Credit & Loans

Add additional debt to your real estate assets to keep the creditors at bay.

Know which credit card rewards program is right for you before signing up.

Financial guru Suze Orman once challenged her fans to go a day without spending any money. Here are the lessons learned from this exercise.

It sounds like a great deal for a house, but you may have to sacrifice some of the items on your wish list to get it.

Credit ratings are an important tool for borrowers to gain access to loans and debt. Good credit ratings allow borrowers to easily borrow money from financial institutions or public debt markets. At the consumer level, banks will usually base the terms of a loan as a function of your credit rating, so ...

We explain the calculation and payment process as well as the amortization schedule of home loans.

Student loans bridge the gap between college savings, scholarships and the part-time work.

The average American family is nearly $11,000 in debt. Here are seven expenses that might be keeping you in the red.

Whatever a student needs, there's a discount for it. Most of the time all you have to do is flash a valid student ID card to get a bargain.

In weaker economic times, banks may be tested by the government to see how safe they are.

You can save money on a date, but there's a right way and a wrong way to do it.

GM's announcement to sell cars online via eBay has many consumers curious - find out how to purchase online successfully.

Credit rating agencies have a long history in this country. Learn about what they do and how were they developed.

For the U.S. median house price, you can live in a mansion or a closet, it all depends on location.

Philanthropic giving is not just about money - millions of volunteers donate their time to worthy causes every year.

While depressed real estate prices have created bargains for buyers, these lower prices come at a cost.

Living with someone can cut your expenses, but in addition to not doing the dishes, your roommate may do serious damage to your credit.

While college freshman may be academically prepared for school they often have a lot to learn when it comes to managing money.

Learning to manage your money is no easy task, but there are plenty of resources designed especially to help.

The traditional idea of a short sale is selling something you don't have so that you can buy it back at a lower price. The easiest example is stocks. Short sale of a stock involves borrowing stocks from a broker in order to sell them, and when prices fall, buying back the stocks to return to the broker ...

If your retirement plan hasn't worked out, at least your children can learn from your mistakes.

Now is the time to lock in your variable rate student loan to optimize your educational investment and save on your repayment.

Find out what you can do to prepare and cope in tough economic times.

Learn how a loan officer thinks, so that you can get the best and safest loan.

Interest rates on a mortgage aren't the only factor defining a good loan.

Follow these five tips to get a leg up on rival bargain hunters.

Websites and credit cards can offer you direct and indirect sources of free money to pay off your student loan.

The first global concert raised millions of dollars to help the poor in Ethiopia.

Follow these tips and techniques to rebuild a ruined credit rating.

Shopping from the comfort of your couch has major benefits - and some unpleasant side effects.

Learn what to watch for before you find yourself drowning in debt or filing for bankruptcy.

Your house depreciates over time, while the land beneath it is likely to do the opposite.

The right CEO can make all the difference in a company's market position.

If you're looking to get your first mortgage, there are many financing options available.

Avoid these pitfalls to keep your credit score healthy and your debt under control.

The recession has made many vulnerable to credit-fixing scams. Don't be fooled!

Many cruise costs are fixed, but it's the little extras that will put a big dent in your pocketbook.

Sometimes it's better to cut your losses, but foreclosures and short selling can have devastating impacts on your credit score.

Having to file for bankruptcy adds risk and steals the luster from your golden years.

From car insurance to concert tickets, be sure to take advantage of whatever your card has to offer.

Michael Jackson carried an air of aristocracy even among the most elite celebrities, but although he lived like a king, he died in debt.

Credit card arbitrage is a way to make some money, but it's a major gamble with devastating risks.

Refinancing is a great way for many homeowners to improve their financial situation - but beware of the downsides.

Take precautions to avoid being taken advantage of on your vacation.

Find out the consequences before deciding to end your credit agreement.

Going bankrupt can help pull you out of debt, but it's rarely the best option.

If you think you're making headway with your credit card company, think again - in reality, you don't have a leg to stand on.