Credit & Loans

  1. Student Loan Forgiveness for Teachers

    If you are a teacher and have student loans to repay, you may qualify for a loan forgiveness program.
  2. Why doesn't Credit Karma offer FICO scores?

    Credit Karma offers a popular way to track credit scores for free. While it does not offer FICO scores, the information it ...
  3. How the Kohl's Credit Card Works: Benefits and Rewards (KSS)

    Find out how the Kohl's charge card works and how shoppers can generate bigger savings throughout the year as a Kohl's cardholder.
  4. How the Southwest Credit Card Works: Benefits and Rewards (LUV)

    Learn how the Southwest Airlines rewards credit card options work, what travel rewards are offered and for whom the card ...
  5. 3 Best Credit Cards for Traveling to the UK (COF, BCS)

    Discover three of the best credit cards to use while traveling to the United Kingdom, based on security and rewards programs.
  6. How long should you hold on to credit card statements?

    Holding on to credit card statements can be helpful when they contain personal purchases, tax-deductible items, or products ...
  7. Using Your 401(k) to Pay Off a Mortgage: The Pros and Cons

    Learn the advantages and drawbacks of using assets accumulated within a 401(k) retirement savings plan to pay off your mortgage ...
  8. How the Nordstrom Credit Card Works: Benefits and Rewards (JWN)

    Learn about the Nordstrom credit or debit card, complete with who should use it, what the rewards are and details about the ...
  9. When Is Mortgage Insurance Typically Required?

    Learn about the situations in which borrowers may be required to buy private mortgage insurance, and discover who this insurance ...
  10. Who regulates mortgage lenders?

    The Federal Truth in Lending Act and the Real Estate Settlement Procedures Act (RESPA) dictate most of the regulations mortgage ...
  11. The Best Identity Theft Protection May Be Free

    With personal data breaches now a part of our daily lives, here are a few ways to truly protect your identity on your own.
  12. Is An Ivy League Degree Worth It?

    In 600 B.C. Aesop determined that a bird in the hand was worth two in the bush. Warren Buffett claims that this axiom can ...
  13. Not Every Qualified Borrower Gets a Mortgage: Here’s Why

    A good credit score and steady source of income may not be enough for qualified borrowers of color to receive a conventional ...
  14. 7 Ways To Get Through Grad School Debt-Free

    As if figuring out what to take in school isn't hard enough, you also have to find a way to pay for it.
  15. Deal with Your College Debt Using These Steps

    The worst thing to do with college debt is to ignore it. The best way to start tackling it is with a clear roadmap to financial ...
  16. Fico 5 vs. Fico 8: What Are the Differences

    Find out why you have more than one FICO credit score.
  17. 3 Best Credit Cards for Shopping at Amazon in 2016 (AMZN)

    Find out how Amazon.com shoppers can earn maximum cash back on their purchases with Amazon-focused cash-back rewards credit ...
  18. How Credit Sesame Works and Makes Money

    Because the numerous services offered by Credit Sesame are free, it turns to referrals, advertising and venture capitalists ...
  19. Who Actually Owns Student Loan Debt?

    Find out how the U.S. federal government effectively nationalized the American student loan market with a small section of ...
  20. Should You Increase Your Credit Card Limit?

    Should you ask for a credit limit increase? The answer is yes, and there are several good reasons why.
  21. 3 Reasons Your 401(k) Is Not Enough for Retirement

    Learn the basic structure of a 401(k), and a number of reasons why it may not be substantial enough to secure an individual's ...
  22. 5 Fintech Firms Emerging in Canada

    These emerging Canadian fintech companies have attracted the attention of some big-name investors and customers.
  23. Credit Card or Cash?

