We all enjoy making money, but keeping track of it can be a real chore. Fortunately, there are now lots of software applications available to help you with all things finance. Some of the more popular apps will help you with finding loans, paying bills and trading stocks. Here are a few iPhone apps to help organize and hopefully simplify your financial life. (For a background, check out Money-Saving Smartphone Apps.)

IN PICTURES: Consumer "Fads" That Haven't Faded

  1. Mint - Free
    Mint is a free online application that allows you to track your credit cards, investments and bank accounts. All you have to do is plug in your information and the program will create a personal budget. It also features an IRA Advisor that will help you select an IRA and monitor your allocation of investment risk. The app provides trend analysis of how you are performing against traditional market indicators.
    This app will also assist you with debt management and dealing with loans through its connections with hundreds of lenders. It allows you to establish budgets and spending goals and will alert you when you are in danger of exceeding them. Every night, it downloads your transactions so that you can review your spending patterns by category.

  2. E*Trade Mobile Pro - Free
    Full-service brokerages have moved to the mobile arena and E*Trade has produced a comprehensive trading platform to keep you connected to the markets. Its "Dashboard" is your personal gateway to all the information you will need to manage your account:
    • Complete account access
    • Market summary with major indices
    • Place buy and sell, stock and option orders from anywhere
    • Access to breaking market news and commentary
    • Real-time streaming quotes with volume data and other details
    • Fully integrated historical and intraday charts
    • Portfolio tracker and custom watch lists
    • Flags stock market movers
    • Updated balances and buying power
    • Automated cash transfers

  3. LoanShark - $2.99
    Don't let the name of this app scare you away. For about three bucks, you arm yourself with a handy tool that will save you more in time and trouble. It can be used to calculate loan payments as a function of the amount, interest rate and payment schedule. It will instantly create an amortization table showing the amount of principal and interest paid each month. If you want to know how much money you will save by making an extra payment or two, just input the amount and it will calculate the interest saved.
    The tool is interactive and will calculate desired data fields. For example, if you know how much you are able to pay each month for a loan, it will determine the size of the loan you can afford. You can input the balance owed on your credit card and calculate how long it will take to pay it off at various payment levels. Loans can easily be compared to assist in making important financial decisions, and the results can be saved for future reference.

  4. Save Benjis - $2.99
    For shoppers looking for an easy way to save money, this three dollar app may be the answer, and it does it in real-time. If you're out shopping and see an item you like, just enter the complete barcode. The app instantly searches the internet looking for the best price available. If that happens to be an online retailer, you have the option of using that information to negotiate with the store where you are shopping. If that doesn't work, you can place an online order before leaving the store.
    The system uses FindersCheapers as the data source for all price information for millions of products. You can filter the results to include only new items and to exclude certain stores. The system is currently functional only in the United States. (Learn more in Managing Your Money: There's An App For That.)

  5. ATM Hunter - Free
    When you need cash in a hurry and you're in unfamiliar territory, this app will find the closest MasterCard, Maestro, or Cirrus ATM. There's no need to enter an address because GPS technology will steer the locator automatically. MasterCard states that coverage is currently available for over a million ATMs worldwide.

More Apps
There are many more iPhone finance-related apps available and others in the pipeline. These include Tipulator (calculate tips), Bloomberg Mobile, PocketMoney (budgeting), PayPal, BillMinder, Pennies (expense tracker), DailyFinance (financial markets) and Quicken Online (budgeting and finance).You can now find an app to help you with virtually every financial chore that used to require hours of manual labor, and you no longer need to be tied to a desk to do it. (For more, see 6 Professional Apps Worth Buying.)

Catch up on your financial news; read Water Cooler Finance: Goldman Fined, Financial Fixes And Apple's "Apology".

Related Articles
  1. Budgeting

    Trunk Club Review: Is It Worth It?

    Take a close look at one of the best-known online clothing services in the country, and determine whether it's a good fit for your style and budget.
  2. Budgeting

    HelloFresh Review: Is It Worth It?

    Discover one of the world's most successful meal subscription services, and learn more about how the service operates and what it costs.
  3. Budgeting

    5 Apps Every Investment Banker Should Have

    Learn more about how apps for various platforms benefit investment banking, and discover five apps all investment bankers should download.
  4. Budgeting

    Beer of the Month Subscription Review: Is It Worth It?

    Learn how you can get access to some of the best craft beers produced in the world, delivered right to your front door every month.
  5. Budgeting

    Just the Right Book Review: Is It Worth It?

    Take an in-depth look at Just the Right Book, a subscription service that delivers personalized book selections based on your reading history and preferences.
  6. Entrepreneurship

    ‘Happy Birthday to You’ Belongs to Everyone Now

    A class action lawsuit over the copyright to the iconic American song “Happy Birthday to You” ends by placing the ubiquitous ditty in the public domain.
  7. Investing News

    Who Does Cheap Oil Benefit? See This Stock (DG)

    Cheap oil won't benefit most companies, but this retailer might buck that trend.
  8. Budgeting

    The Honest Company Bundles Review: Are They Worth It?

    Learn more about The Honest Company and its bundle subscription services, which deliver discounted diapers, formula and other baby products to your doorstep.
  9. Budgeting

    Blue Apron Review: Is It Worth It?

    Read about one of the top meal-kit delivery services in the United States, and learn more about what it offers and how much it costs.
  10. Stock Analysis

    JCPenney's Path To Profitability (JCP)

    Learn about what J.C. Penney's management team has been doing to profitably grow its business as the company recovers from years of revenue declines.
  1. How does a cost-of-living adjustment (COLA) affect my salary?

    Some companies build salary adjustments into their compensation structures to offset the effects of inflation on their employees. ... Read Full Answer >>
  2. Where can you buy NetSpend reload packs?

    You can only purchase NetSpend reload packs at Giant Eagle, Albertsons, Roundy's and Pathmark supermarkets. NetSpend cards ... Read Full Answer >>
  3. What does marginal utility tell us about consumer choice?

    In microeconomics, utility represents a way to relate the amount of goods consumed to the amount of happiness or satisfaction ... Read Full Answer >>
  4. How does a bank determine what my discretionary income is when making a loan decision?

    Discretionary income is the money left over from your gross income each month after taking out taxes and paying for necessities. ... Read Full Answer >>
  5. What are some common ways product differentiation is achieved?

    There are many ways to achieve product differentiation, some more common than others. Horizontal Differentiation Horizontal ... Read Full Answer >>
  6. What role does the OEM (original equipment manufacturer) play in the finished product?

    Original equipment manufacturers (OEMs) do not typically play much of direct role in determining the finished product. However, ... Read Full Answer >>
Trading Center