Budgeting & Savings

  1. Handling High-Yield Savings Accounts

    Is this the savings route for you? Read on to find out what these accounts have to offer.
  2. I'm new to this. Can I sell or buy stock by myself?

    In order to buy stocks, you need the assistance of a stock broker since you cannot just phone up a company and ask to buy ...
  3. Can I contribute to both a 529 plan and a Coverdell education savings account?

    You can contribute to both, and when your child is ready to attend college, as colleges do accept payments from both. There ...
  4. What's the difference between net present value and internal rate of return? How are they used?

    Both of these measurements are primarily used in capital budgeting, the process by which companies determine whether a new ...
  5. Which is a better measure for capital budgeting, IRR or NPV?

    In capital budgeting, there are a number of different approaches that can be used to evaluate any given project, and each ...
  6. What is the best way to budget for holiday and special event spending?

    Even though holidays and special events arrive sporadically throughout the year, you can still fight the costs associated ...
  7. 10 Insurance Tips For Homeowners

    Here are ten ways to make sure you get the right home insurance coverage and compensation for your property.
  8. Top 7 Social Security Myths: Exposed

    A look at several myths that surround Social Security benefits.
  9. 9 Ways To Use A Tax Refund

    How do you plan to spend your refund this year? We provide some smart suggestions.
  10. 10 Tips For Choosing An Online Broker

    Investing online is cheaper, safer and easier than ever before. Find out how to choose the broker that will help you get ...
  11. 20 Tools For Building Up Your Portfolio

    The only real difference between you and Warren Buffett is a few well-chosen stocks, and the billion-dollar fortune is the ...
  12. 529 Plan Tutorial

    This comprehensive guide goes through what a 529 plan is and how to set one up, contribute to it and withdraw from it.
  13. Education Savings Account Tutorial

    This comprehensive guide goes through what an Education Savings Plan is and how to set one up, contribute to it and withdraw ...
  14. Budgeting Basics

    If you're looking for a way to better manage your money and improve your financial situation, then this tutorial is for you. ...
  15. Automated Confirmation Transaction Service - ACT

    An automated system designed to document and report the clearing of trades in the Nasdaq market. Designed to increase transparency, ...
  16. Caveat Emptor

    A neo-Latin phrase meaning "let the buyer beware." It is a principle of contract law in many jurisdictions that places the ...
  17. Convention Expenses

    Any travel expenses incurred while at a business convention. These expenses are tax-deductible if they are business or work-related. ...
  18. Available Seat Miles - ASM

    A measure of an airplane's carrying capacity available to generate revenue. Available seat miles refers to how many seat ...
  19. Coverdell Education Savings Account - ESA

    A tax-deferred trust account created by the U.S. government to assist families in funding educational expenses for beneficiaries ...
  20. Vacation Home

    A dwelling other than the owner's primary residence that is used for recreational purposes, like vacations (hence the name). ...
  21. Household Expenses

    A per person breakdown of general living expenses. It includes the amount paid for lodging, food consumed within the home, ...
  22. Individual Development Account - IDA

    A savings account for lower income individuals. An IDA is used for a specific purpose such as education, purchasing a first ...
  23. Big Three

    A reference to the three largest automobile manufacturers in North America: General Motors, Chrysler and Ford. All three ...
  24. Frozen Account

    An account to which no withdrawals or purchases can be charged. This usually occurs when the account holder fails to pay ...
  25. Full-Time Student

    A status that is important for determining dependency exemptions. Full-time status is based on what the individual's school ...
  26. Lemon

    A very disappointing investment. A lemon is an investment in which your expected return wasn't even close to being achieved, ...
  27. Moving Expenses

    Potentially tax-deductible expenses that are incurred when an individual and his or her family relocates for a new job or ...
  28. Qualified Adoption Expenses - QAE

    The necessary costs paid to adopt a child younger than 18 years of age or any disabled person who requires care. Qualified ...
  29. Dunning

    Making insistent demands for the payment of a debt. Dunning, in the business context, refers to the collections process, ...
  30. Student Loan Interest Deduction

    A tax deduction for interest paid on higher education loans during the tax year in the U.S., the deduction amount being the ...
  31. Personal Equity Plan - PEP

    An investment plan in the U.K. that used to allow people over the age of 18 to invest in shares of U.K. companies. It was ...
  32. Stock Savings Plan

    In Canada, a plan wherein certain provinces (such as Alberta, Ontario and Quebec) provide tax credits for provincial income ...
  33. General Motors (GM) Indicator

    An indicator based on the theory that the performance of U.S. automaker General Motors (GM) is a pre-cursor to the performance ...
  34. Mean Return

    1. In securities analysis, it is the expected value, or mean, of all the likely returns of investments comprising a portfolio. ...
  35. Closed-End Lease

    A rental agreement that puts no obligation on the lessee (the person making periodic lease payments) to purchase the leased ...
  36. Open-End Lease

    A rental agreement that obliges the lessee (the person making periodic lease payments) to make a balloon payment at the end ...
  37. Accumulation Phase

    1. A period of time when an annuity investor is in the early stages of building up the cash value of the annuity. This is ...
  38. Fixed Term

    Describes an investment vehicle, usually some kind of debt instrument, that has a fixed time period of investment. With a ...
  39. Foreign Plan

    A retirement savings plan created by a person or a company to benefit individuals who are not Canadian residents. These beneficiaries ...
  40. Accumulation Period

    1. The phase in an investor's life when he/she builds up his/her savings and the value of his/her investment portfolio with ...
  41. Cyber Monday

    An expression used in online retailing to describe the Monday following U.S. Thanksgiving weekend. Cyber Monday is generally ...
  42. Christmas Club

    A short-term savings account that usually pays out the full account balance to its account holders once each year, right ...
  43. Health Savings Account - HSA

    An account created for individuals who are covered under high-deductible health plans (HDHPs) to save for medical expenses ...
  44. Blue Book

    A guidebook that compiles and quotes prices for new and used automobiles and other vehicles of all makes, models and types. ...
  45. Timeliness

    A proprietary rating system used to rate stocks while taking into account earnings changes and price performance in order ...
  46. Form 1099-Q

    An IRS form that an individual who receives distributions from a Coverdell Education Savings Account (ESA) receives from ...
  47. Flexible Spending Account - FSA

    A type of savings account available in the United States that provides the account holder with specific tax advantages. Set ...
  48. Static Budget

    A type of budget that incorporates anticipated values about inputs and outputs that are conceived before the period in question ...
  49. Cost Of Savings Index - COSI Index

    A popular index used for certain adjustable-rate mortgages (ARMs). The index is a weighted average of the rates of interest ...
  50. Register

    1. The act of recording an event, transaction, name or other information. 2. An aggregation of stored data, usually containing ...
Save Money
  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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