1. Why would a company make drastic cuts to its dividend payments?

    A dividend cut occurs when a dividend paying company either completely stops paying out dividends (a worst-case scenario) or reduces the amount it pays out. This will often lead to a sharp decline in the company's stock price, because this is usually a sign of a company's weakening financial position, ...
  2. Earnings Cyclicality Exposes Profitable Trends

    Learn to explore a company's past profits to find today's opportunities.
  3. How can I make sure I'm ready to file my taxes?

    Whether you file your return yourself, or have it done by a tax professional, you want to make sure you include all your deductible expenses and income on your return. Failure to do so may result in you having to pay more taxes than you should, or file an amended tax return, which means additional associated ...
  4. Watch Your Back In The Annuity Game

    Find out how to get the upper hand when dealing with this payout challenge.
  5. I'm 70.5 and still working for my own company. Can I defer starting my required minimum ...

    The option to defer starting your required minimum distribution (RMD) beyond age 70.5 is available only if the individual is not a 5% owner of the business. Five percent owners must begin RMDs by April 1 of the year following the year they reach age 70.5.
  6. How can I easily get ready for next year's tax season?

    You may one of the lucky ones to come out on top this tax season, but as you will likely agree, it does not mean that you should rest on your laurels. Instead, use the experience gained during this tax season as a guide for the things that you can do better for next tax season.
  7. What type of work experience can count towards the work experience required in order ...

    CFA Institute provides a list of job titles that qualify for the work experience an individual must gain to be awarded with the CFA charter; click here for the list. However, be warned that a job title alone is not sufficient. You must have spent at least 40% of your time utilizing financial data or ...
  8. Why do share prices fall after a company has a secondary offering?

    The best way to answer this question is to provide a simple illustration of what happens when a company increases the number of shares issued, or shares outstanding, through a secondary offering. Let's start from the beginning. A company goes public with an initial public offering (IPO) of stock.
  9. What education is required from me to write the Series 7 examination?

    There are no prerequisite educational requirements for the Series 7 exam. However, keep in mind that you must be sponsored by your employer in order to write the exam. Should you not already be employed at a member firm willing to sponsor you for an exam, you may find in your job search that many companies ...
  10. How Budgeting Works For Companies

    Learn how to break down and understand a corporate budget.
  11. How do I find a testing facility in my area?

    Most internationally recognized certifications, such as the CFA®, have testing locations around the world. The following is a guideline for how to find listings of locations for each type of exam: CFA Program: Exams are held in both June and December for level I, and June only for levels ...
  12. Which popular professional certification exams do not require sponsorship?

    The Financial Industry Regulatory Authority (FINRA) administers several professional certification examinations that do not require sponsorship; these include the series 3, 30, 31, 32, 33, 63 and 65 exams. In order to apply you must file Form U-10.The Certified Financial Planner (CFP) exam, administered ...
  13. Are mortgage-backed securities backed by any guarantees?

    Actually, any mortgage-backed security (MBS) guarantee depends on who issued it.To review, an MBS is a security, created through the process of securitization, in which the underlying assets are loans made to individuals and companies who are using the funds to purchase buildings and homes.
  14. Top 9 Questions Investors Should Ask Management

    Find out how to get the answers you want without getting the company line.
  15. What is the difference between bad credit and no credit?

    The answer to this question will depend on what information (if any) is found on your credit report, such as any bankruptcy proceedings. If your credit is considered poor, then it could take a long time to rebuild your credit rating. If you have no credit because you've never taken out a loan and have ...
  16. How Basel 1 Affected Banks

    This 1988 agreement sought to decrease the potential for bankruptcy among major international banks.
  17. What are the oldest mutual funds, by date of inception?

    Mutual funds were first introduced in the United States by MFS Investment Management in 1924. Although not public until 1928, the MFS Massachusetts Investors Fund provided a way for select investors to pool their money together. The idea behind creating this investment was to allow a group of small investors ...
  18. I just opened an IRA. What can I do to help my money grow?

    For individuals who are just starting to save, certificates of deposit can be a good place to start, but the interest rates are usually low.You may want to speak with the investment advisor at your bank about the investment options available to you. The investment advisor may recommend investment options ...
  19. One of my stocks missed the deadline to file its quarterly financial statements. ...

    The date and time that a company releases its earnings is very important because investors looking to buy or sell the particular security are counting on the information to help make a decision. When the earnings are released, the price of the security is almost always affected if it differs from the ...
  20. How does the American Housing Rescue and Foreclosure Prevention Act of 2008 affect ...

