USB : Analysis & Opinions

  1. BB&T In Good Shape With Credit, But Growth Is Iffy

    July 18, 2013
    Higher expenses mitigate the benefits of significantly better credit.
  2. Bank Of America Brings The Growth

    July 17, 2013
    Effective expensive reduction and lower credit costs continue to drive the story at Bank of America.
  3. Earnings Expectations for the Week of July 15

    July 14, 2013
    The earnings season ramps up this week, providing plenty of perspective on how the financial and technology sectors fared ...
  4. 3 All-American ETFs to Buy Now - ETF News And Commentary

    July 3, 2013
    With global markets struggling, investors may want to focus on the U.S. with these three ETFs.
  5. Stock Market News for June 28, 2013 - Market News

    June 28, 2013
    Benchmarks bolstered gains for the third consecutive day after several Fed presidents “downplayed” the Federal ...
  6. Stock Market News for June 26, 2013 - Market News

    June 26, 2013
    Positive domestic economic reports along with encouraging results from a leading housing company drove major benchmarks into ...
  7. Aegion to Acquire Brinderson - Analyst Blog

    June 25, 2013
    Aegion has entered into an agreement to acquire Brinderson.
  8. Stock Market News for June 25, 2013 - Market News

    June 25, 2013
    Benchmarks slumped on Monday following a sell-off in Chinese equity markets coupled with investor concerns about the Fed ...
  9. Fifth Third Enhances Shareholder Value - Analyst Blog

    June 20, 2013
    Fifth Third Bancorp announced a 9% hike in its quarterly dividend.
  10. BofA Extends Reach to Whitestone REIT - Analyst Blog

    June 12, 2013
    Whitestone REIT has proved its creditworthiness with BofA extending its reach and joining the group of top tier banks that ...
  11. Fifth Third Is One Of The Few Banks With Positive Levers To Pull

    June 4, 2013
    Fifth Third's capital return capabilities make it a relative standout in the sector.
  12. Cost Discipline Driving The Story At PNC Financial

    May 28, 2013
    If PNC can execute on it cost-cutting initiatves, the value creation could be meaningful
  13. Zions Bancorp Will Likely Find It Harder From Here

    May 6, 2013
    Zions has had a good run, but it may be slower going as lending competition intensifies.
  14. Simpler Looks Better For First Horizon

    May 6, 2013
    Deprioritizing non-strategic lending and refocusing on regional banking should be good for First Horizon in the long-term. ...
  15. Mediocre Performance Clouding BB&T's Long-Term Value

    April 18, 2013
    I remain quite positive on BB&T shares, though I am more bullish than most sell-side analysts.
  16. Investors Seem To Be Overrating Bank Of America

    April 17, 2013
    In any case, I think U.S. Bancorp and Wells Fargo offer more upside from today's levels than Bank of America.
  17. Comerica Looks Like A Slow-Coiling Spring

    April 16, 2013
    With interest rates so low, loan demand pretty sluggish, and regulations chewing into once-lucrative sources of income, most ...
  18. Citigroup Looking More Like A Normal Big Bank These Days

    April 15, 2013
    With its first full quarter with new CEO Michael Corbat in charge now in the books, Citigroup (NYSE:C) continues to make ...
  19. Credit Comes To The Rescue, As JPMorgan Sees Soft Core Banking ...

    April 12, 2013
    Improving credit quality at JPMorgan is offsetting sluggish core banking conditions .
  20. Commerce Bancshares Growing Its Balance Sheet, But Profits Are ...

    April 11, 2013
    Commerce Bancshares remains a high-quality bank, but the valuation is already pretty fair.
  21. Elavon Expands in Canada - Analyst Blog

    February 5, 2013
    In a bid to expand its network in Canada, Elavon - a fully-owned subsidiary of U.S. Bancorp (USB) - has acquired Collective ...
  22. What Propels Bank Of America From Here?

    January 21, 2013
    Bank of America is getting better, but the long-term value seems limited from here.
  23. Fifth Third Seems A Little Underappreciated

    January 21, 2013
    Fifth Third may look sluggish today, but the growth potential is there.
  24. Stock Market News for January 18, 2013 - Market News

    January 18, 2013
    Benchmarks finished in the green on Thursday following better-than-expected data on the housing sector and initial claims. ...
  25. Quality, But Not Much Growth Or Value At Commerce Bancshares

    January 18, 2013
    Commerce is doing okay in an increasingly difficult environment.
  26. Slew of Bank Earnings Data - Analyst Blog

    January 16, 2013
    Investors have a slew of data to chew on today, ranging from earnings reports from JPMorgan (JPM) and Goldman Sachs (GS) ...
  27. Ahead of Wall Street - January 16, 2013 - Ahead of Wall Street

    January 16, 2013
    Wednesday, January 16, 2013 Investors have a slew of data to chew on today, ranging from earnings reports from J.P. Morgan ...
  28. Can Wells Fargo Stay Ahead Of The Curve?

