Credit & Loans

  1. Can You Hit The Highest Credit Score?

    Yes – it's doable. But the real question is, does it matter?
  2. Credit Score vs. Credit Report: Which Is Better?

    They sound alike, but can serve very different ends.
  3. The Journey to a Great Credit Score

    How people starting out can get on the credit grid and establish a solid record.
  4. 5 Key Steps to Start Your Own Small Business

    Understand what a small business is and what it takes to build one. Learn about the five key steps needed to start a small ...
  5. The 4 Best Websites For Small Business Loans (EBAY, PYPL)

    Discover some of the best websites that small business owners utilize to obtain necessary financing at competitive interest ...
  6. Are You Considered a Small Business?

    Find out what it takes to be considered a small business by the U.S. Small Business Administration and why some small businesses ...
  7. Small Business Loan Vs Line of Credit: How They Differ

    Understand the differences between a small business loan and a line of credit, and learn some of the most appropriate uses ...
  8. 5 Ways to Get Funding For Your Billion-Dollar Idea (FB)

    Understand how current billion-dollar companies gone about funding. Learn about five funding strategies to fund a billion ...
  9. When's the Best Time to Sell a House?

    Your timing is a key element in when to sell a house. Here's what to consider.
  10. Steps to Qualify For a Small Business Loan

    Learn steps to qualify for a small business loan such as identifying financing needs, preparing a business plan and getting ...
  11. Is Cohousing Right for You?

    Cohousing isn't for everyone. But if you're community-minded or committed to living green, it may be an ideal option for ...
  12. Before You Buy a Home for Your Child: Read This

    It is certainly generous. It can even be advantageous to both of you. But beware of the pitfalls.
  13. Are Home Inspections Worth It? - Price vs. Value

    If you’re wondering whether home inspection is worth the investment, the following information will help you decide.
  14. What's a Bridge Loan?

    A bridge loan is a loan that “bridges” a borrower over a temporary shortage in funds on hand.
  15. Credit Card Review: Blue Cash Everyday Amex (AXP, KSS)

    Read about the Blue Cash Everyday Amex card, and learn how it saves cardholders money on groceries, gas and other household ...
  16. Credit Card Review: Chase Freedom (JPM, AMZN)

    Learn about the Chase Freedom card and how it earns 1% cash back on every purchase and up to 5% on purchases in quarterly ...
  17. Credit Card Review: Citi Double Cash

    Learn about the Citi Double Cash credit card and its simple cash back program that pays a combined 2% rate on every card ...
  18. Before You Invest in a Rental House with a Friend

    Investment property has advantages, but before you purchase a rental house with a pal, it’s smart to know what the challenges ...
  19. Free Credit Score: How Free Is It Really?

    Be careful of websites making bogus offers of "free" credit scores. If a site asks for credit card information, you'll most ...
  20. Credit Card Review: Amex EveryDay (AXP, JPM)

    Learn the benefits of the Amex EveryDay card, such as its introductory offer and rewards perks, and discover the types of ...
  21. Credit Card Review: Capital One Venture Rewards (COF)

    Learn how the Capital One Venture Rewards card helps you earn unlimited rewards miles to pay for all types of travel expenses, ...
  22. Credit Card Review: BankAmericard Cash Rewards (BAC)

    Read about the BankAmericard Cash Rewards card, and learn how to start earning unlimited cash back with its simply rewards ...
  23. Credit Card Review: QuicksilverOne Rewards

    Learn more about one of the best cash back rewards credit cards for individuals with average or good credit ratings: the ...
  24. What to Know About Transferable Points Programs

    Transferable points programs give credit card users a more extensive way to use credit card points for travel.
  25. Credit Card Review: Premier Rewards Gold Amex (AXP)

    Read more about the American Express Premier Rewards Gold card, one of the top charge cards in the United States and a favorite ...
  26. Credit Card Review: Gold Delta SkyMiles Amex (AXP, DAL)

