Credit & Loans

  1. 7 Bad Reasons To Refinance Your Mortgage

    7 Bad Reasons To Refinance Your Mortgage

    When low mortgage rates are everywhere, it might seem like a good time to refinance. Make sure you are doing it for the right ...
  2. 6 Reasons You Don't Need A Prepaid Debit Card

    6 Reasons You Don't Need A Prepaid Debit Card

    We'll look at six situations where a prepaid debit card might seem like a good idea, but it really isn't necessary.
  3. 7 Personal Finance Tips For College Grads

    7 Personal Finance Tips For College Grads

    In two months, the first batch of 2011 graduates advance into life's next big experience - the real world.
  4. 6 New Credit Card Regulations That Benefit You

    6 New Credit Card Regulations That Benefit You

    President Obama recently passed the CARD act into law. Find out how these credit reforms will affect the predatory lenders ...
  5. The Small Business Jobs Act: Make It Work For You

    The Small Business Jobs Act: Make It Work For You

    Understanding how to manage business credit is the key to obtaining small business loans.
  6. 5 Extreme Ways To Raise Your Credit Score

    5 Extreme Ways To Raise Your Credit Score

    These methods are legal and legitimate - but are they worth it?
  7. 10 Ways To Prepare For A Personal Financial Crisis

    10 Ways To Prepare For A Personal Financial Crisis

    Life is unpredictable, but if there's anything you can do to stave off disaster, it's to be prepared and be careful.
  8. Extreme Credit Repair: Why It Doesn't Work

    Extreme Credit Repair: Why It Doesn't Work

    Most of these are illegal scams at worst and a waste of time at best. Here are five extreme credit repair techniques we do ...
  9. 7 Factors For Comparing Credit Cards

    7 Factors For Comparing Credit Cards

    It's good to find a credit card that fits your lifestyle, but read the fine print to make sure you're not overpaying for ...
  10. 8 Ways To Avoid Getting Burned By Prepaid Debit Cards

    8 Ways To Avoid Getting Burned By Prepaid Debit Cards

    These cards have many differences from traditional debit and credit cards that can cost you money if you don't know what ...
  11. 6 Credit Mistakes Retirees Make

    6 Credit Mistakes Retirees Make

    While children and adult offspring often look to their elders for wisdom, not all seniors are the best source for financial ...
  12. The Curse Of Zombie Banks

    The Curse Of Zombie Banks

    They may not eat brains, but zombie banks definitely hurt the economy. Find out more about this unstoppable horde.
  13. Introduction To Investment Real Estate

    Introduction To Investment Real Estate

    Real estate, like other investments, carries specific risks and rewards. Find out what investment real estate is and what ...
  14. 5 Steps To Scoring A Mortgage

    5 Steps To Scoring A Mortgage

    Find out what you can do to polish up some of the common flaws that put off lenders.
  15. 4 Key Factors That Drive The Real Estate Market

    4 Key Factors That Drive The Real Estate Market

    Whether you are investing directly or indirectly in property, you need to know the factors that affect its value.
  16. 7 Insurance Tricks That Cost You Money

    7 Insurance Tricks That Cost You Money

    Not all insurance companies are out to get you, but you should still learn how to save money when dealing with unscrupulous ...
  17. How Credit Card Delinquency Works

    How Credit Card Delinquency Works

    The more you understand about delinquency, the better prepared you'll be to handle it.
  18. Canadian Mortgage Changes You Need To Know

    Canadian Mortgage Changes You Need To Know

    Canada is changing the rules for issuing mortgages, including length and equity requirements. Learn how these changes will ...
  19. 5 Reasons You And Your Credit Card Should Stay Broken Up

    5 Reasons You And Your Credit Card Should Stay Broken Up

    Consumer credit card debt rose in December, so it's time to think twice about rekindling your relationship with that piece ...
  20. Getting Help With Your Down Payment

    Getting Help With Your Down Payment

    It's not as easy as it once was to save for a down payment, but these tips can help give you a head start.
  21. What Is The U.S. Government's Credit Score?

    What Is The U.S. Government's Credit Score?

