You have lofty dreams of becoming a doctor, lawyer or veterinarian, but every time you vow to spend the day with your nose shoved in a book, you end up playing games, Twittering and tinkering with new apps for hours on your iPhone or Blackberry, and doing absolutely nothing to prep for that test.

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Fortunately, there's a way you can kill two birds with one stone. Some of the latest and greatest career prep apps allow you to study up and get your smartphone fix at the same time. (These certifications require time and money, but combined programs are making obtaining both more realistic. Find out more in CFA, MBA ... Or Both?)

CFA Exam Apps
Do you yearn to become a finance and investment pro? If so, you'll need to take the Chartered Financial Analyst (CFA) exams. Of course, it's easier said than done to pass this set of three rigorous tests designed by the CFA institute.

There are plenty of CFA exam apps available. If you have a Blackberry, check out MasterMobile CFA Level I - Economics 2010 by Spherevox. This user-friendly app includes up-to-date questions for the June 2010 CFA exam presented in a multiple choice format that tracks your score, history and progress. At just $2.99, it's a steal.

If you're an iPhone junkie, don't miss Pass the CFA Level 1 by Passing Score. This easy-to-use, comprehensive app allows you study for the CFA exam while you're on-the-go. Some reviewers of the app say it's like have the actual CFA books with you. This app is $19.99, but if it helps you pass the CFA, it could be well worth the extra expense. (Would a similar crisis have occurred if iPhone investors were offered the same loan options as homeowners? Find out in Dialing In On The Credit Crisis.)

Bar Exam Apps
Unfortunately, becoming an influential, successful attorney is not as easy as slipping on a well-tailored suit and watching old episodes of Law & Order to brush up on your legalese. You'll have to pass the notoriously difficult Bar exam before you can dive into lawyering.

There are countless apps available for students prepping for the Bar exam. For example, there's Bar Exam Prep Lite by Origin Technologies, Inc. This flash-card style app helps you gear up for the Bar. Most importantly, it's free!

If you live in California and happen to have a wad of cash at your disposal, you may want to look into BarMax. With a whopping $999.99 price tag, BarMax is currently the most expensive item available in Apple's app store. Featuring thousands of pages worth of lectures, course material and outlines, plus more than 1,500 multiple choice and essay questions from past bar exams, this app is an all-inclusive study guide for the California bar exam. Not only is BarMax the priciest app out there – it's also the largest, at a massive 1GB. (Your career as a securities agent begins with this test. We'll show you how to score high, in Succeeding At The Series 63 Exam.)

MCAT Apps
If your goal is to become a doctor, you'll have to get accepted into med school first, which means you'll have to take the Medical College Admission Test (MCAT). The MCAT is a standardized, multiple-choice exam that tests the student's knowledge of science concepts as well as their problem-solving, critical thinking and writing skills. Almost all medical schools in the U.S. require you to submit your MCAT exam scores with your application.

Lucky for you, there are quite a few MCAT apps to choose from. Watermelon Express offers MCAT Prep Chemistry, MCAT Prep Bio and MCAT Prep Physics on iTunes. Each app costs $9.99. These apps are designed to mimic the format of a text book - visual imagery is accompanied with detailed text descriptions.

Then there's MCAT AudioLearn by Appsessions, LLC for $24.99. This unique audio study guide presents test prep info for the science portion of the MCAT. Including more the 70 chapters, this app covers all MCAT core science topics in Biology, Physics, General Chemistry and Organic Chemistry. (Learn the basics about medical equipment companies, and how investing in these companies can benefit growth and value investors alike, in Investing In Medical Equipment Companies.)

NCLEX-RN Test apps
If you want to be certified as a registered nurse, you'll have to pass the National Council Licensure Examination-Registered Nurse (NCLEX-RN) test. And your smartphone can help.

Current Clinical Strategies Publishing offers NCLEX-RN Wiz Flash Memory Cards for the iPhone and iPod touch. This thorough app costs only $4.99, and includes 3,200 flash cards covering all the NCLEX-RN exam topics. There's also the top-selling NCLEX-RN Review by Lippincott Williams & Wilkins for the Blackberry. For $42.95, this app helps students practice for the exam with more than 5,800 test questions. (One program is for the poor; the other is for the elderly. Learn which is which, in What's The Difference Between Medicare And Medicaid?)

Veterinary Board Exam apps
Not just anyone can throw on a vet's coat and poke and prod at puppies. If you want to be the next Dr. Doolittle, you'll have to pass the North American Veterinary Licensing Examination (NAVLE).

There are numerous apps available, whether you are studying to become a veterinarian or simply want to learn more about the discipline. Veterinary Terms, for example, untangles the mystery of "vet speak." With thousands of animal health related issues which will help you diagnose a pet's condition, this $1.99 iPhone is a useful study guide for animal doctors. Like other apps, prospective vets have numerous resources available in the palms of their hands.

The Bottom Line
There's no need to break up with your phone just because you need to prep for a major test. If you want to smarten up with your smartphone, check out these career apps and countless others available for the iPhone, Blackberry, Android and more.

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