B. Statement of cash flow
A statement of cash flow shows a person's cash receipts (income) and cash disbursements (expenses) for a given period of time. The cash flow statement may also be referred to an income statement.

The cash flow statement will show whether an individual's spending exceeds his or her income, or where personal spending might be trimmed to increase savings and investment.

JAMES L. and SUSAN M. DAVIES
MONTHLY CASH FLOW STATEMENT


CASH INFLOWS
Salary - James
Salary - Susan
Total


$4,000
2,250
$6,250

CASH OUTFLOWS
Roth IRA contributions
401(k) contributions
Mortgage (P&I)
Property taxes
Homeowners insurance
Other insurance
Home maintenance
Food
Utilities
Transportation
Car payments
Clothing

Total



$ 600
400
1,517
230
105
150
225
525
310
205
240
250

$4,757


SURPLUS CASH FLOW

$1,493




Business: Balance Sheet and Income Statement

Related Articles
  1. Investing

    Evaluating A Statement Of Cash Flows

    The metrics for the Statement of Cash Flows is best viewed over time.
  2. Investing

    Analyze Cash Flow The Easy Way

    Find out how to analyze the way a company spends its money to determine whether there will be any money left for investors.
  3. Investing

    Cash Flow From Operating Activities

    Cash flow from operating activities is a section of the Statement of Cash Flows that is included in a company’s financial statements after the balance sheet and income statements.
  4. Investing

    What Is The Difference Between A Cash Flow Statement And An Income Statement?

    A firm’s cash flow statement measures the sources and uses of its cash. The income statement shows how it is financially performing.
  5. Investing

    Cash Flow Statement: Analyzing Cash Flow From Financing Activities

    The financing activity in the cash flow statement measures the flow of cash between a firm and its owners and creditors.
  6. Investing

    Free Cash Flow Yield: The Best Fundamental Indicator

    Cash in the bank is what every company strives to achieve. Find out how to determine how much a company is generating and keeping.
  7. Investing

    Cash Flow Indicator Ratios

    Learn about the operating cash flow to sales ratio, free cash flow to operating cash flow ratio and free cash flow coverage ratio.
  8. Investing

    Free Cash Flow Yield: A Fundamental Indicator

    Free cash flow can measure a business’s performance as if you’re looking at its net income line.
Frequently Asked Questions
  1. Where else can I save for retirement after I max out my Roth IRA?

    The first option to explore is to determine if you can contribute to a 401(k), 403(b), or 457 plan at work. If your employer ...
  2. How did George Soros "break the Bank of England"?

    In Britain, Black Wednesday (September 16, 1992) is known as the day that speculators broke the pound. They didn't actually ...
  3. What counts as "debts" and "income" when calculating my debt-to-income (DTI) ratio?

    It's important to know your debt-to-income ratio because it's the figure lenders use to measure your ability to repay the ...
  4. Who are Monsanto's main competitors?

    Learn about Monsanto Company's two main operating divisions and its main competitors within each sector, including The Mosaic ...
Trading Center