EFX : Analysis & Opinions

  1. Do mortgage lenders use FICO 8?

    January 11, 2017
    As more lenders employ the FICO 8 credit-scoring system, borrowers should be aware of how this may affect them..
  2. How often does Credit Karma update? (EFX, TRU)

    August 29, 2016
    Credit Karma lets you track your credit for free. Your Credit Karma account updates every seven days, but some changes might ...
  3. Fico vs. Experian vs. Equifax: Their Pros and Cons (FICO, EFX)

    August 28, 2016
    FICO, Experian and Equifax all provide information about a borrower's credit history. However, important differences exist ...
  4. Why doesn't Credit Karma offer FICO scores?

    August 18, 2016
    Credit Karma offers a popular way to track credit scores for free. While it does not offer FICO scores, the information it ...
  5. Trended Credit Data Could Increase Interest Rates for Borrowers ...

    July 14, 2016
    Mortgage lenders will soon be required to use trended credit data to qualify borrowers. As a result, many borrowers could ...
  6. GAAP vs. Non-GAAP: Which Should You Consider for Evaluation?

    June 27, 2016
    Find out why GAAP and non-GAAP earnings diverged in 2015. Determine which one deserves investor focus, based on investor ...
  7. The Debt Report: The Industrials Sector

    April 23, 2016
    Discover how industrial companies in the United States have added more debt since the Great Recession, which could spell ...
  8. Equifax Beats Q4 Earnings, Credits M&A (EFX)

    February 11, 2016
    Factor in its average 12-month price target of $119, suggesting 25% gains, Equifax deserves a lot more credit for this performance.