Credit & Loans

  1. How To Rent Your Home So You Can Pay Your Mortgage

    How To Rent Your Home So You Can Pay Your Mortgage

    If you own your home, but temporarily can’t afford the payments, and can’t a find cheaper place to live, temporarily renting ...
  2. Why Americans Still Can't Escape The Recession

    Why Americans Still Can't Escape The Recession

    National statistics indicate that the U.S. economy is finally gaining momentum. So why doesn't it feel that way for many ...
  3. What Is A Corporate Credit Rating?

    What Is A Corporate Credit Rating?

    Is the bond you're buying investment grade, or just junk? Find out how to check the score.
  4. How To Find The Best Mortgage Rates In Your State

    How To Find The Best Mortgage Rates In Your State

    There are plenty of things that you can do to find a rate that will not only make it easier for you to afford a mortgage, ...
  5. Forget McMansions, In-Town Homes Offer Best Values

    Forget McMansions, In-Town Homes Offer Best Values

    Aging baby boomers, Gen X-ers and plugged-in Millennials are seeking the walkable communities of yesteryear. Smaller and ...
  6. New Mortgage Rules For 2014

    New Mortgage Rules For 2014

    New mortgage rules are set to take place next year by the Consumer Financial Protection Bureau, which will make lenders screen ...
  7. Why Emergency Funds Are A Bad Idea

    Why Emergency Funds Are A Bad Idea

    Learn why taking the time to build an emergency fund is a staggeringly inefficient use of the precious and limited resource ...
  8. Financial New Year's Resolutions You Can Keep

    Financial New Year's Resolutions You Can Keep

    Start the year off right by evaluating your financial health and setting impactful and achievable goals.
  9. What To Know Before Buying A Foreclosure

    What To Know Before Buying A Foreclosure

    While foreclosures can be terrific investments, buying a foreclosure can also be a very risky expenditure, one into which ...
  10. What To Expect From The Real Estate Market In 2014

    What To Expect From The Real Estate Market In 2014

    2014 holds some good news for the housing market, with gains in average home prices allowing more and more home owners to ...
  11. The Interest Rates: APR, APY And EAR

    The Interest Rates: APR, APY And EAR

    When most people shop for financial products, all they focus on is the listed interest rate. Human eyes instinctively dismiss ...
  12. How To Lend Money To Family And Not Regret It

    How To Lend Money To Family And Not Regret It

    It’s hard to refuse a family member’s request for a loan, but be sure to go into such arrangements with your eyes open.
  13. What Is Collateral?

    What Is Collateral?

    Collateral is property or other assets that a borrower offers a lender to secure a loan. If the borrower stops making the ...
  14. Why Home Ownership Is Still A Good Idea

    Why Home Ownership Is Still A Good Idea

    Owning a home is still a good decision for many people and can be an important part of a long-term financial strategy.
  15. How Paying For College Begins Well Before Freshman Year

    How Paying For College Begins Well Before Freshman Year

    Don't overlook the hidden real costs of paying for college, especially those early expenses that mount while your child is ...
  16. Five Rules To Improve Your Financial Health

    Five Rules To Improve Your Financial Health

    Learn five broad personal finance rules that can help get you on track to achieving specific financial goals.
  17. Contingency Clauses In Home Purchase Contracts

    Contingency Clauses In Home Purchase Contracts

    Here, we introduce widely used contingency clauses in home purchase contracts and how they can benefit both Buyers and Sellers.
  18. Is Foreclosure Ever a Good Idea?

    Is Foreclosure Ever a Good Idea?

    Foreclosing on a home has major ramifications that can last for years, but for some, foreclosure may seem like the only option.
  19. DIY! How To Sell Your House Without A Broker

    DIY! How To Sell Your House Without A Broker

    Thanks to social media sites like Pinterest, people are showing their enthusiasm for DIY, or do-it-yourself projects to save ...
  20. How To Keep Costs Low When Refinancing Your Home

    How To Keep Costs Low When Refinancing Your Home

    With interest rates still being relatively low, now is a great time to capitalize on refinancing your home. Be aware of what ...
  21. How To Properly Research For The Best Mortgage Rate

    How To Properly Research For The Best Mortgage Rate

    You’ve probably been told to shop around for the best rate, but what exactly does that entail? Find out how to ensure you're ...
  22. 4 Credit Card Rewards Gimmicks Revealed

    4 Credit Card Rewards Gimmicks Revealed

    Credit card rewards programs are everywhere, but some are more rewarding than others. Learn to spot the "rewards" that can ...
  23. What Is A Mortgage?

    What Is A Mortgage?

