Credit & Loans

With interest rates at all-time lows and major rate hikes around the corner, many experts say the best time to snag a mortgage is right now.

Hidden somewhere in the recently-passed health care bill were also many major changes to the student loan program.

Education bills may not be as stressful as you think - these student tax breaks can help!

Mathematically speaking, walking away can sometimes be the most prudent choice. Find out how to run the numbers.

The real estate market has changed dramatically in the last few years - don't get caught in the cold.

For a happy marriage, a financial separation may be the best solution.

Bankruptcy can be a result of overspending or bad planning, but sometimes, it's no one's fault. Find out how you can avoid it.

Exotic mortgages allow you to decide how much to pay. Find out how much they really cost.

Find out how to repair bad credit in seven simple steps.

Income-based repayment program miscalculating borrower incomes.

Finding out you owe when you expected a refund is a nasty shock. Find out how to cope.

Bankruptcy can be a result of overspending or bad planning, but sometimes, it's no one's fault. Find out how you can avoid it.

Why buy for health insurance when your parents' policy can cover you? Read on to avoid paying twice.

There are a number of factors, aside from cost, that you should think about before buying a new house.

When you're done cleaning out the garage, consider putting some shine on your financial affairs.

We shed light on why consumers decide to use this form of debt and whether it is a good alternative.

The CARD Act of 2009 includes new restrictions for students who want a credit card.

Even with inflation fears, saving money is still sage advice in a recovering economy.

Your retirement may be decades away, but this is no time to procrastinate.

Delinquencies, foreclosures likely to put a damper on 2010 recovery.

The Credit Card Accountability, Responsibility and Disclosure Act of 2009 has brought about new rules to help protect you.

If you're serious about buying a home, cleaning up your credit should be the first item on your agenda. Learn how to get pre-qualified and/or pre-approved for a mortgage, and examine the different types of lenders.

Learn about the debt collection process so you know how to handle it if it happens to you.

I had a plan to pay off my career-changing graduate school debt. Now all I can do is defer payments. Or win the lottery.

Leverage is like fire. Find out how to use it to heat up your investing without burning your portfolio.

What if you used your credit card as a bank account? Believe it or not, this strange strategy could actually work.

Tax rates are going up, so it pays to find sources of income that the tax collector can't touch. Here are 20 of them.

Avoiding loans goes against the norm but it can be possible - and enjoyable.

So many fees are tacked on to a mortgage, that it's easy to pay more than you have to.

Pesky student loans can make your first few years (even decades) of employment difficult. These organizations can make all the difference.

Just because the interest rates are low is no reason to abandon the market completely - there are still plenty of opportunities to make money.

You've done your research and found your dream home - find out what could go wrong and ruin your sale!

Banks use these rates to entice borrowers and investors. Find out what you're really getting.

Carefully checking your purchases can help protect your budget.

Property transactions are complex and subject to specific state/local rules. A professional can simplify the process.

Learn how to spot hot properties that you can turn around for a profit.

If you'd like to save more money, first you'll need to conquer the first step: coming up with the cash.

Just being able to make your credit card payment doesn't cut it. Find out what does.

Fixing a damaged credit score isn't the hardest thing to do, but it does require some dedication.

There are many avenues from which to drum up funding. Find out the pros and cons of each.

This financial decision should only be used as a last resort. Find out how to avoid it.

Outfitting your home with solar power can be a long-term investment, or just a step toward greener living.

Think a new home means no repairs? Think again. Learn about common repair and maintenance items and how to cut your costs.

If you were hard-hit by the real estate crash, you may be wondering when things will get better for you. We show you how to keep tabs.

When you have a tough financial decision to make about your home, make sure you have all the information.

Check out the particulars of an SWP to see if it's the right choice for your retirement.

When interest rates fall, real estate prices tend to increase. Why? Find out here.