    The passage of the American Housing Rescue and Foreclosure Prevention Act of 2008 at the end of July 2008 made about $15 billion of tax incentives available to Americans impacted by the mortgage crisis. (See our feature Subprime Mortgages for more on the subprime meltdown.)The largest implication of ...
  21. What's the best kind of IRA for a 20-something?

    There probably is no 100% correct answer here, but let's break it down. Suppose that you are 23, you've been working for a couple of years and are now earning $50,000 per year. For 2008, you can contribute up to $5,000 to an IRA (Traditional, Roth or a combination of both).
  22. What are elves?

    Elves are used to describe the technical analysts that are guests of the PBS show Wall Street Week. The job of these technical analysts is to try to tell the viewers their predictions and trends of the stock market. The elves index was the index Wall Street Week used to predict stock market trends.
  23. Be Mortgage-Free Faster

    Getting rid of this debt faster has bigger benefits than you might think.
  24. What are the Gnomes of Zurich?

    The "Gnomes of Zurich" is a euphemism for Swiss bankers. The name is meant as an insult because gnomes, most often found in fairy tales and legends, traditionally are regarded as secretive and greedy. And, Zurich - Switzerland's financial hub - is home to a high number of Swiss banks, which have been ...
  25. Choosing The Winners In The Click-And-Mortar Game

    E-tailing has changed the way consumers do nearly everything. Do you know how to pick the best retailer?
  26. What is dead money?

    Dead money is a common term used on Wall Street to describe money that does not earn a return for an investor. It could be money stashed in a mattress, non-interest yielding checking account or a security that does not yield returns. Any money or investment that does not grow or yield gains for the investor ...
  27. From The Printing Press To The Internet

    Find out how this invention contributed to the development and evolution of the U.S. economy.
  28. What are the "big uglies"?

    The big uglies are stocks that the investing public does not find attractive. Industrial companies like steel, mining and oil are considered big uglies because investors favor the more contemporary investment opportunities, like those in the technology sector.
  29. Can I return funds to my Traditional IRA after taking a distribution?

    If you take a distribution from your Traditional IRA, you can roll over the amount to the same Traditional IRA or another Traditional IRA, provided the following requirements are met: The rollover is completed within 60 days of receiving the distribution.
  30. Make Ex-Dividends Work For You

    Find out how to keep your dividends out of the tax man's hands.
  31. Boomers: Twisting The Retirement Mindset

    This generation must take a whole new approach to post-work planning.
  32. Would You Profit As A Day Trader?

    Market timing is surrounded by controversy, but does it work?
  33. Blending Technical And Fundamental Analysis

    Find out how you can combine the best of both strategies to better understand the markets.
  34. Investigating The Stock Premium Puzzle

    The Three-Factor Model tries to demystify the baffling small-cap and value return premiums.
  35. Generational Marketing: Harvest The Whole Family Tree

    Attract new clients by tailoring your message to specific age groups.
  36. 10 Insurance Tips For Homeowners

    Here are ten ways to make sure you get the right home insurance coverage and compensation for your property.
  37. Pursuing Alpha In A Well-Diversified IRA

    This strategy is not as complex as some investment gurus would like you to believe.
  38. Darvas Box Traps Elusive Returns

    Follow a modern trade to see how this old strategy still captures profits today.
  39. Tips For Boosting Your Business

    Find out how butter up new clients, build up old files and better your bottom line.
  40. Understand Your Role In The Investing Process

    Knowing what to expect when managing your assets will help you achieve your financial goals.
  41. Targeted-Distribution Funds May Crack Nest Eggs

    These funds can help replace an employer pension, but you have to know the risks.
  42. Pencil In Profits In Any Market With A Calendar Spread

    This options spread strategy provides many advantages over plain old puts and calls.
  43. Small Business: It's All About Relationships

    Rather than be a jack-of-all-trades, an owner should rely on a network of trusted experts.
  44. Leaving Inheritance To Children Easier Said Than Done

    Consider your own retirement needs when deciding whether to leave an inheritance.
  45. Socially Responsible Investing Vs. Sin Stocks

    Can your principles make you richer or poorer? Find out if it pays pick your portfolio based on ethics.
  46. The History Of Consumer Credit Rights

    The Fair Credit Billing Act of 1974 gave consumers the power to dispute credit card charges.
  47. Tic-Tac-Toeing Your Way To Better Returns

    Point-and-figure charts eliminate the noise surrounding a stock to help you determine where it's headed.
  48. Cut Your Bank Fees

    Find out how to get the bank to pay you for using their services, not the other way around.
  49. Dialing In On The Credit Crisis

    Would a similar crisis have occurred if iPhone investors were offered the same loan options as homeowners?
  50. Starting A Small Business In Tough Economic Times

    We provide 6 tips for creating a winning business in a losing economy.
Save Money
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    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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