Credit & Loans

Every penny that you keep out of the liability side of the net worth equation essentially ends up on the asset side.

Watch out for these costly mistakes while in school.

The peer-to-peer lending industry continues to flourish. What does this mean for the future of loans from banks?

This article looks at short-term borrowing and why low-income citizens should avoid it.

Although payday loans may seem like an attractive option in a pinch, they may also leave you worse off in the long run.

In many circumstances, a reverse mortgage can be a risk to your financial security. Here are six dangers you should consider before signing on the bottom line.

You might be suprised to learn that after reaching certain criteria, your PMI will be automatically cancelled.

Find out which of the five profiles fits your style, and how this will affect your future.

Understanding how the foreclosure process normally works - and how it dysfunctions in today’s market - will help you avoid becoming a victim.

To repay debt or invest, that is the question. These two important financial goals battle head-to-head to determine which is really more important.

Debit cards are more widely accepted and provide better fraud protection than in the past.

Debt is one of the biggest obstacles that prevents people from investing - but it shouldn't be.

There are numerous government programs available for people who need financial help recovering from a household disaster.

Small business owners need to know what’s going on in the credit card world if they want to maximize profits and ultimately avoid going belly up.

Here are some common sense tips for getting over the financial holiday hangover.

Credit scores indicate past behavior but don't necessarily reflect present or future behavior, so don't judge you partner solely on credit.

American college graduates are facing an increasing amount of student loan debt. There are new rules for repaying that debt. Here's what you need to know.

Are you on track to post-work bliss? We'll tell you how to find out.

Here are some estimates of what your net worth should be at certain stages of your life, depending on how much you earn for income.

From new technology to improved safety features, here are some updates you can expect to see in 2013.

Even if you are a student and aren't earning income, you still need to be aware of your net worth.

Here's an analysis of how to adjust liabilities and assets to improve net worth.

These tips will have you singing "Joy to the World" well into the New Year.

Putting your finances in order should be one of your top priorities before traveling out of the country.

Mortgage-backed securities can offer monthly income, a fixed interest rate and even government backing.

Holiday expenses can drown you in debt. Find out how to avoid this festive spending hangover.

From increased spending to interest rates, here are some reasons American's credit card debt levels are still rising.

Mortgage brokers may be able to find you the loan of your dreams, but you should consider the potential downsides before hiring one.

There are two sources of financing for small businesses: debt and equity financing. This article explains both.

Learn what happens when an individual or an organization files for bankruptcy.

This article discusses things you may want to include on your financial bucket list.

Loan applications are increasingly being rejected because of lender overlays.

Learn how to avoid these lesser-known mistakes that could harm your credit score.

Learn how to avoid the bad habits that keep the average young adult from saving.

There's a growing trend of retiring baby boomers staying in debt in order to maintain their current lifestyles.

Filing for bankruptcy in your 20s is a bad idea. You could miss out on job opportunities and even lose your home.

This coverage can keep you from defaulting on your loans when you're in financial trouble.

A family limited partnership (FLP) can go a long way toward securing your family's property.

Smart cards may offer new ways for thieves to steal your identity.

Discover why this simple calculation can determine whether or not you are eligibe for a loan.

Find out how you can make use of that excess cash and improve your financial situation.

Employers may look into more than you might think before deciding whether or not to hire you.