You have lofty dreams of becoming a doctor, lawyer or veterinarian, but every time you vow to spend the day with your nose shoved in a book, you end up playing games, Twittering and tinkering with new apps for hours on your iPhone or Blackberry, and doing absolutely nothing to prep for that test.

In Pictures: Vacation Savings Tips

Fortunately, there's a way you can kill two birds with one stone. Some of the latest and greatest career prep apps allow you to study up and get your smartphone fix at the same time. (These certifications require time and money, but combined programs are making obtaining both more realistic. Find out more in CFA, MBA ... Or Both?)

CFA Exam Apps
Do you yearn to become a finance and investment pro? If so, you'll need to take the Chartered Financial Analyst (CFA) exams. Of course, it's easier said than done to pass this set of three rigorous tests designed by the CFA institute.

There are plenty of CFA exam apps available. If you have a Blackberry, check out MasterMobile CFA Level I - Economics 2010 by Spherevox. This user-friendly app includes up-to-date questions for the June 2010 CFA exam presented in a multiple choice format that tracks your score, history and progress. At just $2.99, it's a steal.

If you're an iPhone junkie, don't miss Pass the CFA Level 1 by Passing Score. This easy-to-use, comprehensive app allows you study for the CFA exam while you're on-the-go. Some reviewers of the app say it's like have the actual CFA books with you. This app is $19.99, but if it helps you pass the CFA, it could be well worth the extra expense. (Would a similar crisis have occurred if iPhone investors were offered the same loan options as homeowners? Find out in Dialing In On The Credit Crisis.)

Bar Exam Apps
Unfortunately, becoming an influential, successful attorney is not as easy as slipping on a well-tailored suit and watching old episodes of Law & Order to brush up on your legalese. You'll have to pass the notoriously difficult Bar exam before you can dive into lawyering.

There are countless apps available for students prepping for the Bar exam. For example, there's Bar Exam Prep Lite by Origin Technologies, Inc. This flash-card style app helps you gear up for the Bar. Most importantly, it's free!

If you live in California and happen to have a wad of cash at your disposal, you may want to look into BarMax. With a whopping $999.99 price tag, BarMax is currently the most expensive item available in Apple's app store. Featuring thousands of pages worth of lectures, course material and outlines, plus more than 1,500 multiple choice and essay questions from past bar exams, this app is an all-inclusive study guide for the California bar exam. Not only is BarMax the priciest app out there – it's also the largest, at a massive 1GB. (Your career as a securities agent begins with this test. We'll show you how to score high, in Succeeding At The Series 63 Exam.)

If your goal is to become a doctor, you'll have to get accepted into med school first, which means you'll have to take the Medical College Admission Test (MCAT). The MCAT is a standardized, multiple-choice exam that tests the student's knowledge of science concepts as well as their problem-solving, critical thinking and writing skills. Almost all medical schools in the U.S. require you to submit your MCAT exam scores with your application.

Lucky for you, there are quite a few MCAT apps to choose from. Watermelon Express offers MCAT Prep Chemistry, MCAT Prep Bio and MCAT Prep Physics on iTunes. Each app costs $9.99. These apps are designed to mimic the format of a text book - visual imagery is accompanied with detailed text descriptions.

Then there's MCAT AudioLearn by Appsessions, LLC for $24.99. This unique audio study guide presents test prep info for the science portion of the MCAT. Including more the 70 chapters, this app covers all MCAT core science topics in Biology, Physics, General Chemistry and Organic Chemistry. (Learn the basics about medical equipment companies, and how investing in these companies can benefit growth and value investors alike, in Investing In Medical Equipment Companies.)

NCLEX-RN Test apps
If you want to be certified as a registered nurse, you'll have to pass the National Council Licensure Examination-Registered Nurse (NCLEX-RN) test. And your smartphone can help.

Current Clinical Strategies Publishing offers NCLEX-RN Wiz Flash Memory Cards for the iPhone and iPod touch. This thorough app costs only $4.99, and includes 3,200 flash cards covering all the NCLEX-RN exam topics. There's also the top-selling NCLEX-RN Review by Lippincott Williams & Wilkins for the Blackberry. For $42.95, this app helps students practice for the exam with more than 5,800 test questions. (One program is for the poor; the other is for the elderly. Learn which is which, in What's The Difference Between Medicare And Medicaid?)

Veterinary Board Exam apps
Not just anyone can throw on a vet's coat and poke and prod at puppies. If you want to be the next Dr. Doolittle, you'll have to pass the North American Veterinary Licensing Examination (NAVLE).