    Learn about the three American Express cards that partner with Delta Airlines. Understand the benefits of the Gold Delta ...
  27. Credit Card Review: Citi ThankYou Preferred

    Understand what makes a reward credit card worth opening. Learn about the Citi ThankYou Preferred card and its benefits and ...
  28. Credit Card Review: Capital One Quicksilver Rewards (COF)

    Learn more about the Capital One Quicksilver Rewards card and how its simple cash back rewards program can put more money ...
  29. Credit Card Review: Citi Diamond Preferred

    Read about Citi's Diamond Preferred credit card, a low APR offering with excellent balance transfer benefits and a long-term ...
  30. Credit Card Review: BankAmericard Travel Rewards (BAC)

    Understand what the BankAmericard Travel Rewards card is and what its benefits are. Learn about the few drawbacks to the ...
  31. Credit Card Review: Discover it (DFS, AMZN)

    Learn why the Discover it card provides a great balance between cost effectiveness and robust rewards, especially for those ...
  32. Why Securities-Based Lending Became A Big Business

    Securities-based lending—using one's investments as collateral to secure a loan—has become big business for brokers and banks. ...
  33. American Express Returns Vs. DJ Industrial Average

    American Express has handily outperformed the Dow Jones Industrial Average since 2009, but unusual weakness in the last year ...
  34. Credit Card Review: Citi Simplicity

    Understand how the Citi Simplicity credit card works, what its pros and cons are, and which kinds of consumers would be happiest ...
  35. Credit Card Review: Platinum American Express (AXP, UAL)

    Take a closer look at the gold standard of luxury travel rewards credit cards, the American Express Platinum, and find out ...
  36. Credit Card Review: Discover it Miles

    Understand what makes a credit card valuable and possible drawbacks; learn about the Discover it Miles card and how it may ...
  37. Credit Card Review: Chase Sapphire Preferred (JPM, COF)

    Learn why the Chase Sapphire Preferred card is ideal for users who travel a lot and like to eat at restaurants, and discover ...
  38. How does investment banking differ from commercial banking?

    Discover how investment banking differs from commercial banking, the responsibilities of each and how the two can be combined ...
  39. Why do commercial banks borrow from the Federal Reserve?

    Learn how commercial banks borrow from the Federal Reserve to meet minimum reserve requirements, and discover the pros and ...
  40. Credit Card Review: Chase Slate

    Take a closer look at one of the most popular balance-transfer credit cards on the market: the Chase Slate card with a 0% ...
  41. Credit Card Review: BankAmericard (BAC)

    Examine an overview of the credit card lineup offered through Bank of America, each of which is a different version of the ...
  42. Understanding Your FICO Score

    Lenders use the FICO score to assess a loan applicant’s credit risk.
  43. Don't Get Trapped in a Zombie Foreclosure

    Understand how foreclosures work and you can avoid the disastrous consequences of having a zombie foreclosure.
  44. Why U.S. Consumers Aren’t Spending

    Despite continued improvement in the labor market and lower gasoline prices, consumers' activity remains soft: retail sales ...
  45. How does a bank determine what my discretionary income is when making a loan decision?

    Learn how banks determine your discretionary income, and discover why it is important to know your discretionary income even ...
  46. How the Fed Affects Reverse Mortgages

    An in depth look at how the Federal Reserve affects reverse mortgages.
  47. When Is the Best Time for You to Buy a House?

    Making what is likely to be the single most expensive purchase of your lifetime shouldn’t be done on a whim.
  48. Where Are Real Estate Stocks Heading?

    We summarize five economic reports that investors should monitor monthly to keep them informed of where real estate and its ...
  49. Top 3 Safest Peer-to-Peer Lending Websites

    Add safety and reputation to your checklist when you consider borrowing from an online lender.
  50. Why Cash Will Never Be Obsolete

    As long as the banking system remains strong and so many Americans remain unbanked, the United States will not have a cashless ...
Save Money
  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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