Credit & Loans

  1. Answer These 7 Questions Before Applying for a Loan For Your Startup

    Learn the seven key questions every budding entrepreneur needs to have answers to before sitting down with a lender to discuss ...
  2. Six of the Best Credit Cards for Seniors

    You’re retired, but the expenses don't stop. If you’re looking for a new credit card, which should you choose? Here are six ...
  3. Disney Rewards Visa vs. Disney Premier Visa Card

    Disney lovers, find out which Disney credit card is right for you.
  4. Best 3 Mortgage Calculator Websites for Canadian Residents

    Understand the key features of Canadian mortgages, and discover a few of the best online mortgage calculators for Canadian ...
  5. Business Vs. Consumer Credit Reports: What's the Difference?

    Find out the difference between a business credit report and a personal credit report, and why it should matter for business ...
  6. How to Fund a Start-Up with 401(k) Assets

    A growing number of people have decided that retirement is a great time to start a business. Here are the pros and cons of ...
  7. Government Grants for Women-Owned Businesses

    Explore options for financial grants as a female business owner, and discover helpful resources for alternate ways of funding ...
  8. Best 3 Mortgage Calculator Websites without PMI

    Discover the three best mortgage calculator websites online that do not require you to factor private mortgage insurance ...
  9. Bank of America's 3 Key Financial Ratios (BAC)

    Discover some of the key financial ratios that show the quality of Bank of America's loan portfolio and how profitable the ...
  10. The Best "Buy to Let" Mortgage Calculator Websites

    Understand the features of a buy-to-let mortgage in the United Kingdom, and discover some of the best buy-to-let mortgage ...
  11. Wells Fargo's 3 Key Financial Ratios (WFC)

    Look at some of most important financial ratios for with Wells Fargo & Co. and understand why they are so important for analyzing ...
  12. How To Lend Money To Family And Not Regret It

    Denying a family member’s request for a loan is hard to do, and not too common.
  13. Successful Entrepreneurs on the Worst Advice They've Received

    Here is some of the worst business advice that top entrepreneurs have received.
  14. 3 Disrupters of Retail Banking

    Understand how the retail banking industry operates and why it's becoming outdated. Learn about three disrupters that are ...
  15. 3 Alternative Ways To Save for College

    The cost of college is skyrocketing at a time of record student loan debt. But there are ways to earn a college degree without ...
  16. What Is the Lowest Credit Score?

    Learn about the different types of credit scores available to borrowers, and find out about the lowest scores under each ...
  17. 4 Personal Loans Sources for Fair Credit

    Discover the best places to apply for an unsecured personal loan if you have only fair credit, including information on rates ...
  18. Healthcare Credit Cards: Easy but Risky

    Do you need help paying for a medical procedure? Are you struggling with medical copayments? A healthcare credit card can ...
  19. How To Apply For a Personal Loan

    Learn about different avenues for applying for a personal loan, and learn valuable tips to help you get your personal loan ...
  20. Why Retirees Shouldn’t Use Credit Cards

    Many financial experts discourage credit card use for all consumers, especially retirees.
  21. Detroit Real Estate: Rising From the Ashes?

    The real estate market in Detroit might seem doomed after the city's bankruptcy. But a closer look shows opportunity for ...
  22. Favorite Rewards Credit Cards for 2016

    These credit card companies take different approaches to reward you for making purchases you'd have made anyway. The key ...
  23. How to Lower Refinance Closing Costs

    Refinancing a mortgage can save you money but it isn't free. There are closing costs associated with a refinance and how ...
  24. Can I Afford a House in 2016?

    Start the homebuying process in 2016 before mortgage rates increase. More sellers are expected to list their homes, resulting ...
  25. APR and APY: Why Your Bank Hopes You Can't Tell The Difference

    Banks use these rates to entice borrowers and investors. Find out what you're really getting.
  26. 3 Best Mortgage Calculator Websites for UK Residents

    Identify the features offered by good U.K. mortgage calculators, and learn where you can find some of the best calculators ...
  27. Top 10 Investopedia Personal Finance Stories of 2015

    Every year is the year to start saving money, and 2015 was no different.
  28. What is Love Money?

    Love money is seed money or capital an entrepreneur receives from friends or family to start a business.
  29. What Does a Lender Do?

    A lender provides funds to another with the expectation those funds will be repaid with interest.
  30. The Fair Debt Collection Practices Act (FDCPA)

    The Fair Debt Collection Practices Act, or the FDCPA, prohibits debt collectors from using abusive, unfair or deceptive practices ...
  31. What's an Encumbrance?

    An encumbrance is a claim against a property by another party.
  32. The Power of Major Credit Rating Agencies

    The performance of major independent credit rating agencies is a controversial topic, particularly due to the strength of ...
  33. Lose 10 Pounds Of Overspending

    Bad spending habits are not always obvious. What could you be doing to ensure that your money's going where it should?
  34. Do You Have What It Takes to Sell Your Home?

    Selling your home on your own can save you money. But you'll need market knowledge, marketing skills and the drive to successfully ...
  35. What are Arrears?

    An account is in arrears when one or more required payments have been missed.
  36. Top Unsecured Credit Cards to Build Your Credit

    Conventional wisdom advises you to get a credit card that will help you build positive credit. Here are four that can do ...
  37. 5 Tips to Lower Your Sallie Mae Payments

    Learn the essential tips on how to work with the Sallie Mae Corporation to lower the monthly payments on your private student ...
  38. Best 3 Mortgage Calculator Websites with PMI

    Learn more about all of the factors behind PMI, and discover the three best websites that provide a mortgage calculator that ...
  39. IYR: iShares US Real Estate ETF

    Learn about the iShares US Real Estate fund, which holds shares of equity and nonequity real estate investment trusts incorporated ...
  40. Expert Tips for Cutting Credit Card Debt

    Managing your debt could mean the difference between spending $45,000 or saving $184,000.
  41. Retired? 5 Ways to Boost Your Credit Score Now

    Retirement can mean living on a tighter budget, which is why having great credit is so important. Here's how to ensure your ...
  42. Follow These Rules When Borrowing Money for Your Business

    Learn the new rules to follow when borrowing money for your business. Understanding the do's and don'ts can make all the ...
  43. Why Emergency Funds Are A Bad Idea

    Building an emergency fund is common financial advice. But there are times when it’s not the most prudent move to make.
  44. 5 Reasons Your Credit Score Matters in Retirement

    Don't let your credit score go to hell, just because you're no longer employed full-time. Here are a quintet of reasons why.
  45. Chances That Mortgage Rates Will Decrease Are Low

    Understand why mortgage rates are not likely to decrease in 2016; in fact, most indicators point to modestly rising mortgage ...
  46. When Should You Consider Taking out a HELOC?

    Home equity lines of credit, or HELOCs, have gotten a bum rap since the housing meltdown. But used correctly, they can be ...
  47. What to Do When You Can't Pay Back Your HELOC

    Home equity lines of credit can be a cheap way to tap the equity in your home, but will you risk losing your home if you ...
  48. How to Work With Your Lender if You Can't Pay Your Mortgage

    Homeownership is a dream but when you can't pay your mortgage it becomes a nightmare. In the wake of the housing meltdown ...
  49. How Balloon Payments Work

    30-year mortgage borrowers will typically make equal payments over 30 years until the loan’s principal and interest have ...
  50. All About Government Loans

    There are many reasons to seek a government loan rather than one from a private lender. Government loans typically have low ...
Save Money
  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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