Credit & Loans

A great starting point for learning what a credit score is, how it is calculated and why it is so important.

Take a close look at the characteristics of private student loans before deciding it's the best path to take.

You can take advantage of this process to learn about other cards that may better suit your needs.

Students should look for credit cards that charge no annual fees, have a low introductory interest rate and offer rewards or money.

Qualifying for a mortgage is a little more complicated for borrowers who are self-employed.

Seemingly intrusive or irrelevant questions are actually legal for lenders to ask of mortgage applicants.

You may have heard of the dreaded Chapter 13 for personal bankruptcy, but there's something even worse - Chapter 7.

With college costs continuing to escalate, the question of who pays for it is increasingly relevant.

Be aware of your rights as a consumer, and know how scammers work so you can protect your money.

Here's a rundown of how you can go about getting your first credit card.

Being prepared before buying will save you thousands in the long run.

If you're struggling to pay off your debt, you'll need to develop discipline and patience in order to dig yourself out.

Safeguard your wallet and ensure that financial mishaps don't ruin this once-in-a-lifetime experience for you.

Here's how you can juggle saving for your child's college education and your retirement.

We walk through the steps needed to secure the best loan to finance the purchase of your home.

Both of these have advantages and disadvantages depending on your financial needs and prospects.

Annual percentage rate and annual percentage yield are two ways companies calculate the amount of interest you can owe. Learn more about them and find out which is the better rate.

Increased industry regulations helped banks lower their default rates.

Sticking to a budget and making savings is the only way to put yourself on a firm financial footing.

As of July 1st, be prepared for student loans rates to go up.

The thought of earning rewards from purchases may seem like a good idea, but there are some things that should be considered before signing up.

In order to obtain and maintain a career in the financial industry, it is also important to have a clean credit report.

Shopping online is fast and easy, but dangerous at the same time.

This property market is easy to access and provides profitable opportunities.

Find out how to make your credit cards work for you - not against you.

Here's a breakdown of how taking out student loans will affect your credit score.

The average American household has four cards, but does that mean more is better?

If you have ever wondered whether you should carry one, two or more cards, read on and we'll tell you.

Here's a step-by-step guide of what to do if your wallet is lost or stolen.

Follow these steps if you've been ripped off or spot an error on your bill.

If you are ever faced with a crisis, here are some budget tips to help you prepare financially.

The CFPB is there to protect you and hear your voice. You can help with the economic recovery by getting to know the bureau.

We look at the financial differences between purchasing a cheaper home and making a larger down payment on a more expensive home.

Many common money habits can affect your credit score negatively without you even knowing it.

Bankruptcy is not the end of the world. You can survive it and come out on the other side more financially solid.

Prepaid debit cards are becoming increasingly popular. Here are some tips for choosing the right prepaid debit card.

Ever wonder if the different types of debt are good or bad? Read on and we'll tell you.

Being aware of these unscrupulous methods can help you avoid them as best you can.

Credit cards aren't always bad possessions to have. There are certain perks associated with using credit cards as we make routine or irregular purchases.

Get an upper hand on debt collectors by knowing your rights and using these tips.

Here are some of the key figures on the current housing market and how you might interpret them.

Bad spending habits are not always obvious. What could you be doing to ensure that your money's going where it should?

The cost of buying a home extends beyond the down payment, closing costs and your mortgage. Watch out for these costs.

Here is a rundown of how age can relate to what your credit score is.

Think you have enough rewards points for that summer vacation? You better think twice about that.

Discover the federal student loan options for both parents and students.

When should you get your first credit card - in high school, college, after graduation or never?