Credit & Loans

  1. Can I still use my credit cards if I'm on a debt management program?

    Learn how to find out if you can keep, use or apply for credit cards while on a debt management program and what kinds of ...
  2. What debts don't have a statute of limitations applied to them?

    Learn what it means to have a statute of limitations applied to a debt, and find out which debts typically do not have a ...
  3. When does the statute of limitations clock start on my debts?

    Learn how states treat statutes of limitation on consumer debts, and find out what it means if the statute of limitations ...
  4. What property / belongings can I keep after filing bankruptcy?

    Discover which types of property you can keep after filing bankruptcy by listing them as exempt from normal liquidation proceedings.
  5. What are some common catches that come with credit card reward programs?

    Read the fine print of credit card cash back rewards programs before assuming they are an easy way to cut down on credit ...
  6. How do credit bureaus make money?

    Take a closer look at how credit bureaus make money, and learn about the kind of services they provide to both lenders and ...
  7. Why are private student loans generally more expensive than federal loans?

    Make the right decision between a federal student loan and a private student loan when looking for financial aid for your ...
  8. Can I erase my student loans by filing for bankruptcy?

    Discharging student loans by filing for bankruptcy is highly unlikely, unless an undue financial hardship can be proven, ...
  9. What are the basic requirements to qualify for a payday loan?

    Find out the basic requirements to apply and qualify for a payday loan and understand the factors that determine when and ...
  10. How are my cosigners affected if I file bankruptcy?

    Learn how cosigners and guarantors are affected by bankruptcy filings and how cosigner treatment changes based on the type ...
  11. Will using an overdraft hurt my credit score?

    Find out if overdrafting a bank account hurts a credit score, how reporting is handled and if a consumer is able to dispute ...
  12. What debt cannot be discharged when filing for bankruptcy?

    See what kinds of debts cannot be discharged through a bankruptcy and which debts are very difficult to discharge unless ...
  13. Will debt consolidation stop debt collectors and creditors from calling me?

    Explore different debt consolidation options. Learn the effect that different interest rates have on monthly payments and ...
  14. How does a Registered Retirement Savings Plan (RRSP) loan work?

    Discover some of the most common and useful ways to take out a loan from your Registered Retirement Savings Plan without ...
  15. What should you consider before taking a loan on your Registered Retirement Savings ...

    Learn about the primary factors you should consider before deciding to take out a loan from your Registered Retirement Savings ...
  16. 7 Ways To Save Money On Business Travel

    Business travel is soaring, especially in America. But though business travel is great for the economy, it's not so kind ...
  17. 10 Steps For First-Time Home Buyers

    It's probably the biggest purchase you've ever made. Here's exactly what to do to prepare yourself and get the best possible ...
  18. Credit Cards With Travel Insurance

    Some credit cards offer travel coverage, which may include trip cancellations, lost baggage and rental-car damages. Just ...
  19. 3 Money Moves To Make Before A Career Change

    One of the measures of a healthy economy is workers' confidence in their ability to leave a job and find other employment. ...
  20. 8 Common Refinance Mistakes

    As mortgage rates creep higher, there's still time to dump your mortgage rate for a lower one. But don't ruin your chance ...
  21. Is Cash Or Credit Better For European Trips?

    If you're traveling to Europe, make sure you have a widely accepted credit card that uses chip technology. It doesn't hurt ...
  22. When Is A Franchise The Right Investment For You?

    Do you have the right mix of credit, capital and business savvy to make you an ideal candidate for buying a franchise?
  23. Are You A Target For Identity Thieves?

    The Americans at highest risk for identity theft and identity fraud aren't the ones you most expect. See if you're on the ...
  24. Avoid Becoming An Identity Thief's Next Victim

    Use these 7 techniques to keep yourself under the radar and out of the way of identity thieves.
  25. Steps To Retiring With A Reverse Mortgage

    Follow this simple six-step guide to investigating a reverse mortgage. And be sure to compare it to other ways home equity ...
  26. Which Credit Cards Are Best For A Small Business?