There are numerous apps available, whether you are studying to become a veterinarian or simply want to learn more about the discipline. Veterinary Terms, for example, untangles the mystery of "vet speak." With thousands of animal health related issues which will help you diagnose a pet's condition, this $1.99 iPhone is a useful study guide for animal doctors. Like other apps, prospective vets have numerous resources available in the palms of their hands.

The Bottom Line
There's no need to break up with your phone just because you need to prep for a major test. If you want to smarten up with your smartphone, check out these career apps and countless others available for the iPhone, Blackberry, Android and more.

Related Articles
  1. Personal Finance

    Is An Ivy League Degree Worth It?

    In 600 B.C. Aesop determined that a bird in the hand was worth two in the bush. Warren Buffett claims that this axiom can be used to determine the most valuable uses of capital. In this article ...
  2. Financial Advisors

    Tips on Passing the CFA Level I on Your First Attempt

    Obtain valuable tips and helpful study instructions that can help you pass the Level 1 Chartered Financial Analyst exam on your first attempt.
  3. Financial Advisors

    Putting Your CFA Level I on Your Resume

    Learn techniques for emphasizing your CFA Level I status in the Skills and Certifications or Professional Development section of your resume.
  4. Savings

    Should You Look at 529 Plans Outside Your State?

    529 savings plans are not restricted by geography. So if your in-state offering has high fees or poor investment choices, look elsewhere.
  5. Entrepreneurship

    How an Internet Sales Tax Will Affect Your Small Business

    Learn about how the Marketplace Fairness Act may impact small business owners should it pass in the House and what the act requires from business owners.
  6. Investing

    4 Billionaires Who Dropped Out of Harvard

    People who became successful despite dropping out of Harvard University.
  7. Savings

    Craft Beer Clubs – Bargain or Not?

    If you're an aficionado of artisanal brews (or would like to be), a beer club can be a palate-pleasing, albeit pricey, way to expand your hops horizon.
  8. Stock Analysis

    When Will Dick's Sporting Goods Bounce Back? (DKS)

    Is DKS a bargain here?
  9. Credit & Loans

    Student Financial Aid Changes: FAFSA 2015-2016

    Here is a look at some of the major changes to FAFSA in 2015 - 2016 and how they will affect student financial aid.
  10. Stock Analysis

    Has Urban Outfitters Lost its Way? (URBN)

    Urban Outfitters just made a bold move. Will it pay off?
  1. Where can you buy NetSpend reload packs?

    You can only purchase NetSpend reload packs at Giant Eagle, Albertsons, Roundy's and Pathmark supermarkets. NetSpend cards ... Read Full Answer >>
  2. Student loans, federal and private: what's the difference?

    The cost of a college education now rivals many home prices, making student loans a huge debt that many young people face ... Read Full Answer >>
  3. What does marginal utility tell us about consumer choice?

    In microeconomics, utility represents a way to relate the amount of goods consumed to the amount of happiness or satisfaction ... Read Full Answer >>
  4. What are some common ways product differentiation is achieved?

    There are many ways to achieve product differentiation, some more common than others. Horizontal Differentiation Horizontal ... Read Full Answer >>
  5. What role does the OEM (original equipment manufacturer) play in the finished product?

    Original equipment manufacturers (OEMs) do not typically play much of direct role in determining the finished product. However, ... Read Full Answer >>
  6. What is the difference between an OEM (original equipment manufacturer) and a VAR ...

    An original equipment manufacturer (OEM) is a company that manufactures a basic product or a component product, such as a ... Read Full Answer >>

You May Also Like

Hot Definitions
  1. Cyber Monday

    An expression used in online retailing to describe the Monday following U.S. Thanksgiving weekend. Cyber Monday is generally ...
  2. Bar Chart

    A style of chart used by some technical analysts, on which, as illustrated below, the top of the vertical line indicates ...
  3. Take A Bath

    A slang term referring to the situation of an investor who has experienced a large loss from an investment or speculative ...
  4. Black Friday

    1. A day of stock market catastrophe. Originally, September 24, 1869, was deemed Black Friday. The crash was sparked by gold ...
  5. Turkey

    Slang for an investment that yields disappointing results or turns out worse than expected. Failed business deals, securities ...
  6. Barefoot Pilgrim

    A slang term for an unsophisticated investor who loses all of his or her wealth by trading equities in the stock market. ...
Trading Center