Credit & Loans

Learn how to avoid these lesser-known mistakes that could harm your credit score.

Learn how to avoid the bad habits that keep the average young adult from saving.

There's a growing trend of retiring baby boomers staying in debt in order to maintain their current lifestyles.

Filing for bankruptcy in your 20s is a bad idea. You could miss out on job opportunities and even lose your home.

You can go to college without going broke, but it may take an unconventional approach.

Smart cards may offer new ways for thieves to steal your identity.

This coverage can keep you from defaulting on your loans when you're in financial trouble.

Discover why this simple calculation can determine whether or not you are eligibe for a loan.

When it comes to picking out a credit card, there are number of factors to consider. From annual fees to perks like cash back and airplane miles, every credit card account is different. Perhaps the biggest factor consumers should focus on is the card's interest rate. Expressed as an annual percentage ...

Find out how you can make use of that excess cash and improve your financial situation.

Employers may look into more than you might think before deciding whether or not to hire you.

Home appraisals are an unbiased way to determine a home's value. Here is what you need to know about obtaining one.

If you're being harassed by a debt-collection agency, you can take charge. Find out how.

If a credit card company changes its terms, you could pay a steep price. Find out how to stay informed.

Learn more about this method of borrowing money against the value of your home.

Here are some scholarships that may be attainable for those of us who aren't star athletes or honors students.

It can be difficult to determine the best place to find out your credit score. Here are some tips to help you along the way.

Go beyond interest and find out how mortgage points affect your taxable income.

Hired gun not in your budget? Learn to be your own credit counselor.

These five steps can help get you out of debt faster and easier than you'd ever imagined.

A credit score is a numeric expression that helps lenders estimate the risk of extending credit or loaning money to people. The most common credit score is the FICO score, a measurement based on five factors that affect the credit score:Payment History - 35%A history of on-time payments helps improve ...

If using a layaway plan keeps you from having to use your credit card, it could be a smart move.

Soon, there will be another body protecting consumers when it comes to credit scores. Here are some new things to know about getting a credit report in the future.

The CFPB is keeping an eye on the student loan market because it believes it uses the same lending policies as mortgage lenders did during the subprime lending crisis.

Credit repair scams are common in today's debt-reliant world. Don't be a victim!

Learn how to pay less for your home in the long run, or save in the short run.

Putting some plastic in your children's wallets may actually help them - if you do it right.

Strengthen your marriage by discussing these financial pitfalls.

The plastic in your wallet doesn't have to hurt your finances. Learn how to manage it responsibly.

Here's a breakdown of how you can stay out of debt or keep your debt low.

Are future generations in trouble when it comes to how much debt they have? We compare debt between other age groups to find out.

Learn the special considerations mature adults need to make when pursuing a post-secondary education.

Re-amortization is a lesser known alternative to refinancing when it comes to dealing with your mortgage.

With the revelation that one in four U.S. teenagers do not understand the difference between debit and credit, we look at the need for financial education to become a priority for parents and teachers nationwide.

Once you have kids, your ability to save decreases dramatically. There are also a number of things you must do to prepare financially for having a child, such as maintaining a home and having health insurance.

Here is a look at what customers have to do to ensure that loyalty programs help them shop smarter.

Follow these five simple steps to keep your spending under control.

A wide range of rewards credit cards are available for consumers to use toward airfare, hotel bills, rental cars and more.

These credit cards are worth considering for the extra discounts, promotional financing, special sales and discounts on future purchases.

The devil is always in the details! Find out what you're signing yourself up for.

Senior citizens are at a high risk of being victims of identity theft, and they are often easy targets for criminals.

If you are a college student and want to better manage your budget, here are some useful tips.

There are still ways you can build credit with a credit card, even if you have bad credit.

Rising rates mean rising profits for lenders, providing incentive to increase rates whenever possible.

If you are upgrading your home, here are some things you'll need to know so you don't spend more money than you need to.

Many Americans are having a tough time paying their mortgages. Here are some reasons why some homeowners fared better than others during the housing crisis.

Don't wait to be saved, find out where the lifesaving devices are and hang on tight!