Credit & Loans

Understanding how the foreclosure process normally works - and how it dysfunctions in today’s market - will help you avoid becoming a victim.

To repay debt or invest, that is the question. These two important financial goals battle head-to-head to determine which is really more important.

Debit cards are more widely accepted and provide better fraud protection than in the past.

Debt is one of the biggest obstacles that prevents people from investing - but it shouldn't be.

There are numerous government programs available for people who need financial help recovering from a household disaster.

Small business owners need to know what’s going on in the credit card world if they want to maximize profits and ultimately avoid going belly up.

Here are some common sense tips for getting over the financial holiday hangover.

Your credit report is almost like a report card for your debt history. It shows your personal information, including name and address. It also lists all your creditors with current balances, those with paid-off balances from the last 7-10 years, and those accounts that are in arrears.

Credit scores indicate past behavior but don't necessarily reflect present or future behavior, so don't judge you partner solely on credit.

Your eligibility for student loan forgiveness depends on the type of student loan in question. If you have a federal Stafford loan, you may be able to get all or part of your loan forgiven through certain types of volunteer work, public service, military service or medical practice.By volunteering through ...

American college graduates are facing an increasing amount of student loan debt. There are new rules for repaying that debt. Here's what you need to know.

Are you on track to post-work bliss? We'll tell you how to find out.

Here are some estimates of what your net worth should be at certain stages of your life, depending on how much you earn for income.

From new technology to improved safety features, here are some updates you can expect to see in 2013.

Even if you are a student and aren't earning income, you still need to be aware of your net worth.

Here's an analysis of how to adjust liabilities and assets to improve net worth.

Putting your finances in order should be one of your top priorities before traveling out of the country.

These tips will have you singing "Joy to the World" well into the New Year.

Holiday expenses can drown you in debt. Find out how to avoid this festive spending hangover.

Paying off your mortgage in a reasonable amount of time can result in financial security and freedom.

From increased spending to interest rates, here are some reasons American's credit card debt levels are still rising.

It really depends on numerous factors - what stage of life you are at, your spending and saving habits, the stability of your job and your career prospects, your financial obligations and so on. But to keep it simple, let's assume that you are employed in a stable occupation, have no extravagant habits ...

Mortgage brokers may be able to find you the loan of your dreams, but you should consider the potential downsides before hiring one.

There are two sources of financing for small businesses: debt and equity financing. This article explains both.

Learn what happens when an individual or an organization files for bankruptcy.

This article discusses things you may want to include on your financial bucket list.

Loan applications are increasingly being rejected because of lender overlays.

The bad news for consumers is that, typically, utility bills only appear on a credit report when they're delinquent. In most states, providers aren't obligated to regularly report payment histories to the major credit bureaus – in fact, there are significant disincentives for doing so.

Learn how to avoid these lesser-known mistakes that could harm your credit score.

Learn how to avoid the bad habits that keep the average young adult from saving.

There's a growing trend of retiring baby boomers staying in debt in order to maintain their current lifestyles.

Filing for bankruptcy in your 20s is a bad idea. You could miss out on job opportunities and even lose your home.

Canadians may want to take a closer look at their housing market, lest it experience the same problems as the United States'.

You can go to college without going broke, but it may take an unconventional approach.

Smart cards may offer new ways for thieves to steal your identity.

A family limited partnership (FLP) can go a long way toward securing your family's property.

This coverage can keep you from defaulting on your loans when you're in financial trouble.

Discover why this simple calculation can determine whether or not you are eligibe for a loan.

When it comes to picking out a credit card, there are number of factors to consider. From annual fees to perks like cash back and airplane miles, every credit card account is different. Perhaps the biggest factor consumers should focus on is the card's interest rate. Expressed as an annual percentage ...

Find out how you can make use of that excess cash and improve your financial situation.

Employers may look into more than you might think before deciding whether or not to hire you.

If you're being harassed by a debt-collection agency, you can take charge. Find out how.

Home appraisals are an unbiased way to determine a home's value. Here is what you need to know about obtaining one.

If a credit card company changes its terms, you could pay a steep price. Find out how to stay informed.

Learn more about this method of borrowing money against the value of your home.

Here are some scholarships that may be attainable for those of us who aren't star athletes or honors students.

The costs associated with a deed transfer will vary by state and by how the transfer is accomplished. Filing a deed yourself may be the cheapest method, but it will require quite a bit of homework to ensure you have filled out and correctly filed the appropriate paperwork.