    January 15, 2013
    Wells Fargo posts a decent quarter, but spread compression is still a threat.
  29. Is it Time to Dump Bank Stocks?

    January 14, 2013
    Since the second half of 2012, bank stocks have really found their footing. Shares of Citigroup (NYSE: C) and Bank of America ...
  30. Stock Market News for January 14, 2013 - Market News

    January 14, 2013
    Benchmarks ended flat on Friday as investors were unwillingly to take positions ahead of earnings reports from major companies. ...
  31. Short Sellers Are Loading up on Bank Stocks, Should You Follow ...

    January 14, 2013
    Since the second half of 2012, bank stocks have really found their footing. Shares of Citigroup (NYSE: C) and Bank of America ...
  32. Foreclosure Mess Finally Resolved - Analyst Blog

    January 8, 2013
    Homeowners whose properties were wrongly foreclosed as well as the entire housing sector can now breathe a sigh of relief. ...
  33. A Look Back At The Year In Banking

    December 27, 2012
    Revaluation has propelled the banking sector higher in 2012.
  34. Fifth Third to Buyback Shares - Analyst Blog

    December 18, 2012
    Fifth Third Bancorp (FITB) recently inked a deal to repurchase about $100 million of its outstanding common stock. The share ...
  35. MetLife's Guidance Reflects A Wider Problem

    December 14, 2012
    MetLife's guidance highlights some of the risks of low interest rates.
  36. USB to Up Repurchase Reserve - Analyst Blog

    December 5, 2012
    U.S. Bancorp (USB) plans to boost its mortgage repurchase reserves in the fourth quarter of 2012. The decision comes on the ...
  37. Beneath The Surface, Bank Of Montreal Not So Strong

    December 5, 2012
    Bank of Montreal's core banking operations aren't as strong as the headlines suggest.
  38. Fifth Third to Repurchase Shares - Analyst Blog

    November 9, 2012
    Fifth Third Bancorp (FITB) has recently inked a deal to buy back about $125 million of its outstanding common stock. The ...
  39. Fitch Affirms Ratings of 14 Banks - Analyst Blog

    October 31, 2012
    Fitch Ratings has affirmed its Issuer Default Ratings (IDRs) on 14 large regional banks. This follows a thorough review of ...
  40. Zacks Top Ranked Financial ETF: Star in Q3 Earnings - ETF News ...

    October 22, 2012
    As the third quarter earnings season takes shape, the financial sector has established itself as a winner. So far, big names ...
  41. Union Pacific Already Rewarded For Its Quality

    October 22, 2012
    Union Pacific is executing well, but could be vulnerable to slowing economic growth.
  42. BB&T Takes A Disappointing Step Backwards

    October 19, 2012
    BB&T's disappointing cost growth and forecasted NIM compression hurts the stock.
  43. Stock Market News for October 19, 2012 - Market News

    October 19, 2012
    Disappointing quarterly results from Google combined with mixed economic reports dragged the benchmarks into negative territory. ...
  44. Stock Market News for October 18, 2012 - Market News

    October 18, 2012
    Benchmarks closed in the green yesterday propelled by better-than-expected housing data. This was the third-consecutive trading ...
  45. Citigroup Rally Lifts Financial ETFs

    October 16, 2012
    The bulls jumped into Citigroup C) today after Wall Street icon Vikram Pandit stepped down as the bank’s chief executive ...
  46. JPMorgan Still Cheap, But Never Easy

    October 16, 2012
    JPMorgan continues to deliver solid results in a difficult environment. With a solid dividend, prospects for share buybacks ...
  47. A Wobbly Quarter Could Threaten Wells Fargo's Premium

    October 15, 2012
    Wells Fargo's stumble is more of a threat to its valuation than its business.
  48. Lender Prices Senior Notes - Analyst Blog

    October 8, 2012
    Recently, Lender Processing Services, Inc. (LPS) declared the price of its senior notes offering with a principal amount ...
  49. Neutral on Fifth Third Bancorp - Analyst Blog

    September 25, 2012
    We are reaffirming our long-term Neutral recommendation on Fifth Third Bancorp (FITB), based on its fundamentals and capital ...
  50. Settlements for Citizens & TD Okayed - Analyst Blog