    If the U.S. government were treated like a regular person, how would lenders view it?
  22. A Prospective Homeowner Countdown

    A Prospective Homeowner Countdown

    Looking to make a move in the spring? Find out what you should be taking care of now.
  23. Get Through Divorce With Your Finances Intact

    Get Through Divorce With Your Finances Intact

    Find out how to split your finances without coming up short.
  24. Identity Theft Checklist

    Identity Theft Checklist

    If you're the unfortunate victim of identity theft, it can be very difficult. Here's a checklist to make it as easy as possible.
  25. 5 Reverse Mortgage Scams

    5 Reverse Mortgage Scams

    Reverse mortgages can be a valuable financial tool, but the mortgage market is fraught with scams and schemes.
  26. Student Borrowing: University Payment Plans Vs. Federal Student Loans

    Student Borrowing: University Payment Plans Vs. Federal Student Loans

    University payment plans are a great option for reducing student loan borrowing, but only if you know the details.
  27. 5 New Ways Credit Card Companies Are Wooing New Card Holders

    5 New Ways Credit Card Companies Are Wooing New Card Holders

    With new laws, credit card companies are forced to get creative to attract new customers.
  28. Baby Boomers Beware: Financial Fraud That Targets Seniors

    Baby Boomers Beware: Financial Fraud That Targets Seniors

    Unfortunately, you can never retire from being the target of financial scams.
  29. 5 Steps To Disputing A Credit Card Charge

    5 Steps To Disputing A Credit Card Charge

    Federal and state laws offer protection to consumers when credit card charges are in question.
  30. 7 Tips For Closing A Credit Card

    7 Tips For Closing A Credit Card

    Learn when it's a good idea to close a credit card, and how to make sure you do it right.
  31. 5 Big Mistakes Banks Made In 2010

    5 Big Mistakes Banks Made In 2010

    2010 was another tough year for banks. Find out the biggest mistakes these financial giants made in the past year.
  32. Top 10 Tips For A Financially Safe Retirement

    Top 10 Tips For A Financially Safe Retirement

    You've worked hard to secure enough to retire, so make sure you keep it safe.
  33. 5 Mistakes That Will Ruin Your Financial Resolutions

    5 Mistakes That Will Ruin Your Financial Resolutions

    Don't let these slipups wreck your financial resolutions in 2011.
  34. Top 10 Tips For Buying Your First Home In 2011

    Top 10 Tips For Buying Your First Home In 2011

    Buying your first home can be an exhilarating experience, provided you do some research, stay within a comfortable budget ...
  35. 5 Risky Mortgage Types To Avoid

    5 Risky Mortgage Types To Avoid

    There are plenty of ways to end up with a bad mortgage. The risks of these five should make every homebuyer think twice before ...
  36. 5 Ways Your Partner Can Ruin Your Credit

    5 Ways Your Partner Can Ruin Your Credit

    Financial disagreement is one of the top reasons couples split, and often after one person has ruined the other's finances. ...
  37. 9 Reasons To Say

    9 Reasons To Say "No" To Credit

    Instead of rationalizing, learn to talk yourself out of buying things you can't afford.
  38. Digging Out Of Personal Debt

    Digging Out Of Personal Debt

    Find out why good intentions can put consumers in an even bigger hole than before.
  39. 7 Mortgage Trends To Expect In 2011

    7 Mortgage Trends To Expect In 2011

    How will the year compare to 2010? What's likely to be different?
  40. Get Out Of Debt In 2011

    Get Out Of Debt In 2011

    Here are some easy steps you can take to get your debt under control in the New Year.
  41. 6 Financial Questions To Ask Your Partner

    6 Financial Questions To Ask Your Partner

    Discussing finances with you partner can save you loads of stress down the road.
  42. The Truth About Store Credit Cards

    The Truth About Store Credit Cards

    Learn about the good, bad and the ugly behind store credit cards.
  43. Student Loan Debt: Is Consolidation The Answer?

    Student Loan Debt: Is Consolidation The Answer?

    Consolidating your student loans offers convenience, but there are drawbacks.
  44. Quiz: How Do You Pay?

    Quiz: How Do You Pay?

    We look at how the average person pays for every day expenses, gifts and bills. Are you an average consumer?
  45. 9 For-Sale-By-Owner Mistakes

    9 For-Sale-By-Owner Mistakes

    Avoiding these errors will help ensure that your home sells quickly while allowing you to keep that commission fee for yourself. ...
  46. Can You Hit A Perfect Credit Score?

    Can You Hit A Perfect Credit Score?

    Everyone wants a great credit score, but few know exactly how to achieve perfection. Find out how your credit score is kept ...
  47. Water Cooler Finance: Barack Obama Vs. The World

    Water Cooler Finance: Barack Obama Vs. The World

    This week saw mixed indicators of our nation's financial stability - while jobless claims are down, housing prices are still ...
  48. Understanding Mortgage-Backed Securities

    Understanding Mortgage-Backed Securities

    Find out the meaning of this popular asset-backed security and its benefits for banks and investors.
  49. Top Tips For Year-End Car Buying

    Top Tips For Year-End Car Buying

    'Tis the season to purchase new wheels, and these tips will help you drive away with the best price.
  50. Career Comparison: Real Estate Agent Or Mortgage Broker

    Career Comparison: Real Estate Agent Or Mortgage Broker

    If you're considering one of these careers, this article is designed to help you make a logical choice between the two.
Save Money
  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
Trading Center