Credit & Loans

Here are some scholarships that may be attainable for those of us who aren't star athletes or honors students.

Learn more about this method of borrowing money against the value of your home.

It can be difficult to determine the best place to find out your credit score. Here are some tips to help you along the way.

Go beyond interest and find out how mortgage points affect your taxable income.

Hired gun not in your budget? Learn to be your own credit counselor.

These five steps can help get you out of debt faster and easier than you'd ever imagined.

If using a layaway plan keeps you from having to use your credit card, it could be a smart move.

Soon, there will be another body protecting consumers when it comes to credit scores. Here are some new things to know about getting a credit report in the future.

The CFPB is keeping an eye on the student loan market because it believes it uses the same lending policies as mortgage lenders did during the subprime lending crisis.

Credit repair scams are common in today's debt-reliant world. Don't be a victim!

Putting some plastic in your children's wallets may actually help them - if you do it right.

Learn how to pay less for your home in the long run, or save in the short run.

Here's a breakdown of how you can stay out of debt or keep your debt low.

The plastic in your wallet doesn't have to hurt your finances. Learn how to manage it responsibly.

Are future generations in trouble when it comes to how much debt they have? We compare debt between other age groups to find out.

Learn the special considerations mature adults need to make when pursuing a post-secondary education.

With the revelation that one in four U.S. teenagers do not understand the difference between debit and credit, we look at the need for financial education to become a priority for parents and teachers nationwide.

Re-amortization is a lesser known alternative to refinancing when it comes to dealing with your mortgage.

Here is a look at what customers have to do to ensure that loyalty programs help them shop smarter.

Once you have kids, your ability to save decreases dramatically. There are also a number of things you must do to prepare financially for having a child, such as maintaining a home and having health insurance.

Follow these five simple steps to keep your spending under control.

These credit cards are worth considering for the extra discounts, promotional financing, special sales and discounts on future purchases.

A wide range of rewards credit cards are available for consumers to use toward airfare, hotel bills, rental cars and more.

The devil is always in the details! Find out what you're signing yourself up for.

Senior citizens are at a high risk of being victims of identity theft, and they are often easy targets for criminals.

There are still ways you can build credit with a credit card, even if you have bad credit.

If you are a college student and want to better manage your budget, here are some useful tips.

If you are upgrading your home, here are some things you'll need to know so you don't spend more money than you need to.

Rising rates mean rising profits for lenders, providing incentive to increase rates whenever possible.

Many Americans are having a tough time paying their mortgages. Here are some reasons why some homeowners fared better than others during the housing crisis.

Don't wait to be saved, find out where the lifesaving devices are and hang on tight!

Make it to the end of the month, before you run out of money.

Find out why you shouldn't put off putting your affairs in order.

Getting out of debt can be difficult, but paying off a minimum balance each month only makes things worse.

Not all plastic is equal! Learn the difference between the three kinds, and how each can affect your finances.

A great starting point for learning what a credit score is, how it is calculated and why it is so important.

You can take advantage of this process to learn about other cards that may better suit your needs.

Take a close look at the characteristics of private student loans before deciding it's the best path to take.

Students should look for credit cards that charge no annual fees, have a low introductory interest rate and offer rewards or money.

Qualifying for a mortgage is a little more complicated for borrowers who are self-employed.

Seemingly intrusive or irrelevant questions are actually legal for lenders to ask of mortgage applicants.

You may have heard of the dreaded Chapter 13 for personal bankruptcy, but there's something even worse - Chapter 7.

With college costs continuing to escalate, the question of who pays for it is increasingly relevant.

Be aware of your rights as a consumer, and know how scammers work so you can protect your money.

Being prepared before buying will save you thousands in the long run.

Here's a rundown of how you can go about getting your first credit card.