    September 24, 2012
    The U.S. District Judge in Miami has given the preliminary approval for the payment of a total of $199.5 million by The Toronto-Dominion ...
  51. Stock Market News for September 7, 2012 - Market News

    September 7, 2012
    Benchmarks soared to new multi-year highs on Thursday following news that the ECB had agreed on a bond purchase plan that ...
  52. Stock Market News for August 31, 2012 - Market News

    August 31, 2012
    Encouraging consumer spending data and strong sales figures from major retailers failed to avoid benchmarks' fall yesterday ...
  53. Stock Market News for August 27, 2012 - Market News

    August 27, 2012
    Hopes of further economic stimulus helped benchmarks post gains once again on Friday. Not only did the U.S. Federal Reserve ...
  54. JPMorgan Halts Buyback Yet Again - Analyst Blog

    August 13, 2012
    JPMorgan Chase & Co. (JPM) has postponed its massive buyback plan yet again. This is the second time that the company has ...
  55. Stock Market News for August 3, 2012 - Market News

    August 3, 2012
    Investor expectations were dashed after the ECB's President Mario Draghi failed to live up to his commitment last week to ...
  56. Investors Continue To Bank On Wells Fargo

    July 17, 2012
    Wells Fargo's valuation remains reasonable and there could be further upside as earnings and dividend payments continue to ...
  57. Commerce Bancshares Looks Like A Slow-And-Steady Pick

    July 17, 2012
    Commerce looks like a decent enough hold, but not really a compelling buy, as it continues to act conservatively.
  58. JP Morgan's Stock Disconnected From Its Fundamentals

    July 17, 2012
    JP Morgan has largely seen a recovery in its profitability from the depths of the credit crisis.
  59. Wells Fargo Doing Well, But How Long Will "Better" Take?

    July 17, 2012
    Wells Fargo is doing well, but leaving some wondering if it can do better.
  60. Citigroup Stays On Track

    July 16, 2012
    Citi is slowly executing on its recovery plan and there is a lot of earnings potential in this business.
  61. Where Does A Bruised JP Morgan Go From Here?

    July 16, 2012
    JP Morgan has taken a body-blow, but the bank's franchise value remains strong.
  62. US Bancorp Settles Overdraft Suit - Analyst Blog

    July 3, 2012
    According to Reuters, U.S. Bancorp (USB) announced the settlement of a lawsuit, which was filed by its customers, by paying ...
  63. Waiting For A Better Price On Wright Express

    June 27, 2012
    Wright Express does well by many metrics, but its valuation is not very attractive.
  64. Wells Fargo Acquiring WestLB Loans - Analyst Blog

    June 26, 2012
    In an effort to boost its subscription finance business and take advantage of the deleveraging activities of the European ...
  65. Citi Purchasing SocGen Loan Book - Analyst Blog

    June 25, 2012
    Citigroup Inc. C) has agreed to purchase part of the shipping loan book from Societe Generale SA (SCGLY). The terms of the ...
  66. JPMorgan to Terminate Overdraft Fees - Analyst Blog

    June 25, 2012
    JPMorgan Chase & Co. (JPM) is set to drop overdraft fees on debit card transactions of $5 or less, effective next month. ...
  67. Stock Market News for June 13, 2012 - Market News

    June 13, 2012
    Investors grew hopeful once again about fresh economic stimulus after Chicago Federal Reserve Bank President Charles Evans ...
  68. Stock Market News for June 11, 2012 - Market News

    June 11, 2012
    Reports that Spain would ask for a bailout to save its troubled banks guided the benchmarks higher on Friday. Benchmarks ...
  69. XLF, You've Seen Better Days

    May 22, 2012
    In the first quarter, things were finally groovy for major bank stocks and the corresponding ETFs. Bank of America (NYSE: ...
  70. Is The Oracle Losing His Touch?

    May 10, 2012
    Legendary value investor Warren Buffett didn't become legendary by lagging the S&P 500 on a regular basis, but that's exactly ...
  71. Stock Market News for May 8, 2012 - Market News

    May 8, 2012
    Markets ignored apprehensions arising out of political changes in Greece and France, and but for the Dow, the benchmarks ...
  72. New Normal for Bank Earnings

    April 28, 2012
    MoneyShow’s Jim Jubak reviews the recent earnings reports from the banks, and shares his conclusions on what this may ...
  73. Zions Bancorp - Ignore Today In Favor Of Tomorrow?

    April 25, 2012
    Zions is still struggling to get its business back on track, but the longer-term outlook is pretty solid.
  74. Little Credit For Citigroup's Assets

    April 20, 2012
    Citigroup holds a collection of international assets that deserve more value than the market is currently awarding them.
  75. Has Sentiment Improved Faster Than Business At Comerica?

