Credit & Loans

  1. Consumer Debt: Knowing Your Legal Rights

    Consumer Debt: Knowing Your Legal Rights

    As a consumer, knowing your rights and duties is key to getting rid of debt. We show you how to achieve this.
  2. 10 Realistic Ways To Manage Your Student Debt Load

    10 Realistic Ways To Manage Your Student Debt Load

    Student debt can be very difficult to pay off. Here are useful and manageable ways for young people to pay off student loans. ...
  3. How To Dispute Errors On Your Credit Report

    How To Dispute Errors On Your Credit Report

    It just takes some time and effort to rebound from a nasty case of "credit rejection shock."
  4. Are You Living Too Close To The Edge?

    Are You Living Too Close To The Edge?

    If a missed paycheck will make your finances cave in, you must learn how to make proper supports.
  5. How The Credit CARD Act Impacts Your Finances Today

    How The Credit CARD Act Impacts Your Finances Today

    We look at the way this legislation has helped and hurt consumers, and give you some ideas to help navigate the outcome. ...
  6. Understanding Credit Card Interest

    Understanding Credit Card Interest

    Paying these rates can impact your disposable income and your investment returns.
  7. Top 12 Personal Finance Websites

    Top 12 Personal Finance Websites

    These are personal financial websites that offer the users value. It could help you find the information you need.
  8. How To Establish A Credit History

    How To Establish A Credit History

    Can't get a credit card without a credit history, and can't get a history without a card? Break the Catch-22.
  9. Top 5 Ways To Make Your Credit Card Work For You

    Top 5 Ways To Make Your Credit Card Work For You

    The best investors know that either they work for their money or their money works for them.
  10. How To Form A Homeowners' Association

    How To Form A Homeowners' Association

    Forming and managing a homeowners association is a huge task with significant responsibilities and major implications.
  11. Requirements For A Post-Housing-Bust Mortgage

    Requirements For A Post-Housing-Bust Mortgage

    Affordable mortgages are still available, but the standards for qualifying have gotten higher.
  12. Should You Cash Out When You Refinance?

    Should You Cash Out When You Refinance?

    If you want to cash out, make sure you’re doing it for the right reasons.
  13. 5 Worst U.S. Housing Markets

    5 Worst U.S. Housing Markets

    If you are looking for a house, these tough markets might provide good prices and flexible sellers.
  14. Is Taking Out A HELOC Right For You?

    Is Taking Out A HELOC Right For You?

    Assuming you have enough equity to qualify, taking out a HELOC might be a good financial move.
  15. How To Take A Corporate Approach To Personal Finance

    How To Take A Corporate Approach To Personal Finance

    These tips and tricks are used by large companies and can be applied to your own personal finances.
  16. Store Credit Cards: Do The Incentives Pay Off?

    Store Credit Cards: Do The Incentives Pay Off?

    Check out the pros and cons behind store credit cards; they might actually help you save money.
  17. 5 Ways To Avoid Foreclosure

    5 Ways To Avoid Foreclosure

    If you go into default on your mortgage payments, don't worry, there are still ways to save your home.
  18. Budget Basics For College Students

    Budget Basics For College Students

    Responsibly managing limited funds in college can be the difference between having a fun and being cash-strapped.
  19. The Nation's Mortgage Horror Stories

    The Nation's Mortgage Horror Stories

    A certain number of errors is understandable given the volume of foreclosures and repossessions handled by lenders, but many ...
  20. Debt Settlement Arrangements And Your Credit Score

    Debt Settlement Arrangements And Your Credit Score

    The debt settlement process is not for everyone and can further damage your credit score. However, it can prevent the debt ...
  21. Why You Shouldn't Trust Ratings From Rating Agencies

    Why You Shouldn't Trust Ratings From Rating Agencies

    When the U.S. debt was downgraded, what does that really mean?
  22. 10 Tips For Getting A Fair Price On A Home

    10 Tips For Getting A Fair Price On A Home

    Don't let buying a home bust your budget. Make sure the house you choose is worth the price you pay.
  23. 5 Easy Ways To Improve Your Credit

    5 Easy Ways To Improve Your Credit

    These five tips will have you on your way to a stronger credit score and better rates.
  24. The Most Effective Way To Eliminate Debt

    The Most Effective Way To Eliminate Debt

    Get out of debt quick with these tips.
  25. How To Get A Cheaper Mortgage

    How To Get A Cheaper Mortgage

    For many people, a home is the most expensive purchase they’ll ever make. Naturally, getting the best rate on a mortgage ...
  26. Paying For College In An Economic Downturn

