Credit & Loans

  1. Home Improvements That Really Pay Off

    Before you invest the cash from your home equity loan in a sunroom or a high-end master suite, take heed: The renovations ...
  2. Seniors: Before You Co-sign That Student Loan

    If that loan isn't paid back, you could be on the line for the whole amount, plus penalties. Ask the 115,000 retirees whose ...
  3. Fight Scams: Check Credit Card Accounts Online

    Credit cards do offer some protection against fraud, but here are 4 reasons to be vigilant and protect your credit score ...
  4. 6 Critical Moves That Will Save You Time and Money Before Hunting for a Mortgage

    There are many important aspects to consider and research before the process of selecting a home even begins.
  5. Mortgage Amortization Strategies

    Should you get a 30-year mortgage? A 15-year one? Ways to decide which mortgage is the best fit.
  6. When a 401(k) Hardship Withdrawal Makes Sense

    If you've exhausted all other avenues, there are ways to withdraw funds before age 59½ – sometimes without the 10% penalty ...
  7. Simple Steps for Rebuilding Your Credit

    Trying to repair your credit? Your first instincts may not be correct. Review your best options for raising a bad credit ...
  8. Time to Accept Credit Card Offers Again?

    How much you could get and whether to respond
  9. Debt Forgiveness: How to Get Out of Paying Your Student Loans

    Though many individuals eagerly await the possibility of student loan forgiveness, strict stipulations and changing laws ...
  10. Crass (But Effective) Ways to Build a College Fund

    Learn from non-profit fundraisers: Encourage friends and family to give your kid college cash, not toys – and say thank you, ...
  11. 5 Little Money White Lies That Can Leave You in the Red

    The lies you tell yourself can cost you plenty. Beware.
  12. Use Paying Rent to Boost Your Credit Score

    Now, rent payments can work for you – not just against you – to affect your credit rating
  13. 5 Articles to Refresh Your Financial Literacy

    Being smart about things financial can make the difference between a shaky future and a comfortable one
  14. 7 Things You’re Overpaying for on Vacation

    If you’re looking for summer costs that can be reduced, here are seven to start with.
  15. 6 Credit Card Rules for New College Grads

    Used well, your credit card can build a credit history that gets you jobs, apartments and a lower car-loan rate
  16. 5 Ways to Know You Are Spending Too Much Money

    Five signs it’s time to put on the brakes, stop spending too much money, and start saving.
  17. Credit vs. Debit Cards: Which is Better?

    Be strategic about the card you choose
  18. The Home Appraisal: Your Key to a Successful Refinance

    When you refinance your mortgage, everything hinges on the appraisal. Here's what appraisers look at, how to make your home ...
  19. What to Do if You Don't Have a College Fund for Your Child

    Learn how your credit, equity in your home, credit card habits, and other resources can all impact your child's ability to ...
  20. Understanding FHA Home Loans

    Don't be overwhelmed when filling out these forms. Find out what you need to do here.
  21. Why College Graduates Are Settling for Minimum Wage Jobs

    Going to college means you’re going to land a high-paying job and make lot of money, right? That is not the case in today’s ...
  22. Are We Setting Ourselves Up For Another Financial Crisis?

    “More money has been lost because of four words than at the point of a gun. Those words are, ‘This time is different.’”
  23. What $175,000 Will Buy in the Tampa-St. Pete-Clearwater Real Estate Market

    Prices for Tampa-St. Petersburg-Clearwater, Fla. area homes are up 13.3% from the same month last year, but the median price ...
  24. 10 Money Scams Aimed At Senior Citizens

    The older people get, the more vulnerable they become to fraud. Here are 10 scams to watch out for -- with FBI tips on how ...
  25. 3 Dumb Ways to Borrow Money

    Money — everyone needs it, but not everyone has it. Many people who find themselves in a financial bind aren’t left with ...
  26. Tying the (Financial) Knot: 5 Must-Ask Questions for Couples

