Credit & Loans

  1. Best Credit Card Features For Students

    Best Credit Card Features For Students

    Students should look for credit cards that charge no annual fees, have a low introductory interest rate and offer rewards ...
  2. 5 Steps To Qualify For A Mortgage If You're Self-Employed

    5 Steps To Qualify For A Mortgage If You're Self-Employed

    Qualifying for a mortgage is a little more complicated for borrowers who are self-employed.
  3. What Are Mortgage Lenders Allowed To Ask Borrowers?

    What Are Mortgage Lenders Allowed To Ask Borrowers?

    Seemingly intrusive or irrelevant questions are actually legal for lenders to ask of mortgage applicants.
  4. Worst Case Scenario For Credit Card Debt

    Worst Case Scenario For Credit Card Debt

    You may have heard of the dreaded Chapter 13 for personal bankruptcy, but there's something even worse - Chapter 7.
  5. Who Should Pay For College?

    Who Should Pay For College?

    With college costs continuing to escalate, the question of who pays for it is increasingly relevant.
  6. How To Avoid Becoming A Fraud Victim

    How To Avoid Becoming A Fraud Victim

    Be aware of your rights as a consumer, and know how scammers work so you can protect your money.
  7. How To Get Your First Credit Card

    How To Get Your First Credit Card

    Here's a rundown of how you can go about getting your first credit card.
  8. Used Car Shopping: How To Avoid A Lemon

    Used Car Shopping: How To Avoid A Lemon

    Being prepared before buying will save you thousands in the long run.
  9. How People Fall Into A Debt Spiral

    How People Fall Into A Debt Spiral

    If you're struggling to pay off your debt, you'll need to develop discipline and patience in order to dig yourself out.
  10. Financial Tips For The First-Time Traveler

    Financial Tips For The First-Time Traveler

    Safeguard your wallet and ensure that financial mishaps don't ruin this once-in-a-lifetime experience for you.
  11. Avoid The Monthly Payment Trap

    Avoid The Monthly Payment Trap

    Low monthly payments are easy on the wallet. However, interest and other fees lurk just below the surface.
  12. How To Balance Retirement Savings With Your Child's Tuition Costs

    How To Balance Retirement Savings With Your Child's Tuition Costs

    Here's how you can juggle saving for your child's college education and your retirement.
  13. Understanding Your Mortgage

    Understanding Your Mortgage

    We walk through the steps needed to secure the best loan to finance the purchase of your home.
  14. APR vs. APY

    APR vs. APY

    Annual percentage rate and annual percentage yield are two ways companies calculate the amount of interest you can owe. Learn ...
  15. Student Loan Rates To Double

    Student Loan Rates To Double

    As of July 1st, be prepared for student loans rates to go up.
  16. How To Stay On Track With Your Budget

    How To Stay On Track With Your Budget

    Sticking to a budget and making savings is the only way to put yourself on a firm financial footing.
  17. Reasons To Steer Clear Of Rewards Cards

    Reasons To Steer Clear Of Rewards Cards

    The thought of earning rewards from purchases may seem like a good idea, but there are some things that should be considered ...
  18. Why Bad Credit Is Bad For Financial Careers

    Why Bad Credit Is Bad For Financial Careers

    In order to obtain and maintain a career in the financial industry, it is also important to have a clean credit report.
  19. Ways The Internet Has Destroyed Your Finances

    Ways The Internet Has Destroyed Your Finances

    Shopping online is fast and easy, but dangerous at the same time.
  20. Canada: A New Frontier For Real Estate Investors

    Canada: A New Frontier For Real Estate Investors

    This property market is easy to access and provides profitable opportunities.
  21. Get A Free Ride From Credit Companies

    Get A Free Ride From Credit Companies

    Find out how to make your credit cards work for you - not against you.
  22. Student Loans And How They Will Affect Your Credit

    Student Loans And How They Will Affect Your Credit

    Here's a breakdown of how taking out student loans will affect your credit score.
  23. How Credit Cards Affect Your Credit Rating

    How Credit Cards Affect Your Credit Rating

    The average American household has four cards, but does that mean more is better?
  24. How Many Credit Cards Should You Carry?

    How Many Credit Cards Should You Carry?

