Credit & Loans

  1. Should You Invest In Fannie Mae Stock?

    Should You Invest In Fannie Mae Stock?

    If you're risk-adverse, you might want to avoid investing in Fannie Mae. But if you're up for it, high risk could translate ...
  2. The Top Ways to Fund Your New Business

    The Top Ways to Fund Your New Business

    Crowdfunding is no magic bullet for funding a business. However, P2P lending companies have made applying for a personal ...
  3. What is the difference between a state and a federally chartered credit union?

    What is the difference between a state and a federally chartered credit union?

    Learn how federal chartered credit unions are regulated by the NCUA, while state chartered unions are regulated by their ...
  4. Is it legal to invest my student loan money?

    Is it legal to invest my student loan money?

    Take a risk investing student loans and encounter a legal and moral gray area as well as possible financial challenges along ...
  5. What are the different types of reverse mortgages?

    What are the different types of reverse mortgages?

    Discover the three different types of reverse mortgages available to homeowners aged 62 and older and the key similarities ...
  6. What is the difference between an interest rate and an annual percentage rate (APR)?

    What is the difference between an interest rate and an annual percentage rate (APR)?

    Comparing the annual percentage rate (APR) on competing loans help you understand the true cost of the loans and make a wise ...
  7. Are good faith estimates (GFEs) accurate?

    Are good faith estimates (GFEs) accurate?

    Learn how federal guidelines regarding good faith estimates protect consumers under the revised 2010 version of the Real ...
  8. How do I fix an error on my credit report?

    How do I fix an error on my credit report?

    Take control over your credit report by disputing false claims, accounts and information to the three major credit reporting ...
  9. When did the real estate bubble burst?

    When did the real estate bubble burst?

    Collapsing home prices from subprime mortgage defaults and risky investments on mortgage-backed securities burst the housing ...
  10. How Bank of America Holds 1/8 of All U.S. Deposits

    How Bank of America Holds 1/8 of All U.S. Deposits

    Bank of America isn't America's central bank, but given its size and spread, you could be forgiven this misapprehension.
  11. What is an FHA streamline loan?

    What is an FHA streamline loan?

    Refinance your high interest rate mortgage with an FHA streamline; the process is quick and easy and can work for most existing ...
  12. JPMorgan Chase: Too Big (And Profitable) To Fail

    JPMorgan Chase: Too Big (And Profitable) To Fail

    If there's any bank that's too big to fail, JPMorgan Chase & Co. may very well be the best example. Just look at its return ...
  13. What alternatives are there to a reverse mortgage?

    What alternatives are there to a reverse mortgage?

    Unlock the money tied up in your home with alternatives to a reverse mortgage, such as downsizing, selling your home or refinancing.
  14. What real estate documents need to be recorded?

    What real estate documents need to be recorded?

    Learn how recording documents on real estate transactions, such as deeds, mortgages, easements and taxes, help ensure proper ...
  15. How can I make equity investments in real estate?

    How can I make equity investments in real estate?

    Invest in real estate equity through buying and selling real property or through other more liquid investments like real ...
  16. What is the difference between a fixed annual percentage rate (APR) and a variable ...

    What is the difference between a fixed annual percentage rate (APR) and a variable ...

    Fixed ARP and variable APR loans operate differently but serve the same purpose: to collect interest from a borrower so the ...
  17. How Wells Fargo Became The Biggest Bank In America

    How Wells Fargo Became The Biggest Bank In America

    How does WFC make money? They lend it out at a higher rate than they borrow it at. Simple, right? But the real story is how ...
  18. The Pros And Cons Of Refinancing A Mortgage Loan

    The Pros And Cons Of Refinancing A Mortgage Loan

    Current refinance rates are at all-time lows; as such, refinancing a mortgage is more attractive than ever before.
  19. How To Refinance When You Are Self-Employed

    How To Refinance When You Are Self-Employed

    Refinancing is complicated, uncertain, nerve-wracking, time-consuming and expensive - here are tips on how to do it when ...
  20. What You Need To Know About Fannie Mae Mortgages

    What You Need To Know About Fannie Mae Mortgages

    Considering a Fannie Mae mortgage loan? Here's what you should know, from size limits and rates, to required documents.
  21. Entrepreneur Vs. Small Business Owner, Defined

    Entrepreneur Vs. Small Business Owner, Defined

    An entrepreneur is different from a small business owner, and requires a different temperament.
  22. 5 Ways Your Partner Can Ruin Your Credit

    5 Ways Your Partner Can Ruin Your Credit

    Financial disagreement is one of the top reasons couples split, and often after one person has ruined the other's finances. ...
  23. Comparing Credit Card Companies

    Comparing Credit Card Companies

    The four main credit card networks all have distinct strengths and drawbacks. Be sure you understand their unique traits ...
  24. How To Score A Private Student Loan

    How To Score A Private Student Loan

    Think of private student loans as a last resort to pay for college – they cost more than other types. Here's how to find ...
  25. Credit Card Or Cash?

