Credit & Loans

  1. Earn Tax-Free Income

    Earn Tax-Free Income

    Tax rates are going up, so it pays to find sources of income that the tax collector can't touch. Here are 20 of them.
  2. Can You Live A Debt-Free Life?

    Can You Live A Debt-Free Life?

    Avoiding loans goes against the norm but it can be possible - and enjoyable.
  3. Watch Out For

    Watch Out For "Junk" Mortgage Fees

    So many fees are tacked on to a mortgage, that it's easy to pay more than you have to.
  4. Cash And Student Loan Forgiveness: The Perfect First Job

    Cash And Student Loan Forgiveness: The Perfect First Job

    Pesky student loans can make your first few years (even decades) of employment difficult. These organizations can make all ...
  5. 4 Ways To Make The Most Of Low Interest Rates

    4 Ways To Make The Most Of Low Interest Rates

    Just because the interest rates are low is no reason to abandon the market completely - there are still plenty of opportunities ...
  6. 5 Areas Where House Prices Are Increasing

    5 Areas Where House Prices Are Increasing

    The National Association of Realtors' January data was better than last year, but some cities are rebounding much faster ...
  7. Keep Your Pending Home Sale From Collapsing

    Keep Your Pending Home Sale From Collapsing

    You've done your research and found your dream home - find out what could go wrong and ruin your sale!
  8. APR and APY: Why Your Bank Hopes You Can't Tell The Difference

    APR and APY: Why Your Bank Hopes You Can't Tell The Difference

    Banks use these rates to entice borrowers and investors. Find out what you're really getting.
  9. When A Homeowner's Best Move Is Turning Over The Keys

    When A Homeowner's Best Move Is Turning Over The Keys

    Moving out of your own home is sometimes the smartest financial move.
  10. Are You Getting What You Paid For?

    Are You Getting What You Paid For?

    Carefully checking your purchases can help protect your budget.
  11. Housing Numbers: Northeast Drags Down the Nation

    Housing Numbers: Northeast Drags Down the Nation

    The most recent report suggests that a rebound just isn't in the cards, especially in the Midwest and Northeast regions. ...
  12. Top 6 Mindless Money Wasters

    Top 6 Mindless Money Wasters

    If you'd like to save more money, first you'll need to conquer the first step: coming up with the cash.
  13. Home Improvements: Does It Pay To Go Green?

    Home Improvements: Does It Pay To Go Green?

    Going green doesn't have to damage your finances. These tips can help you save your bank account and the environment.
  14. 7 Tips For Tidying Up Your Credit Score

    7 Tips For Tidying Up Your Credit Score

    Fixing a damaged credit score isn't the hardest thing to do, but it does require some dedication.
  15. The Best Way To Borrow

    The Best Way To Borrow

    There are many avenues from which to drum up funding. Find out the pros and cons of each.
  16. Prevent Bankruptcy With These Tips

    Prevent Bankruptcy With These Tips

    This financial decision should only be used as a last resort. Find out how to avoid it.
  17. A Solar-Powered Home: Will It Pay Off?

    A Solar-Powered Home: Will It Pay Off?

    Outfitting your home with solar power can be a long-term investment, or just a step toward greener living.
  18. The 2010 Real Estate Outlook

    The 2010 Real Estate Outlook

    The real estate market is still struggling, but that doesn't leave everyone out in the cold.
  19. 8 Signs Your Neighborhood Is On The Upswing

    8 Signs Your Neighborhood Is On The Upswing

    If you were hard-hit by the real estate crash, you may be wondering when things will get better for you. We show you how ...
  20. Fend Off Foreclosure - With Bankruptcy?

    Fend Off Foreclosure - With Bankruptcy?

    When you have a tough financial decision to make about your home, make sure you have all the information.
  21. Will A Systematic Withdrawal Plan Work For You?

    Will A Systematic Withdrawal Plan Work For You?

    Check out the particulars of an SWP to see if it's the right choice for your retirement.
  22. It's A HAMP Shame: Feds Seek To Share The Mortgage Blame

    It's A HAMP Shame: Feds Seek To Share The Mortgage Blame

    Has the Home Affordable Modification Program failed completely?
  23. Reduce Interest With An All-In-One Mortgage

    Reduce Interest With An All-In-One Mortgage

    "Offset" mortgages combine a checking account, home-equity loan and mortgage into one account.
  24. Bounce Back From A Credit Score Disaster

    Bounce Back From A Credit Score Disaster

    If the recession has wrecked havoc on your FICO score, these tips will help you rebuild your credit.
  25. Because I missed a few credit card payments, the issuer raised my interest rate from ...

