Credit & Loans

  1. 7 Solutions for Homeowners Struggling with their Mortgage

    If you can't afford your mortgage, don't throw in the towel. You may be able to find a solution that works for your particular ...
  2. Does the IRS report to credit bureaus?

    Understand the relationship between the IRS and the various major credit bureaus. Learn how credit bureaus find out about ...
  3. Why a Credit Card is Better than a Payday Loan

    Compare and contrast credit cards with payday loans, and understand why payday loans should be a last resort when you are ...
  4. Can Sallie Mae loans be consolidated?

    Understand whether Sallie Mae loans can be consolidated. Learn about additional options that can lower the monthly payments ...
  5. How does Sallie Mae disburse funds?

    Understand what Sallie Mae is and how it operates. Learn about the different ways in which Sallie Mae disburses funds to ...
  6. Do Sallie Mae loans go directly to your school?

    Understand the types of financial aid and student loans that Sallie Mae offers college students. Learn when funds are disbursed ...
  7. Are Sallie Mae loans considered federal loans?

    Identify the differences between federal and private student loans, explore the qualities of each type of loan, and find ...
  8. Can Sallie Mae garnish my wages?

    Discover whether or not, and why, private lenders such as Sallie Mae have the ability to garnish a defaulted borrower's wages.
  9. 5 Signs You Need a New Credit Card

    High interest rates, hefty annual fees and poor customer service are among the indications that you have a bad credit card. ...
  10. Tap Your IRA to Pay for Your Kid's College?

    You can raid your retirement account to pay for your child's college education – but should you?
  11. Mortgage Fees That Can Trash Your Refinance Deal

    Before deciding that refinancing your mortgage at a lower interest rate is a good deal, factor all the fees into your calculations.
  12. How can I find out what Sallie Mae's interest rates are?

    Learn how to find fixed and variable interest rates that Sallie Mae charges in its education loans for graduate and undergraduate ...
  13. Can the IRS withhold your tax refund?

    Learn about the instances in which the IRS can levy your federal and state income tax refunds, and find out how the levy ...
  14. This Is How Financial Advisors Can Help with Debt

    Learn how a financial advisor can help you analyze and structure your finances to bring down debt, and how to find the right ...
  15. Best Ways to Send Money to the Phillipines

    When you need to send funds to friends or family in Metro Manila or elsewhere in the Philippines, these four services make ...
  16. Can Sallie Mae report you to a credit bureau?

    Understand how, when and why student loan lenders such as Sallie Mae can report delinquent or defaulted borrowers to a credit ...
  17. What Happens To Your Student Debt If You Die?

    What happens to student debt when you die? It all depends on the lending agency.
  18. How ‘Real’ Is Your Free Score From Credit Karma?

    A free credit score sounds good, but is it worth giving up your personal information to get one online?
  19. Buy a House in the Philippines: A How-To Guide

    Foreign-ownership regulations make it a little tricky, but plan right and you can have a home in paradise.
  20. 4 Ways to Check Credit Card Accounts for Trouble

    Credit cards do offer some protection against fraud, but here are 4 reasons to be vigilant and protect your credit score ...
  21. The Biggest Companies in Silicon Valley (AAPL, GOOGL)

    Understand what types of companies are the most successful in Silicon Valley. Learn about the top six largest Silicon Valley ...
  22. The Best Mortgage Deal (May Not Be What You Think)

    Don't judge a mortgage solely by payment amount. Here's what insiders know about choosing the most advantageous mortgage ...
  23. Can you borrow from a Vanguard 401(k)?

    Learn how Vanguard allows its 401(k) participants to take loans against their account with specific borrowing provisions ...
  24. Special Benefits for First-Time Homebuyers

    To encourage Americans to buy their first homes, the government offers credits and tax breaks. Here's the lowdown on who ...
  25. Credit Cards to Help You Recover from Poor Credit

    A poor credit score can put a huge damper on your finances. Thankfully using the right credit card can help boost your score ...
  26. Is American Express (AXP) a Bargain Right Now?

