Credit & Loans

  1. Home-Equity Loans: What You Need To Know

    We shed light on why consumers decide to use this form of debt and whether it is a good alternative.
  2. Credit Cards And Campus: A Rough Break Up

    The CARD Act of 2009 includes new restrictions for students who want a credit card.
  3. For Young Investors, Too Many Choices, Too Few Dollars

    Your retirement may be decades away, but this is no time to procrastinate.
  4. How Savings Are Saving The Economy

    Even with inflation fears, saving money is still sage advice in a recovering economy.
  5. Soaring Mortgage Defaults May Kill The Housing Recovery

    Delinquencies, foreclosures likely to put a damper on 2010 recovery.
  6. How Your Credit Card Is Changing

    The Credit Card Accountability, Responsibility and Disclosure Act of 2009 has brought about new rules to help protect you.
  7. 5 Steps To Attaining A Mortgage

    If you're serious about buying a home, cleaning up your credit should be the first item on your agenda. Learn how to get pre-qualified and/or pre-approved for a mortgage, and examine the different types of lenders.
  8. Debt Collection: Know Your Rights

    Learn about the debt collection process so you know how to handle it if it happens to you.
  9. Leveraging Leverage For Bigger Profits

    Leverage is like fire. Find out how to use it to heat up your investing without burning your portfolio.
  10. Forget Your Bank Account - Use Your Credit Card

    What if you used your credit card as a bank account? Believe it or not, this strange strategy could actually work.
  11. No Job And $50,000 In Student Debt. Now What?

    I had a plan to pay off my career-changing graduate school debt. Now all I can do is defer payments. Or win the lottery.
  12. Earn Tax-Free Income

    Tax rates are going up, so it pays to find sources of income that the tax collector can't touch. Here are 20 of them.
  13. Can You Live A Debt-Free Life?

    Avoiding loans goes against the norm but it can be possible - and enjoyable.
  14. Watch Out For "Junk" Mortgage Fees

    So many fees are tacked on to a mortgage, that it's easy to pay more than you have to.
  15. Cash And Student Loan Forgiveness: The Perfect First Job

    Pesky student loans can make your first few years (even decades) of employment difficult. These organizations can make all the difference.
  16. 4 Ways To Make The Most Of Low Interest Rates

    Just because the interest rates are low is no reason to abandon the market completely - there are still plenty of opportunities to make money.
  17. 5 Areas Where House Prices Are Increasing

    The National Association of Realtors' January data was better than last year, but some cities are rebounding much faster than others.
  18. Keep Your Pending Home Sale From Collapsing

    You've done your research and found your dream home - find out what could go wrong and ruin your sale!
  19. APR and APY: Why Your Bank Hopes You Can't Tell The Difference

    Banks use these rates to entice borrowers and investors. Find out what you're really getting.
  20. Top Tips For Successfully Renting Out Your Home

    Renting out your home can be a great way to ride out a real estate slump - if you do it right.
  21. When A Homeowner's Best Move Is Turning Over The Keys

    Moving out of your own home is sometimes the smartest financial move.
  22. Are You Getting What You Paid For?

    Carefully checking your purchases can help protect your budget.
  23. Attention Home Buyers! Why You Need A Lawyer

    Property transactions are complex and subject to specific state/local rules. A professional can simplify the process.
  24. Housing Numbers: Northeast Drags Down the Nation

    The most recent report suggests that a rebound just isn't in the cards, especially in the Midwest and Northeast regions.
  25. Foreclosure Opens Doors For Real Estate Investors

    Learn how to spot hot properties that you can turn around for a profit.
  26. Top 6 Mindless Money Wasters

    If you'd like to save more money, first you'll need to conquer the first step: coming up with the cash.
  27. Home Improvements: Does It Pay To Go Green?

    Going green doesn't have to damage your finances. These tips can help you save your bank account and the environment.
  28. The Basics Of Financial Responsibility

    Just being able to make your credit card payment doesn't cut it. Find out what does.
  29. 7 Tips For Tidying Up Your Credit Score

    Fixing a damaged credit score isn't the hardest thing to do, but it does require some dedication.
  30. The Best Way To Borrow

    There are many avenues from which to drum up funding. Find out the pros and cons of each.
  31. Prevent Bankruptcy With These Tips

    This financial decision should only be used as a last resort. Find out how to avoid it.
  32. A Solar-Powered Home: Will It Pay Off?

    Outfitting your home with solar power can be a long-term investment, or just a step toward greener living.
  33. New Home Repair Troubleshooting

    Think a new home means no repairs? Think again. Learn about common repair and maintenance items and how to cut your costs.
  34. The 2010 Real Estate Outlook

    The real estate market is still struggling, but that doesn't leave everyone out in the cold.
  35. 8 Signs Your Neighborhood Is On The Upswing

    If you were hard-hit by the real estate crash, you may be wondering when things will get better for you. We show you how to keep tabs.
  36. Fend Off Foreclosure - With Bankruptcy?

    When you have a tough financial decision to make about your home, make sure you have all the information.
  37. Will A Systematic Withdrawal Plan Work For You?

    Check out the particulars of an SWP to see if it's the right choice for your retirement.
  38. It's A HAMP Shame: Feds Seek To Share The Mortgage Blame

    Has the Home Affordable Modification Program failed completely?
  39. Reduce Interest With An All-In-One Mortgage

    "Offset" mortgages combine a checking account, home-equity loan and mortgage into one account.
  40. Bounce Back From A Credit Score Disaster

    If the recession has wrecked havoc on your FICO score, these tips will help you rebuild your credit.
  41. Worst Financial Decisions Of 2009

    Given the information they had at the time, these were the worst financial decisions of the year.
  42. Fight Back Against Inflation

    Inflation is often a consequence of economic recovery. Here's how you can protect your financial portfolio.
  43. Because I missed a few credit card payments, the issuer raised my interest rate from ...

    You should first check that your credit card company is operating within your rights as a card holder. The U.S. Congress and President Obama signed the Credit Card Accountability, Responsibility, and Disclosure Act on May 22, 2009. The law is designed to protect an increasing number of people that are ...
  44. What's Eating Away Your Money?

    It's the little things that count. This is especially true in the world of finance.
  45. Choose To Beat The Bank

    From internet banking to credit unions, it's in your power to cut fees and maximize service.
  46. Green Mortgages Save Money And The Environment

    This emerging type of loan is not just for treehuggers. It rewards you for eco-friendly housing, in the form of cold, hard, cash.
  47. Is life insurance good for mortgage protection?

    If you are the primary wage earner in your family and you carry a current mortgage on your home, it is important that you consider risk management in the event that something bad were to happen to you. This is especially important if you do not have adequate savings for your family to pay bills and live ...
  48. My mortgage payments are no longer affordable; is there anything that I can do to ...

    The most important thing for you to remember if you find that you may not be able to make this month's mortgage payment is to act immediately. You do not want several months to pass without making a payment or taking some initiative towards working out your debt.First, you should contact your lender ...
  49. Financial Institutions: Stretched Too Thin?

    Find out how to evaluate a firm's loan portfolio to determine its financial health.
  50. Interest-Only Mortgages: Home Free Or Homeless?

    These loans can be beneficial, but for many borrowers, they present a financial trap.
Save Money
  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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