    Because I missed a few credit card payments, the issuer raised my interest rate from ...

    You should first check that your credit card company is operating within your rights as a card holder. The U.S. Congress ...
  26. Worst Financial Decisions Of 2009

    Worst Financial Decisions Of 2009

    Given the information they had at the time, these were the worst financial decisions of the year.
  27. Fight Back Against Inflation

    Fight Back Against Inflation

    Inflation is often a consequence of economic recovery. Here's how you can protect your financial portfolio.
  28. What's Eating Away Your Money?

    What's Eating Away Your Money?

    It's the little things that count. This is especially true in the world of finance.
  29. Choose To Beat The Bank

    Choose To Beat The Bank

    From internet banking to credit unions, it's in your power to cut fees and maximize service.
  30. Green Mortgages Save Money And The Environment

    Green Mortgages Save Money And The Environment

    This emerging type of loan is not just for treehuggers. It rewards you for eco-friendly housing, in the form of cold, hard, ...
  31. Is life insurance good for mortgage protection?

    Is life insurance good for mortgage protection?

    If you are the primary wage earner in your family and you carry a current mortgage on your home, it is important that you ...
  32. My mortgage payments are no longer affordable; is there anything that I can do to ...

    My mortgage payments are no longer affordable; is there anything that I can do to ...

    The most important thing for you to remember if you find that you may not be able to make this month's mortgage payment is ...
  33. Financial Institutions: Stretched Too Thin?

    Financial Institutions: Stretched Too Thin?

    Find out how to evaluate a firm's loan portfolio to determine its financial health.
  34. Interest-Only Mortgages: Home Free Or Homeless?

    Interest-Only Mortgages: Home Free Or Homeless?

    These loans can be beneficial, but for many borrowers, they present a financial trap.
  35. Getting A Loan Without Your Parents

    Getting A Loan Without Your Parents

    Use the 5 "W"s to finance your dreams without banking on a second signature.
  36. Underwater Mortgage: Should You Hold Or Fold?

    Underwater Mortgage: Should You Hold Or Fold?

    When your mortgage is more than your house, there are options other than walking away.
  37. Things To Know About The Home Modification Plan

    Things To Know About The Home Modification Plan

    This program allows FHA borrowers to reduce monthly mortgage payments through negotiation with lenders.
  38. Christmas 2009 Vs. 2008: What Can We Expect?

    Christmas 2009 Vs. 2008: What Can We Expect?

    Outlining last years sales results and economic figures with this years stats and expected sales numbers.
  39. 5 Best Financial Choices For College Students

    5 Best Financial Choices For College Students

    Smartest credit cards, checking accounts and more.
  40. 5 Costs Of Financial Procrastination

    5 Costs Of Financial Procrastination

    Though the costs of procrastination are not easy to measure, the effects can be financially devastating.
  41. Home-Equity Loans: The Costs

    Home-Equity Loans: The Costs

    Learn the factors to consider when comparing the different programs offered by various lenders.
  42. Is A Reverse Mortgage Right For You?

    Is A Reverse Mortgage Right For You?

    Home equity can be a viable financing alternative, but it depends on how you spend the funds.
  43. What Real Estate Agents Don't Want You To Know

    What Real Estate Agents Don't Want You To Know

    While they can be instrumental in helping you buy or sell a home, real estate agents may ulterior motives.
  44. Prepaid

    Prepaid "Credit" Cards: Convenience At A Cost

    These cards offer convenience and security, but are they worth it?
  45. Is it wise to consolidate credit card debt?

    Is it wise to consolidate credit card debt?

    In most cases, credit card consolidation is a wise decision if you are able to get a lower interest rate with the new company ...
  46. How Credit Cards Built A Plastic Empire

    How Credit Cards Built A Plastic Empire

    A decade before Mastercard or Visa existed, the first credit card company was introduced.
  47. What is PMI, and does everyone need to pay it?

    What is PMI, and does everyone need to pay it?

    Also known as "Primary Mortgage Insurance," PMI is the lenders (banks) protection in the event that you default on your primary ...
  48. Your Financial Life: From Stressful To Stress-Free

    Your Financial Life: From Stressful To Stress-Free

    Find out how to get the ball rolling on your future financial security. Then sit back and watch things unfold.
  49. 4 Steps To Attaining A Mortgage

    4 Steps To Attaining A Mortgage

    It starts with knowing your choices as well as your price range. We show you how to get there.
  50. 8 Financial Tips For Young Adults

    8 Financial Tips For Young Adults

    You don't need an MBA to learn how to save money and invest in your future.
Save Money
  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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