Credit & Loans

  1. When (And When Not) To Refinance Your Mortgage

    When (And When Not) To Refinance Your Mortgage

    There are both good and bad reasons to refinance. Learn more about both here.
  2. Pay For College Without Selling A Kidney

    Pay For College Without Selling A Kidney

    Save thousands of dollars on tuition with these tricks and little-known programs.
  3. 5 Creative Ways To Pay Your Mortgage

    5 Creative Ways To Pay Your Mortgage

    Keeping up with your mortgage in hard financial times takes creativity. Make your house and land work for you.
  4. What Is A Credit Score?

    What Is A Credit Score?

    Learn about the components and considerations of personal and financial data that determine your credit score.
  5. 5 U.S. Cities With The Most Credit Card Debt

    5 U.S. Cities With The Most Credit Card Debt

    For these Americans, there is still a long way to go before the credit card balance reads zero.
  6. How To Stage Your Home For A Quick Sale

    How To Stage Your Home For A Quick Sale

    Learn how to make your house appealing to the largest number of buyers and increase your chances at a fast sale.
  7. The Financial Risks Of Leaving Your Spouse

    The Financial Risks Of Leaving Your Spouse

    Find out what can happen when you leave your spouse, and how to plan ahead to ensure the least financial trouble.
  8. Steps To Getting Out Of Debt

    Steps To Getting Out Of Debt

    Learn how to get your bank account back in the black and reach your financial goals.
  9. How To Survive A Bankruptcy Filing

    How To Survive A Bankruptcy Filing

    Learn how to make filing for bankruptcy less painful so you can successfully rebuild your financial life.
  10. 5 Things You Need To Be Pre-Approved For A Mortgage

    5 Things You Need To Be Pre-Approved For A Mortgage

    Before you can get serious about buying a home, you need to get pre-approval for a mortgage. Learn what you need to speed ...
  11. 6 Ways To Stop Credit Card Junk Mail

    6 Ways To Stop Credit Card Junk Mail

    Tired of credit card offers filling your mail box? Take advantage of these options to reduce the amount of credit card junk ...
  12. 6 Ways Marriage Can Improve Your Finances

    6 Ways Marriage Can Improve Your Finances

    Understanding your partner's situation is an essential step before combining your finances - but the perks can be plentiful. ...
  13. Do You Understand Your Credit Score?

    Do You Understand Your Credit Score?

    Most Americans don't really understand their credit scores. Find out what you need to know.
  14. Promissory Notes: Not Your Average IOU

    Promissory Notes: Not Your Average IOU

    These may be a handy way to borrow money, but this convenience does not come without risk.
  15. Getting A Mortgage: How The Process Has Changed

    Getting A Mortgage: How The Process Has Changed

    After the banking crisis, banks have tightened their lending standards. Find out how the current mortgage-lending standards ...
  16. 7 Bad Reasons To Refinance Your Mortgage

    7 Bad Reasons To Refinance Your Mortgage

    When low mortgage rates are everywhere, it might seem like a good time to refinance. Make sure you are doing it for the right ...
  17. 7 Personal Finance Tips For College Grads

    7 Personal Finance Tips For College Grads

    In two months, the first batch of 2011 graduates advance into life's next big experience - the real world.
  18. 6 Reasons You Don't Need A Prepaid Debit Card

    6 Reasons You Don't Need A Prepaid Debit Card

    We'll look at six situations where a prepaid debit card might seem like a good idea, but it really isn't necessary.
  19. 6 New Credit Card Regulations That Benefit You

    6 New Credit Card Regulations That Benefit You

    President Obama recently passed the CARD act into law. Find out how these credit reforms will affect the predatory lenders ...
  20. The Small Business Jobs Act: Make It Work For You

    The Small Business Jobs Act: Make It Work For You

    Understanding how to manage business credit is the key to obtaining small business loans.
  21. 5 Extreme Ways To Raise Your Credit Score

    5 Extreme Ways To Raise Your Credit Score

    These methods are legal and legitimate - but are they worth it?
  22. 10 Ways To Prepare For A Personal Financial Crisis

    10 Ways To Prepare For A Personal Financial Crisis

    Life is unpredictable, but if there's anything you can do to stave off disaster, it's to be prepared and be careful.
  23. Extreme Credit Repair: Why It Doesn't Work

    Extreme Credit Repair: Why It Doesn't Work

    Most of these are illegal scams at worst and a waste of time at best. Here are five extreme credit repair techniques we do ...
  24. 7 Factors For Comparing Credit Cards

    7 Factors For Comparing Credit Cards

    It's good to find a credit card that fits your lifestyle, but read the fine print to make sure you're not overpaying for ...
  25. 8 Ways To Avoid Getting Burned By Prepaid Debit Cards

