Credit & Loans

A look at the various components and considerations that go into one's credit report and credit score.

Find out how your business can get the money it needs - even when the bank says "no".

This year, find out how to stretch your tax refund further to strengthen your future.

Find which benefits from reward programs count as income in the eyes of the IRS.

Break through the stereotypes and find out how to manage your life to meet your needs.

Blood, sweat and tears should belong in the gym, but your money deserves some training time too.

Don't let these excuses prevent you from reaching your financial goals.

You don't need a degree to understand your money, begin saving and pay down debt.

This option can save you big bucks, but only if you watch out for rates and fees.

Dealing with a collection agency is scary if you don't know your rights. We help you take back the power.

Find out how you can negotiate your way to a lower debt load by paying up front.

Learn how the "sandwich generation" can save for retirement while taking care of their kids and parents.

Paying for everything with your credit card will earn you rewards and protect you against fraud, among other benefits.

With the number of credit cards in circulation exceeding the nation's population, card issuers have developed various ways of sweetening the deal.

Every penny that you keep out of the liability side of the net worth equation essentially ends up on the asset side.

Watch out for these costly mistakes while in school.

This article looks at short-term borrowing and why low-income citizens should avoid it.

The peer-to-peer lending industry continues to flourish. What does this mean for the future of loans from banks?

Although payday loans may seem like an attractive option in a pinch, they may also leave you worse off in the long run.

In many circumstances, a reverse mortgage can be a risk to your financial security. Here are six dangers you should consider before signing on the bottom line.

You might be suprised to learn that after reaching certain criteria, your PMI will be automatically cancelled.

Find out which of the five profiles fits your style, and how this will affect your future.

Understanding how the foreclosure process normally works - and how it dysfunctions in today’s market - will help you avoid becoming a victim.

To repay debt or invest, that is the question. These two important financial goals battle head-to-head to determine which is really more important.

Debit cards are more widely accepted and provide better fraud protection than in the past.

Debt is one of the biggest obstacles that prevents people from investing - but it shouldn't be.

There are numerous government programs available for people who need financial help recovering from a household disaster.

Small business owners need to know what’s going on in the credit card world if they want to maximize profits and ultimately avoid going belly up.

Here are some common sense tips for getting over the financial holiday hangover.

Your credit report is almost like a report card for your debt history. It shows your personal information, including name and address. It also lists all your creditors with current balances, those with paid-off balances from the last 7-10 years, and those accounts that are in arrears.

Credit scores indicate past behavior but don't necessarily reflect present or future behavior, so don't judge you partner solely on credit.

Your eligibility for student loan forgiveness depends on the type of student loan in question. If you have a federal Stafford loan, you may be able to get all or part of your loan forgiven through certain types of volunteer work, public service, military service or medical practice.By volunteering through ...

American college graduates are facing an increasing amount of student loan debt. There are new rules for repaying that debt. Here's what you need to know.

Are you on track to post-work bliss? We'll tell you how to find out.

Here are some estimates of what your net worth should be at certain stages of your life, depending on how much you earn for income.

From new technology to improved safety features, here are some updates you can expect to see in 2013.

Even if you are a student and aren't earning income, you still need to be aware of your net worth.

Here's an analysis of how to adjust liabilities and assets to improve net worth.

Putting your finances in order should be one of your top priorities before traveling out of the country.

These tips will have you singing "Joy to the World" well into the New Year.

Mortgage-backed securities can offer monthly income, a fixed interest rate and even government backing.

Holiday expenses can drown you in debt. Find out how to avoid this festive spending hangover.

From increased spending to interest rates, here are some reasons American's credit card debt levels are still rising.

It really depends on numerous factors - what stage of life you are at, your spending and saving habits, the stability of your job and your career prospects, your financial obligations and so on. But to keep it simple, let's assume that you are employed in a stable occupation, have no extravagant habits ...

Learn what happens when an individual or an organization files for bankruptcy.

There are two sources of financing for small businesses: debt and equity financing. This article explains both.

Mortgage brokers may be able to find you the loan of your dreams, but you should consider the potential downsides before hiring one.