    AXP has underperformed over the past 12 months. Is this likely to continue or is a rebound in the cards?
  27. Will Paying Off Old Debt Boost Your Credit Score?

    Sometimes, paying off old debts lowers your credit score. That's because of the way FICO works their calculations.
  28. Calculating The Mortgage Interest Tax Deduction

    While the mortgage interest tax deduction is a cherished American tax break, it’s perhaps the most misunderstood aspect of ...
  29. 6 Benefits Of Increasing Your Credit Limit

    Increasing your credit limit means more than just increasing the amount of money you can spend. Here are six more benefits ...
  30. Why Choose an FHA Jumbo Mortgage Over Other Jumbos?

    Housing prices are through the roof in the locale where you’d like to live. How will you afford to buy? One of these home ...
  31. Why the Holidays Are a Good Time to Sell  Your House

    People sell their homes during the spring, but there are benefits to selling during the holidays. Buyers are serious, and ...
  32. What is the Cost of Funds?

    Cost of funds is the interest cost financial institutions pay to use the funds they deploy in their business.
  33. How Many Credit Cards Should You Have?

    Having several credit cards provides many benefits. Here are a few factors to consider when you’re deciding how many credit ...
  34. For this Group, Financial Advisors are a Necessity

    Doctors have high potential for building long-lasting wealth, but they need advice on the best way to pay off student loan ...
  35. Requirements to Obtain a Jumbo Mortgage

    Understand what a jumbo mortgage is and what it is used to purchase. Learn about the key requirements needed to obtain a ...
  36. When You Need a Jumbo or Super-Jumbo Mortgage

    Rising housing prices have made so-called jumbo and super-jumbo loans a necessity for more homebuyers.
  37. 5 Ways to Avoid Identity Fraud

    Identity theft was the number one consumer complaint in 2014. Here are some ways you can protect yourself.
  38. How To Get A Business Loan If You Have Bad Credit

    Your business' credit standing may be less than stellar, but you can still get financing. We show you how.
  39. The Return of CDOs After the 2008 Financial Crisis

    Learn how the market for CDOs is coming back after the 2008 financial crisis, and understand how the market for these products ...
  40. Don't Get Ripped Off at the ATM

    As our dependence on automated teller machines rises, so do those nasty little charges for using them. Here are some tips ...
  41. Should I cash out of mutual funds to pay off debt?

    Learn how cashing in your mutual funds is not the best idea for low interest rate debt unless it used as a last resort due ...
  42. When Does It Pay to Refinance Your Mortgage?

    Mortgage interest is among a homeowner’s biggest expenses, so refinancing is a popular way to lower costs, but it doesn’t ...
  43. How to Get A No-Down-Payment Mortgage

    There are many programs offering no-down-payment home loans to qualified homebuyers.
  44. This Is the Year to Start Budgeting

    Whether your issue is credit card debt, student loans (or the fact that Social Security isn't rising next year), it's time ...
  45. 11 Hidden Costs Of Owning A Home

    You should be aware of the many additional costs of buying and owning a home, because they can be shocking.
  46. 7 Tips To Bounce Back From Credit Score Disasters

    If you think your credit score is beyond repair, think again. It’s possible to rebuild a sagging score, even if the culprits ...
  47. 5 Ways To Invest $5,000

    There are plenty of ways you could find yourself with an extra $5,000, including a bonus from work or an inheritance. What ...
  48. How to Buy a House With a VA Loan

    Discover the process, requirements and eligibility for securing financing for a home purchase with a Veteran's Administration ...
  49. Do banks have working capital?

    Learn the reasons why banks do not have working capital due to the lack of typical current assets and liabilities accounts, ...
  50. Effect of Fed Fund Rate Hikes on the Housing Market

    Understand what drives the federal funds rate and why the Fed would increase that rate. Learn about the effect of a rate ...
Save Money
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    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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