    In her latest personal finance post, Jessie Szymanski takes a closer look at a major cause of conflict in American marriages. ...
  27. The Pros And Cons Of The Mortgage Interest Deduction

    Perhaps the most highly-debated “benefit” to owning a home is the mortgage interest deduction.
  28. What $200,000 Will Buy In The Atlanta Real Estate Market

    Atlanta housing prices are up from last year, but they're still lower than the national median. And there's lots of inventory ...
  29. How To 'Spring Clean' Your Credit Cards

    It’s a good idea to compare credit cards and ditch ones that don't stack up. While you are busy preparing for spring cleaning ...
  30. What $300,000 Will Buy In The Riverside/San Bernardino Real Estate Market

    The median list price for the San Bernardino/Riverside, Calif. market is $292,800, up 24.6% from the same month last year, ...
  31. Why The IRS Blocked Refund Anticipation Loans

    Refund Anticipation Loans provided tax preparers with a substantial stream of income for several decades. But high fees and ...
  32. Can Paying Off Your Mortgage Early Hurt Your Net Worth?

    Saving your money and making double or even triple payments on a mortgage may sound productive, but it could hurt your overall ...
  33. What $200,000 Will Buy In The Chicago Real Estate Market

    Here's a look at what about $200,000 will get you today in various regions within Chicago's real estate market.
  34. Five Steps To Retire Debt-Free

    Retiring without debt is a worthwhile goal, but a difficult one to achieve. If you're up to the challenge, follow these steps ...
  35. Fixed Or Variable-Rate Mortgage: Which Is Better Right Now?

    Find out the benefits of fixed- and variable-rate mortgages, and learn which option is best for you.
  36. How Your Credit Score And Credit Report Are Examined By Lenders

    Knowing the difference between a credit score and credit report can help you make the right financial decision when it comes ...
  37. Americans Are Borrowing More To Buy Cars - But Should They Be?

    As the economy slowly heals, credit has become easier to obtain and interest rates have gone down. But does that mean it's ...
  38. Reverse Mortgages 101

    Just because you can apply for a reverse mortgage doesn’t mean you should. Get a general idea of how these work, as well ...
  39. Obama Announces Free Application For Federal Student Aid (FAFSA) Help

    On Friday, President Barack Obama and First Lady Michelle Obama visited Miami-Dade’s Coral Reef Senior High School ...
  40. Is Homeownership A Smart Investment Again?

    Homeownership remains cheaper than renting across the nation. However, these findings speak broadly to the national market, ...
  41. How To Handle A Windfall

    It can be tempting to spend a windfall on toys, trips, and other things that you "deserve," but doing so will leave you in ...
  42. Reconciliation

    Investopedia explains: Reconciliation is an accounting process in which two sets of records are compared to make sure that ...
  43. The AmEx Platinum Card: Is It Worth Getting?

    The fee's hefty, but the rewards are lush. What are the best ways to take advantage of all the benefits the Platinum AmEx ...
  44. Inside National Payment Systems

    Investopedia explains: The global interconnection of U.S. payment systems makes commerical and financial transfers possible. ...
  45. Debt: The Last Social Taboo?

    Debt need not be a personal tragedy nor a badge of shame. For some, it is simply a practical problem with practical solutions. ...
  46. How To Rent Your Home So You Can Pay Your Mortgage

    If you own your home, but temporarily can’t afford the payments, and can’t a find cheaper place to live, temporarily renting ...
  47. Why Americans Still Can't Escape The Recession

    National statistics indicate that the U.S. economy is finally gaining momentum. So why doesn't it feel that way for many ...
  48. What Is A Corporate Credit Rating?

    Is the bond you're buying investment grade, or just junk? Find out how to check the score.
  49. How To Find The Best Mortgage Rates In Your State

    There are plenty of things that you can do to find a rate that will not only make it easier for you to afford a mortgage, ...
  50. Forget McMansions, In-Town Homes Offer Best Values

    Aging baby boomers, Gen X-ers and plugged-in Millennials are seeking the walkable communities of yesteryear. Smaller and ...
Save Money
  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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