Credit & Loans

  1. Direct Stafford Loans

    Stafford loans are the most popular type of federal student loan. Read this guide to the types you can get, how much you ...
  2. Private Student Loans For International Students

    International students can get private loans to help pay for the cost of college in the United States. Here's how.
  3. Stafford Loans: Subsidized Vs. Unsubsidized

    Before you take out federal student aid, learn the difference between these two types of Stafford loan. It could save you ...
  4. 5 Banking Fees That Are Actually Worth Paying

    In finances, "fee" is a like a three-letter bad word, the opposite of what personal finance is supposed to be, saving money ...
  5. Bankruptcy And Your Credit Score

    Use these 7 strategies to start improving your credit score from the huge hit it takes after a bankruptcy.
  6. Student Loan Reality Check

    With college students back in classes for the fall semester, their parents can only hope that they are making the best use ...
  7. What's the difference between short sales and foreclosures?

    Understand the difference between a short sale and a foreclosure; both result in the loss of a home, either through a sale ...
  8. What are the requirements to apply for a reverse mortgage loan?

    For homeowners of a certain age who wish to stay in their homes but are finding it costly, a reverse mortgage could be the ...
  9. What’s the difference between a mortgage lender and a mortgage servicer?

    Buying a home is an exciting and confusing process. Once the loan is secured, it's important to know who gets the payment: ...
  10. Should You Invest In Fannie Mae Stock?

    If you're risk-adverse, you might want to avoid investing in Fannie Mae. But if you're up for it, high risk could translate ...
  11. The Top Ways to Fund Your New Business

    Crowdfunding is no magic bullet for funding a business. However, P2P lending companies have made applying for a personal ...
  12. What is the difference between a state and a federally chartered credit union?

    Learn how federal chartered credit unions are regulated by the NCUA, while state chartered unions are regulated by their ...
  13. Is it legal to invest my student loan money?

    Take a risk investing student loans and encounter a legal and moral gray area as well as possible financial challenges along ...
  14. Are good faith estimates (GFEs) accurate?

    Learn how federal guidelines regarding good faith estimates protect consumers under the revised 2010 version of the Real ...
  15. What is the difference between an interest rate and an annual percentage rate (APR)?

    Comparing the annual percentage rate (APR) on competing loans help you understand the true cost of the loans and make a wise ...
  16. What are the different types of reverse mortgages?

    Discover the three different types of reverse mortgages available to homeowners aged 62 and older and the key similarities ...
  17. How do I fix an error on my credit report?

    Take control over your credit report by disputing false claims, accounts and information to the three major credit reporting ...
  18. When did the real estate bubble burst?

    Collapsing home prices from subprime mortgage defaults and risky investments on mortgage-backed securities burst the housing ...
  19. How Bank of America Holds 1/8 of All U.S. Deposits

    Bank of America isn't America's central bank, but given its size and spread, you could be forgiven this misapprehension.
  20. What is an FHA streamline loan?

    Refinance your high interest rate mortgage with an FHA streamline; the process is quick and easy and can work for most existing ...
  21. JPMorgan Chase: Too Big (And Profitable) To Fail

    If there's any bank that's too big to fail, JPMorgan Chase & Co. may very well be the best example. Just look at its return ...
  22. What alternatives are there to a reverse mortgage?

    Unlock the money tied up in your home with alternatives to a reverse mortgage, such as downsizing, selling your home or refinancing.
  23. What real estate documents need to be recorded?

    Learn how recording documents on real estate transactions, such as deeds, mortgages, easements and taxes, help ensure proper ...
  24. How can I make equity investments in real estate?

    Invest in real estate equity through buying and selling real property or through other more liquid investments like real ...
  25. What is the difference between a fixed annual percentage rate (APR) and a variable ...

    Fixed ARP and variable APR loans operate differently but serve the same purpose: to collect interest from a borrower so the ...
  26. How Wells Fargo Became The Biggest Bank In America

    How does WFC make money? They lend it out at a higher rate than they borrow it at. Simple, right? But the real story is how ...
  27. The Pros And Cons Of Refinancing A Mortgage Loan

    Current refinance rates are at all-time lows; as such, refinancing a mortgage is more attractive than ever before.
  28. How To Refinance When You Are Self-Employed

    Refinancing is complicated, uncertain, nerve-wracking, time-consuming and expensive - here are tips on how to do it when ...
  29. What You Need To Know About Fannie Mae Mortgages

    Considering a Fannie Mae mortgage loan? Here's what you should know, from size limits and rates, to required documents.
  30. Entrepreneur Vs. Small Business Owner, Defined

    An entrepreneur is different from a small business owner, and requires a different temperament.
  31. 5 Ways Your Partner Can Ruin Your Credit

    Financial disagreement is one of the top reasons couples split, and often after one person has ruined the other's finances. ...
  32. Comparing Credit Card Companies

    The four main credit card networks all have distinct strengths and drawbacks. Be sure you understand their unique traits ...
  33. How To Score A Private Student Loan

    Think of private student loans as a last resort to pay for college – they cost more than other types. Here's how to find ...
  34. Credit Card Or Cash?

    Credit cards are convenient to use, but not always the best choice. Here are 5 times you shouldn't pay with a credit card ...
  35. Fed's Discount Rate

    The Federal discount rate is the amount of interest a central bank charges private banks for short-term loans.
  36. Why You Don’t Need Mortgage Protection Life Insurance

    Mortgage protection life insurance sounds great in concept - a guarantee that your mortgage will be paid off if you die unexpectedly. ...
  37. Insurance Tips For Homeowners

    Use these simple ideas to save money and get better coverage for your house.
  38. Health Insurance Tips For College Students

    Why buy for health insurance when your parents' policy can cover you? Read on to avoid paying twice.
  39. Financing Options For Buyers Of Foreclosed Homes

    While the upcoming retirement of Fannie Mae’s HomePath program is sad news for those wanting a foreclosed home, check out ...
  40. To Invest Or To Reduce Debt, That's The Question

    Find out how you can make use of that excess cash and improve your financial situation.
  41. 7 Tips To Bounce Back From A Credit Score Disaster

    Find out how to repair bad credit in seven simple steps.
  42. Credit Card Arbitrage: Free Money Or Dangerous Gamble?

    Credit card arbitrage is a way to make some money, but it's a major gamble with devastating risks.
  43. 8 Steps To An Organized Financial Life

    Check out these eight easy steps that can help you take the confusion out of your personal finances
  44. 5 Risky Mortgages To Avoid

    There are plenty of ways to end up with a bad mortgage. The risks of these five should make every homebuyer think twice before ...
  45. 4 Steps To Attaining A Mortgage

    It starts with knowing your choices as well as your price range. We show you how to get there.
  46. 7 Tips For Closing A Credit Card

    Closing a credit card can help improve your credit score by freeing up your available credit or getting out of a high interest ...
  47. You Can't Live On Love

    If your head is in the clouds, check out this down-to-earth financial advice for couples.
  48. Consumer Protection Laws You Need To Know

    Knowing these which consumer protection law can help you in particular situations can save you time, money and stress.
  49. 9 Ways To Go Bankrupt

    It may seem obvious, anyone who continuously spends more than they are making will be facing bankruptcy in no time. But there ...
  50. Top 6 Mindless Money Wasters

    If you'd like to save more money, first you'll need to conquer the first step: coming up with the cash.
Save Money
  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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