    Paying For College In An Economic Downturn

    There are many ways to fund a child's education including loans, scholarships, grants and protecting your investments.
  27. 5 Alternatives To Expensive Textbooks

    5 Alternatives To Expensive Textbooks

    Textbooks cost students a lot of money. Here are a few alternatives to these pricey purchases.
  28. Buying Foreclosures At A Bargain Price

    Buying Foreclosures At A Bargain Price

    Learn how to buy a foreclosed home at a discount.
  29. Free Credit Reports And Credit Scores That Aren't Free

    Free Credit Reports And Credit Scores That Aren't Free

    Before you order a credit report or credit score, find out what the catch is with these "free" services?
  30. 4 Financial Liabilities Young Adults Should Avoid

    4 Financial Liabilities Young Adults Should Avoid

    If you are starting out, and trying to save money, consider these liabilities that might hinder your saving and budgeting ...
  31. Fund Your Schooling With PLUS Loans

    Fund Your Schooling With PLUS Loans

    Find out what they and are whether you're eligible to apply for these no-maximum loans.
  32. How Do Your Finances Stack Up?

    How Do Your Finances Stack Up?

    We look at the average consumer numbers, so you can get some perspective on how you spend your hard-earned dollars.
  33. Best Loyalty Programs For 2011

    Best Loyalty Programs For 2011

    What makes Discover, Ebates and other companies stand out?
  34. 10 Bank-Breaking Money Myths

    10 Bank-Breaking Money Myths

    Just because a belief is common, doesn't mean that it's true. Here we separate fact from fiction.
  35. Mortgage Refinancing: Finding the Right Lender

    Mortgage Refinancing: Finding the Right Lender

    Refinancing your mortgage has never been easier with the range of lenders and access to information that are available to ...
  36. The Best And Worst Times (Financially) To Get Divorced

    The Best And Worst Times (Financially) To Get Divorced

    Divorce is rarely financially advantageous to either party. There are times, however, when it can have an even deeper impact ...
  37. Budgeting While You're In College

    Budgeting While You're In College

    Test your money management skills as you work your way through university.
  38. Why Card-Specific Discounts Don't Work

    Why Card-Specific Discounts Don't Work

    There is a healthy way to use store credit and debit cards. Read on to find out how.
  39. 3 Important Credit Score Factors

    3 Important Credit Score Factors

    These 3 factors have a huge impact on your credit score. Find out what they are.
  40. 10 Considerations For Using Your Credit Card Abroad

    10 Considerations For Using Your Credit Card Abroad

    Credit cards can be the best item you pack when traveling, just make sure that you are taking the right card that suits your ...
  41. Real Estate Indicators For Prospective Homebuyers

    Real Estate Indicators For Prospective Homebuyers

    If you want to buy a home but you’re holding out until market conditions show signs of improvement, housing indicators can ...
  42. Make A Risk-Based Mortgage Decision

    Make A Risk-Based Mortgage Decision

    Find out how to choose which mortgage style is right for you.
  43. The Island Approach To Credit Card Use

    The Island Approach To Credit Card Use

    The Island Approach can help you get out of debt and maximize your rewards. Find out how you can use this method.
  44. An Introduction To Stafford Loans

    An Introduction To Stafford Loans

    Stafford loans provide student funding that a majority of people can easily access. Find out if you qualify.
  45. How Many Credit Cards Should You Have?

    How Many Credit Cards Should You Have?

    National stats indicate most consumers have three or more cards - are you one of them?
  46. 4 Reasons Not To Refinance Your Home

    4 Reasons Not To Refinance Your Home

    Interest rates are still extremely low, but they aren't expected to stay there for long. Should you refinance before it's ...
  47. 7 Ways Using Your Credit Card Can Save On Summer Travel

    7 Ways Using Your Credit Card Can Save On Summer Travel

    No matter how you plan to get to your destination, the secret to cutting your costs lies in using your credit cards.
  48. The Truth About Credit Card Swipe Fees

    The Truth About Credit Card Swipe Fees

    Swipe fee legislation will only have a small effect on profit margins for merchants and little to no effect on prices.
  49. Credit Cards: Should You Ever Pay An Annual Fee?

    Credit Cards: Should You Ever Pay An Annual Fee?

    Most of the time, it doesn’t make sense to pay an annual fee for a credit card. Here are some circumstances when it does. ...
  50. 8 Considerations For Using Your Credit Card Abroad

    8 Considerations For Using Your Credit Card Abroad

    How to choose the right credit card to take on your next international trip and what to expect when you use it.
Save Money
  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
Trading Center