    April 18, 2012
    Comerica is a bank still in transition. While historical returns on equity haven't been very good, this is truly a case where ...
  76. A Few Bumps Along Wells Fargo's Way

    April 17, 2012
    If Wells Fargo can attain (and then hold) a return on equity of 14% in 2016, these shares are still undervalued enough to ...
  77. Investing In Regional Banks

    April 13, 2012
    If you're planning on investing in regional banks with ETFs and stocks then you should be aware of the financial troubles ...
  78. Fortune Brands Lacking Security

    February 7, 2012
    Potential investors of the home and security products leader may want to wait on the sidelines until there are more tangible ...
  79. Bank Of America's Story Not About Lousy Earnings

    January 23, 2012
    Bank of America posted lousy earnings, but improving capital is the story that gets told.
  80. Citigroup’s Tepid Recovery

    January 20, 2012
    Investors will need some assurance that Citigroup is capable of consistently growing earnings and overall profit.
  81. Wells Fargo Continues To Show Its Quality

    January 19, 2012
    Wells Fargo is emerging as one of the best of the new banking industry, and offers affordable, undervalued stock.
  82. Ample Upside Potential At JPMorgan Chase

    January 18, 2012
    JPMorgan has share price upside potential of more than 40%.
  83. 4 Stocks To Analyze Before Wednesday

    January 16, 2012
    Here are four companies that will be releasing their earnings on January 18th.
  84. Earnings Surprises: The Most Underestimated Companies Reporting ...

    January 10, 2012
    With fourth quarter earnings season upon us, investors may want to consider companies with a strong history of beating analyst ...
  85. Yet Another Disappointment From Central European Distribution

    November 9, 2011
    Another disappointment from CEDC makes one wonder whether the markets are truly so challenging or whether management simply ...
  86. Bank Of America Is A Mess Unlike Any Other

    October 24, 2011
    Bank of America is cheap, but management has much to do to realize that value.
  87. Citigroup On The Mend … Slowly

    October 20, 2011
    Citigroup’s growth is getting better, but it’s not fast enough to get the Street excited. Here are a few reasons why.
  88. 8 Financial Stocks To Consider Before Wednesday

    October 18, 2011
    Here are eight companies that will be releasing their earnings on October 19.
  89. America's Best Banks Of 2006: A Look Back

    September 9, 2011
    We'll look at a 2006 list of America's Best Banks and what happened to some of these institutions over the intervening years.
  90. FDIC Reports Profitable Banking System

    September 6, 2011
    The latest quarterly banking profile from the FDIC indicates a profitable United States banking system. Investors might consider ...
  91. Citigroup Still Regrouping

    August 30, 2011
    Citigroup investors able to take an investment time line of at least five years could see their money double in the stock.
  92. Is The U.S. Going To Goose BMO's Growth?

    August 24, 2011
    BMO is posting solid results, but its growth strategy may be flawed and risky.
  93. M&T Bank In A Rare Class

    July 25, 2011
    Unlike most banks, M&T is getting full credit from the Street.
  94. Citi Still Healing

    July 19, 2011
    Citigroup is getting better, but at a snail's pace.
  95. Earnings Preview for July 20

    July 19, 2011
    Here are four companies that will be releasing their earnings on July 20.
  96. Is It Time For Bank Stocks?

    May 31, 2011
    While there is still much to worry about within the global economy, financial stocks are priced to move.
  97. PNC Financial: On Track And Underpriced

    April 27, 2011
    PNC is another high-quality regional bank trading at an attractive discount to reasonable value.
  98. Comerica Q1 2011 Earnings Review

    April 21, 2011
    Comerica reported a profit in the first quarter of 2011 as the bank got a lift from lower loan loss reserves.
  99. JPMorgan Chase Looking More Pedestrian

    April 13, 2011
    JPMorgan's mortgage woes will take time to work through and could mean a flat stock price for the foreseeable future.
  100. Buffett Defends These Stocks As Undervalued

    April 1, 2011
    These stocks allow you to invest in some excellent companies, at a wider discount to intrinsic value than what Berkshire ...
  101. Discover: A Cleaner Play On The Consumer Recovery

    March 24, 2011
    Discover's improving credit quality is providing a big lift to earnings.
  102. VeriFone Makes Its Skeptics Pay

    March 4, 2011
    VeriFone continues to validate a premium valuation with premium growth.
  103. HSBC Faces A Longer Road Back To Normal

    March 1, 2011
    HSBC lowered its growth expectations, but there is still value in this global banking giant.
  104. The Bank Of America Enigma

    January 26, 2011
    At this point in time, a decision on whether to invest in Bank of America is best left in the too-difficult-to-determine ...
  105. Citi: More, Better, Faster, Please

    January 19, 2011
    Citi is still a mess, but credit is improving and that's the prime concern these days.
  106. Can PNC Get Regional Bank M&A Moving?