    Credit cards are convenient to use, but not always the best choice. Here are 5 times you shouldn't pay with a credit card ...
  24. IRS Allows Mortgage Deduction for Unwed Couples

    Single taxpayers who co-own one or more of their homes with another person can now each claim a deduction for the mortgage ...
  25. Student Loan Debt: Which States & Schools Cost Most/Least

    Student loan debt affects 43 million Americans. A new report from LendEDU breaks down the most significant borrower trends ...
  26. Top 4 Companies that Consolidate Private Student Loans (CFG)

    Consolidating your student loans can save you money.
  27. How the Banana Republic Credit Card Works

    For consumers who pay off their balances every month, the perks offered by the Banana Republic credit card may be worth your ...
  28. How Banks Are Dealing With Low Interest Rates

    A surge in mortgages may help banks offset thin profit margins in the prolonged low-interest-rate environment.
  29. How to Build a Credit Report for Your Adult Child

    They may not be true adults yet, but you can start building a credit history for your young adult children now.
  30. How Credit Card Companies Make Money

    Credit card companies reap rich rewards for extending credit to consumers. Here's how.
  31. How the Victoria's Secret Credit Card Works: Benefits and Rewards (LB)

    Here's how the Victoria's Secret credit card works: application process, the benefits, the downfalls and the other pertinent ...
  32. Are Mortgage Rates Going Up? 3 Indicators to Watch

    Watch these indicators to see if or when mortgage rates will rise, and why the Federal Funds rate is not a key indicator.
  33. Medical Professionals: How to Pay Off Those Loans

    After years of medical school, the last thing you want to be worried about is money. What are your options when it comes ...
  34. Improve Your Credit Score by Adding a Credit Card

    Find out how adding a credit card account can help increase your credit score, and discover what to do to avoid it hurting ...
  35. The Top 5 Personal Finance Experts to Follow in 2016

    Here is a look at five money and investing experts who can help you reach your financial goals for 2016.
  36. 5 Signs That You're Living Beyond Your Means

    Learn what to watch for before you find yourself drowning in debt or filing for bankruptcy.
  37. Top 7 Most Common Financial Mistakes

    Choose fortune over disaster by avoiding these money traps.
  38. Are Student Loans Tax-Deductible?

    Learn how and when to deduct the interest on student loan payments, which allows individuals to reduce their taxable income ...
  39. 5 Articles to Refresh Your Financial Literacy

    Being smart about things financial can make the difference between a shaky future and a comfortable one
  40. The Top 3 Alternatives to Student Loans

    There are ways to attend college without getting into debt.
  41. Debt Avalanche vs. Debt Snowball: Which Is Best For You?

    There are two distinct methods to pay off debt: the debt avalanche way and the debt snowball way. Here’s how to find out ...
  42. Does It Pay Off to Attend Community College?

    Associate degree holders in some professions can earn more than bachelor's degree holders.
  43. 6 Countries With Virtually Free College Tuition

    Some countries in Europe, such as Norway, Finland and Slovenia, provide free university education for all students.
  44. 5 Surprising Things That Will Hurt Your Credit Score

    Here are five ways that you can damage your credit score without even knowing it.
  45. The Main Differences between Credit Unions and Banks

    Consumers should know the main differences between credit unions and commercial banks when deciding where to do business. ...
  46. 5 Landscaping Tips that Won’t Break the Bank

    Are you considering selling your home this summer? Then you should get your landscape in shape. Here are five secrets to ...
  47. How Credit Card Companies Fight Fraud

    Credit card companies are relying on the full arsenal of weapons, including traditional and emerging big-data analysis to ...
  48. Looking for a Tuition-Free College? Move Abroad

    College tuition abroad is free in some cases, allowing students to get a debt-free jump on life. But you might need to brush ...
  49. 8 Essential Four-Letter Words for Financial Health

    By embracing these four-letter words, you can take the steps necessary to improve your financial health.
  50. Student Loan Creditors Can Garnish Your Money

    The U.S. government and private lenders can garnish your bank account to recover unpaid student loans in multiple ways
Save Money
  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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