USB : Analysis & Opinions

  1. U.S. Bancorp to Pay $6M to Settle Trustee Role Related Suit - ...

    December 19, 2014
    U.S. Bancorp (USB) is set to shell out $6 million to settle a complaint filed as a class-action by Oklahoma Police Pension ...
  2. Bank Stock Roundup: Fines, Legal Issues Rule Headlines; Citi, ...

    December 19, 2014
    Over the last five trading days, performance of banking stocks remained bullish on the back of their efforts to move past ...
  3. BofA, U.S. Bancorp Sued by NCUA over Sale of Risky RMBS - Analyst ...

    December 18, 2014
    NCUA has sued BofA and U.S. Bancorp for recovering losses on $5.8 billion worth of RMBS sold to five corporate credit unions.
  4. U.S. Bancorp Rises on Growth Initiatives; Should We Hold? - Analyst ...

    December 16, 2014
    On Dec 9, 2014, we issued an updated research report on U.S. Bancorp (USB). Shares of this major regional bank have recorded ...
  5. How A Bank Stress Test Works

    October 30, 2014
    Recently released European Banking Authority (EBA) stress test results have many banks breathing a sigh of relief and some ...
  6. The fifth-largest U.S. bank by deposits and among the very best in terms of return on capital, U.S. Bancorp (USB) has been finding it more and more challenging to surpass expectations.

    U.S. Bancorp Finds It Harder To Top Itself

    April 25, 2014
    The fifth-largest U.S. bank by deposits and among the very best in terms of return on capital, U.S. Bancorp (USB) has been ...
  7. BB&T In Good Shape With Credit, But Growth Is Iffy

    July 18, 2013
    Higher expenses mitigate the benefits of significantly better credit.
  8. Bank Of America Brings The Growth

    July 17, 2013
    Effective expensive reduction and lower credit costs continue to drive the story at Bank of America.
  9. Citigroup Continues The Theme Of Decent Big Bank Earnings

    July 15, 2013
    Citi continues to fix its legacy problems, but core growth remains weak.
  10. Wells Fargo Managing The Slowdown Quite Well

    July 12, 2013
    This is a slow-growth environment for big banks, but Wells Fargo is mangaging the slowdown well.
  11. JPMorgan Seeing Strong Credit, But Iffy Growth Momentum

    July 12, 2013
    JPMorgan continues to hit its marks on credit, though loan growth and NIM were both weak.
  12. U.S. Bancorp Hikes Dividend (revised) - Analyst Blog

    June 20, 2013
    As part of its effort to enhance shareholder value, U.S. Bancorp declared an 18% hike in its quarterly cash dividend.
  13. Challenging Conditions And Conservatism Keeping U.S. Bancorp ...

    June 13, 2013
    The banking market hasn't gotten much better so far this summer, but U.S. Bancorp is still attractively priced for the long ...
  14. Fifth Third Is One Of The Few Banks With Positive Levers To Pull

    June 4, 2013
    Fifth Third's capital return capabilities make it a relative standout in the sector.
  15. Cost Discipline Driving The Story At PNC Financial

    May 28, 2013
    If PNC can execute on it cost-cutting initiatves, the value creation could be meaningful
  16. Zions Bancorp Will Likely Find It Harder From Here

    May 6, 2013
    Zions has had a good run, but it may be slower going as lending competition intensifies.
  17. Simpler Looks Better For First Horizon

    May 6, 2013
    Deprioritizing non-strategic lending and refocusing on regional banking should be good for First Horizon in the long-term. ...
  18. Mediocre Performance Clouding BB&T's Long-Term Value

    April 18, 2013
    I remain quite positive on BB&T shares, though I am more bullish than most sell-side analysts.
  19. Investors Seem To Be Overrating Bank Of America

    April 17, 2013
    In any case, I think U.S. Bancorp and Wells Fargo offer more upside from today's levels than Bank of America.
  20. Comerica Looks Like A Slow-Coiling Spring

    April 16, 2013
    With interest rates so low, loan demand pretty sluggish, and regulations chewing into once-lucrative sources of income, most ...
  21. U.S. Bancorp Is Strong But Needs Growth

    April 16, 2013
    As is the case at other regional/super-regional banks like Wells Fargo, U.S. Bancorp looks undervalued today provided you're ...
  22. Citigroup Looking More Like A Normal Big Bank These Days

    April 15, 2013
    With its first full quarter with new CEO Michael Corbat in charge now in the books, Citigroup (NYSE:C) continues to make ...
  23. Core Growth At Wells Fargo Is Weak, But The Multiple Doesn't ...

    April 12, 2013
    Wells Fargo is growth-challenged today, but that's creating a long-term buying opportunity in the shares.
  24. Steady As She Goes Is Fine For U.S. Bancorp

    January 21, 2013
    U.S. Bancorp remains underappreciated for its superior quality.
  25. What Propels Bank Of America From Here?

    January 21, 2013
    Bank of America is getting better, but the long-term value seems limited from here.
  26. Has Citigroup Cleared The Decks, Or Found New Problems?