    December 16, 2010
    A rumor around PNC could mark a new wave of banking M&A.
  107. An Improving Tale For This Citi

    October 20, 2010
    Citi isn't in ruddy health, but it's out of intensive care.
  108. The Tortured Mating Dance Of M&T And Santander

    September 29, 2010
    Sometimes deals aren't just about money. This particular one is about control and management too.
  109. Discover Shows A Better Credit Environment

    September 22, 2010
    Discover is seeing a solid recovery in transactions and charge-offs.
  110. Allied Irish Banks Tries To Avoid Trouble

    September 14, 2010
    Allied Irish needs a healthy operating environment, and that looks to be a ways off.
  111. Bank Of America And Citigroup - Credit Now Giveth

    July 20, 2010
    Investors need to look closely at bank earnings; not all beats are the same.
  112. Warren Buffett's Portfolio

    May 25, 2010
    Buffett's long-term investing approach may not be for everyone, but it has sure worked for him.
  113. Regional Bank Round-Up

    April 22, 2010
    What are the regional banks telling us about the state of the recovery?
  114. ETFs For An Ugly Market

    February 9, 2010
    These three conservative ETFs that can provide investors rewards far beyond the risks.
  115. Four Financials Bucking The Downtrend

    January 26, 2010
    It’s no mean feat to post new highs when the overall market is dropping.
  116. Invest To Help Haiti

    January 25, 2010
    You can your portfolio based on companies and regions of the world that give to those in need.
  117. Which Banks Have Actually Turned the Earnings Corner?

    January 22, 2010
    The mega-banks are still tottering from a glut of subprime mortgages, but small regional banks are in much better shape.
  118. Regionals Rebound, But Still Face Concerns

    January 4, 2010
    There are a few quality names in this group that is nothing if not challenging for stock pickers.
  119. Profits Or Peril: The Dichotomy Of Regional Banks

    August 20, 2009
    These two regional banks may be perfect for long-term plays.
  120. Monthly Review: July Wrap Up

    July 30, 2009
    A look back at the last month's headlines in the financial world.
  121. Evidence That Consumer Credit Cycle Has Peaked

    July 21, 2009
    Recent earnings reports from major banks suggest that consumer losses during this credit cycle may have peaked.
  122. Capital One Under Pressure

    June 19, 2009
    Capital One's credit metrics are still deteriorating, is now the time to take some off the table?
  123. The Fed's Flimsy Quarter

    June 18, 2009
    Not everyone agrees with the Federal Reserve's and the Treasury's recent involvement in the financial markets. Still, Q1 ...
  124. PNC: The Making Of A Super-Regional Bank

    June 16, 2009
    On the heels of its purchase of distressed National City Bank last fall, PNC continues to grow into its new super-regional ...
  125. Wells Fargo Stands Out

    May 27, 2009
    Not long ago, it seemed that any bank was worthy of investment. False.
  126. Double-Digit Dividends: Can They Continue?

    March 6, 2009
    There are still a few companies that investors can count on for high dividend yields.
  127. Banks Still Lending Despite Conventional Wisdom

    February 26, 2009
    The conventional wisdom is that banks are contracting lending due to low capital and the recession, but the data so far do ...
  128. JPMorgan's Drop In Book Value An Invitation To Investors?

    January 20, 2009
    Uncertainty over short-term trends is a key reason for volatility in JPM and its rivals.
  129. Regional Wreckage: A Look Back At Banks In 2008

    December 18, 2008
    Financial stocks suffered unprecedented strife in 2008. What will a new year bring?
  130. Frankencapitalism At Your Local Bank

    October 15, 2008
    Bernanke and Paulson cook up a scheme to save the banks. It looks ugly, but it should help.
  131. Five Dividend Darlings For October 9

    October 9, 2008
    We look at several companies that investors should consider stashing some cash in while waiting for the market to rebound.
  132. Has The Government Picked The Survivors?

    September 30, 2008
    We examine why the government has decided to save some banks while letting others fail and what this means to investors.
  133. Ready For Financials - Look No Further

    June 27, 2008
    Where should investors look when buying financial stocks?
  134. Major Banks Overcome Subprime Crisis (WFC, USB, STI)

    May 7, 2007
    Despite the recent weakness in the subprime mortgage sector, it may be time to buy shares in the regional banks.
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