    If you have ever wondered whether you should carry one, two or more cards, read on and we'll tell you.
  25. What To Do If You Lose Your Wallet

    What To Do If You Lose Your Wallet

    Here's a step-by-step guide of what to do if your wallet is lost or stolen.
  26. How To Fireproof Your Budget

    How To Fireproof Your Budget

    If you are ever faced with a crisis, here are some budget tips to help you prepare financially.
  27. Making A Larger Down Payment Vs. Buying a Cheaper House

    Making A Larger Down Payment Vs. Buying a Cheaper House

    We look at the financial differences between purchasing a cheaper home and making a larger down payment on a more expensive ...
  28. Get To Know Your Consumer Financial Protection Bureau

    Get To Know Your Consumer Financial Protection Bureau

    The CFPB is there to protect you and hear your voice. You can help with the economic recovery by getting to know the bureau. ...
  29. 4 Habits That Damage Your Credit Score

    4 Habits That Damage Your Credit Score

    Many common money habits can affect your credit score negatively without you even knowing it.
  30. How To Survive Bankruptcy

    How To Survive Bankruptcy

    Bankruptcy is not the end of the world. You can survive it and come out on the other side more financially solid.
  31. How To Find The Right Prepaid Debit Card

    How To Find The Right Prepaid Debit Card

    Prepaid debit cards are becoming increasingly popular. Here are some tips for choosing the right prepaid debit card.
  32. Sizing Up Debt

    Sizing Up Debt

    Ever wonder if the different types of debt are good or bad? Read on and we'll tell you.
  33. 10 Legal Business Practices Of Dubious Ethics

    10 Legal Business Practices Of Dubious Ethics

    Being aware of these unscrupulous methods can help you avoid them as best you can.
  34. Purchases You Should Always Make With A Credit Card

    Purchases You Should Always Make With A Credit Card

    Credit cards aren't always bad possessions to have. There are certain perks associated with using credit cards as we make ...
  35. 6 Ways To Keep Aggressive Debt Collectors At Bay

    6 Ways To Keep Aggressive Debt Collectors At Bay

    Get an upper hand on debt collectors by knowing your rights and using these tips.
  36. Have Housing Prices Bottomed Out?

    Have Housing Prices Bottomed Out?

    Here are some of the key figures on the current housing market and how you might interpret them.
  37. Lose 10 Pounds Of Overspending

    Lose 10 Pounds Of Overspending

    Bad spending habits are not always obvious. What could you be doing to ensure that your money's going where it should?
  38. 11 Hidden Costs Of Owning A Home

    11 Hidden Costs Of Owning A Home

    The cost of buying a home extends beyond the down payment, closing costs and your mortgage. Watch out for these costs.
  39. Can Your Age Lower Your Credit Score?

    Can Your Age Lower Your Credit Score?

    Here is a rundown of how age can relate to what your credit score is.
  40. What You Should Know About Rewards Devaluation

    What You Should Know About Rewards Devaluation

    Think you have enough rewards points for that summer vacation? You better think twice about that.
  41. Your Kid's College Loan: Who Should Foot The Bill?

    Your Kid's College Loan: Who Should Foot The Bill?

    Discover the federal student loan options for both parents and students.
  42. The Best Time For Young People To Get A Credit Card

    The Best Time For Young People To Get A Credit Card

    When should you get your first credit card - in high school, college, after graduation or never?
  43. Budgeting When You're Broke

    Budgeting When You're Broke

    When you're short on cash, a strict budget is the best tool for finding financial stability.
  44. Student Loans Now Exceed $1 Trillion

    Student Loans Now Exceed $1 Trillion

    Certain life milestones are put on hold for graduates.
  45. 10 Reasons To Use Your Credit Card

    10 Reasons To Use Your Credit Card

    Charging purchases is not always a no-no. In fact, there are some very sound reasons for choosing this option.
  46. Why Marriage Makes Financial Sense

    Why Marriage Makes Financial Sense

    Getting married has many financial positives. Here are some of them.
  47. When Owning Your Home Doesn't Pay

    When Owning Your Home Doesn't Pay

    You may think it's better to own than rent, but there are many overlooked costs that could change your mind.
  48. Is Making Biweekly Mortgage Payments A Good Idea?

    Is Making Biweekly Mortgage Payments A Good Idea?

    Do you think making two payments a month for your mortgage is a good idea? Think twice about that. We tell you why.
  49. Condo Complications: The Issues Behind Ownership

    Condo Complications: The Issues Behind Ownership

    Being a "condo person" is just one of the issues you'll have to examine when deciding if a condo is right for you.
  50. Homebuyers' Walkthrough

    Homebuyers' Walkthrough

    Everything you need to know about purchasing a home.
Save Money
  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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