Credit & Loans

  1. How can I make equity investments in real estate?

    How can I make equity investments in real estate?

    Invest in real estate equity through buying and selling real property or through other more liquid investments like real ...
  2. What is the difference between a fixed annual percentage rate (APR) and a variable ...

    What is the difference between a fixed annual percentage rate (APR) and a variable ...

    Fixed ARP and variable APR loans operate differently but serve the same purpose: to collect interest from a borrower so the ...
  3. How Wells Fargo Became The Biggest Bank In America

    How Wells Fargo Became The Biggest Bank In America

    How does WFC make money? They lend it out at a higher rate than they borrow it at. Simple, right? But the real story is how ...
  4. The Pros And Cons Of Refinancing A Mortgage Loan

    The Pros And Cons Of Refinancing A Mortgage Loan

    Current refinance rates are at all-time lows; as such, refinancing a mortgage is more attractive than ever before.
  5. How To Refinance When You Are Self-Employed

    How To Refinance When You Are Self-Employed

    Refinancing is complicated, uncertain, nerve-wracking, time-consuming and expensive - here are tips on how to do it when ...
  6. What You Need To Know About Fannie Mae Mortgages

    What You Need To Know About Fannie Mae Mortgages

    Considering a Fannie Mae mortgage loan? Here's what you should know, from size limits and rates, to required documents.
  7. Entrepreneur Vs. Small Business Owner, Defined

    Entrepreneur Vs. Small Business Owner, Defined

    An entrepreneur is different from a small business owner, and requires a different temperament.
  8. 5 Ways Your Partner Can Ruin Your Credit

    5 Ways Your Partner Can Ruin Your Credit

    Financial disagreement is one of the top reasons couples split, and often after one person has ruined the other's finances. ...
  9. Comparing Credit Card Companies

    Comparing Credit Card Companies

    The four main credit card networks all have distinct strengths and drawbacks. Be sure you understand their unique traits ...
  10. How To Score A Private Student Loan

    How To Score A Private Student Loan

    Think of private student loans as a last resort to pay for college – they cost more than other types. Here's how to find ...
  11. Credit Card Or Cash?

    Credit Card Or Cash?

    Credit cards are convenient to use, but not always the best choice. Here are 5 times you shouldn't pay with a credit card ...
  12. Fed's Discount Rate

    Fed's Discount Rate

    The Federal discount rate is the amount of interest a central bank charges private banks for short-term loans.
  13. Insurance Tips For Homeowners

    Insurance Tips For Homeowners

    Use these simple ideas to save money and get better coverage for your house.
  14. Health Insurance Tips For College Students

    Health Insurance Tips For College Students

    Why buy for health insurance when your parents' policy can cover you? Read on to avoid paying twice.
  15. Why You Don’t Need Mortgage Protection Life Insurance

    Why You Don’t Need Mortgage Protection Life Insurance

    Mortgage protection life insurance sounds great in concept - a guarantee that your mortgage will be paid off if you die unexpectedly. ...
  16. To Invest Or To Reduce Debt, That's The Question

    To Invest Or To Reduce Debt, That's The Question

    Find out how you can make use of that excess cash and improve your financial situation.
  17. Financing Options For Buyers Of Foreclosed Homes

    Financing Options For Buyers Of Foreclosed Homes

    While the upcoming retirement of Fannie Mae’s HomePath program is sad news for those wanting a foreclosed home, check out ...
  18. Credit Card Arbitrage: Free Money Or Dangerous Gamble?

    Credit Card Arbitrage: Free Money Or Dangerous Gamble?

    Credit card arbitrage is a way to make some money, but it's a major gamble with devastating risks.
  19. 7 Tips To Bounce Back From A Credit Score Disaster

    7 Tips To Bounce Back From A Credit Score Disaster

    Find out how to repair bad credit in seven simple steps.
  20. 8 Steps To An Organized Financial Life

    8 Steps To An Organized Financial Life

    Check out these eight easy steps that can help you take the confusion out of your personal finances
  21. 5 Risky Mortgages To Avoid

    5 Risky Mortgages To Avoid

    There are plenty of ways to end up with a bad mortgage. The risks of these five should make every homebuyer think twice before ...
  22. 4 Steps To Attaining A Mortgage

    4 Steps To Attaining A Mortgage

    It starts with knowing your choices as well as your price range. We show you how to get there.
  23. Consumer Protection Laws You Need To Know

    Consumer Protection Laws You Need To Know

    Knowing these which consumer protection law can help you in particular situations can save you time, money and stress.
  24. You Can't Live On Love

    You Can't Live On Love

    If your head is in the clouds, check out this down-to-earth financial advice for couples.
  25. 7 Tips For Closing A Credit Card

