The essence of retirement planning is doing the best one can to ensure somebody has enough money to stop working and still live the lifestyle they wish. This type of planning is more difficult than ever as people live longer, the future of Social Security looks uncertain and employer-funded pension plans disappear. In this chapter, we will review the many elements of retirement planning, which accounts for approximately 19% of the Certified Financial Planner exam.



Retirement Needs Analysis

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Frequently Asked Questions
  1. Can I fund a Traditional IRA, a 403(b) or a Roth IRA using pension money?

    Can pension money be used to fund other retirement accounts?
  2. What are unregistered securities or stocks?

    Before securities, like stocks, bonds and notes, can be offered for sale to the public, they first must be registered with ...
  3. How does a company move from an OTC market to a major exchange?

    The over-the-counter market is not an actual exchange like the NYSE or Nasdaq. Instead, it is a network of companies that ...
  4. Can I roll a traditional IRA into a 529 college account for my grandchild?

    The short answer: Not without paying taxes. But as with much of the tax code, there are various nuisances and exemptions ...
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