CFP

By Investopedia AAA

Group Medical Insurance - Introduction

Of all the employee benefits a company can offer, group health insurance is the greatest draw. Options include traditional indemnity and managed care. Managing health care expenses on a tax advantaged basis is an important consideration as well. The proliferation of such plans as health savings accounts and health reimbursement arrangements are examples.

This chapter discusses the basic features of the major plan types, relevant tax implications to the employee, COBRA/HIPAA provisions as well as tax-advantaged means of saving for various health care costs.

After reading this chapter, you should be able to discuss the:

  • basic features of traditional indemnity plans.
  • basic types of managed care plans.
  • relevant income tax implications of group health care plans.
  • mechanics of COBRA and HIPAA
  • various types of health savings accounts.
Types and Basic Provisions

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