine Clickstream Data with any PII. We may share Clickstream Data we collect with certain selected third parties and ValueClick Entities, but only in anonymous form. Notwithstanding the foregoing, such third parties and ValueClick Entities may combine such Clickstream Data with any PII that you choose to give to such third parties or ValueClick Entities when registering with their websites. We collect Clickstream Data regarding use of our services by observing browser functions and the files (pages) you access. For example, our servers collect information about the site to which you may redirect to in order to enable us to calculate and receive payments from our business partners. In addition, we may use Clickstream Data to better design our services.
Investopedia web and ad servers log information about a site user's IP address, browser type and the current URL the user is requesting. This information is always provided by each and every user's browser. These log files are stored in a secure location and may be used in an anonymous manner in our internal analysis of traffic patterns within our website and with specific third parties contracted by Investopedia. This information is automatically logged by most websites.
Use of Information
Our primary goal in collecting user information is to enhance your experience on our website.
To Target Content and Advertising
To develop and provide content and advertising to you that is targeted to your interests, we use the analytics collected by the systems described above to determine which areas of our website you prefer based upon the frequency of your visits and engagement with those areas. We may also make reasonable geographic and demographic assumptions based on your presented IP address to target relevant content and advertising.
The Non-PII collected by such parties on our Site and other websites may be used in order to provide advertisements about goods and services likely to be of greater interest to you. These companies typically use a cookie or third party web beacon to collect this information. To learn more about this behavioral advertising practice or to opt-out of this type of advertising, please click on the following link: NAI Website. Although we choose our business partners and clients carefully, we are not responsible for the privacy practices of such third parties. You should check the applicable privacy policies of these third-party advertisers to determine how they handle any information they collect from you.
To Provide Interactive Communications From Investopedia.com
To enhance your experience we may provide you with interactive communications, such as our electronic newsletters, to the e-mail address that you provide to us. Such interactive communications are provided only to those users who have expressly provided us with their permission to receive them as part of their user profile.
From time to time we may provide e-mails highlighting new features, promotions or contests on the website to those users who have expressly provided us with their permission to send such communications as part of their user profile.
Control of Your Information
Registered users may change the information stored in their member profile such as e-mail address, zip code, country, title and industry, and they may elect to stop receiving newsletters or marketing material from Investopedia or on behalf of external third party business partners. Users may choose to stop receiving such communications at any time by visiting the "To unsubscribe or change your email settings" link found at the end of any such e-mail received.
Sharing of Information
We use third parties to provide processing, e-mail service providers and hosting services on our site. When you are on an area of Investopedia and are asked for personal information, you are sharing that information with Investopedia as well as business partners and vendors providing hosting and other services for Investopedia. When you sign up for such services, we will share your personally identifiable information as necessary for the third party to provide that service. These third parties are prohibited from using your personally identifiable information for any other purpose. If you do not want your information to be shared, you can choose not to allow the transfer of your information by not using that particular service.
In addition, if you provide any personally identifiable information via an advertiser promotion, please be aware you are directly providing your personally identifiable information to that advertiser.
Contests or Surveys
From time-to-time we may provide you the opportunity to participate in contests or surveys on our site. If you participate, we will request certain personally identifiable information from you, such as your name and e-mail. Participation in these surveys or contests is completely voluntary and you therefore have a choice whether or not to disclose this information. We use this personally identifiable information to notify contest winners and award prizes. We may use a third party service provider to conduct these surveys or contests; that company will be prohibited from using our users personally identifiable information for any other purpose. We will not share the personally identifiable information you provide through a contest or survey with other third parties unless we give you prior notice and choice.
We also have features that allow you to send an e-mail to yourself and/or others about an item on our site. If you choose to use our e-mail referral service, you will be required to provide the e-mail address or addresses that will be used in the notification. Upon form submission an e-mail will be generated to your recipient(s) inviting them to visit the URL you have recommended. We do not store this information other than for the sole purpose of sending this one-time e-mail.
Aggregate, Anonymous Information With Advertisers
Investopedia derives the majority of its revenue from advertising and sharing information is essential to keeping our services affordable to users. In order to attract and retain advertisers we use the aggregated, anonymous information that we gather (as well as information from third-party market researchers) to describe our services to partners and to assist our advertisers and sponsors to better understand our audience. We do not disclose personally identifying information about our users to these parties.
As Necessary to Provide Services to You
We occasionally hire other companies to provide limited services on our behalf, such as handling the processing and delivery of newsletter mailings, processing transactions, or performing statistical analysis of our services. We will only provide those companies the information they need to deliver the service. In some instances these companies may collect information directly from you (such as for credit card processing for the purchase of investment newsletters). In these cases, you will be notified of the involvement of the external service provider. In all cases, these companies are subject to agreements that require them to maintain the confidentiality of your information and they are prohibited from using that information for any other purpose.
In The Event of Sale or Bankruptcy
As Required By Law
Investopedia may disclose your personal information if required to do so by law or in the good faith belief that such action is necessary to conform to the edicts of the law or comply with a judicial proceeding, court order or legal process served on Investopedia or to protect and defend the rights or property of Investopedia.
Your information is stored on Investopedia's servers located in the United States. We use industry standard procedural and technical safeguards to protect your personal information against loss or theft as well as unauthorized access and disclosure to protect your privacy, including encryption, "firewalls" and the Secure Sockets Layer (SSL). We treat data as an asset that must be protected against loss and unauthorized access. We employ many different security techniques to protect such data from unauthorized access by users inside and outside the company. However, "perfect security" does not exist on the Internet and you acknowledge and agree to assume this risk when communicating with us.
Data Processing/Safe Harbor
FOR EUROPEAN UNION AND SWISS CITIZENS.
The European Union ("EU") maintains strict privacy laws. These rules differ significantly from U.S. laws. To reconcile these differences, the U.S. and the EU have created a safe harbor (“U.S.-EU Safe Harbor Framework”) that defines mutually acceptable privacy operations. The U.S. and Switzerland have created a similar safe harbor (“U.S.-Swiss Safe Harbor Framework”). For more information see www.export.gov/safeharbor.
Investopedia complies with the U.S.-EU and U.S.-Swiss Safe Harbor Frameworks as set forth by the U.S. Department of Commerce regarding the collection, use, and retention of personal information from European Union member countries and Switzerland. We have certified that we adhere to the Safe Harbor Privacy Principles of notice, choice, onward transfer, security, data integrity, access, and enforcement. To learn more about the Safe Harbor program, and to view the company's certification, please visit http://www.export.gov/safeharbor/.
Investopedia has further committed to refer unresolved privacy complaints under the U.S.-EU and U.S.-Swiss Safe Harbor Privacy Principles to an independent dispute resolution mechanism, the BBB EU SAFE HARBOR, operated by the Council of Better Business Bureaus. If you do not receive timely acknowledgment of your complaint, or if your complaint is not satisfactorily addressed by Investopedia please visit the BBB EU SAFE HARBOR website at www.bbb.org/us/safe-harbor-complaints for more information and to file a complaint.
Privacy of Children
Kids under 13: Do not send any information about yourself to us, including information such as your name, address, or e-mail address. We do not knowingly collect personal information from children under 13. In the event that we learn we have collected any personal information from a child under the age of 13 without verification of parental consent, we will delete that information from our database as quickly as possible.
How to Contact Us
If you have any questions regarding our privacy statement, please feel free to contact us by e-mail at firstname.lastname@example.org. We read every message submitted and try to reply promptly to every one. Our mailing address is Suite 200, 4208-97th Street, Edmonton, Alberta, Canada T6E5Z9.