Credit & Loans

Given the information they had at the time, these were the worst financial decisions of the year.

Inflation is often a consequence of economic recovery. Here's how you can protect your financial portfolio.

It's the little things that count. This is especially true in the world of finance.

From internet banking to credit unions, it's in your power to cut fees and maximize service.

This emerging type of loan is not just for treehuggers. It rewards you for eco-friendly housing, in the form of cold, hard, cash.

If you are the primary wage earner in your family and you carry a current mortgage on your home, it is important that you consider risk management in the event that something bad were to happen to you. This is especially important if you do not have adequate savings for your family to pay bills and live ...

The most important thing for you to remember if you find that you may not be able to make this month's mortgage payment is to act immediately. You do not want several months to pass without making a payment or taking some initiative towards working out your debt.First, you should contact your lender ...

These loans can be beneficial, but for many borrowers, they present a financial trap.

Use the 5 "W"s to finance your dreams without banking on a second signature.

When your mortgage is more than your house, there are options other than walking away.

This program allows FHA borrowers to reduce monthly mortgage payments through negotiation with lenders.

Smartest credit cards, checking accounts and more.

Outlining last years sales results and economic figures with this years stats and expected sales numbers.

Price appreciation is the biggest factor, but it's not the only thing to consider.

Though the costs of procrastination are not easy to measure, the effects can be financially devastating.

Learn the factors to consider when comparing the different programs offered by various lenders.

These simple projects can add value to your property without taking too much out of your wallet.

Home equity can be a viable financing alternative, but it depends on how you spend the funds.

These cards offer convenience and security, but are they worth it?

In most cases, credit card consolidation is a wise decision if you are able to get a lower interest rate with the new company at no or minimal cost to you. A credit card balance of $15,000 with a 19.9% interest rate could cost you as much as $2,985 in interest charges alone in a year if you continue ...

A decade before Mastercard or Visa existed, the first credit card company was introduced.

Also known as "Primary Mortgage Insurance," PMI is the lenders (banks) protection in the event that you default on your primary mortgage and no longer make payments and the home ends up going into foreclosure. When applying for a home loan, lenders typically require that a borrower provides a 20% down ...

Find out how to get the ball rolling on your future financial security. Then sit back and watch things unfold.

It starts with knowing your choices as well as your price range. We show you how to get there.

You don't need an MBA to learn how to save money and invest in your future.

The typical rule of thumb is that if you can reduce your current interest rate by 0.75-1% or higher then it might make sense to consider a refinancing move. First step is to calculate your monthly savings should you do the refinance, for example:Suppose you have a 30-year fixed rate mortgage loan for ...

It's a tough choice, but some people will be forced to foreclose. Others won't. Find out which factors are likely to make the difference.

The only thing that "joins" the credit of a married couple is the ownership of joint accounts. In other words, if there is a credit card, line of credit, mortgage or loan in both names or one party is an authorized user on one of the other person's account, then the credit report agencies include this ...

Think of yourself as your own little company. To make it run smoothly, you need to take a look at your books.

Foreclosed homes may be financially appealing, but there are many obstacles to consider before buying.

FICO 08 means that certain types of old debt won't affect your credit score, but it's not all good news.

Budgeting your living expenses doesn't have to put you in the poor house. Read on for some tips on efficient money management.

Learn from others and don't fall prey to these financial pitfalls.

If you're looking for a spooky spot this Halloween, these communities boast the most horrifying foreclosure rates in the country

Hidden costs can create what looks like a good deal. Find out how to find the best mortgage possible.

Hold too tightly to this rescue line and you'll soon be drowning in debt.

If you need to borrow money and your credit is making it tough, this new option may be just what you're looking for.

The recession is a wakeup call for students in post-secondary schools.

Buyers with big down payments should get the best mortgage terms. Unfortunately, the equation isn't that simple.

When the economy is down, more people file for bankruptcy. Make sure you know about the changes that have been made to this process.

Before you jump on the plane, understand the rules and regulations in place. Then, enjoy your time studying aborad!

Have you weighed the consequences of your choices against their apparent benefits? In many cases, the answer is no.

Is the bond you're buying investment grade, or just junk? Find out how check the score.

Keep saving when mortgages, marriages and debt demand your attention.

There are laws that can protect, to a certain extent, the value of a home from property taxes and creditors following the homeowner's death. A homestead exemption is a legal doctrine preventing the forced sale of a home and protecting the home's value from property taxes and creditors.

If your identity is stolen, it's critical to act fast. Find out what to do if it happens.

Take charge of your finances and make them work for you.