    Even the best business cards aren't all alike. Choose the card – or cards – with features that yield the most for how your ...
  27. 3 Credit Card Benefits You’re Paying For But Not Using

    Unnecessary expenses are easy to eliminate once you look at your spending, but not all expenses are obvious, especially when ...
  28. An Investor's Guide To Bank Stress-Testing

    Just how are bank stress tests performed and what is the logic behind them? And is a stress test useful for evaluating a ...
  29. 5 Biggest Money Mistakes & How To Fix Them Fast

    Financial mistakes - like most mistakes in life - can generally be avoided with forethought, planning and self-discipline. ...
  30. Reverse Mortgage Or Home-Equity Loan?

    If you have equity in your home and need more cash in retirement, a reverse mortgage – or home-equity loan or line of credit ...
  31. 9 Ways To Improve Your Credit Score Today

    When it comes to finances, there are a number of goals that you might have established, such as saving money, paying down ...
  32. Build Your Credit Score

    Here are four good ways to build your credit score when you're starting from scratch. Do it right and you'll end up with ...
  33. 7 Weirdest Things You Can Buy With Rewards Points

    Delve into the world of rewards credit cards and it becomes easy to see how enough points can pay their way toward heavily ...
  34. Finding And Investing In FHA Condos

    Interested in a buying an FHA-approved condo? Read this first.
  35. Saving Money Or Paying Off Debt?

    When choosing between blasting through debt and establishing precautionary funds in case of an emergency, the right course ...
  36. How To Refinance If Your Home Appraisal Is Too Low

    When you take out a mortgage on a home or refinance an existing mortgage, most lenders want a loan-to-value ratio (LTV) of ...
  37. Which Home Updates Tend to Make Back their Money?

    Do you want to revitalize your kitchen and bathroom this year? If you’re planning to sell your home, these rooms will be ...
  38. What is the difference between a prepaid credit card and a gift card?

    Although prepaid and gift cards are used in the same manner, a prepaid credit card can be used repeatedly, while a gift card ...
  39. What are the differences among a real estate agent, a broker and a realtor?

    Learn how agents, realtors and brokers are often considered the same, but in reality, these real estate positions have different ...
  40. What does FNMA stand for?

    Learn what FNMA is, how it helps low-, moderate- and middle-income families afford a place to live using mortgage liquidity, ...
  41. How are real estate taxes calculated?

    Find out how real estate taxes are calculated; failure to pay these taxes that can be a substantial annual expense can lead ...
  42. Where can you get real estate advice?

    Learn where to find unbiased real estate advice on the Web, and get a brief sampling of the types of issues to take into ...
  43. What do real estate attorneys do?

    Understand the role of a real estate attorney to help you decide if you would benefit from the expertise of this type of ...
  44. Is it possible to obtain a loan from a qualified retirement plan?

    Read how loans are available for qualified retirement plans; most loans allow for $50,000 or 50% of the current vested value, ...
  45. What are the requirements for an FHA loan?

    Qualify for homeownership with an FHA-backed mortgage. Borrowers with imperfect credit benefit from this government-sponsored ...
  46. What Documents Do I Need For Mortgage Preapproval?

    The document requirements for mortgage preapproval vary by lender and your individual circumstances, but typically, you'll ...
  47. The Big Credit Card Companies Have Room to Grow

    With so many credit cards in daily use, credit card issuers have grown with their businesses.
  48. Private Student Loans For International Students

    International students can get private loans to help pay for the cost of college in the United States. Here's how.
  49. Bankruptcy And Your Credit Score

    Use these 7 strategies to start improving your credit score from the huge hit it takes after a bankruptcy.
  50. Finding Rent-To-Own Homes

    Rent to own can be a route to owning your own home. But searching can be costly and complicated, and leases may have pitfalls. ...
Save Money
  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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