    7 Tips For Closing A Credit Card

    Closing a credit card can help improve your credit score by freeing up your available credit or getting out of a high interest ...
  26. 9 Ways To Go Bankrupt

    9 Ways To Go Bankrupt

    It may seem obvious, anyone who continuously spends more than they are making will be facing bankruptcy in no time. But there ...
  27. Top 6 Mindless Money Wasters

    Top 6 Mindless Money Wasters

    If you'd like to save more money, first you'll need to conquer the first step: coming up with the cash.
  28. ARMed And Dangerous

    ARMed And Dangerous

    In a climate of rising interest rates, having an adjustable-rate mortgage can be risky.
  29. Credit Scams To Watch Out For

    Credit Scams To Watch Out For

    More than 30 million people were victims of fraud in 2007. Will you be next?
  30. The Income Property: Your Late-In-Life Retirement Plan

    The Income Property: Your Late-In-Life Retirement Plan

    You're nearing retirement age and you don't have the nest egg you need. Here's how an income property can help you make up ...
  31. How Gen Y Can Avoid Working Forever

    How Gen Y Can Avoid Working Forever

    Despite tough odds, Gen Y has time to build a strong future with more control over their lives than earlier generations. ...
  32. Financing Basics For First-Time Homebuyers

    Financing Basics For First-Time Homebuyers

    If you're looking to get your first mortgage, there are many financing options available.
  33. The Beginner's Guide To Homeowners' Insurance

    The Beginner's Guide To Homeowners' Insurance

    Discover everything new homeowners need to know before they sign on the dotted line.
  34. The Credit Card Chip: What Travelers Must Know

    The Credit Card Chip: What Travelers Must Know

    Credit cards in the U.S are just getting ENV technology, which embeds a smart chip in your credit card. Here's how to avoid ...
  35. 10 Hurdles To Closing On A New Home

    10 Hurdles To Closing On A New Home

    It's the biggest purchase of your life - find out what can go wrong before you even close the deal.
  36. Tired Of Banks? Try A Credit Union

    Tired Of Banks? Try A Credit Union

    These nonprofit organizations can provide a range of services for lower fees.
  37. 10 Habits Of Successful Real Estate Investors

    10 Habits Of Successful Real Estate Investors

    We'll look at ten habits that help real estate investors build a solid real estate portfolio.
  38. 4 Overlooked Homeownership Costs

    4 Overlooked Homeownership Costs

    Mortgage payments aren't the only expense. Find what else you'll be on the hook for.
  39. Foreclosure Opens Doors For Real Estate Investors

    Foreclosure Opens Doors For Real Estate Investors

    Learn how to spot hot properties that you can turn around for a profit.
  40. Top 6 Mortgage Mistakes

    Top 6 Mortgage Mistakes

    These common errors could end in foreclosure.
  41. Debunking 10 Budget Myths

    Debunking 10 Budget Myths

    Putting 10 budget myths in their place
  42. 7 Tips For The Do-It-Yourself Debt Manager

    7 Tips For The Do-It-Yourself Debt Manager

    Take charge of your finances in seven simple steps.
  43. Fannie Mae: What It Does And How It Operates

    Fannie Mae: What It Does And How It Operates

    Chances are that you've heard of Fannie Mae. But do you know what it does and how it operates?
  44. Leveraging Leverage For Bigger Profits

    Leveraging Leverage For Bigger Profits

    Leverage is like fire. Find out how to use it to heat up your investing without burning your portfolio.
  45. Top Tips For Successfully Renting Out Your Home

    Top Tips For Successfully Renting Out Your Home

    Renting out your home can be a great way to ride out a real estate slump - if you do it right.
  46. The Causes And Effects Of Credit Shocks

    The Causes And Effects Of Credit Shocks

    These shocks cycle through history. Find out what you need to know to avoid the alarm bells.
  47. How To Dispute A Credit Card Charge

    How To Dispute A Credit Card Charge

    Follow these steps if you've been ripped off or spot an error on your bill.
  48. Watch Out For Changes In Credit Card Agreements

    Watch Out For Changes In Credit Card Agreements

    If a credit card company changes its terms, you could pay a steep price. Find out how to stay informed.
  49. Drawbacks Of Travel Reward Programs

    Drawbacks Of Travel Reward Programs

    These nearly universal loyalty programs can have handy perks, but they're not a free ride.
  50. FICO Or FAKO? The Limitations of Free Credit Scores

    FICO Or FAKO? The Limitations of Free Credit Scores

    There's something you should know about the scores you get from free credit scoring services: They usually are not the same ...
Save Money
  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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