    Credit Card Or Cash?

    Credit cards are convenient to use, but not always the best choice. Here are 5 times you shouldn't pay with a credit card ...
  26. Fed's Discount Rate

    Fed's Discount Rate

    The Federal discount rate is the amount of interest a central bank charges private banks for short-term loans.
  27. Insurance Tips For Homeowners

    Insurance Tips For Homeowners

    Use these simple ideas to save money and get better coverage for your house.
  28. Why You Don’t Need Mortgage Protection Life Insurance

    Why You Don’t Need Mortgage Protection Life Insurance

    Mortgage protection life insurance sounds great in concept - a guarantee that your mortgage will be paid off if you die unexpectedly. ...
  29. Health Insurance Tips For College Students

    Health Insurance Tips For College Students

    Why buy for health insurance when your parents' policy can cover you? Read on to avoid paying twice.
  30. Credit Card Arbitrage: Free Money Or Dangerous Gamble?

    Credit Card Arbitrage: Free Money Or Dangerous Gamble?

    Credit card arbitrage is a way to make some money, but it's a major gamble with devastating risks.
  31. To Invest Or To Reduce Debt, That's The Question

    To Invest Or To Reduce Debt, That's The Question

    Find out how you can make use of that excess cash and improve your financial situation.
  32. Financing Options For Buyers Of Foreclosed Homes

    Financing Options For Buyers Of Foreclosed Homes

    While the upcoming retirement of Fannie Mae’s HomePath program is sad news for those wanting a foreclosed home, check out ...
  33. 7 Tips To Bounce Back From A Credit Score Disaster

    7 Tips To Bounce Back From A Credit Score Disaster

    Find out how to repair bad credit in seven simple steps.
  34. 8 Steps To An Organized Financial Life

    8 Steps To An Organized Financial Life

    Check out these eight easy steps that can help you take the confusion out of your personal finances
  35. 5 Risky Mortgages To Avoid

    5 Risky Mortgages To Avoid

    There are plenty of ways to end up with a bad mortgage. The risks of these five should make every homebuyer think twice before ...
  36. 4 Steps To Attaining A Mortgage

    4 Steps To Attaining A Mortgage

    It starts with knowing your choices as well as your price range. We show you how to get there.
  37. Consumer Protection Laws You Need To Know

    Consumer Protection Laws You Need To Know

    Knowing these which consumer protection law can help you in particular situations can save you time, money and stress.
  38. 7 Tips For Closing A Credit Card

    7 Tips For Closing A Credit Card

    Closing a credit card can help improve your credit score by freeing up your available credit or getting out of a high interest ...
  39. You Can't Live On Love

    You Can't Live On Love

    If your head is in the clouds, check out this down-to-earth financial advice for couples.
  40. 9 Ways To Go Bankrupt

    9 Ways To Go Bankrupt

    It may seem obvious, anyone who continuously spends more than they are making will be facing bankruptcy in no time. But there ...
  41. Top 6 Mindless Money Wasters

    Top 6 Mindless Money Wasters

    If you'd like to save more money, first you'll need to conquer the first step: coming up with the cash.
  42. Credit Scams To Watch Out For

    Credit Scams To Watch Out For

    More than 30 million people were victims of fraud in 2007. Will you be next?
  43. ARMed And Dangerous

    ARMed And Dangerous

    In a climate of rising interest rates, having an adjustable-rate mortgage can be risky.
  44. The Income Property: Your Late-In-Life Retirement Plan

    The Income Property: Your Late-In-Life Retirement Plan

    You're nearing retirement age and you don't have the nest egg you need. Here's how an income property can help you make up ...
  45. How Gen Y Can Avoid Working Forever

    How Gen Y Can Avoid Working Forever

    Despite tough odds, Gen Y has time to build a strong future with more control over their lives than earlier generations. ...
  46. The Beginner's Guide To Homeowners' Insurance

    The Beginner's Guide To Homeowners' Insurance

    Discover everything new homeowners need to know before they sign on the dotted line.
  47. Financing Basics For First-Time Homebuyers

    Financing Basics For First-Time Homebuyers

    If you're looking to get your first mortgage, there are many financing options available.
  48. The Credit Card Chip: What Travelers Must Know

    The Credit Card Chip: What Travelers Must Know

    Credit cards in the U.S are just getting ENV technology, which embeds a smart chip in your credit card. Here's how to avoid ...
  49. 10 Hurdles To Closing On A New Home

    10 Hurdles To Closing On A New Home

    It's the biggest purchase of your life - find out what can go wrong before you even close the deal.
  50. Tired Of Banks? Try A Credit Union

    Tired Of Banks? Try A Credit Union

    These nonprofit organizations can provide a range of services for lower fees.
Save Money
  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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