    8 Ways To Avoid Getting Burned By Prepaid Debit Cards

    These cards have many differences from traditional debit and credit cards that can cost you money if you don't know what ...
  26. 6 Credit Mistakes Retirees Make

    6 Credit Mistakes Retirees Make

    While children and adult offspring often look to their elders for wisdom, not all seniors are the best source for financial ...
  27. Introduction To Investment Real Estate

    Introduction To Investment Real Estate

    Real estate, like other investments, carries specific risks and rewards. Find out what investment real estate is and what ...
  28. The Curse Of Zombie Banks

    The Curse Of Zombie Banks

    They may not eat brains, but zombie banks definitely hurt the economy. Find out more about this unstoppable horde.
  29. 5 Steps To Scoring A Mortgage

    5 Steps To Scoring A Mortgage

    Find out what you can do to polish up some of the common flaws that put off lenders.
  30. 4 Key Factors That Drive The Real Estate Market

    4 Key Factors That Drive The Real Estate Market

    Whether you are investing directly or indirectly in property, you need to know the factors that affect its value.
  31. 7 Insurance Tricks That Cost You Money

    7 Insurance Tricks That Cost You Money

    Not all insurance companies are out to get you, but you should still learn how to save money when dealing with unscrupulous ...
  32. How Credit Card Delinquency Works

    How Credit Card Delinquency Works

    The more you understand about delinquency, the better prepared you'll be to handle it.
  33. Canadian Mortgage Changes You Need To Know

    Canadian Mortgage Changes You Need To Know

    Canada is changing the rules for issuing mortgages, including length and equity requirements. Learn how these changes will ...
  34. 5 Reasons You And Your Credit Card Should Stay Broken Up

    5 Reasons You And Your Credit Card Should Stay Broken Up

    Consumer credit card debt rose in December, so it's time to think twice about rekindling your relationship with that piece ...
  35. Getting Help With Your Down Payment

    Getting Help With Your Down Payment

    It's not as easy as it once was to save for a down payment, but these tips can help give you a head start.
  36. What Is The U.S. Government's Credit Score?

    What Is The U.S. Government's Credit Score?

    If the U.S. government were treated like a regular person, how would lenders view it?
  37. A Prospective Homeowner Countdown

    A Prospective Homeowner Countdown

    Looking to make a move in the spring? Find out what you should be taking care of now.
  38. Get Through Divorce With Your Finances Intact

    Get Through Divorce With Your Finances Intact

    Find out how to split your finances without coming up short.
  39. Identity Theft Checklist

    Identity Theft Checklist

    If you're the unfortunate victim of identity theft, it can be very difficult. Here's a checklist to make it as easy as possible.
  40. 5 New Ways Credit Card Companies Are Wooing New Card Holders

    5 New Ways Credit Card Companies Are Wooing New Card Holders

    With new laws, credit card companies are forced to get creative to attract new customers.
  41. 5 Reverse Mortgage Scams

    5 Reverse Mortgage Scams

    Reverse mortgages can be a valuable financial tool, but the mortgage market is fraught with scams and schemes.
  42. Student Borrowing: University Payment Plans Vs. Federal Student Loans

    Student Borrowing: University Payment Plans Vs. Federal Student Loans

    University payment plans are a great option for reducing student loan borrowing, but only if you know the details.
  43. 5 Steps To Disputing A Credit Card Charge

    5 Steps To Disputing A Credit Card Charge

    Federal and state laws offer protection to consumers when credit card charges are in question.
  44. Baby Boomers Beware: Financial Fraud That Targets Seniors

    Baby Boomers Beware: Financial Fraud That Targets Seniors

    Unfortunately, you can never retire from being the target of financial scams.
  45. 5 Big Mistakes Banks Made In 2010

    5 Big Mistakes Banks Made In 2010

    2010 was another tough year for banks. Find out the biggest mistakes these financial giants made in the past year.
  46. 7 Tips For Closing A Credit Card

    7 Tips For Closing A Credit Card

    Learn when it's a good idea to close a credit card, and how to make sure you do it right.
  47. 5 Mistakes That Will Ruin Your Financial Resolutions

    5 Mistakes That Will Ruin Your Financial Resolutions

    Don't let these slipups wreck your financial resolutions in 2011.
  48. Top 10 Tips For A Financially Safe Retirement

    Top 10 Tips For A Financially Safe Retirement

    You've worked hard to secure enough to retire, so make sure you keep it safe.
  49. Top 10 Tips For Buying Your First Home In 2011

    Top 10 Tips For Buying Your First Home In 2011

    Buying your first home can be an exhilarating experience, provided you do some research, stay within a comfortable budget ...
  50. 5 Risky Mortgage Types To Avoid

    5 Risky Mortgage Types To Avoid

    There are plenty of ways to end up with a bad mortgage. The risks of these five should make every homebuyer think twice before ...
Save Money
  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
Trading Center