    A mortgage is a loan used to purchase a home, where the property serves as the borrower's collateral.
  24. Financial Risks That Don't Pay Off: The Cost Of Reckless Financial Behavior

    Financial Risks That Don't Pay Off: The Cost Of Reckless Financial Behavior

    Despite the recessions, citizens continue to take financial risks and spend outside of their means without fully appreciating ...
  25. To Rent Or Buy? The Financial Issues

    To Rent Or Buy? The Financial Issues

    Thinking of buying a home? We look at the initial and ongoing costs, as well as the so-called benefits.
  26. Student Financial Aid Changes: FAFSA 2013

    Student Financial Aid Changes: FAFSA 2013

    Here is a look at some of the major changes to FAFSA in 2013 and how they will affect students' financial aid.
  27. A Lousy Investment That May Be A Good Source Of Income

    A Lousy Investment That May Be A Good Source Of Income

    In the past few years reverse mortgages have been heavily marketed as the way to become debt, and worry, free. For some seniors ...
  28. 10 Steps To Help Erase Errors On Your Credit Report

    10 Steps To Help Erase Errors On Your Credit Report

    According to a study conducted by the Federal Trade Commission, one in four consumers identified errors on their reports ...
  29. How To Break Your Bad Financial Habits

    How To Break Your Bad Financial Habits

    If the current level of economic growth is to be maintained and improved upon, citizens must play their part by practicing ...
  30. How To Reduce Your Debts Without Spending Unnecessarily

    How To Reduce Your Debts Without Spending Unnecessarily

    While it is not possible to repay your debts without investing money into the process, you should avoid spending unnecessary ...
  31. The Basics Of Lines Of Credit

    The Basics Of Lines Of Credit

    Lines of credit are potentially useful hybrids of credit cards and normal loans. Learn how a line of credit can help (and ...
  32. Should You Borrow Money To Make Investments?

    Should You Borrow Money To Make Investments?

    It's high time investors heed the yellow caution flags waving in front of their margin accounts. Much like the NASCAR driver ...
  33. Retail Banking Vs. Corporate Banking

    Retail Banking Vs. Corporate Banking

    Retail banking refers to the division of a bank that deals directly with retail customers. Also known as consumer banking ...
  34. Why You Shouldn't Worry Too Much About New Student Loan Rates

    Why You Shouldn't Worry Too Much About New Student Loan Rates

    A new federal loan interest rate went into effect on Monday, doubling from the previous rate of 3.4% to 6.8%. Despite the ...
  35. How Your VantageScore Credit Report Is Calculated

    How Your VantageScore Credit Report Is Calculated

    Deficiencies in the FICO credit report have led to the creation of a new credit scoring system - the Vantagescore. Find out ...
  36. Is Higher Education Still A Good Investment?

    Is Higher Education Still A Good Investment?

    Rising tuition fees and an ailing job market continue to perpetuate a cycle of spiralling student debt and lost opportunities. ...
  37. Consequences Of Maxing Out Your Credit Card

    Consequences Of Maxing Out Your Credit Card

    With the average credit card holder owning 3.5 cards, it’s important to manage and keep track of purchases made with your ...
  38. 5 Tips For Getting Your Bank Loan Approved

    5 Tips For Getting Your Bank Loan Approved

    Find out how to present the perfect, complete package for your lender and increase your chances of gettinga loan approved.
  39. Banker's Acceptance 101

    Banker's Acceptance 101

    A banker's acceptance, a common way of financing international trade activity, provides a relatively safe, short-term vehicle ...
  40. How Interest Rates Affect The Housing Market

    How Interest Rates Affect The Housing Market

    Understand how rate changes can affect home prices, and learn how you can keep up.
  41. 4 Reasons Why Your Credit Card Company Thinks Your Card Is Stolen

    4 Reasons Why Your Credit Card Company Thinks Your Card Is Stolen

    Find out the most common reasons the bank will fear your credit card has been stolen ... even when it hasn't.
  42. 5 Secrets Credit Card Companies Don’t Want You To Know

    5 Secrets Credit Card Companies Don’t Want You To Know

    Find out some of the ways you can lessen your interest payments and avoid other unnecessary penalties that lurk in the fine ...
  43. Can't Get A Bank Loan? Turn To Your Neighbor

    Can't Get A Bank Loan? Turn To Your Neighbor

    Peer-to-peer lending can be an inexpensive way to gain access to credit when banks are restricting lending -- but you need ...
  44. How Line of Credit Works

    How Line of Credit Works

    A line of credit is an arrangement where a bank offers a maximum loan amount that the borrower can draw upon at any time. ...
  45. The Smith Maneuver: A Canadian Mortgage Tax-Deductible Plan

    The Smith Maneuver: A Canadian Mortgage Tax-Deductible Plan

    Canadian mortgages aren’t tax-deductible like the U.S.-based mortgages, but there's a way around this hurdle.
  46. 6 Tips For Selling Your Home Fast

    6 Tips For Selling Your Home Fast

    Find out what you can do to stand out from the competition and make your home an easy sell.
  47. Financial Career Options For Professionals

    Financial Career Options For Professionals

    Find out if spreading your wings to try a new career will make you soar or fall flat.
  48. What's On A Consumer Credit Report?

    What's On A Consumer Credit Report?

    A look at the various components and considerations that go into one's credit report and credit score.
  49. 7 Unconventional Ways Businesses Can Borrow Money

    7 Unconventional Ways Businesses Can Borrow Money

    Find out how your business can get the money it needs - even when the bank says "no".
  50. 5 Smart Ways To Use Your Tax Return

    5 Smart Ways To Use Your Tax Return

    This year, find out how to stretch your tax refund further to strengthen your future.
Save Money
  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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