    January 21, 2013
    Citi's surprising provision raises new questions.
  27. Quality, But Not Much Growth Or Value At Commerce Bancshares

    January 18, 2013
    Commerce is doing okay in an increasingly difficult environment.
  28. Can Wells Fargo Stay Ahead Of The Curve?

    January 15, 2013
    Wells Fargo posts a decent quarter, but spread compression is still a threat.
  29. Is it Time to Dump Bank Stocks?

    January 14, 2013
    Since the second half of 2012, bank stocks have really found their footing. Shares of Citigroup (NYSE: C) and Bank of America ...
  30. Short Sellers Are Loading up on Bank Stocks, Should You Follow ...

    January 14, 2013
    Since the second half of 2012, bank stocks have really found their footing. Shares of Citigroup (NYSE: C) and Bank of America ...
  31. First Republic Looks To Be A Very Different Kind Of Bank

    January 11, 2013
    Can First Republic deliver better returns with a focused model?
  32. A Look Back At The Year In Banking

    December 27, 2012
    Revaluation has propelled the banking sector higher in 2012.
  33. MetLife's Guidance Reflects A Wider Problem

    December 14, 2012
    MetLife's guidance highlights some of the risks of low interest rates.
  34. Beneath The Surface, Bank Of Montreal Not So Strong

    December 5, 2012
    Bank of Montreal's core banking operations aren't as strong as the headlines suggest.
  35. CVS Caremark Issues Senior Notes - Analyst Blog

    November 27, 2012
    CVS Caremark (CVS) recently announced cash tender offers for its two-part offering of senior notes. It priced the 6.60% senior ...
  36. Union Pacific Already Rewarded For Its Quality

    October 22, 2012
    Union Pacific is executing well, but could be vulnerable to slowing economic growth.
  37. BB&T Takes A Disappointing Step Backwards

    October 19, 2012
    BB&T's disappointing cost growth and forecasted NIM compression hurts the stock.
  38. Where Can U.S. Bancorp Go From Here?

    October 18, 2012
    U.S. Bancorp is back to normal, but so is valuation.
  39. U.S. Bancorp Beats, Keep Mood Upbeat - Analyst Blog

    October 17, 2012
    U.S. Bancorp (USB) has yet again delivered encouraging results in its third quarter 2012. Aided by growth in revenue as well ...
  40. JPMorgan Still Cheap, But Never Easy

    October 16, 2012
    JPMorgan continues to deliver solid results in a difficult environment. With a solid dividend, prospects for share buybacks ...
  41. A Wobbly Quarter Could Threaten Wells Fargo's Premium

    October 15, 2012
    Wells Fargo's stumble is more of a threat to its valuation than its business.
  42. Wright Express Acquires Fleet One - Analyst Blog

    October 8, 2012
    Just a month after the agreement was announced, Wright Express Corp. (WXS) has completed the acquisition of Fleet One - a ...
  43. Investors Continue To Bank On Wells Fargo

    July 17, 2012
    Wells Fargo's valuation remains reasonable and there could be further upside as earnings and dividend payments continue to ...
  44. Wells Fargo Doing Well, But How Long Will "Better" Take?

    July 17, 2012
    Wells Fargo is doing well, but leaving some wondering if it can do better.
  45. Citigroup Stays On Track

    July 16, 2012
    Citi is slowly executing on its recovery plan and there is a lot of earnings potential in this business.
  46. Where Does A Bruised JP Morgan Go From Here?

    July 16, 2012
    JP Morgan has taken a body-blow, but the bank's franchise value remains strong.
  47. Waiting For A Better Price On Wright Express

    June 27, 2012
    Wright Express does well by many metrics, but its valuation is not very attractive.
  48. Bank Failures: 31 So Far in 2012 - Analyst Blog

    June 19, 2012
    Bank failures continue unabated as the U.S. regulators closed down three more banks -- one each in Florida, Georgia and Tennessee. ...
  49. Contract Award for Fiserv - Analyst Blog

    June 6, 2012
    Recently announced, Fiserv, Inc. (FISV) was chosen for deploying its Common Origination Platform to Headland National Bank ...
  50. XLF, You've Seen Better Days

    May 22, 2012
    In the first quarter, things were finally groovy for major bank stocks and the corresponding ETFs. Bank of America (NYSE: ...
  51. Stocks Showing Resilience

    May 22, 2012
    Despite a market sell-off there are a handful of stocks that are able to show resilience.
  52. Zions Bancorp - Ignore Today In Favor Of Tomorrow?

    April 25, 2012
    Zions is still struggling to get its business back on track, but the longer-term outlook is pretty solid.
  53. Has Sentiment Improved Faster Than Business At Comerica?

