Budgeting

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  1. Explaining the Cash Budget

    A cash budget is a plan for the inflows and outflows of cash for a business or an individual.
  2. How does quantifying fixed overhead volume variance show whether a company is profitable ...

    Find out why some fundamental analysts look at fixed overhead volume variance as an indicator of company profitability or ...
  3. What is price variance in cost accounting?

    Understand what price variance is in relation to cost accounting. Learn the most common way price variance arises and how ...
  4. When do I need to project run rates for my business?

    Learn some of the reasons why businesses project run rates; discover why companies rely on such a simple metric and how it ...
  5. How can a growing business avoid stagnation when using zero-based budgeting?

    Learn how a growing business can avoid stagnation by using zero-based budgeting to shrink unproductive divisions and find ...
  6. 10 Worst And Best Vacation Cities In The U.S.

    The many costs of planning a vacation will put a stress on most people’s finances, but where you choose to go can be what ...
  7. How does zero-based budgeting help lower operating costs?

    Discover how zero-based budgeting decreases costs. Zero-based budgeting is a process in which budgets are built from scratch ...
  8. What are the revenue recognition criteria in accrual accounting?

    Discover some of the advantages and disadvantages of zero-based budgeting. Zero-based budgeting starts with a new budget ...
  9. How is marginal analysis used in making an investment decision?

    Learn how to institute zero-based budgeting for your personal finances, and understand why many consider it to be a highly ...
  10. How do I create grouping schedule codes and subcodes for trial balances?

    Find out more about the payback period, what it measures and how to calculate the payback period of a company's project using ...
  11. Top 6 Money Management Apps For 2015

    Spenders who should be keeping better track of their cash flow will benefit the most from these money management apps.
  12. Understanding Savings Accounts

    A deposit account held at a bank or other financial institution that provides principal security and a modest interest rate. ...
  13. 10 Retirement Savings Myths That Won’t Go Away

    If you’re confused about the different retirement investment vehicles or don’t know how to save for retirement, it’s important ...
  14. The Advantages That Older Entrepreneurs Enjoy

    Entrepreneurs typically have more experience, more collateral, and more connections when they are in their fifties, and are ...
  15. What is the difference between financial forecasting and financial modelling?

    Understand the difference between financial forecasting and financial modeling, and learn why a company should conduct both ...
  16. What factors should a company consider when creating a marketing budget?

    Understand the process of creating a marketing budget, and learn the specific factors that should be considered for any company ...
  17. Reduce Energy Costs By Making These Adjustments

    There are several ways you can reduce energy costs. These techniques range from minor tweaks to major renovations.
  18. Explaining Fixed Income

    A person living off a fixed income is usually a retiree receiving a fixed, steady monthly inflow of cash.
  19. Do production costs include all fixed and variable costs?

    Learn more about fixed and variable costs and how they affect production costs. Understanding how to graph these costs can ...
  20. Who Spends More On The Military China Or The U.S.?

    Long the military top dog in the Pacific and the world, the U.S. now faces rising pressure from China. How do the two countries' ...
  21. How much money should I have in a savings account?

    Read a brief outline of the purpose of savings accounts, emergency funds and how to determine how much money to store for ...
  22. What mobile apps are best for tracking your cash budget?

    Discover the best mobile apps for tracking cash budgets to manage spending, increase savings and improve your overall financial ...
  23. What is the best software for calculating the cash budget of a small business?

    Explore the various types of small-business accounting software to find the best program to calculate and track your company's ...
  24. What is the best software for calculating the cash budget of an individual?

    Explore the options and features of several leading personal finance tools to find the best software for calculating your ...
  25. What's an easy way of calculating gross sales in Excel?

    Use Excel to calculate gross sales, display sales data, and establish a template that allows for extensive sales calculations ...
  26. What's the difference between the production cost and the manufacturing cost?

    Learn more about fixed and variable expenses incurred by businesses. Find out how production and manufacturing costs impact ...
  27. What are the pros and cons of operating on a balanced-budget?

    Take a brief look at some of the major arguments for and against balanced budgets for the U.S. government, the largest debtor ...
  28. How can you use a cash flow statement to make a budget?

    Understand how a cash flow statement can be used to create a company budget. Learn the difference between a cash budget and ...
  29. What's the difference between budgeting and financial forecasting?

    Learn about financial budgeting and financial forecasting and the main differences between the two management decision-making ...
  30. Budget-Stretching Gardening Tips

    A bakers dozen of easy, budget-stretching garden ideas just in time for spring and summer planting.
  31. An Analysis Of The US Trade Deficit

    The United States' trade deficit is historically large, the biggest in the world. With luck, it'll get even larger.
  32. What is Zero-Based Budgeting?

    Zero-based budgeting starts from a "zero base" and then every function within an organization is analyzed for its needs and ...
  33. How do I import QuickBooks Pro Account trial balances for the first time?

    Import your data for the first time from Intuit's QuickBooks Pro to an Excel spreadsheet as easily as one, two, three with ...
  34. Retirement: The Journey Of 1000 Miles

    Substantial time should be set aside to fully outline one's vision for retirement and the specific steps that must be taken ...
  35. Do I Need A Personal Accountant?

    You know you need to keep your personal finances better organized. Should you hire professional help, and if so what kind?
  36. Tips For Maximizing The Value Of A Kitchen Touchup

    At a fraction of the cost of a remodel, a homeowner can make strategic updates to his or her kitchen that could transform ...
  37. What is the purpose of drawing up a cash flow statement?

    Understand the reasons behind why a company draws up a cash flow statement. Learn how it is used to understand the trends ...
  38. What is a Promissory Note?

    A written promise by one party to pay another party a definite sum of money either on demand or at a specified future date. ...
  39. Why does time value of money (TVM) assume that a dollar today is worth more than ...

    Learn about time value of money, or TVM, and how a present value calculator is used to determine the value of money received ...
  40. What is the difference between a balance sheet and a cash flow statement?

    Understand the difference between a balance sheet and an income statement. Learn the three components of each of the financial ...
  41. What Tech Companies Seeking Funding Must Overcome

    Tech companies face a unique set of challenges, including a need for timely responses to changes in technology and difficulty ...
  42. What are some ways to increase your disposable income?

    Learn what disposable income is and how you can increase your disposable income by working a second job, starting a small ...
  43. What are the four types of economic utility?

    Understand the four main types of economic utility that apply to transactions between consumers and businesses: form, time, ...
  44. What types of categories appear on a cash flow statement?

    Learn what types of categories appear on a cash flow statement. Understand the types of items included within each category ...
  45. What are the pros and cons of a simple-interest mortgage?

    Learn the difference between a simple interest mortgage and a standard mortgage, along with their relative advantages and ...
  46. What's a Run Rate?

    Run rate is a term used to denote annualized earnings extrapolated from a shorter time frame. Management uses the run rate ...
  47. Venezuela Teeters On Edge As Oil Revenues Shrink

    Low oil prices have drastically revised the economic status quo -- dealing a destabilizing blow to oil-exporters like Venezuela ...
  48. What Must The UK Do To Keep North Sea Oil Afloat?

    The UK government may need to take drastic action to ensure the viability of UK North Sea offshore oil production amid high ...
  49. Quickbooks vs. Quicken

    QuickBooks and Quicken are two of the most widely used financial management tools in the world. Determine which one is right ...
  50. Is the high cost of installing solar panels justified by the money saved by going ...

    Find out whether solar panels pay off in the long run and about how long homeowners who purchase them have to wait to break ...
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