The best way to achieve and maintain a healthy body is intense physical activity that burns more calories than you eat on a daily basis. The best way to achieve and maintain a healthy budget is intense scrutiny of purchases that save more money than you spend. Here are seven ways to do both at the same time. (Want to learn more about budgeting? Don't miss our feature Budgeting 101.)

  1. Just Do It
    Cut your own grass, rake your own leaves and shovel your own snow. Why pay for lawn care service when you can get the job done in place of a gym membership? Sure, you could do it faster with a leaf bower, riding mower and a snow blower. They range in price from $30 to more than $3,000 depending on the fuel used and the horsepower. Plus you have to either buy gas or pay for electricity and don't forget maintenance costs.

    But, after using a manual mower ($95), a sturdy leaf rake (about $25) or a snow shovel ($25), there's no need to go to that expensive fitness club which can average $35 per month in fees. Use the Health Discover Calorie Burning Calculator to determine how many calories yard work can burn.

  2. Keep Your Cool
    In the winter, turn down the heat and wear layers of clothes to do housework. Keep moving sweeping, mopping and dusting to work up a sweat. Also, park the vacuum cleaner and use a manual floor sweeper to get that extra calorie burn. Use the same principle in the summer by turning off the air conditioner and wearing fewer clothes. Save on energy bills while maximizing the calories burned doing normal activities.

  3. Dump the Pump
    High gas prices are a dieter's best friend. Refuse to pay those astronomical prices for at the pump and just walk for transportation. Cities with excellent public transpiration systems make leaving the car at home easier, but even then the increasing costs of fares may prompt you to simply don your trusty walking shoes and forge your own route to work or school or anywhere else you want to go. The net result will be a leaner body and a thicker wallet.

  4. Banish Junk
    Don't buy food that's not food. Eliminate everything from your grocery list that has limited or no nutritional value (all junk food). Soda, candy, potato chips and other snacks that contain more sugar and calories than your body can burn off make it difficult to lose or maintain a healthy body weight. They can also make you broke. Ban junk food and save enough on your food bill to buy those smaller sized clothes you're going to need. (Make it to the end of the month, before you run out of money in The Beauty Of Budgeting.)

  5. Push It
    Park at the far end of the store parking lot and don't take a shopping cart. You will buy less because you know how far you have to lug it and get your exercise carrying your purchases. Don't worry about exercising with wrist and ankle weights; just remember that fruit weighs more than a bag of chips in your grocery bag. An added benefit is a reduction in stress. There's no need to fight for a parking spot because you will be the only one all the way back there with your choice of spaces.

  6. Run for the Money
    Run in a charity 10k. The money you donate to qualified non-profit organizations is tax deductible and you will need to train to run in the event. For many non-profits, individual giving is their biggest source of funds. You can deduct up to 30% of your adjusted gross income from your annual tax return (you must itemize deductions on your tax return and have a receipt for amounts $250 and over).

    Having a positive goal with accountability to the organization will motivate you to get out and train. Make charity runs a regular part of your exercise routine to keep your body healthy and Uncle Sam out of your pocket. (Learn more about how generosity can reward your wallet in Deducting Your Donations.)

  7. Grow Your Grub
    Cultivating a vegetable garden involves moderate physical activity and produces healthy food choices. Vegetable seed packets range in price from 95 cents to $2.00. Create your own compost with coffee grounds, egg shells, newspaper and other decomposable household items. You'll work up a sweat hoeing, weeding and harvesting. Freezing and canning will preserve your food through the winter.

    Gardening has been shown to reduce stress and homegrown vegetables and herbs are much less expensive than the price of fresh produce at the grocery store.

Is there an iPhone app for that? Of course there is. To estimate the number of calories burned for a given activity, there's a new iPhone app from Dailyburn. Download it from iTunes for free. To manage your budget, use the Home Budget Lite app, which is also free. (Interested in other apps that can help you save? Check out Managing Your Money: There's An App For That.)

Related Articles
  1. Personal Finance

    How Tech Can Help with 3 Behavioral Finance Biases

    Even if you’re a finance or statistics expert, you’re not immune to common decision-making mistakes that can negatively impact your finances.
  2. Savings

    These 10 Habits Will Help You Reach Financial Freedom

    Learn 10 key habits for achieving financial freedom, including smart budgeting, staying abreast of new tax deductions and the importance of proper maintenance.
  3. Budgeting

    How Much Will it Cost to Become President In 2016?

    The 2016 race to the White House will largely be determined by who can spend the most money. Here is a look at how much it will cost to win the presidency.
  4. Budgeting

    Six Most Popular Hobbies You Can Do For Free

    Does your budget not allow you to have expensive hobbies? Here are six great ideas for occupying your free time without spending money.
  5. Home & Auto

    This Is How You Could Live in the Philippines on $1,000 a Month

    Consider what your life might be like in the Philippines on a $1,000 budget, and determine whether this Southeast Asian country is for you.
  6. Home & Auto

    This Is How You Could Live in Thailand on $1,000 a Month

    Discover what kind of life you can lead on $1,000 per month in Thailand, one of the top expatriate and tourist destinations in Southeast Asia.
  7. Personal Finance

    5 Reasons Inmates Should Be Taught Financial Literacy

    Learn five reasons why financial literacy is a great way to prevent inmates from relapsing into a life of crime after release from prison.
  8. Home & Auto

    How Much Money Do You Need to Live in Mexico City?

    Learn how much it costs for four types of expatriates to live in Mexico City, including students, job hunters, professionals and retirees.
  9. Home & Auto

    This Is How You Could Live in Malaysia on $1,000 a Month

    Learn more about how far a $1,000 monthly budget stretches in Malaysia, a beautiful and inviting tropical paradise in the heart of Southeast Asia.
  10. Home & Auto

    This Is How You Could Live in China on $1,000 a Month

    Learn how you can live comfortably on a $1,000 monthly budget in China, a country known around the world for its growing economic power.
  1. How does a bank determine what my discretionary income is when making a loan decision?

    Discretionary income is the money left over from your gross income each month after taking out taxes and paying for necessities. ... Read Full Answer >>
  2. What is the range of deductibles offered with various health insurance plans?

    A wide range of possible deductibles are available with health insurance plans, starting as low as a few hundred dollars ... Read Full Answer >>
  3. How do I know how much of my income should be discretionary?

    While there is no hard rule for how much of a person's income should be discretionary, Inc. magazine points out that it would ... Read Full Answer >>
  4. What proportion of my income should I put into my demand deposit account?

    Generally speaking, aim to keep between two months and six months worth of your fixed expenses in your demand deposit accounts. ... Read Full Answer >>
  5. How do I use the rule of 72 to estimate compounding periods?

    The rule of 72 is best used to estimate compounding periods that are factors of two (2, 4, 12, 200 and so on). This is because ... Read Full Answer >>
  6. How much risk is associated with subprime mortgages?

    A large amount of risk is associated with subprime mortgages. Since the mortgages are specifically for people who do not ... Read Full Answer >>

You May Also Like

Trading Center