    April 18, 2012
    Comerica is a bank still in transition. While historical returns on equity haven't been very good, this is truly a case where ...
  54. Investing In Regional Banks

    April 13, 2012
    If you're planning on investing in regional banks with ETFs and stocks then you should be aware of the financial troubles ...
  55. DBS Group – A Balanced Play On Asian Banking

    April 11, 2012
    DBS Group is a well-balanced play on Asian banking growth.
  56. Four Stocks The Insiders Are Buying

    February 2, 2012
    We tell you about four stocks with insider buying activity.
  57. Further Upside Potential For U.S. Bancorp

    January 20, 2012
    U.S. Bancorp has recovered from the credit crisis and could see some organic growth and an increased demand for shares in ...
  58. Wells Fargo Continues To Show Its Quality

    January 19, 2012
    Wells Fargo is emerging as one of the best of the new banking industry, and offers affordable, undervalued stock.
  59. Earnings Surprises: The Most Underestimated Companies Reporting ...

    January 10, 2012
    With fourth quarter earnings season upon us, investors may want to consider companies with a strong history of beating analyst ...
  60. Investors Blindly Selling Out Of Citigroup

    October 21, 2011
    Citigroup's stock appears to be discounting investors' worse fears over its future.
  61. JPMorgan Chase Posting A Very Reasonable Return

    October 17, 2011
    JPMorgan Chase posted solid third quarter results but the market chose to remain fearful over its future.
  62. America's Best Banks Of 2006: A Look Back

    September 9, 2011
    We'll look at a 2006 list of America's Best Banks and what happened to some of these institutions over the intervening years. ...
  63. FDIC Reports Profitable Banking System

    September 6, 2011
    The latest quarterly banking profile from the FDIC indicates a profitable United States banking system. Investors might consider ...
  64. Citigroup Still Regrouping

    August 30, 2011
    Citigroup investors able to take an investment time line of at least five years could see their money double in the stock. ...
  65. M&T Bank In A Rare Class

    July 25, 2011
    Unlike most banks, M&T is getting full credit from the Street.
  66. PNC Financial: On Track And Underpriced

    April 27, 2011
    PNC is another high-quality regional bank trading at an attractive discount to reasonable value.
  67. Prefer Dividends? Why Not Look At Preferred Stock?

    April 11, 2011
    Preferred stock is an under-used option for income-seeking investors.
  68. Buffett Defends These Stocks As Undervalued

    April 1, 2011
    These stocks allow you to invest in some excellent companies, at a wider discount to intrinsic value than what Berkshire ...
  69. HSBC Faces A Longer Road Back To Normal

    March 1, 2011
    HSBC lowered its growth expectations, but there is still value in this global banking giant.
  70. The Bank Of America Enigma

    January 26, 2011
    At this point in time, a decision on whether to invest in Bank of America is best left in the too-difficult-to-determine ...
  71. U.S. Bancorp Could Bring Investors Back To Banks

    January 21, 2011
    A strong earnings report indicates that U.S. Bancorp is well on the way to recovery.
  72. Citi: More, Better, Faster, Please

    January 19, 2011
    Citi is still a mess, but credit is improving and that's the prime concern these days.
  73. Allied Irish Banks Tries To Avoid Trouble

    September 14, 2010
    Allied Irish needs a healthy operating environment, and that looks to be a ways off.
  74. A Tale Of 3 Banks

    July 27, 2010
    No matter where you look, loan growth is weak, but credit quality is slowly recovering.
  75. Fair Value Proposal For Loans

    June 29, 2010
    The Financial Accounting Standards Board has proposed changes to accounting rules that would require banks to value loans ...
  76. Warren Buffett's Portfolio

    May 25, 2010
    Buffett's long-term investing approach may not be for everyone, but it has sure worked for him.
  77. Wells Fargo Delivers

    January 27, 2010
    In banking, management is everything, and Wells Fargo has excellent management that knows how to manage risk.
  78. Four Financials Bucking The Downtrend

    January 26, 2010
    It’s no mean feat to post new highs when the overall market is dropping.
  79. Value Investing In The Banking Sector

    November 24, 2009
    Some healthy banks are using the distressed environment in the banking sector to buy into coveted markets at cheap prices. ...
  80. PNC: The Making Of A Super-Regional Bank

    June 16, 2009
    On the heels of its purchase of distressed National City Bank last fall, PNC continues to grow into its new super-regional ...
  81. The TARP Big Boys Start The Payback

    May 13, 2009
    Tarp funds have been a controversial component of the government bailouot, but which banks actually want it.
  82. Double-Digit Dividends: Can They Continue?

    March 6, 2009
    There are still a few companies that investors can count on for high dividend yields.
  83. Banks Still Lending Despite Conventional Wisdom

    February 26, 2009
    The conventional wisdom is that banks are contracting lending due to low capital and the recession, but the data so far do ...
  84. Five Dividend Darlings For October 9

    October 9, 2008
    We look at several companies that investors should consider stashing some cash in while waiting for the market to rebound. ...
  85. Major Banks Overcome Subprime Crisis (WFC, USB, STI)

    May 7, 2007
    Despite the recent weakness in the subprime mortgage sector, it may be time to buy shares in the regional banks.
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