Credit & Loans

  1. Retail Banking Vs. Corporate Banking

    Retail banking is the visible face of banking to the general public. Corporate banking, also known as business banking, refers ...
  2. How To Prevent A Tax Hit When Selling A Rental Property

    Rental property ownership has its benefits but when selling you can face a big tax hit. Thankfully there are ways to reduce ...
  3. 4 Mortgage Calculators that Include Taxes and Insurance

    Discover four websites that offer mortgage calculators that include property taxes and homeowners insurance cost along with ...
  4. How Does a CareCredit Healthcare Credit Card Work?

    Healthcare credit cards can help you handle hefty medical bills. A closer look at CareCredit, the largest card provider, ...
  5. KBWB: PowerShares KBW Bank ETF

    Consider an examination and analysis of the PowerShares KBW Bank Portfolio ETF, considered one of the primary financial sector ...
  6. Parents: Beware of Taking Out a Direct PLUS Loan

    Direct PLUS loans are heavily advertised to parents who want to help support the financial costs of their child's education, ...
  7. Reasons to Get Your Personal Finances in Order Before Starting a Business

    Learn four good reasons to get your financial house in order before opening shop. Review a checklist of financial items to ...
  8. All About Student Loans

    Student loans bridge the gap between college savings, scholarships and earnings from part-time work.
  9. This Is How Property Taxes Are Calculated

    Understanding how property taxes work will ensure that you won't be overcharged.
  10. Buying a Home? The Best Places Share this Feature

    The most lucrative areas to invest in a home are cities where job growth is robust.
  11. How to Invest When You Buy Your First Home

    Homeownership isn't cheap these days thanks to the down payment and closing costs. Savers who are putting away money have ...
  12. The Best Banking Services for Your Business

    Find out which banking services can offer a small business the best opportunities for reducing cost and fraud while managing ...
  13. What's a Debtor?

    A debtor​ is an individual or company that owes money.
  14. 12 Things You Don’t Know About Your Credit Report

    A good credit score is essential to securing a mortgage, obtaining a car, and getting other types of loans. But do you know ...
  15. Should You Get a Reverse Mortgage?

    A reverse mortgage allows seniors to take advantage of the equity in their home. But is it a good idea?
  16. What's a Special Warranty Deed?

    A special warranty deed is a deed in which the seller guarantees the title only against defects that occurred during his ...
  17. What Is A Good Credit Score?

    A good question to ask is how high does your score need to be to get you the best interest rates and similar kinds of perks?
  18. What Lenders Look At On Your Credit Report

    What do lenders consider when they look at your credit report? Several things, including your income and payment history. ...
  19. When Is Buying A Car Better Than Leasing?

    People who lease a car are often more concerned with the short-term picture.
  20. Your Guide To Chapter 7 Bankruptcy

    Filing for Chapter 7 bankruptcy triggers an automatic stay that forbids businesses from collecting on your debt, or suing ...
  21. 5 Reasons to Quit Corporate & Run a Small Business

    You're in a corporate job but itching to flex your entrepreneurial muscles. Here's why taking over a small business can make ...
  22. Can personal loans be transferred to another person?

    Learn whether it is possible to transfer a personal loan to another person, and find out what happens when you default on ...
  23. Are personal loans considered income?

    Learn the various conditions that determine whether or not a personal loan counts as income for the borrower and if it can ...
  24. 4 Ways to Refinance a Home Equity Line of Credit

    There's more than one way to get more affordable monthly payments on your home equity line of credit through refinancing ...
  25. Buying a House Before Selling Your Own: Risks and Considerations

    Learn more about the financial risks and worst case scenarios associated with buying a home before selling your current residence.
  26. Personal Loans: Consider These Alternative Lenders

    Looking for an alternative source of financing for a personal loan? Take a look at these companies.
  27. Selling Your House Before an Interest Rate Hike?

    Learn about the potential advantages and disadvantages of selling a home before or after an increase in the national interest ...
  28. Hedge Funds and Real Estate: Could it Create Another Bubble?

    Learn about the impact hedge funds may have in the creation of a future housing bubble and the factors that contribute to ...
  29. Before you Buy that Home: Shop for the Best Loan

    Before even starting to search for a home, the first thing you need to do is get pre-qualified for a home mortgage.
  30. Starting A Small Business For Less Than $1000

    Here are the top niche businesses which can be started for less than $1000.
  31. Selling Mutual Funds to Pay Off Your Debt

    Find out what you need to consider when evaluating whether selling investments in mutual funds to pay down personal debt ...
  32. The Most Important Factors that Affect Mortgage Rates

    Discover what the most important factors are that affect mortgage interest rates. Factors range from inflation and economic ...
  33. Common Interview Questions for Bank Tellers

    Discover some of the most common questions asked of applicants for bank teller positions and the best answers with which ...
  34. Do FHA loans require escrow accounts?

    Understand how FHA mortgages require escrow accounts for property taxes, homeowners insurance and mortgage insurance premiums ...
  35. Should I Use My IRA to Pay Off My Credit Cards?

    Cashing in an IRA to deal with outstanding credit card balances may not be the best way, but sometimes it's the best available ...
  36. Is An Ivy League Degree Worth It?

    In 600 B.C. Aesop determined that a bird in the hand was worth two in the bush. Warren Buffett claims that this axiom can ...
  37. What a Family Tradition Taught Me About Investing

    We share some lessons from friends and family on saving money and planning for retirement.
  38. Are secured personal loans better than unsecured loans?

    Read about the differences between secured loans and unsecured loans and how they are used. Learn about forms of collateral ...
  39. Can personal loans be included in bankruptcy?

    Read about debts that are dischargeable when filing for bankruptcy. Learn about how personal loans are treated when filing ...
  40. How many free credit reports can you get per year?

    Obtain a free annual credit report online, by phone or via mail. These reports are offered through the Free Annual Credit ...
  41. Do FHA loans have prepayment penalties?

    Learn whether FHA loans have prepayment penalties, and find out the rules governing interest charges when prepaying your ...
  42. Can FHA loans be refinanced?

    Learn whether an FHA loan can be refinanced, find out what types of FHA loan refinancing are available and understand the ...
  43. Best 3 Online Auto Loan Calculators that Include Tax

    Learn where you can find the best auto loan calculators online that include sales tax, and understand the different features ...
  44. Can FHA loans be used for investment property?

    Learn the unique situations in which a home buyer can take advantage of the FHA home loan program to finance an investment ...
  45. 5 Things to Do Before Submitting a Loan Request for Your Startup

    Learn the five key steps to securing a small business startup loan, what documents to present, what personal finance items ...
  46. Is Apple Pay safe and free?

    Learn more about Apple Pay, one of Apple's newest and most metamorphic programs that is changing the way consumers purchase ...
  47. Do FHA loans have private mortgage insurance (PMI)?

    Learn in which instances PMI is required for your FHA loan. Find out when your PMI is no longer necessary and when your lender ...
  48. Does Netspend report to credit bureaus?

    Learn if NetSpend can report your information to a credit bureau and discover what personal information you need to open ...
  49. Can you use your Walmart credit card at Sam's Club?

    Learn how you can use a Walmart credit card at Sam's Club. Sam's Club also takes a variety of other payments and has many ...
  50. Is it possible to get a free credit report from Equifax?

    Learn how you can receive a free credit report from Equifax, and discover what you need to do so you can view your free annual ...
Save Money
  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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